DISQUS

Consumerism Commentary: Bank of America’s Keep The Change

  • Empty Spaces · 4 years ago
    i've heard HSBC also offers great rates on savings with a $25 signup bonus.
  • jim · 4 years ago
    Your blog's look changes more often than a girl changes outfits. :) I do like this one over that brownish one you had running a while ago.

    Anyway, I blogged about this too and added an analysis of what purchase amount you'd need to make this deal beat a regular 1% credit card:
    http://www.bargaineering.com/articles/cashback-with-a-twist-amex-and-boa.html

    ( Talk about Amex One too )
  • Hazzard · 4 years ago
    I definitely like this latest look. It looks clean and it's easy to read!
    Oh, and I hate banks in general. I'm a credit union cult follower.

    Hazzard

    ">http://www.everybodylovesyourmoney.com
  • Uncommon Guy · 4 years ago
    I agree with your statement about credit cards vs. debit cards. I'm a true believer in the power of wisely-used credit cards to protect your finances. Also, I would rather be the one to specify exactly how much of my money I put in my savings, so I'll skip BoA's Keep the Change offer and just set up an automatic transfer to savings.
  • TT · 4 years ago
    Sure Bank of America gets a little bit of benefit from this program, but the beauty of it is that you can increase your saving rate without noticing it. You can turn a fractional portion your every day spending into found money. The 5% bonus isn't much really, this is a cool program even without the bonus.

    It helps you save even if you have no financial discipline.