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How about some bigger items:
1) Not taking your spouse out for an occasional night out only to pay for the divorce lawyers because the romance is dead.
2) Saying you do not have the money to hire a financial adviser (or to read a good book on budgeting) to help you with your money issues until you are out of debt.
3) Spend time on the job tracking the stock market to ensure a comfortable retirement, just to be laid off years before retiring due to slacking off
4) Going to the pub for their $1 drafts, yet buying 50 cent wings and a taxi cab ride home because you can't drive.
5) Not taking your car in for an proper maintance (including tires), then having a car wreck due to poor tires or brakes.
6) Going to a grocery store to get 10 cent gas rebate, yet spending 10% more in higher prices than shopping at the discount grocery store.
Deciding not to go into debt to get a college education, only to end up in a $8 retail job asking if they want fries with that.
Ouch! It's like you're right there looking over my shoulder.
I couldn't agree more about the new car. I have to keep reminding my wife that the new car smell is NOT worth $10,000.
With insurance, there are generally two approaches you can take: cash-flow preservation or wealth preservation. Cash-flow preservation is making sure you have few unexpected out-of-pocket expenses, while wealth preservation is making sure you have no massive unexpected bills. These two goals conflict unless you are willing to spend a lot on insurance.
If you don't have a lot of savings, cash-flow preservation, ie low health insurance deductibles, "comprehensive" car insurance, etc makes sense. If you have more savings, wealth preservation, ie insurance with higher deductibles but no "open-ended" upside costs, and higher liability insurance with less "damage" insurance makes more sense.
* Buying such cheap toilet paper than you end up using more than you would otherwise
* Joining and then not using an expensive gym while paying someone else to mow your lawn, weed your flower beds and prune your trees.
* Getting a fancy rewards credit card for the cash back and then spending more than you would otherwise to earn extra rebates.
For instance, my inexpensive clothing doesn't have to be replaced very often due to poor quality.
And this one is me: Buying the cheapest vacuum cleaner instead of a good one with a HEPA filter and suffering with the misery and expense of a year-round allergy to dust mites.
Anyway, don't take it too seriously. People who successfully pull off any of the above would disagree with their particular point based on their own success, despite considerable failure and mistakes by most other people.