http://consumerismcommentary.disqus.com/NoneenMon, 28 Jan 2008 13:11:23 -0000http://www.consumerismcommentary.com/2008/01/26/completely-redesigned-high-yield-interest-rate-page/#comment-21311164<p>nice list Flexo, <br>thanks for sharing...</p>ChristianPFMon, 28 Jan 2008 13:11:23 -0000http://www.consumerismcommentary.com/2008/01/26/completely-redesigned-high-yield-interest-rate-page/#comment-21311163<p>Check out this site too for a comparison of many of the high yield savings accounts and their rates as of 1/26/08:<br><a href="http://themoneykings.com/blog/comparison_of_high_interest_savings_account_rates" rel="nofollow noopener" target="_blank" title="http://themoneykings.com/blog/comparison_of_high_interest_savings_account_rates">http://themoneykings.com/bl...</a></p>TimSat, 26 Jan 2008 19:12:44 -0000http://www.consumerismcommentary.com/2008/01/26/completely-redesigned-high-yield-interest-rate-page/#comment-21311162<p>The new rate sheet is nice. Thanks!</p>SingleGuyMoneySat, 26 Jan 2008 15:00:26 -0000http://www.consumerismcommentary.com/2008/01/26/completely-redesigned-high-yield-interest-rate-page/#comment-21311161<p>Rob: The APY takes compounding into effect already, so a 5.0% APY where the rate is compounded daily yields the same as a 5.0% APY where the rate is compounding quarterly (assuming no deposits/withdrawals). (The underlying interest rates/APRs would be different.) That's why it's not included in the table.</p>Harlan LandesSat, 26 Jan 2008 13:18:10 -0000http://www.consumerismcommentary.com/2008/01/26/completely-redesigned-high-yield-interest-rate-page/#comment-21311160<p>I know it is probably nit-picking, but if it is not too much trouble, could you add a column for how often the interest is compounded? Currently the bank with the top rate on the spreadsheet (OneUnited) compounds interest quarterly, whereas another bank further down the list (Emigrant) compounds daily. The difference is probably insignificant in the short term, but I believe myself and others would find it useful to see at a glance.</p>RobSat, 26 Jan 2008 13:11:07 -0000http://www.consumerismcommentary.com/2008/01/26/completely-redesigned-high-yield-interest-rate-page/#comment-21311158<p>Rethinking it, I think a better way to put it in terms of goal setting and S-curves, is that in the beginning one should put in large effort rather than start slowly. Time can mostly substitute for assets and it is when one has no assets that most of the time should be spent rather than the other way around.</p>Early Retirement ExtremeSat, 26 Jan 2008 12:44:16 -0000http://www.consumerismcommentary.com/2008/01/26/completely-redesigned-high-yield-interest-rate-page/#comment-21311159<p>Peter: The code is on the way. Enjoy!</p>Harlan LandesSat, 26 Jan 2008 12:20:26 -0000http://www.consumerismcommentary.com/2008/01/26/completely-redesigned-high-yield-interest-rate-page/#comment-21311157<p>do you have the code for that google spreadsheet - i was thinking about embedding it at my site. thanks!</p>peterSat, 26 Jan 2008 12:16:08 -0000