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I hate that it doesn't have all the features of Quicken for Windows (401k accounts, some banks are not supported for Mac).<br><br>I like the automatic downloading of transactions, but I wish Quicken wouldn't charge the banks. That's the only reason my bank hasn't converted.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_15:12:33", "killed": false, "user_key": "e7ce8dc0c3a14ca3c6a831d0b06d0dba", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 03:12 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306882": {"up_voted": false, "ip": "", "has_replies": false, "message": "One thing that bugs me in Quicken is that there doesn't appear to be a way to delete downloaded transactions. I have a list o 105 transactions that I don't want to use. The handling of mutual funds and stocks is also a problem. It's just not complete/easy to track stock info.<br><br>I'm using Quicken Premier H &amp; B 2004, so these issues may have been fixed/enhanced in more recent versions.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_16:23:17", "killed": false, "user_key": "30364be942645fabb274d3de9912fdad", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 04:23 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306883": {"up_voted": false, "ip": "", "has_replies": false, "message": "I've never used Quicken or Money, but I've used GnuCash. I really like GnuCash's support for double-entry bookkeeping, so not having that in Quicken would bug me a lot. However, GC doesn't have some of the features that Quicken does, so I guess it's all a big tradeoff. I prefer the price tag for GnuCash tho. ;)", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_18:06:21", "killed": false, "user_key": "92f17313c8bb2bc44cb1fd3d31e040e8", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 06:06 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306884": {"up_voted": false, "ip": "", "has_replies": false, "message": "When I withdraw cash from an ATM, and download the transaction into Quickent, I have to manually transfer the amount to my Cash Account.  I don't understand why the software doesn't recognize that cash = cash.  Does anyone have a quick fix for this?", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_18:16:40", "killed": false, "user_key": "7d243282f7debc0eb1a10debe9a7dac9", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 06:16 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306885": {"up_voted": false, "ip": "", "has_replies": false, "message": "I've just recently got started with <a href=\"http://Prosper.com\" rel=\"nofollow\">Prosper.com</a>.  My complaint is that I'm having payments beginning to come in and I am having a devil of a time getting my accounts set up to handle the individual loans I've made along with the payment portions (principal &amp; interest portions) going back into the Prosper account.<br><br>They need to come up with a better way to handle loans and income streams created by the user instead of focusing on the debts of the user.  Better T-Bill support would be nice as well.<br><br>And then there is the forced upgrade for continuous online access.<br><br>That said I've been using Quicken for nine years now and enjoy it a lot.  I keep an updated net worth graph on my wall at work so I can track of my progress.  One must always know where one stands.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_21:38:21", "killed": false, "user_key": "d91f2c9f972d552dfeeac1d5b734d056", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 09:38 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306886": {"up_voted": false, "ip": "", "has_replies": false, "message": "It may be me, but I just find the budgeting in Quicken very difficult to use.<br>Also, this may be by design by Intuit, but there does not seem to be a lot of support for Quicken on the web.  Not a lot of how-to/support blogs for Quicken.  Not third party support forums.  Just Intuit's official forums.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-18_22:49:58", "killed": false, "user_key": "c247e443c43fb674e0391622944c4aaf", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/18/2007 10:49 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306888": {"up_voted": false, "ip": "", "has_replies": false, "message": "I've been using quicken for a year or so, my biggest complaint has been that I'm unsure with what to do with closed accounts.  I don't want them to show up anymore but don't want it to change the spending totals.<br><br>Also with budgeting, if my income changes and I adjust the budget then it seems to retroactively apply that, why won't it leave previous months alone?", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-19_10:31:08", "killed": false, "user_key": "14ec8c090ebcbb613f6ec67c5b1edee7", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/19/2007 10:31 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306889": {"up_voted": false, "ip": "", "has_replies": false, "message": "What I've never liked about MS Money is that it seems to be bloated with too many features.  I didn't like that.  I've tried using it and it was just a pain in butt as a result.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-21_15:51:18", "killed": false, "user_key": "ee5580ca17cdd4c615f89b1a6e706247", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/21/2007 03:51 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306890": {"up_voted": false, "ip": "", "has_replies": false, "message": "I have used Quicken for over a decade, and I have seen some great features ... and some MSFT-esque bloat in their software as well, which reminds me, life isn't fair and nothing is perfect.<br><br>The biggest issue that I have always had is with the budgeting feature.  If you want to track your paycheck deductions, you can't have the budget calculator use the net income of your check.  You have to itemize your monthly taxes, etc. as monthly cash flow expenses, which I don't see as germane to managing my cash flows.  However, budgeting will work if you only count your paycheck as a net deposit.  Hello!  Who is the mythical user that both uses software like Quicken, and doesn't have paycheck deductions?  I brought this up in the last beta with no response. I have posted this question to Intuit, and nothing.  Oh well, just one of the features that I would live by, but can't actually use.<br><br>There was a great post on the HSA/Flex spending accounts, and I second that notion.  I have the \"Medical Expense Manager\" software, but since there is so much double entry between it and Quicken, I don't really use it.  Fortunately, it was free at the time.<br><br>One other missing feature (since they keep adding so much) is some type of a mortgage qualification calculator.  Since Quicken tracks all my income and expenses, it would seem pretty simple to use the data to calculate what type of home I could purchase next.<br><br>However, I still stand behind Quicken and remain a loyal user.  Yes, they are trying to arm wrestle the banks and make extra fees, but since I use a national bank, I don't see it.  The software is getting bloated and can get slowed down, but so does my operating system with every MSFT \"patch\".  You just have to take the good with the bad.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-21_15:54:48", "killed": false, "user_key": "a53d47701097d17cf892d38c7013dd67", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/21/2007 03:54 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306891": {"up_voted": false, "ip": "", "has_replies": false, "message": "I want better online brokerage support.  downloading transactions is more time consuming then manual reconciliation for some firms.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-21_21:02:10", "killed": false, "user_key": "14bc469a1b3f2e30baa3fd5815e40cd4", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/21/2007 09:02 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306892": {"up_voted": false, "ip": "", "has_replies": false, "message": "I have never used either, but I am surprised there isn't a bank (or maybe there is and I am not aware of it) that is trying to differentiate itself from it's competitors by offering no fee services for Quicken/Money.<br><br>Washington Mutual (WaMu) is touting itself as a break from the norm as far as banks and how they do business.  Anyone check them out?", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-21_23:24:41", "killed": false, "user_key": "39aac00c98cd2c8ed62c83ea7615cb05", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/21/2007 11:24 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306893": {"up_voted": false, "ip": "", "has_replies": false, "message": "My only issue with Quicken is that I wish they could devote as much attention to the MAC version as they do their Windows line.<br><br>I have tried both, and I perfer Quicken, since I can start right off using it and getting more detailed as I go. Money on the other hand has a longer setup time before you can start to use the program in my experience.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-22_01:52:35", "killed": false, "user_key": "894b106b9b8a112b47310c5a46900ac0", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/22/2007 01:52 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306894": {"up_voted": false, "ip": "", "has_replies": false, "message": "I use Quicken, and for the most part, I really like it. I wish there was a better way for govt. employees to track their TSP (govt. version of 401k).<br><br>I only update it a couple times a month. I like to track where I spend and where my investments are, but I don't use Quicken for billpay or run any accounts through it. I use it only for tracking.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-22_08:58:04", "killed": false, "user_key": "380f30503b57c136d82cc339eccaedd3", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/22/2007 08:58 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306895": {"up_voted": false, "ip": "", "has_replies": false, "message": "So, I am a twenty-something and have been using Quicken since my college days. I have to say that it is the most valuable program I own. The only problem is that I cannot afford to keep updating the program every time a new version comes out.<br><br>Oh please, oh please.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-22_10:48:25", "killed": false, "user_key": "8f67ba26e2d9aec684dbad2ae1efcb8c", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/22/2007 10:48 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306896": {"up_voted": false, "ip": "", "has_replies": false, "message": "I tried out Quicken a few years back but I am just to lazy to use anything beyond my cell phone. So, I now track my finances on my phone only.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-22_13:18:59", "killed": false, "user_key": "208ab88cf099fd504fe5ceba76934934", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/22/2007 01:18 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306897": {"up_voted": false, "ip": "", "has_replies": false, "message": "I couln't agree with #7 more, why not support the new QFX format and the old QIF format?  Dropping the QIF format all together just looks greedy.  If the added flexibility of the QXF format is a compelling feature, it will sell itself.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-22_13:54:38", "killed": false, "user_key": "204b96c4f64c1fbf184cf9c9dcbc4e94", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/22/2007 01:54 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306898": {"up_voted": false, "ip": "", "has_replies": false, "message": "I used Quicken for a while but stopped because it felt like too much work. I couldn't automatically download information from all of my banks and creditors so I had to download files and import them (often creating duplicates). And then I needed to categorize all the entries in order to produce reports with any value.<br><br>This year I want to become more in control of my personal finances so I may return to Quicken. I just wish it didn't feel like such a chore.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-23_03:13:22", "killed": false, "user_key": "f724554cee265a2dbca336853302429a", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/23/2007 03:13 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306899": {"up_voted": false, "ip": "", "has_replies": false, "message": "I wonder if some of problems were because I was using Quicken for Mac.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-23_03:17:14", "killed": false, "user_key": "f724554cee265a2dbca336853302429a", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/23/2007 03:17 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306900": {"up_voted": false, "ip": "", "has_replies": false, "message": "I use MS Money that came with a Dell I bought in like 2001.  So it's an older version but it works fantastic for what I use it for.  It doesn't connect to the internet very well, but I use it for personal transactions much like a check register.<br><br>However Quicken seems to be the most beneficial for my church, which is in dire need of a financial software right now.  We originally were looking for Quicken for Non-Profits, but after looking at some reviews, it differs very little from normal Quicken, just a few name changes.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-23_07:11:37", "killed": false, "user_key": "1e58d06e6c9c6eea370011a6db5b340e", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/23/2007 07:11 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306901": {"up_voted": false, "ip": "", "has_replies": false, "message": "One item that I miss that is not on the list is the ability to use dual dates. One for the actual transaction, and one for reporting. For the most parts, those dates will be the same, but there are instances where you make a payment in one month, but want to report in a different month. Rent is one example. I would also like to see a more robust currency support. When a transaction is recorded in a different currency than the original one, it gets converted with the rate currently in use. If the rate is changing, all of the previous recorded transactions stays the same (and do not change with the updated currency conversion)...  But, I guess those two might not be mainstream requests.. :-)", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-23_08:34:14", "killed": false, "user_key": "fb3773493c6f0447ba9cb9f5176438c1", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/23/2007 08:34 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306902": {"up_voted": false, "ip": "", "has_replies": false, "message": "What I'd like to see is a return of the older investment entering format.  I used to be able to enter \"On 5/23/2007, I invented $1 in XYZ fund.\"  It would handle the rest of the entry (how many shares, etc) by itself and I could then tweak them for whatever rounding was used by the fund company.  After I upgraded to 2006 (and I assume 2007 is still the same), I have to enter each iota of info for each purchase and it has made my automatic investments a pain to enter without signing into my fund account to get all the details.  It seems like it went BACKWARDS (or did I goof an option up that I'm missing now?!?) on usuability.  FIX IT for 2008, In-twit!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-23_14:43:47", "killed": false, "user_key": "4091874406cd8de6e843eeba20ec1ece", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/23/2007 02:43 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306903": {"up_voted": false, "ip": "", "has_replies": false, "message": "This contest is now closed!  The winner will be announced tomorrow.  Please feel free to keep commenting and adding your thoughts for Quicken 2008.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-24_23:28:14", "killed": false, "user_key": "flexocc", "has_been_anonymized": false, "edited": false, "author_is_moderator": true, "from_request_user": false, "votable": true, "date": "05/24/2007 11:28 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": true, "is_realtime": false}, "21306904": {"up_voted": false, "ip": "", "has_replies": false, "message": "Recently financial institutions had to add multilevel authentication.  Intuit has not caught which makes the pin vault and automatic download useless.  I hope this is addressed in 2008's version.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-06-10_16:06:08", "killed": false, "user_key": "88a3f2055d60664271de54c6703bb43f", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "06/10/2007 04:06 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306905": {"up_voted": false, "ip": "", "has_replies": false, "message": "I know the contest is closed, but I wanted to chime in anyway.  I definitely miss #4 from Money.  If Money hadn't dropped pocketpc support, I might very well still be with them.  Maybe not, though.  I didn't like the changes from 2004 to 2005.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-06-19_12:03:22", "killed": false, "user_key": "fa06de5debab18157fcd6c0a42478451", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "06/19/2007 12:03 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306906": {"up_voted": false, "ip": "", "has_replies": false, "message": "I would like to see better support for e bills/Statements. All my e-bills get logged  online with my bank, but Quicken does not recognize them. I have to set up transactions in Quicken, but some bills do not come at the same time each month so i always changing due dates.<br><br>BofA is getting close to having most functionality of Quicken online with their My Portfolio feature. Now if they can clean up their interface online I may switch only to using my bank.<br><br>I just need one stop shopping for my finances. i do not want to go between different applications.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-08-16_15:33:21", "killed": false, "user_key": "84a6719557504123c82471a682fe02eb", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "08/16/2007 03:33 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306907": {"up_voted": false, "ip": "", "has_replies": false, "message": "After Wachovia started charging me $6 for the downloads, I switched to ING Direct. It is free, quicken-friendly, AND pays 4% on checking", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-09-07_12:19:45", "killed": false, "user_key": "9aa4b8b9c6d5c703d1da90870570c6ed", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "09/07/2007 12:19 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306908": {"up_voted": false, "ip": "", "has_replies": false, "message": "I keep waiting for US Savings Bond support.  I have a slew of them from my youth, and tracking them in Quicken currently is a major pain. It's extra annoying now since they make up such a small part of my portfolio, but its seems to be as hard to keep track of them as it was <br><br>To do so, one must enter each as a separate security, add each again in an account, then enter each yet again into the US Treasury's Savings Bond Calculator, then enter value data for each security, then possibly a go through again to add additional entries for each if a reasonable recent history is desired (i.e. not have a large unrealistic jump at the time values are entered).<br><br>It would seem so simple for Quicken to just understand the few different bond types and the rules for each to automate all the above to a single set of entries based simply on purchase date and ammount.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-09-11_20:27:36", "killed": false, "user_key": "5e6e011954cb14521e715f4a65d29a01", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "09/11/2007 08:27 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306909": {"up_voted": false, "ip": "", "has_replies": false, "message": "I agree withe the person that previously complained about MS Money and Quicken desired file format, having to obtain from the  banks the data directly and paying a ridiculous charge for it, probably because MS and Intuit are charging royalty fees to the banks.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-09-19_11:56:23", "killed": false, "user_key": "f7d472e15ccbc9c52d476904338e5c36", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "09/19/2007 11:56 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306910": {"up_voted": false, "ip": "", "has_replies": false, "message": "I depend very heavily on Quicken to track my net worth and retirement. Overall, I like the software and it saves me a lot of time. Here are the things I do not like:<br><br>- That they charge for BillPay. Since I pay for the software and for upgrades regularly, I don't see why I should pay another recurring charge. So I pay bills through my bank which is free.<br><br>- The downloads tend to be problematic. I often run into issues when my bank posts the transactions a day later than my mutual fund account. The placeholder transaction generation functionality is very poor and almost always gets it wrong. With my bank and my credit union I have ongoing download issues although it works like a charm with my credit cards.<br><br>- I agree with the person that restricted stocks and performance unit tracking is sub-standard.<br><br>- I don't like the reporting interface at all especially reporting investing returns. <br><br>- I also agree that the performance is way too slow for this day and age. The UI is non-standard and chews up too much real estate.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-01-17_09:19:53", "killed": false, "user_key": "f5b718e4d99f1980f532a6e19f49000e", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "01/17/2008 09:19 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306911": {"up_voted": false, "ip": "", "has_replies": false, "message": "every couple years or so I give money and quicken a try - but like your point #2 - I still have not been able to get the entire process automated. Last time, it was because they didn't have my credit union listed. So, I will probably give it another go in 2008 to see if they have gotten to a completely automated process where I will not have to type any transactions in - we shall see...", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-01-23_13:08:05", "killed": false, "user_key": "69decd1b16ee25396aef7fa3b9879bca", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "01/23/2008 01:08 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306912": {"up_voted": false, "ip": "", "has_replies": false, "message": "I would like to see a straight forward method for tracking annuities.<br>Also can the Mac 2007 version be improved to the look and feel of the PC version?  The converting/ importing from Windows to Mac COULD definitely be revised. I lost the historical mortgage data with the conversion along with bring forward data inaccurately for my credit card accounts creating a major problems with the checking account payments.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-01-27_22:33:08", "killed": false, "user_key": "d9349aad89c37f7e872b95d8eeadcd71", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "01/27/2008 10:33 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306913": {"up_voted": false, "ip": "", "has_replies": false, "message": "So you aren't having a problem with quicken downloading transactions more than once? Whenever I update my bank accounts, it seems some of the transactions are literally downloaded twice, and if I don't go thru and check each one I end up with a really wrong balance!<br><br>Can't seem to make it work for me.<br>Plus I use paypal for 90% of my business transactions and that is a complete disaster with the auto update in quicken. It just does not work!  I'm very disappointed b/c reading the quicken box, this software was what I needed- but it just doesn't seem to do what it said it could.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-02-14_20:41:00", "killed": false, "user_key": "602552ecc0ab3e9100279e12d45d496f", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "02/14/2008 08:41 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306914": {"up_voted": false, "ip": "", "has_replies": false, "message": "Have used Quicken for over ten years and purchased the 2008 upgrade in mid March.  I have had 2 corruptions of the data in the last two weeks.  (I am the only user of the PC and there have been no changes other than the upgrade).  The last re verification lost considerable data.<br><br>Beware.  I'm going back to 2007 since I've made very few entries so little time lost at this point.  Something is very much wrong.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-04-09_19:51:05", "killed": false, "user_key": "4eb864864da5f7f8ccd1c3bf0953cc21", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "04/09/2008 07:51 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306915": {"up_voted": false, "ip": "", "has_replies": false, "message": "I would like to get Quicken.  I have plans to start up a business in 2009 and need quicken by the new year so my accounting person can learn how to use it.  Hopefully it will work for a dog kennel/ranch enviroment.  It is so expensive that I would really like to win one.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-11-06_09:53:43", "killed": false, "user_key": "6ab695d971cc41f948f2d61a4842b5f1", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "11/06/2008 09:53 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306851": {"up_voted": false, "ip": "", "has_replies": false, "message": "I think that is pretty silly to charge $10 per month for billpay, when many local and most online banks make this a free service.<br><br>It'd be great if Yodlee had a makeover and implemented the expense account/double entry accounting you mentioned.  That would really put Quicken and MS Money out of business.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_09:09:55", "killed": false, "user_key": "cc3d6f52fd907593e77d75f03e10ab45", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 09:09 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306852": {"up_voted": false, "ip": "", "has_replies": false, "message": "The worst thing about both of them is that they are not free. Seriously. I'm tempted to try GnuCash because I don't want to pay for Quicken or Money. If that doesn't work out, I'll stick to what I've been doing-- Excel.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_09:29:05", "killed": false, "user_key": "c6e75a8aa146d5461f9b5f11908dfa38", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 09:29 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306853": {"up_voted": false, "ip": "", "has_replies": false, "message": "Continuing on your point number 8 . . . for me, speed is a large part of functionality. With technology today, we should have to compromise graphical interface and functionality.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_10:09:03", "killed": false, "user_key": "fc67902ee48ea2df9ba23974794fe8c8", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 10:09 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306854": {"up_voted": false, "ip": "", "has_replies": false, "message": "correction . . . we should not have to compromise!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_10:10:21", "killed": false, "user_key": "fc67902ee48ea2df9ba23974794fe8c8", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 10:10 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306855": {"up_voted": false, "ip": "", "has_replies": false, "message": "I actually just switched over from MS Money to Quicken last year after about 6 years.  I used Money basically as a checkbook register for all that time, manually entering every transaction (I know, pretty lame).  I finally considered how convenient it would be to actually use the functionality of downloading transactions from my bank and reconciling that way.  However, it was a disaster - partially because of my ineptness I'm sure, but I couldn't figure out to read/match transactions correctly.  I finally decided to give Quicken a try and I love it.  I use it to track all of my bank accounts and investments, and I actually have a pretty good month-to-month picture of my personal net worth.  What a time saver.  I feel like I've emerged from a dark cave!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_10:50:42", "killed": false, "user_key": "0af9e238be9874015e20c8099f6b3e95", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 10:50 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306856": {"up_voted": false, "ip": "", "has_replies": false, "message": "My biggest complaint about MS Money and Quicken is that banks are now charging to download the data directly. This has to be because Microsoft and Intuit are charging royalty fees to the banks.<br><br>The other complaint I have is that you have to upgrade every couple of years and buy a new version. This would be okay if the programs were changing and improving in corresponding amounts, but I think you get very little in return when you buy a new version.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_10:57:33", "killed": false, "user_key": "048e7363f8d711b818dc82ed37f2baf9", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 10:57 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306857": {"up_voted": false, "ip": "", "has_replies": false, "message": "I like the direct download better than so called webconnect which force you to go outside to download data. Slower and much less efficient.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_11:17:36", "killed": false, "user_key": "1489b9a4e83c4fcbccf67d6ccd264df2", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 11:17 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306858": {"up_voted": false, "ip": "", "has_replies": false, "message": "I do not feel good to be forced to upgrade to newer version (except that I can win the price of the free copy!!:-) just because of unable to download bank data even though all other features are all fine for my needs currently . Thanks for the chances.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_11:25:51", "killed": false, "user_key": "1489b9a4e83c4fcbccf67d6ccd264df2", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 11:25 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306859": {"up_voted": false, "ip": "", "has_replies": false, "message": "I agree with Brad about the cost of these programs.  I got a free version of MS Money with my last laptop and used it for a while, but whenever I downloaded, I would inevitably have a bunch of double entries (from me putting in stuff slightly differently than the bank would record it) and it would be time consuming to make the changes.  wrobi's comments make me think I should try Quicken, as the problems with MS Money sound familiar to mine.  So, maybe I will see if I can get the program at a discount (if I don't win this one), and see if it works.  I REALLY need to keep better track of my finances some way!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_12:14:38", "killed": false, "user_key": "2d6396c8eb427e52c053269b1fca1ce2", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 12:14 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306860": {"up_voted": false, "ip": "", "has_replies": false, "message": "I purchased a copy of Quicken 2004 years ago (obviously) and used it regularly for a while.  I Definitely liked the ease of being able to download all bank transactions automatically, and the charts and graphs were plenty of fun.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_12:27:38", "killed": false, "user_key": "2bee434e43115526156bfe510c3873b5", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 12:27 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306861": {"up_voted": false, "ip": "", "has_replies": false, "message": "I eventually got out of the habit of using Quicken because I found it tedious to categorize all my purchases after downloading the statements.  And when I was told that I would need to pay for an upgrade in order to continue downloading data, I gave up. Perhaps 2007 is better, but I can't justify the expense, if I may end up not using it.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_12:32:33", "killed": false, "user_key": "2bee434e43115526156bfe510c3873b5", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 12:32 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306862": {"up_voted": false, "ip": "", "has_replies": false, "message": "I wish Quicken would pay as much attention to their Mac version as they do their Windows versions.  We all know that Macs are better anyway...:)  Seriously, there are a lot of things that it can do in Windows that it won't do for Macs.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_12:48:04", "killed": false, "user_key": "ccefe85b9c2953c323bd14b416492a66", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 12:48 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306863": {"up_voted": false, "ip": "", "has_replies": false, "message": "Yeah I gave up on Quicken years ago.  I had the mac version, and downloading transactions didn't work for many sitres.  In the end I just found it too much work for what it told me.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_12:53:29", "killed": false, "user_key": "1bc3e527b9514a76fa7a6079ab9dea2d", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 12:53 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306864": {"up_voted": false, "ip": "", "has_replies": false, "message": "Moving to Quicken kept me on top of my net worth like never before. I started a couple of decades ago with paper and pencil. (And some other poster thought manually entering in Quicken was lame!) So far, I haven't had any trouble with the downloads, which makes staying current easy.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_13:12:35", "killed": false, "user_key": "07c098011a70889f6e55f111965f8610", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 01:12 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306865": {"up_voted": false, "ip": "", "has_replies": false, "message": "I'm behind the times on this one.  I haven't ever used Quicken or MS Money.   Everything I do is in Excel spreadsheets and is very sporatic.<br><br>I'd like to be able to see all the transactions in one place.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_13:16:03", "killed": false, "user_key": "620886b78ca80c5dcbcfa8d7bdf7713d", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 01:16 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306866": {"up_voted": false, "ip": "", "has_replies": false, "message": "Flexo, I have tried the total linux solution running Moneydance.  I did eventually start using Quicken 2007.  With Moneydance I just felt like something was missing.  For me it was the reporting and the transaction calendar.  Have you tried Moneydance 2007?  Quicken has it own problems, but it mostly does what I want.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_14:09:55", "killed": false, "user_key": "68f6723889e30a8140ec8cb8b3c12da3", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 02:09 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306867": {"up_voted": false, "ip": "", "has_replies": false, "message": "I 2nd the tracking of airline/hotel points - I'd also like to see an automated way to track my credit card rebate points - I use a double entry method (maybe I learned how on this blog?) but it's pretty tedious since I use credit cards for everything and I have to remember which are 1%, 2%, 3%, 6%, etc....", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_14:49:34", "killed": false, "user_key": "e38d543b28dd6bcedb10ed277f1f58fd", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 02:49 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306868": {"up_voted": false, "ip": "", "has_replies": false, "message": "I'd like to see Health Saving Account support.  I shouldn't have to buy a separate program to track money I'm saving in my HSA.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_14:58:52", "killed": false, "user_key": "6cf960d12fb4ab88b17c6d0f924446d6", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 02:58 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306869": {"up_voted": false, "ip": "", "has_replies": false, "message": "Flex,<br><br>We are nearly done. Hit me up and I will get you early access...", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_15:12:15", "killed": false, "user_key": "9deddf9d03e5b003e704343fade041b4", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 03:12 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306870": {"up_voted": false, "ip": "", "has_replies": false, "message": "I use Excel. It took me a while building it, but it tracks everything pretty well.<br><br>I have about 12 sheets in a single workbook that can be printed as a report. It has a summary page with all my major monthly expenses/income/liabilities/balances/loans, etc, then breakdowns of my readjusted bills, graphs of spending by category, monthly gas/electric/water bills for the last 2 years with graphs to show cost &amp; usage trends, car maintenance/mileage estimators, 2 years of monthly fuel spending with graphs to show seasonal cost trends, investment/savings balances and graphs, etc.<br><br>I just use my banks online features to gather my data. Probably a bit more tedious than using Quicken or other software to download it automatically, but I like the flexibility that Excel gives me (Quicken probably would have a function for me to enter my mileage and tell me when my car is going to hit the next service mile interval, for example).", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_16:20:28", "killed": false, "user_key": "ed7033376ee7be4b9b2a6e5889740cde", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 04:20 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306871": {"up_voted": false, "ip": "", "has_replies": false, "message": "I use Quicken Premiere 2006 and Pocket Quicken. Pocket is very basic, I mostly use it for tracking cash expenses on the go. In theory, if I download and reconcile transactions, and keep track of my cash expenses on my Palm and then sync, I should have a complete picture of my finances. It kinda works, but it's incredibly clunky and very time consuming.<br><br>Here are some of the worst headaches and near disasters:<br><br>1. Downloading doesn't always match correctly, you have to be very cautious to catch duplicates. These will haunt you when you try to figure out why Quicken disagrees with your bank's online balance.<br>2. Scheduled transactions vs. bank downloads: Say you pay your rent every month with a paycheck. You want a reminder from Quicken so you set up a scheduled transaction. Then you download your bank statement, incredibly the two won't match up.<br>3. Paycheck handling: Quicken lets you set up a paycheck, which is like a scheduled transaction. Every two weeks, Quicken enters it. However, your employer sometimes takes a cent off one of your taxes. Quicken will fail to match the scheduled paycheck with the downloaded transaction. Because of a difference of one cent. Incredible. You can't adjust that paycheck because it's a form, any adjustment will apply to subsequent transactions. Anyway, a total waste of time. The whole download matching with scheduled transactions needs an overhaul or some decision need to be made on whether this is even feasible.<br>4. Moving your Quicken files from one computer to another: extremely dangerous! <br>5. Part of the problems with downloading and reconciling have to do with peculiarities in the way banks go about implementing the download. For example, there may be transactions that haven't cleared yet, but are reflected in the balance. Quicken will not see uncleared transactions but of course will note a difference between known transactions and the bank online balance. It's hard to find a day when all transactions are cleared and reflected in the balance, and you can finally trust Quicken with downloading. Very frustrating.<br>6. The documentation is more of a reference than a guide. Newbies are in for a hell of a time trying to figure out what to do. I'm sure Intuit feels it through their support channels, which are possibly even profitable.<br>7. Investments: the portfolio design and balancing options are too basic. I can design my target portfolio as a reference for re-balancing, but there is no way to customize the chart to resemble your current one. For example, my current portfolio chart would show my international stocks in the top left quadrant, but in my target it would show at the bottom right. So forget about a quick glance to see how you're doing. You also can't be specific enough about the assets classes, for example, REITs fall under \"Other\".<br>8. Finally, I'm annoyed that Intuit litters my desktop and the Quicken interface with service offerings. I'm already paying and expect a clean and functional interface with no advertising.<br><br>But it's indispensable, so I'm willing to suffer through it. It has made a big difference in my net worth and spending habits.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_16:53:53", "killed": false, "user_key": "1d94b1245512dc7cb7effaba57fa099a", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 04:53 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306872": {"up_voted": false, "ip": "", "has_replies": false, "message": "I use Quicken - it works well enough tracking my budget.  But I agree that it is an overall awful program.  How could people prefer using Excel instead of a program that have gone through many revisions and many dollars in development.  I just hope some big 3rd party would come along and take over.  Any one here work for Google?", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_21:53:19", "killed": false, "user_key": "0c149ec959a287aa3935c5d47e2f94af", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 09:53 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306873": {"up_voted": false, "ip": "", "has_replies": false, "message": "My brick and mortar bank offers bill-pay as a fee free service.  Because of that, I also think it's silly to charge a $10.00 per month fee for a similar service.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-16_23:23:27", "killed": false, "user_key": "9a756dd5f18e5b229eb0cca316d7673d", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/16/2007 11:23 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306874": {"up_voted": false, "ip": "", "has_replies": false, "message": "My husband and I have been using Quicken for our finances, showing us our networth and student loans. Since getting married last year, some accounts have been harder to combine as well as to update in Quicken, especially with money that is not the usual salary income to offset expenses. In some cases, reconcile for transactions have been quite tedious when comparing from my bank with Quicken. I do like the quick glance on our budget and seeing reports.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_03:32:37", "killed": false, "user_key": "6f0b76f817e960920f19c201dca9e58a", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 03:32 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306875": {"up_voted": false, "ip": "", "has_replies": false, "message": "I've been using Quicken for over 10 years and have seen some great improvements but there are definitely alot more to be made.<br><br>Suggestions:<br>* Multi-user support. Quicken currently doesn't have a way to open it's files from networked computers which means that my wife and I can only enter transactions or view our information from one computer. There have been some horror stories of file corruption when people have tried sharing files as the program is not designed for this.<br><br>* Better financial institution support. You can download transactions from some banks right now but it's not done very well. As some people mentioned some banks charge for this which is outrageous. Our bank does not but this feature is not very reliable or as available as it should be. It should also go further and download our statements while downloading transactions saving us an extra step.<br><br>* Improved user interface. The UI has gone through alot of changes over the years. Quicken's strengths have always been reporting but there's so much of it that they've had a hard time figuring out how to organize it all. The budgeting tools haven't changed much from previous versions and could use a facelift. The UI should definitely be alot more responsive overall.<br><br>With that being said, I like Quicken alot because I've figured out alot about the program over the years and have gotten to be very good at using it. I look forward to seeing some of these improvements although I am very curious to see what Mint has in store for us because I think that is the future of personal finance software. I have a feeling Quicken is working on something like this too, if not they're in trouble. :)", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_04:14:17", "killed": false, "user_key": "f63fbd4f3b0b34d91e28f74139fb0202", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 04:14 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306876": {"up_voted": false, "ip": "", "has_replies": false, "message": "Health Care Reimbursement and Dependent Care Spending accounts should be supported.  Since most of the rules are set up by IRS regulations, there should be built in tracking for how much I have set up to go into the account, what is left, and reminders.  I don't put enough in to cover my baby-sitter for the entire year, and my employer won't let me claim ahead, so reminders of when to claim would be nice.  Since I can claim ahead for my HCRA, I show a negative balance for most of the year.  It would be nice to see an actual balance on that, so I don't have to add up the paychecks still due to see what I have left.  Also, a reminder at the end of the year as to how much is left, and to get it filed for before the end of the year.<br><br>Mike", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_09:04:41", "killed": false, "user_key": "fb48b0e8c98ebaa48571d128f710e910", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 09:04 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306877": {"up_voted": false, "ip": "", "has_replies": false, "message": "Quicken never made me happy. If i were Google, i would come along with a fresh product.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_10:13:37", "killed": false, "user_key": "29e4b91c7911f4056216a4cfac717d41", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 10:13 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306878": {"up_voted": false, "ip": "", "has_replies": false, "message": "I like the fact that, for basic operations, Quicken is easy to understand and use.  I appreciate the power of Quicken's reports, but the reporting interface (at least in Q2005) is very klunky and unintuitive.  In fact, Quicken's entire interface seems that way to me.  In this day of drag-and-drop interface widgets, the Q2005 interface is practically set in stone.  But not only is it hard to tweak, it's unusually slow!  Overall, however, Quicken does for me pretty much everything I need it to, so I will continue to use it.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_12:08:58", "killed": false, "user_key": "c801efd19dadd22c4f35d3f1f6ea1869", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 12:08 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21306879": {"up_voted": false, "ip": "", "has_replies": false, "message": "Does anyone know if it is possible to track international stocks (specifically on the toronoto stock exchange) in quicken?  I have tried with little success.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-05-17_12:40:14", "killed": false, "user_key": "17ceaee02a1d3bbb7dd56066fc87f7a4", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/17/2007 12:40 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}}, "integration": {"receiver_url": "", "theme": 4, "reply_position": true, "disqus_logo": false}, "timer": {"timer_url": "http://localhost:8005", "thread_id": "42494359", "user_id": "anonymous", "forum_id": "214864", "hash": 3572738708005019128}, "thread": {"days_alive": 0, "slug": "10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway", "paginate": false, "num_pages": 1, "num_posts": 63, "per_page": 0, "total_posts": 0, "realtime_paused": true, "id": 42494359, "queued": false}, "reactions_limit": 10, "context": {"show_reply": true, "use_fb_connect": true, "forum_facebook_key": "a754e38c7443c66a17fb4f842187453e", "use_yahoo": true, "subscribed": false, "use_twitter_signin": true, "use_openid": true, "realtime_speed": 5000}, "reactions_start": 0, "settings": {"debug": false, "disqus_url": "http://disqus.com", "media_url": "http://media.disqus.com"}, "media_url": "http://media.disqus.com"};
	/* */ this.jsonData.cookie_messages = {"user_created": null, "post_has_profile": null, "post_twitter": null, "post_not_approved": null}; this.jsonData.session = {"url": null, "name": null, "email": null}; /* */

	
	this.curPageId = 'dsq-comments';

	this.frames = {};
};

var disqus_popup_reference = null;

if(typeof DsqLocal == 'undefined') {
	DsqLocal = {};
}



/**
 * Dsq.Strings: UI strings
 */
Dsq.Strings = new function() {
	this.ADD_NEW_COMMENT = "Add New Comment";
	this.LOG_INTO_DISQUS = "Log into DISQUS";
	this.USE_MEDIA = "Use Media";
	this.LOGOUT = "Logout";
	this.SHARING_OPTIONS = "Sharing options";
	this.SHARE_ON = "Share on";
	this.TWEET_THIS_COMMENT = "Tweet this comment";
	this.SHARE_ON_NEWSFEED = "Share on news feed";
	this.SEND_UPDATE_TO_YAHOO = "Send update to Yahoo!";
	this.REBLOG_ON = "Reblog on";
	this.CONFIGURE_OPTIONS = "Configure options";
	this.POST_AS = "Post as";
	this.SORT_BY = "Sort by";
	this.SUBSCRIBE_BY_EMAIL = "Subscribe by email";
	this.SUBSCRIBE_BY_RSS = "Subscribe by RSS";
	this.POPULAR_NOW = "Popular now";
	this.BEST_RATING = "Best Rating";
	this.NEWEST_FIRST = "Newest first";
	this.OLDEST_FIRST = "Oldest first";
	this.HIGHLIGHTED = "Highlighted";
	this.UNSUBSCRIBE = "Unsubscribe";
	this.REQUIRED = "Required";
	this.OPTIONAL = "Optional";
	this.YOU_ARE_COMMENTING_AS_A = "You are commenting as a";
	this.LOGIN_BELOW = "Login below";
	this.PLEASE_LOGIN_BELOW_TO_COMMENT = "Please login below to comment.";
	this.SUBSCRIBE_TO_ALL_COMMENTS_BY_EMAIL = "Subscribe to all comments by email";
	this.DO_NOT_SUBSCRIBE_TO_COMMENTS = "Do not subscribe to comments";
	this.REALTIME_UPDATING_IS = "Real-time updating is";
	this.ENABLED = "enabled";
	this.PAUSED = "paused";
	this.PAUSE = "Pause";
	this.RESUME = "Resume";
	this.SHOW = "Show";
	this.JUST_NOW = "Just now";
	this.REPLY = "Reply";
	this.EDIT = "Edit";
	this.FLAG = "Flag";
	this.MODERATE = "Moderate";
	this.CANCEL = "Cancel";
	this.REPLYING_TO = "Replying to";
	this.REPORT_MISSING_REACTIONS = "Report missing reactions";
	this.POST_A_COMMENT = "Post a comment";
	this.FLAG_INAPPROPRIATE_COMMENT = "Flag inappropriate comment";
	this.FLAGGED = "Flagged";
	this.NO = "No";
	this.YES = "Yes";
	this.NEVER_MIND = "Never mind";
	this.ARE_YOU_SURE_YOU_WOULD_LIKE_TO_REPORT_THIS_COMMENT_TO_A_MODERATOR = "Are you sure you would like to report this comment to a moderator";
	this.THIS_WILL_FLAG_COMMENTS_FOR_MODERATORS_TO_TAKE_ACTION = "This will flag comments for moderators to take action";
	this.TO_RATE_PLEASE_LOG_IN = "To rate, please log in";
	this.JUST_A_MOMENT = "Just a moment...";
	this.GUEST = "Guest";
	this.NAME = "Name";
	this.EMAIL = "Email";
  this.WEBSITE = "Website";
  this.SETTINGS = "Settings";
  this.MODERATOR_OPTIONS = "Moderator options: ";
};
// Dsq.Strings

/**
 * Dsq.FmtStrings: functions that return interpolated UI strings
 */
Dsq.FmtStrings = new function() {
	// Seems we have to use named interpolation for Django to translate. Investigate more.
	this.LOGGED_IN_AS = function(username) {
		return Dsq.Utils.interpolate('Logged in as %(username)s', {username:username});
	};

	this.LOGOUT_FROM = function(disqus) {
		return Dsq.Utils.interpolate('Logout from %(disqus)s', {disqus:disqus});
	};

	this.SHOWING_COMMENTS_FULL = function(total, num) {
		if (num === 1) {
			return Dsq.Utils.interpolate("Showing <span id='dsq-num-posts'>%(num)s</span> of <span id='dsq-total-posts'>%(total)s</span> comment", {num:num, total:total});
		} else {
			return Dsq.Utils.interpolate("Showing <span id='dsq-num-posts'>%(num)s</span> of <span id='dsq-total-posts'>%(total)s</span> comments", {num:num, total:total});
		}
	};

	this.SHOWING_COMMENTS_WITHOUT_PAGINATION = function(num) {
		if (num === 1) {
			return Dsq.Utils.interpolate("Showing <span id='dsq-num-posts'>%(num)s</span> comment", {num:num});
		} else {
			return Dsq.Utils.interpolate("Showing <span id='dsq-num-posts'>%(num)s</span> comments", {num:num});
		}
	};

	this.NUMBER_OF_COMMENTS = function(num) {
		return Dsq.Utils.interpolate(
			(num == 1
				? '%(num)s comment'
				: '%(num)s comments'
			), {num:num});
	};

	this.NUMBER_OF_LIKES = function(num) {
		return Dsq.Utils.interpolate(
			(num == 1
				? '%(num)s like'
				: '%(num)s likes'
			), {num:num});
	};

	this.NUMBER_OF_POINTS = function(num) {
		return Dsq.Utils.interpolate(
			(num == 1
				? '%(num)s point'
				: '%(num)s points'
			), {num:num});
	};
};
// Dsq.FmtStrings





Dsq.CSRF_TOKEN = '4f0bfca82e06c976a1efdd7c783a5fd0';
Dsq.COMMENTS_RE = /(<li.*?id="?dsq-comment-(\d+)"?.*?>)((?:.|\s)*?)(<\/li>)/gim;
Dsq.POST_RE = /(<div.*?id="?dsq-comment-header-(\d+)"?.*?>)((?:.|\s)*?)(<\/div>)\s*(<div.*?class="?dsq-comment-body"?.*?>)((?:.|\s)*)(<\/div>)/gim;
Dsq.POST_BODY_RE = /\s*(<div.*?id="?dsq-comment-message-(\d+)"?.*?>)((?:.|\s)*)(<\/div>)/gim;
// HACK: Safari ends with "-->" while other browsers end with "--&gt;" as expected.
Dsq.MEDIA_POST_RE = /&lt;!--\[(.*?)\]--(?:>|&gt;)/gim;



var FragmentPacket = function(reader, writer, writer_url, is_child, receiveCallback) {
	var that = this;
	this.reader = reader;
	this.writer = writer;
	this.writer_url = writer_url;

	this.is_child = is_child || false;
	this.receiveCallback = receiveCallback;

	this._lastHash = null;

	this._accumMsg = '';

	this._lastSeqno = 0;

	this.MAX_DATA_LEN	= 1024;

	this.WAIT_TIME		= 10;

	this.READY		= 0x1;
	this.WRITING	= 0x2;
	this.FIN		= 0x4;
	this.ACK		= 0x8;

};

FragmentPacket.prototype.createListener = function() {
	var that = this;
	var listener = function() {
		that.recv();
	};
	return window.setInterval(listener, 10);
};

FragmentPacket.prototype.log = function(msg) {



};

FragmentPacket.prototype.recv = function() {
	var hash;
	if (/MSIE/.test(navigator.userAgent)) {

		hash = this.reader.name;
	} else {

		var hashIndex = this.reader.location.href.indexOf('#');
		if (hashIndex == -1) {
			return;
		}
		hash = this.reader.location.href.substring(hashIndex+1);
	}
	var flags = parseInt(hash.substring(0, 4), 10);
	var seqno = parseInt(hash.substring(4, 24), 10);
	var data  = hash.substring(24);

	if (this._lastHash !== hash) {
		this._lastHash = hash;
		this.log('recv: ' + hash);

		this.log(' flags: ' + flags);
		this.log(' seqno: ' + seqno + ' len: ' + hash.substring(4, 24).length + ' (' + hash.substring(4, 24) + ')');
		this.log(' data: ' + data + ' len: ' + data.length);

		this._lastSeqno = seqno;

		if (flags & this.WRITING) {
			this._accumMsg += data;
			this.sendFlag(this.ACK, seqno);
			if (flags & this.FIN) {
				this.log('recv finished: ' + decodeURIComponent(this._accumMsg));
				this.receiveCallback(decodeURIComponent(this._accumMsg));

				this._accumMsg = '';

				this.sendFlag(this.READY | this.ACK, this._lastSeqno);
			}
		}
	}

	return {
		flags: flags,
		seqno: seqno,
		data: data
	};
};

FragmentPacket.prototype.sendRawPacket = function(packet) {
	if (/MSIE/.test(navigator.userAgent)) {
		this.writer.name = packet;
	} else {

		this.writer.location.href = this.writer_url + '#' + packet;
	}

};

FragmentPacket.prototype.sendFlag = function(flag, seqno) {
	this.sendRawPacket(this._zerofill(flag, 4) + this._zerofill(seqno, 20));
};

FragmentPacket.prototype.send = function(msg) {
	this._send(0, encodeURIComponent(msg));
};

FragmentPacket.prototype._send = function(packetNum, msg) {
	var that = this;
	var recvBuf = this.recv();

	if (packetNum === 0) {

		if (!(recvBuf.flags & this.READY)) {
			this.log('client is not ready, waiting...');
			window.setTimeout(function() { that._send(packetNum, msg); }, this.WAIT_TIME);
			return;
		}
	} else {

		if (!( (recvBuf.flags & this.ACK) && (recvBuf.seqno === this._lastSeqno) )) {
			this.log('waiting for ack from client...');
			window.setTimeout(function() { that._send(packetNum, msg); }, this.WAIT_TIME);
			return;
		} else {
			this.log('received ack: ' + this._lastSeqno + ' ' + recvBuf.seqno);
		}
	}

	var flags = this.WRITING;
	var num_packets = Math.ceil(msg.length / this.MAX_DATA_LEN);
	this.log('num_packets: ' + num_packets);

	if (num_packets === packetNum) {

		this.log('message successfully sent!');
		this.sendFlag(this.READY | this.ACK, this._lastSeqno);
		return true;
	}

	this._lastSeqno++;

	if (packetNum == num_packets-1) {
		flags |= this.FIN;
	}

	var data = msg.substring(packetNum * this.MAX_DATA_LEN, (packetNum+1) * this.MAX_DATA_LEN);
	var packet = this._zerofill(flags, 4) + this._zerofill(this._lastSeqno, 20) + data;

	this.log('sending raw packet: ' + packet);
	this.sendRawPacket(packet);

	return this._send(packetNum + 1, msg);
};

FragmentPacket.prototype._zerofill = function(num, width) {
	var retval = num.toString();
	var retval_len = retval.length;
	for (var i = 0; i < width - retval_len; i++) {
		retval = '0' + retval;
	}
	return retval;
};

var PostMessagePacket = function(receiver, receiveCallback, id, receiverId) {
	var that = this;
	this.receiver = receiver;
	this.receiveCallback = receiveCallback;
	this.id = id;


	this.receiverId = receiverId;
};

PostMessagePacket.prototype.createListener = function() {
	var that = this;

	var listener = function(e) {

		if (!that.id) {
			that.id = e.data;
			return;
		}


		var id = e.data.split(';')[0];
		if (id !== that.id) {
			return;
		}
		var data = e.data.substring(e.data.indexOf(';') + 1);

		that.receiveCallback(data);
	};

	if (typeof window.attachEvent == 'function') {
		window.attachEvent('onmessage', listener);
	} else if (typeof window.addEventListener == 'function') {
		window.addEventListener('message', listener, false);
	} else {
		throw new Error('No method found to create event listener for PostMessagePacket.');
	}
};

PostMessagePacket.prototype.send = function(msg) {



	var needs_reget = false;
	try {
		if (typeof this.receiver.id == 'undefined' || typeof this.receiver.postMessage == 'undefined') {
			needs_reget = true;
		}
	} catch(e) {


	}
	if (needs_reget && typeof this.receiverId != 'undefined') {
		this.receiver = document.getElementById(this.receiverId).contentWindow;
	}

	var packet;
	if (!msg) {

		packet = this.id;
	} else {
		packet = this.id + ';' + msg;
	}
	this.receiver.postMessage(packet, '*');
};

PostMessagePacket._last_unique_id = null;
PostMessagePacket._get_unique_id = function() {
	var id = (new Date()).getTime();
	if (id == PostMessagePacket._last_unique_id) {
		id++;
	}
	PostMessagePacket._last_unique_id = id;
	return id.toString();
};

var JsonRpc = function() {

	this.ids = {};

	this.objectToJSON = function(obj) {
		var json = '';
		var results = [];

		if (obj === undefined || obj === null) {
			return 'null';
		}

		switch (obj.constructor) {
			case Object:
				for (var property in obj) {
					if (obj.hasOwnProperty(property)) {
						results.push(this.objectToJSON(property) + ': ' + this.objectToJSON(obj[property]));
					}
				}
				json = '{' + results.join(', ') + '}';
				break;
			case Array:
				for (var i = 0; i < obj.length; i++) {
					results.push(this.objectToJSON(obj[i]));
				}
				json = '[' + results.join(', ') + ']';
				break;
			case Number:
			case Boolean:
				json = obj.toString();
				break;
			case String:

				var specialChars = {'\b': '\\b', '\t': '\\t', '\n': '\\n', '\f': '\\f', '\r': '\\r', '\\': '\\\\'};

				json = obj.replace(/[\x00-\x1f\\]/g, function(match) {
					var ch = specialChars[match];
					return ch ? ch : '\\u00' + match.charCodeAt().toPaddedString(2, 16);
				});

				json = '"' + json.replace(/"/g, '\\"') + '"';
				break;
			default:

				json = 'null';
				break;
		}

		return json;
	};

	this.createHandler = function(send_func, registered_funcs) {
		var that = this;
		var handler = function(message) {

			try {
				var rpc = eval('(' + message + ')');
			} catch(e) {
				alert('bad JSON: ' + message);
				return;
			}
			if (rpc.method) {

				if (!registered_funcs[rpc.method]) {
					return;
				}

				var retval = registered_funcs[rpc.method].apply(null, rpc.params);
				if (rpc.id) {
					var response = {
						result: retval,
						error: null,	// TODO
						id: rpc.id
					};
					send_func(that.objectToJSON(response));
				}
			} else if(rpc.result) {

				if (!that.ids[rpc.id]) {
					return;
				}

				that.ids[rpc.id](rpc.result);
				delete that.ids[rpc.id];
			}
		};
		return handler;
	};

	this.execute = function(send_func, method, params, response_callback) {
		response_callback = response_callback || null;
		var id = (response_callback) ? (new Date()).getTime() : null;

		var request = {
			method: method,
			params: params,
			id: id
		};

		send_func(this.objectToJSON(request));

		if (id) {
			this.ids[id] = response_callback;
		}
	};
};
JsonRpc = new JsonRpc();

var ParentMessenger = function(childUrl, receiverUrl, container, receiveCallback) {


	if (navigator.userAgent.indexOf('Safari') >= 0 && parseInt(navigator.userAgent.substring(navigator.userAgent.indexOf('Version/') + 8), 10) == 3) {
		throw new Error("unsupported.");
	} else if (window.opera) {
		throw new Error("unsupported.");
	}



	if (!receiverUrl &&
		navigator.userAgent.indexOf('Gecko') >= 0 &&
		parseFloat(navigator.userAgent.slice(navigator.userAgent.indexOf('rv:') + 3, navigator.userAgent.indexOf('rv:') + 6)) < 1.9) {
		throw new Error("unsupported.");
	}


	if (/msie/i.test(navigator.userAgent) && !/opera/i.test(navigator.userAgent)) {


		if (document.domain == window.location.hostname) {
			receiverUrl = '';
		}
	}

	var that = this;
	this.childUrl = childUrl;
	this.receiverUrl = receiverUrl;
	this.container = container || document.body;

	this.packetHandler = null;


	this._ready = false;
	this._error = false;


	var _createReceiverForFragmentPacket = function() {

		that.receiver = document.createElement('iframe');
		that.receiver.src = receiverUrl;
		that.receiver.id = 'receiver_' + (new Date()).getTime();
		that.receiver.name = that.receiver.id;

		that.receiver.frameBorder = '0';
		that.receiver.frameSpacing = '0';
		that.receiver.style.borderStyle = 'none';

		var receiver_onload = function() {
			var receiver = document.getElementById(that.receiver.id).contentWindow;

			try {
				receiver.document.body.innerHTML = '';
			} catch(e) {

				that._error = true;
			}
			receiver.document.body.style.padding = '0px';
			receiver.document.body.style.margin = '0px';

			var child = receiver.document.createElement('iframe');
			child.id = 'child';
			child.name = 'child';
			child.src = that.childUrl;

			child.frameBorder = '0';
			child.frameSpacing = '0';
			child.style.borderStyle = 'none';
			child.style.width = '100%';
			child.style.height = '100%';
			receiver.document.body.appendChild(child);

			that.child = receiver.document.getElementById('child').contentWindow;
			that.receiver = receiver;

			that.packetHandler = new FragmentPacket(that.receiver, that.child, that.childUrl, false, receiveCallback);

			that._listener = that.packetHandler.createListener();

			that.packetHandler.sendFlag(that.packetHandler.READY, 0);

			that._ready = true;
		};

		that.receiver.onreadystatechange = function() {
			if (this.readyState == 'complete') {
				receiver_onload();
			}
		};

		that.receiver.onload = receiver_onload;







		if (Dsq.Utils.ie) {
			if (that.container.clientWidth === 0) {

				var _waitForWidth = function() {
					if (that.container.clientWidth > 0) {
						Dsq.Utils.fixIframesIE(that.container.id);
					} else {
						window.setTimeout(_waitForWidth, 100);
					}
				};
				_waitForWidth();

				that._once = false;
				that.receiver.onresize = function() {
					if (!that._once) {
						Dsq.Utils.fixIframesIE(that.container.id);
					}
					that._once = true;
				};
			}
		}

		that.container.appendChild(that.receiver);
	};


	var _createReceiverForPostMessage = function() {

		var receiver_onload = function() {

			that.packetHandler.send();
			that._ready = true;
		};

		var id = PostMessagePacket._get_unique_id();
		var receiverId = 'child_' + id;


		ParentMessenger['_receiver_onload_' + receiverId] = receiver_onload;

		that.container.innerHTML += '<iframe ' +
			'src="' + childUrl + '" ' +
			'id="' + receiverId + '" ' +
			'name="' + receiverId + '" ' +
			'onload="ParentMessenger._receiver_onload_' + receiverId +'();" ' +
			'></iframe>';

		that.receiver = document.getElementById(receiverId).contentWindow;
		that.packetHandler = new PostMessagePacket(that.receiver, receiveCallback, id, receiverId);
		that._listener = that.packetHandler.createListener();
	};

	if (typeof window.postMessage == 'function') {
		_createReceiverForPostMessage();
	} else {
		_createReceiverForFragmentPacket();
	}

};

ParentMessenger.prototype.sendMessage = function(message) {
	var that = this;
	if (!this._ready) {

		window.setTimeout(function() { that.sendMessage(message); }, 10);
		return;
	}
	this.packetHandler.send(message);
	return true;
};

Dsq.NewFrames = function(url) {
	this.url = url;
};

Dsq.NewFrames.prototype.init = function(onFailure) {
	var that = this;

	try {
		this.messenger = new ParentMessenger(this.url, Dsq.jsonData.integration.receiver_url, this.container, this.receive_callback);
	} catch(e) {
		if (typeof onFailure == 'function') {
			onFailure();
		}
	}

	if (typeof onFailure == 'function') {
		var iId = window.setInterval(function() {
			if (typeof that.messenger == 'undefined') {
				window.clearInterval(iId);
				return;
			}
			if (that.messenger._ready) {
				window.clearInterval(iId);
			} else if (that.messenger._error) {
				window.clearInterval(iId);
				onFailure();
			}
		}, 10);
	}
};

Dsq.NewFrames.prototype._execute = function(method, args, callback) {
	var that = this;
	if (typeof that.messenger == 'undefined') {
		return false;
	}
	JsonRpc.execute(
		function(msg) { that.messenger.sendMessage(msg); },
		method,
		args || [],
		callback);
	return true;
};

Dsq.ReplyFrame = function(container, parent_post_id) {
	var that = this;
	this.container = container;
	this.parent_post_id = parent_post_id;

	var sendFunc = function(msg) {

		Dsq.Debug.log('Dsq.ReplyFrame.sendFunc');
		that.messenger.sendMessage(msg);
	};


	var postComment_onSuccess = function(response) {
		Dsq.jsonData.posts[response.message.id] = response.message.post_meta;
		if (!Dsq.jsonData.users[response.message.post_meta.user_key]) {
			Dsq.jsonData.users[response.message.post_meta.user_key] = response.message.user_meta;
		}


		var reply_position = (typeof(disqus_insert_wrt_sort) == 'undefined' 
			? (Dsq.jsonData.forum.reply_position ? -1 : null) 
			: (Dsq.jsonData.request.sort == 2 ? null : -1));
		
		if (response.message.post_meta.approved) {
			Dsq.Post.insert(response.message.post_meta.parent_post_id || reply_position, response.message.id, response.message.post_meta.message);
		}

		Dsq.Templates.postComment_onSuccess(response, parent_post_id, response.message.id);
	};

	var postComment_onFailure = function(response) {
		Dsq.Popup.popModal(response.message, 'Error');
		Dsq.Templates.postComment_onFailure(response, parent_post_id, response.message.id);
	};

	var editComment_onSuccess = function(response) {
		var post_id = parent_post_id;
		var message = Dsq.$('dsq-comment-message-' + post_id);
		
		message.innerHTML = response.message;
		Dsq.Templates.toggleEdit(post_id);
		Dsq.Templates.setLoadingButton(false);
	};
	
	var editComment_onFailure = function(response) {
		var post_id = parent_post_id;
		
		Dsq.Popup.popModal('Sorry, there was an error editing this comment.', 'Edit Error');
		Dsq.Templates.toggleEdit(post_id);
		Dsq.Templates.setLoadingButton(false);
	};

	var getUserByEmail_onSuccess = function(response) {
		var msg = response.message;
		var fields = Dsq.Templates.getFormFields(parent_post_id);

		if (msg.username) {

			Dsq.Templates.lightboxAuthenticate(parent_post_id, 'login', {
				'username': msg.username,
				'display_name': msg.display_name,
				'avatar_url': msg.avatar_url,
				'verified': msg.verified,
				'email': fields.email.value
			});
		} else {

			Dsq.Templates.lightboxAuthenticate(parent_post_id, 'register');
		}
	};

	var validateAuth_onSuccess = function(response, auth_choice) {
		Dsq.Templates.postComment(parent_post_id, null, true, auth_choice);
	};

	var validateAuth_onFailure = function(response, auth_choice) {
		var pid = parent_post_id ? '-' + parent_post_id : '';
		var msg = response.message;

		if (auth_choice == 'register') {
			var fields = ['email', 'username', 'password'];

			for (var i = 0; i < fields.length; i++) {
				var field = fields[i];
				var errorDiv = Dsq.$('dsq-' + field + '-errors' + pid);

				if (msg[field]) {
					errorDiv.innerHTML = msg[field];
				} else {
					errorDiv.innerHTML = '';
				}
			}
		} else if (auth_choice == 'login') {
			Dsq.$('dsq-lightbox-errors' + pid).innerHTML = '<p>We couldn\'t log you in. Please verify your login.</p>';
		}
		
		Dsq.Templates.setLoadingButton(false);
	};

	this.receive_callback = JsonRpc.createHandler(sendFunc, {
		'postComment.onSuccess': postComment_onSuccess,
		'postComment.onFailure': postComment_onFailure,
		'editComment.onSuccess': editComment_onSuccess,
		'editComment.onFailure': editComment_onFailure,		
		'getUserByEmail.onSuccess': getUserByEmail_onSuccess,
		'validateAuth.onSuccess': validateAuth_onSuccess,
		'validateAuth.onFailure': validateAuth_onFailure,
		'reload': function() { window.location.reload(); }
	});

	this.url = Dsq.Urls.REPLY +
		'?' + (new Date()).getTime() +
		'&f=consumerismcommentary' +
		'&t=10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway' +
		'&ff=' + Dsq.Thread.ff +
		'&default_text=' + disqus_default_text +
		'&ifrs=' + encodeURIComponent(disqus_iframe_css);
	if (this.parent_post_id) {
		this.url += '&parent_post=' + this.parent_post_id;
	}
};

Dsq.ReplyFrame.prototype = new Dsq.NewFrames(Dsq.ReplyFrame.url);

Dsq.ReplyFrame.prototype.post = function(author_name, author_email, author_url, authenticate, sharing_services, subscribe) {
	this._execute('postComment', [author_name, author_email, author_url, authenticate, sharing_services, subscribe]);
};

Dsq.ReplyFrame.prototype.edit = function(post_id, message) {
	this._execute('editComment', [post_id, message]);
};

Dsq.ReplyFrame.prototype.setState = function(parent_post_id, depth) {
	this._execute('setState', [parent_post_id, depth]);
};

Dsq.ReplyFrame.prototype.getUserByEmail = function(email) {
	this._execute('getUserByEmail', [email]);
};

Dsq.ReplyFrame.prototype.validateAuth = function(auth_choice, email, username, password) {
	this._execute('validateAuth', [auth_choice, email, username, password]);
};

Dsq.ReplyFrame.prototype.authenticateFacebook = function(session, forum_url) {
	this._execute('authenticateFacebook', [session, forum_url]);
};

	Dsq.Facebook = function() {
	var that = this;

	var handleSessionData = function(session) {

		var forum_url = Dsq.jsonData.forum.url;




		if (typeof disqus_facebook_forum != 'undefined') {
			forum_url = disqus_facebook_forum;
		}
		Dsq.frames.reply_0.authenticateFacebook(session, forum_url);
	};

	var onLogin = function() {
		FB.Connect.getSignedPublicSessionData(handleSessionData);
	};

	this.login = function() {
		FB.Connect.requireSession(onLogin, true);
	};
};
Dsq.Facebook = new Dsq.Facebook();


	






Dsq.Themes = {};

Dsq.Themes.narcissus = new function() {
	this.addPostContainer = 'dsq-form-area';
	this.textareaContainer = 'dsq-textarea-wrapper';



	
	this.header = function() {
		var comments_count, total_posts, num_posts;
		var html = '';
		var missing_perm_tmpl;

		if (Dsq.jsonData.request.missing_perm) {
			missing_perm_tmpl = Dsq.Templates.missingPermissions();
			if (missing_perm_tmpl) {
				html += '<div class="dsq-missing-permissions">' + missing_perm_tmpl + '</div>';
			}
		}

		total_posts = Dsq.jsonData.thread.total_posts;
		num_posts = Dsq.jsonData.thread.num_posts;

		if (total_posts) {
			comments_count = Dsq.FmtStrings.SHOWING_COMMENTS_FULL(total_posts, num_posts);
		} else {
			comments_count = Dsq.FmtStrings.SHOWING_COMMENTS_WITHOUT_PAGINATION(num_posts);
		}

		html += ' \
		<div id="dsq-comments-title"> \
			<h3>' + comments_count + '</h3> \
		</div> \
		';

		html += ' \
		<div class="dsq-options"> \
			<span class="dsq-item-sort">'
				+ Dsq.Strings.SORT_BY + ' \
				<select id="dsq-sort-select" onchange="Dsq.Thread.sortBy(this.value);"> \
					<option value="hot" ' + (Dsq.jsonData.request.sort == 4 ? 'selected="selected"' : '') + '>' + Dsq.Strings.POPULAR_NOW + '</option> \
					<option value="best" ' + (Dsq.jsonData.request.sort == 3 ? 'selected="selected"' : '') + '>' + Dsq.Strings.BEST_RATING + '</option> \
					<option value="newest" ' + (Dsq.jsonData.request.sort == 2 ? 'selected="selected"' : '') + '>' + Dsq.Strings.NEWEST_FIRST + '</option> \
					<option value="oldest" ' + (Dsq.jsonData.request.sort == 1 ? 'selected="selected"' : '') + '>' + Dsq.Strings.OLDEST_FIRST + '</option> \
				</select> \
				&nbsp; \
			</span> \
			<span class="dsq-subscribe-email"> \
				<img src="http://media.disqus.com/images/embed/email.png" style="width:12px;height:12px;vertical-align:middle"> \
				<span id="dsq-subscribe">'
					+ (Dsq.jsonData.context.subscribed
						? '<a href="#" onclick="Dsq.Thread.subscribe(0); return false">' + Dsq.Strings.UNSUBSCRIBE + '</a>'
						: '<a href="#" onclick="Dsq.Thread.subscribe(1); return false">' + Dsq.Strings.SUBSCRIBE_BY_EMAIL + '</a>')
				+ '</span> \
			</span> \
			<span class="dsq-subscribe-rss" style="width:12px;height:12px;vertical-align:middle"> \
				<img src="http://media.disqus.com/images/embed/bullet-feed.png" alt="" /> \
				<a href="http://consumerismcommentary.disqus.com/10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway/latest.rss">' + Dsq.Strings.SUBSCRIBE_BY_RSS + '</a> \
			</span> \
		</div> \
		';

		
		

		return html;

	};
	
	this.footer = function() {
		var html = '';

		html += Dsq.Templates.pagination();

		
		
			html += Dsq.Templates.realtime();
			html += Dsq.Templates.showThreadSettings();
			html += Dsq.Templates.postBox();

		html += Dsq.Templates.reactions();

		


		if (Dsq.jsonData.request.is_global_moderator) {
 			html += ' \
				<div class="dsq-global-moderator-extras">'
					+ '<strong>shortname:</strong> ' + Dsq.jsonData.forum.url
					+ '<strong>thread id:</strong> ' + Dsq.jsonData.thread.id
					+ '<strong>thread slug:</strong> ' + Dsq.jsonData.thread.slug
				+ '</div> \
			';
		}

		return html;
	};
	
	this.realtime = function() {
		var html = '';
		
		if (Dsq.jsonData.realtime_enabled) {
			html += '<div id="dsq-realtime-options" class="dsq-options">'
					 + Dsq.Strings.REALTIME_UPDATING_IS + ' <strong id="dsq-realtime-status" style="text-transform: lowercase">' + Dsq.Strings.ENABLED + '</strong>. \
					 <a href="#" id="dsq-realtime-toggle" style="text-transform: capitalize"></a> \
					</div>';
		}

		if (!Dsq.jsonData.forum.streaming_realtime) {
			html += ' \
				<div style="display: none" id="dsq-realtime-alert" class="dsq-realtime-alert"><span id="dsq-realtime-queued"></span> <a href="#" id="dsq-realtime-show"></a></div> \
			';
		}
		
		return html;
	};

	this.showThreadSettings = function() {
		if (!Dsq.jsonData.request.is_moderator) {
			return '';
		}

		html = '<div id="dsq-thread-settings" class="dsq-thread-settings">' + Dsq.Strings.MODERATOR_OPTIONS;
		html += '<a href="#" onclick="Dsq.Thread.showSettings(); return false;">' + Dsq.Strings.SETTINGS + '</a>';
		if (Dsq.jsonData.forum.reactions_enabled && Dsq.jsonData.reactions.length === 0) {
			html += '<a href="#" onclick="Dsq.Reaction.reportMissingReactions(); return false;">'
						+ Dsq.Strings.REPORT_MISSING_REACTIONS
						+ '</a>';
		}
		html +='</div>';

		return html;
	};

	this.postBox = function(post_id, use_fallback_iframe) {


		var html;
		var display_sharing_options = Dsq.jsonData.request.is_authenticated;
		if (Dsq.jsonData.request.is_remote) {


			if (!Dsq.jsonData.request.sharing.hasOwnProperty(Dsq.jsonData.request.remote_domain)) {
				display_sharing_options = false;
			}
		}
		
		if (post_id) {
			var _meta = Dsq.jsonData.posts[post_id];
			var userData = Dsq.jsonData['users'][_meta.user_key];				
		}
		
		var pid = post_id ? '-' + post_id : '';

		var _requestUserInfo = function() {
			var html;



			var user_has_email = false;

			html = '<div class="dsq-request-user-info"> <!-- // If authenticated --> \
				<a href="' + Dsq.jsonData.settings.disqus_url + Dsq.Urls.LOGOUT + '?ctkn=' + Dsq.CSRF_TOKEN + '" class="dsq-request-user-logout">' + Dsq.Strings.LOGOUT + '</a> \
				<table> \
					<tr> \
						<td rowspan="2">'
							+ (!Dsq.jsonData.forum.disqus_auth_disabled ? '<a href="' + Dsq.jsonData.settings.disqus_url + Dsq.Urls.REQUEST_USER_PROFILE + '">' : '')
								+ '<img src="' + Dsq.Urls.REQUEST_USER_AVATAR + '" width="48" height="48" class="dsq-request-user-avatar">'
							+ (!Dsq.jsonData.forum.disqus_auth_disabled ? '</a>' : '')
						+ '</td> \
						<td class="dsq-request-user-name">'
								+ (Dsq.jsonData.request.is_remote
									 ? '<span class="dsq-badge-small dsq-badge-' + Dsq.jsonData.request.remote_domain + '">' + Dsq.jsonData.request.remote_domain + '</span>'
									 : (Dsq.jsonData.request.is_verified
											? '<span class="dsq-badge-small dsq-badge-verified">Verified</span>'
											: '<span class="dsq-badge-small dsq-badge-registered">Registered</span>'))
							+ ' <a href="' + Dsq.jsonData.settings.disqus_url + Dsq.Urls.REQUEST_USER_PROFILE + '">' + Dsq.jsonData.request.display_username + '</a>'
							+  (Dsq.jsonData.request.is_remote && user_has_email ? ' <small>(<a href="#" onclick="Dsq.Popup.remoteAccountSettings(); return false;">change settings</a>)</small>' : '')
							+  (!Dsq.jsonData.request.is_remote && !Dsq.jsonData.forum.disqus_auth_disabled ? ' <small>(<a href="' + Dsq.jsonData.settings.disqus_url + '/profile/info/" target="_blank">change name</a> or <a href="' + Dsq.jsonData.settings.disqus_url + '/profile/avatar/" target="_blank">picture</a>)</small>' : '')
						+ '</td> \
					</tr> \
					<tr> \
						<td class="dsq-request-user-stats"> \
							<span><big>' + Dsq.jsonData.request.comments_count + '</big> ' + (Dsq.jsonData.request.comments_count == 1 ? 'comment' : 'comments') + '</span> \
							<span><big>' + Dsq.jsonData.request.likes_count + '</big> ' + (Dsq.jsonData.request.likes_count == 1 ? 'like' : 'likes') + '</span> \
							<span><big>' + Dsq.jsonData.request.points + '</big> ' + (Dsq.jsonData.request.points == 1 ? 'point' : 'points') + '</span> \
						</td> \
					</tr> \
				</table> \
			</div> \
			';
			return html;
		};

		var _loginOptions = function() {
			var html;
			html = ' \
			<div class="dsq-authenticate"> \
				<p class="dsq-autheneticate-copy">'
				+ (Dsq.jsonData.forum.allow_anon_post
					? Dsq.Strings.YOU_ARE_COMMENTING_AS_A + ' <a class="dsq-help" title="Click for more information" href="#" onclick="Dsq.Popup.helpBadges(); return false">Guest</a>. ' + Dsq.Strings.OPTIONAL + ': ' + Dsq.Strings.LOGIN_BELOW + '.'
					: Dsq.Strings.REQUIRED + ': ' + Dsq.Strings.PLEASE_LOGIN_BELOW_TO_COMMENT + '.')
				+ '</p> \
				<ul class="dsq-login-buttons">'
					+ (!Dsq.jsonData.forum.disqus_auth_disabled ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.Popup.login(); return false"><img src="http://media.disqus.com/images/themes/narcissus/login-disqus.gif" /></a></li>' : '')
					+ (Dsq.jsonData.context.use_fb_connect ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.Facebook.login(); return false;"><img src="http://media.disqus.com/images/themes/narcissus/login-facebook.gif" /></a></li>' : '')
					+ (Dsq.jsonData.context.use_twitter_signin ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.Twitter.startTwitterConnect(); return false"><img src="http://media.disqus.com/images/themes/narcissus/login-twitter.gif" /></a></li>' : '')
					+ (Dsq.jsonData.context.use_openid ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.OpenID.requestURL(); return false" ><img src="http://media.disqus.com/images/themes/narcissus/login-openid.gif" /></a></li>' : '')
					+ (Dsq.jsonData.context.use_yahoo ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.Yahoo.startYahooConnect(); return false"><img src="http://media.disqus.com/images/themes/narcissus/login-yahoo.gif" /></a></li>' : '')
				+ '</ul> \
			</div> \
			';
			return html;
		};

		if (!Dsq.jsonData.context.show_reply) {


			if (!Dsq.jsonData.request.is_authenticated) {



				return '<div id="dsq-form-area" style="display:none"><div id="dsq-textarea-wrapper"></div></div>' + _loginOptions();
			} else {
				return '';
			}
		}

		html = ' \
		<div id="' + (post_id 
			? 'dsq-reply-post-' + post_id
			: 'dsq-new-post')
		 	+ '" class="dsq-post-area"> \
			<div class="dsq-dc-logo"> \
				<a href="http://disqus.com/comments" target="_blank"><img src="http://media.disqus.com/images/themes/narcissus/disqus-logo.png"></a> \
			</div>'
			+ (post_id 
				? '<h3>' + Dsq.Strings.REPLYING_TO + ' ' + userData.display_name + '</h3>'
				: '<h3>' + Dsq.Strings.ADD_NEW_COMMENT + '</h3>')
			+ (Dsq.jsonData.request.is_authenticated 
				? _requestUserInfo()
				: _loginOptions() )
			+ '<div id="dsq-form-area' + pid + '">'
			+ '<div class="dsq-textarea"> \
				<div class="dsq-textarea-wrapper" id="dsq-textarea-wrapper' + pid + '"></div> \
			</div>'
			+ (!Dsq.jsonData.request.is_authenticated
			? ' \
			<div class="dsq-post-fields"> \
				<form action="." method="GET" onsubmit="Dsq.Templates.postComment(' + post_id + ', this, false); return false;"> \
				<table> \
					<tr> \
						<td class="dsq-post-fields-left"><div class="dsq-input-wrapper"><input id="dsq-field-name' + pid + '" type="text" value="' + (disqus_def_name ? disqus_def_name : (Dsq.jsonData.session.name ? Dsq.jsonData.session.name : Dsq.Strings.NAME + '" class="dsq-placeholder')) + '" onfocus="Dsq.Templates.handlePlaceholder(event, this, \'name\')" onblur="Dsq.Templates.handlePlaceholder(event, this, \'name\')" /></div></td> \
						<td class="dsq-post-fields-right"><div class="dsq-input-wrapper"><input id="dsq-field-website' + pid + '" type="text" value="' + (Dsq.jsonData.session.url ? Dsq.jsonData.session.url : Dsq.Strings.WEBSITE + ' (' + Dsq.Strings.OPTIONAL.toLowerCase() + ')" class="dsq-placeholder') + '" onfocus="Dsq.Templates.handlePlaceholder(event, this, \'website\')" onblur="Dsq.Templates.handlePlaceholder(event, this, \'website\')" /></div></td> \
					</tr> \
					<tr> \
						<td class="dsq-post-fields-left"><div class="dsq-input-wrapper"><input id="dsq-field-email' + pid + '" type="text" value="' + (disqus_def_email ? disqus_def_email : (Dsq.jsonData.session.email ? Dsq.jsonData.session.email : Dsq.Strings.EMAIL + '" class="dsq-placeholder')) + '" onfocus="Dsq.Templates.handlePlaceholder(event, this, \'email\')" onblur="Dsq.Templates.handlePlaceholder(event, this, \'email\')" /></div></td> \
						<td class="dsq-post-fields-right"> \
							<div class="dsq-subscribe"> \
								<a href="#" onclick="Dsq.Templates.chooseSubscribe(' + post_id + '); return false" class="dsq-subscribe-menu"><span id="dsq-subscribe-select' + pid + '">' + (Dsq.jsonData.request.subscribe_on_post ? Dsq.Strings.SUBSCRIBE_TO_ALL_COMMENTS_BY_EMAIL : Dsq.Strings.DO_NOT_SUBSCRIBE_TO_COMMENTS) + '</span> <small>&#9660;</small></a> \
								<ul class="dsq-panel" id="dsq-subscribe-menu' + pid + '"> \
									<li><a href="#" onclick="Dsq.Templates.setSubscribe(2, this, ' + post_id + '); return false">Subscribe to all comments by email</a></li> \
									<li><a href="#" onclick="Dsq.Templates.setSubscribe(0, this, ' + post_id + '); return false">Do not subscribe to comments</a></li> \
								</ul> \
								<input id="dsq-subscribe-on-post' + pid + '" type="hidden" value="' + Dsq.jsonData.request.subscribe_on_post + '" /> \
							</div> \
						</td> \
					</tr> \
				</table> \
				</form> \
			</div>'
			: '')
			+ '<div class="dsq-post-footer"> \
				<div class="dsq-sharing-options" ' + (!display_sharing_options ? 'style="display:none;"' : '') + '> \
					<button class="dsq-button-small" onfocus="document.getElementById(\'dsq-post-button' + pid + '\').focus();"><span>' + Dsq.Strings.SHARING_OPTIONS + ' <small>&#9660;</small></span></button> \
					<div class="dsq-panel"> '
						+ (Dsq.jsonData.request.sharing.twitter !== undefined
								&& Dsq.jsonData.request.sharing.twitter.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-twitter' + pid + '"'
								  + (Dsq.jsonData.request.sharing.twitter.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-twitter' + pid + '">' + Dsq.Strings.SHARE_ON + ' Twitter</label> \
								 </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.facebook
								&& (Dsq.jsonData.request.sharing.facebook.enabled === true ||
										(Dsq.jsonData.request.is_remote && Dsq.jsonData.request.remote_domain == 'facebook'))
							? '<div><input type="checkbox" id="dsq-sharing-facebook' + pid + '"'
									+ (Dsq.jsonData.request.sharing.facebook.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-facebook' + pid + '">' + Dsq.Strings.SHARE_ON + ' Facebook</label> \
								 </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.yahoo !== undefined
								&& Dsq.jsonData.request.sharing.yahoo.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-yahoo' + pid + '"'
									+ (Dsq.jsonData.request.sharing.yahoo.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-yahoo' + pid + '">' + Dsq.Strings.SHARE_ON + ' Yahoo!</label> \
								</div>'
							: '')
						+ (Dsq.jsonData.request.sharing.tumblr !== undefined
								&& Dsq.jsonData.request.sharing.tumblr.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-tumblr' + pid + '"'
									+ (Dsq.jsonData.request.sharing.tumblr.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-tumblr' + pid + '">' + Dsq.Strings.SHARE_ON + ' Tumblr</label> \
								 </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.wordpress !== undefined
								&& Dsq.jsonData.request.sharing.wordpress.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-wordpress' + pid + '"'
									+ (Dsq.jsonData.request.sharing.wordpress.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-wordpress' + pid + '">' + Dsq.Strings.SHARE_ON + ' Wordpress</label> \
								 </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.movabletype !== undefined
							  && Dsq.jsonData.request.sharing.movabletype.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-movabletype' + pid + '"'
									+ (Dsq.jsonData.request.sharing.movabletype.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-movabletype' + pid + '">' + Dsq.Strings.SHARE_ON + ' Movable Type</label> \
							   </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.typepad !== undefined
							  && Dsq.jsonData.request.sharing.typepad.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-typepad' + pid + '"'
									+ (Dsq.jsonData.request.sharing.typepad.auto === true ? 'checked=true' : '') + '/> \
								  <label for="dsq-sharing-typepad' + pid + '">' + Dsq.Strings.SHARE_ON + ' TypePad</label> \
							   </div>'
							: '')
						+ '<div><a href="' + Dsq.jsonData.settings.disqus_url + '/profile/connections/" target="_blank" class="dsq-configure-options">' + Dsq.Strings.CONFIGURE_OPTIONS + '</a></div>'
					+ '</div> \
				</div>'
				+ '<button class="dsq-button" id="dsq-post-button' + pid + '" onclick="Dsq.Templates.postComment(' + post_id + ', this, false)"><span>' + Dsq.Strings.POST_AS + ' '
				+ (Dsq.jsonData.request.display_username
					? Dsq.jsonData.request.display_username
					: Dsq.Strings.GUEST)
				+ '</span></button>'
				+ (post_id
					? '<button class="dsq-button" id="dsq-cancel-button' + pid + '" onclick="Dsq.Post.toggleReply(' + post_id +', this)"><span>' + Dsq.Strings.CANCEL + '</span></button>'
					: '')
			+ '</div>'
			+ '</div>' // end dsq-form-area
		+ '</div> \
		';
		
		return html;
	};




	this.appendPost = function(post_id) {
		var html = '<div id="dsq-append-post-' + post_id + '"></div>';
		return html;
	};

	this.postPrependHeader = function(post_id) {
		var html;
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];
		
		html = ' \
		<table> \
			<tr> \
				<td id="dsq-header-avatar-' + post_id + '" class="dsq-header-avatar" onmouseover="Dsq.Post.dropProfile(' + post_id + ')"> \
					<a id="dsq-avatar-' + post_id + '" class="dsq-avatar" href="' + userData.url + '" onclick="Dsq.Popup.popProfile(' + post_id + '); return false;">'
					+ (Dsq.jsonData.forum.show_avatar
					? '<img src="' + Dsq.jsonData.users[_meta.user_key].avatar + '" alt="" />'
					: '')
				+ '</a> \
				</td> \
				<td class="dsq-comment-header-meta"> \
		';

		
		return html;
	};
	
	this.postAppendHeader = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];
		var html;
		var parent_display_name = '';
		
		if(_meta.parent_post_id) {

			var _parent_meta = Dsq.jsonData.posts[_meta.parent_post_id];

			if (_parent_meta) {
				var parentUserData = Dsq.jsonData['users'][_parent_meta.user_key];
				parent_display_name = parentUserData.display_name;
			}
		}

		html = ' \
		<img src="http://media.disqus.com/images/themes/narcissus/moderator.png" class="dsq-moderator-star" title="Moderator" /> \
		<span class="dsq-comment-header-time"><a href="#comment-' + post_id + '" onclick="Dsq.Popup.permalink(' + post_id + ')" title="Permalink">' + (_meta.is_realtime ? Dsq.Strings.JUST_NOW : _meta.date) + '</a></span> '
		+ (_meta.parent_post_id && parent_display_name
			? '<a href="#comment-' + _meta.parent_post_id + '" title="Jump to comment">in reply to ' + parent_display_name + '</a>'
			: '')
		+ '</td> \
		<td id="dsq-like-pts-' + post_id + '" class="dsq-comment-header-likes">'
		+ (_meta.points
			? _meta.points + Dsq.Utils.pluralize(_meta.points, ' person', ' people') + ' liked this.'
			: '')
		+ '</td> \
		</tr> \
		</table> \
		';
		return html;
	};

	this.preBody = function(post_id) {
		var html = '';
		return html;
	};

	this.postFooter = function(post_id) {
		var html;
		var _meta = Dsq.jsonData.posts[post_id];
		if(_meta.killed || !_meta.approved) { return ''; }
		
		html = ' \
		<div class="dsq-comment-footer" id="dsq-comment-footer-' + post_id + '"> \
			<div class="dsq-comment-footer-left">'
				+ (Dsq.jsonData.request.is_moderator || Dsq.jsonData.request.is_global_moderator
					? '<a href="#" onclick="Dsq.Templates.moderateOptions(' + post_id+ '); return false">' + Dsq.Strings.MODERATE + '</a>'
					: '')
				+ '<a href="#" id="dsq-post-report-' + post_id + '" class="dsq-post-report" onclick="Dsq.Post.report(' + post_id + ', false); return false;">' + Dsq.Strings.FLAG + '</a> \
			</div> \
			<div class="dsq-comment-footer-right">'
				+ (_meta.votable 
					? '<span id="dsq-like-' + post_id + '" class="dsq-like">'
					+ (!_meta.up_voted
						? '<button class="dsq-button-small" onclick="Dsq.Post.rate(this, ' + post_id + ', 1)" >Like</button>'
						: 'You liked this.&nbsp;&nbsp;')
					+ '</span>'
					: '')
				+ (_meta.can_reply && !_meta.has_replies && _meta.from_request_user
					? '<button class="dsq-button-small dsq-post-edit" onclick="Dsq.Post.edit(this, ' + post_id + ')" >' + Dsq.Strings.EDIT + '</button>'
					: '')
				+ (_meta.can_reply
					? '<span class="dsq-comment-footer-reply" id="dsq-comment-footer-reply-' + post_id + '" onclick="Dsq.Post.toggleReply(' + post_id +', this)"> \
						<button class="dsq-button-small">' + Dsq.Strings.REPLY + '</button> \
						<button class="dsq-comment-footer-reply-tab">' + Dsq.Strings.REPLY + '</button><span></span> \
					</span>'
					: '')
			+ '</div> \
		</div> \
		';
		
		return html;
	};



	
	this.showRetweets = function(id, limit, element_id /* Optional */) {
		var source, html = '';

		for (var i = 0, reaction; reaction = Dsq.jsonData.reactions[i]; i++) {
			if (reaction.id === id) {
				source = reaction.retweets;
			}
		}

		if (source) {
			if (limit === 0) {
				limit = source.length;
			}

			for (var j = 0; j < limit; j++) {
				var rt = source[j];
				html += '<a href="' + rt.url + '">' + rt.author_name + '</a>'	+ ((j === (limit - 1)) ? '.' : ', ');
			}
		}

		if (element_id === undefined) {
			return html;
		}

		var element = document.getElementById(element_id);
		element.innerHTML = html;
		return element;
	};

	this.showMoreReactions = function(reactions, has_more, start, limit) {
		var link = document.getElementById('dsq-show-more-reactions');
		var container = link.parentNode;
		container.removeChild(link);

		for (var i = 0, reaction; reaction = reactions[i]; i++) {
			var el = Dsq.Templates.generateReactionHTML(reaction);
			if (el) {
				container.innerHTML += el;
			}
		}

		if (has_more) {
			var d = Dsq.jsonData.settings.disqus_url;
			var f = Dsq.jsonData.forum.url;
			var t = Dsq.jsonData.thread.id;
			var s = start;
			var l = limit;

			var handler = 'Dsq.Utils.execScript(\'' + d + '/forums/' + f + '/more_reactions.js?t=' + t + '&s=' + s + '&l=' + l + '\', true); return false;';
			container.innerHTML += '<li id="dsq-show-more-reactions" class="dsq-show-more-reactions"><button class="dsq-button-small" onclick="' + handler + '">Show more reactions</button></li>';
		}
	};

	this.generateReactionHTML = function(reaction) {
		if (reaction.body === null || reaction.body == '') {
			return;
		}

		if (reaction.author_name === '') {
			reaction.author_name = '&nbsp;';
		}

		if (reaction.url === '') {
			reaction.url = reaction.get_service_url;
		}

		var item = '<li class="dsq-comment dsq-reaction" id="dsq-reaction-' + reaction.id + '">'
			+ '<div class="dsq-comment-header"> \
			<table> \
			<tr> \
			<td class="dsq-header-avatar"> \
			';

		if (reaction.author_url && reaction.author_url !== '') {
			item += '<a target="_blank" href="' + reaction.author_url +'" class="dsq-avatar">';
		}

		if (reaction.avatar_url && reaction.avatar_url !== '') {
			item += '<img src="' + reaction.avatar_url + '"/>';
		} else {

			item += '<img src="' + Dsq.jsonData.media_url + '/images/noavatar92.png"/>';
		}

		var service_icon = (reaction.get_service_name == 'trackback' || reaction.get_service_name == 'pingback' ? 'rss' : reaction.get_service_name.replace(' ', ''));
		item += (reaction.author_url && reaction.author_url !== ''
				? '</a>'
				: '')
			+ '</td>'
			+ '<td><cite class="dsq-comment-cite">' + reaction.author_name + '</cite> <span class="dsq-comment-header-time">' + reaction.date_created + '</span></td>'
			+ '<td class="dsq-comment-header-likes"></td>'
			+ '</tr></table></div>' // end dsq-comment-header
			+ '<div class="dsq-reaction-header" \
				<table> \
					<tr> \
						<td class="dsq-reaction-header-left">'
							+ '<img class="dsq-service-icon" src="' + Dsq.jsonData.media_url + '/images/reactions/services/' + service_icon + '.png" />'
							+ ' From <a class="dsq-service-name" target="_blank" href="' + reaction.url + '">' + reaction.get_service_name + '</a> '
							+ 'via ' + (reaction.source == 'backtype' ? '<a href="http://backtype.com/">BackType</a>' : '<a href="' + reaction.source_url + '">UberVU</a>')
						+ '</td>'
						+ '<td class="dsq-reaction-header-right">';
			
			if(reaction.retweets) {
				var num_retweets = reaction.retweets.length;
				if (num_retweets > 0) {
					if (num_retweets == 1) {
						item += 'One more retweet from <a href="' + reaction.retweets[0].url + '">'  + reaction.retweets[0].author_name + '</a>';
					} else {
						item += (num_retweets + ' more retweets from ');
						item += '<span id="dsq-reaction-retweets-' + reaction.id + '">';
						var n_tweets = (num_retweets > 3) ? 3 : num_retweets;
						item += Dsq.Templates.showRetweets(reaction.id, n_tweets);
						if (n_tweets != num_retweets) {
							item += '</span> <a onclick="Dsq.Templates.showRetweets(' + reaction.id + ', 0, \'dsq-reaction-retweets-' + reaction.id + '\');'
								+ 'this.parentNode.removeChild(this); return false;" href="#">Show all</a>';
						}
					}
				}
			}	
			item += '</td></tr> \
			</table> \
			</div>' // end dsq-reaction-header
			+ '<div class="dsq-comment-body"> \
				<div class="dsq-comment-message">' + reaction.body + '</div>'
			+ '</div> \
			<div class="dsq-comment-footer"> \
				<div class="dsq-comment-footer-left"> \
				</div>'
				+ (Dsq.jsonData.request.is_moderator || Dsq.jsonData.request.is_global_moderator 
					? ' \
					<div class="dsq-comment-footer-right"> \
						<button class="dsq-button-small dsq-hide-reaction" onclick="Dsq.Reaction.hide(' + reaction.id + ')">Hide</button> \
					</div>'
					: '')
			+ '</div>'
		item += '</li>'; /* Reaction HTML ends */
		return item;
	};

	this.reactions = function() {
		var html, reaction;

		if (Dsq.jsonData.reactions === undefined || Dsq.jsonData.reactions.length === 0) {
			return '';
		}

		html = '';
		for (var i = 0; reaction = Dsq.jsonData.reactions[i]; i++) {
			var item = Dsq.Templates.generateReactionHTML(reaction);
			if (item) {
				html += item;
			}
		}

		if (Dsq.jsonData.has_more_reactions) {
			var d = Dsq.jsonData.settings.disqus_url;
			var f = Dsq.jsonData.forum.url;
			var t = Dsq.jsonData.thread.id;
			var s = Dsq.jsonData.reactions_start;
			var l = Dsq.jsonData.reactions_limit;

			var handler = 'Dsq.Utils.execScript(\'' + d + '/forums/' + f + '/more_reactions.js?t=' + t + '&s=' + s + '&l=' + l + '\', true); return false;';
			html += '<li id="dsq-show-more-reactions" class="dsq-show-more-reactions"><button class="dsq-button-small" onclick="' + handler + '">Show more reactions</button></li>';
		}

		return '<h3 id="dsq-reactions-title" class="dsq-h3-reactions">Reactions</h3><ul id="dsq-reactions" class="dsq-reactions">' + html + '</ul>';
	};
	
	this._popupGeneric = function(content) {
		return ' \
		<div class="dsq-popup-container"> \
			<table> \
				<tbody> \
					<tr> \
						<td class="dsq-popup-tl"></td><td class="dsq-popup-b"></td><td class="dsq-popup-tr"></td> \
					</tr> \
					<tr> \
						<td class="dsq-popup-b"></td> \
						<td class="dsq-popup-body"> \
							<div class="dsq-popup-content"> \
								<div class="dsq-popup-title"> \
									<button class="dsq-button-small" style="float:right" onclick="Dsq.Popup._closePopup(null, true)">Close</button>' 
									+ content['header'] 
								+ '</div>'
								+ content['body']
							+ '</div> \
							<div class="powered-by"><a href="http://disqus.com/comments/">Powered by <img src="http://media.disqus.com/images/embed/disqus-logo.png" alt="Disqus Comments" style="margin-bottom:-5px" /></a></div> \
						</td> \
						<td class="dsq-popup-b"></td> \
					</tr> \
					<tr> \
						<td class="dsq-popup-bl"></td><td class="dsq-popup-b"></td><td class="dsq-popup-br"></td> \
					</tr> \
				</tbody> \
			</table> \
		</div> \
		';
	};



	
	this.chooseSubscribe = function(post_id) {

		var pid = post_id ? '-' + post_id : '';
		var menu = Dsq.$('dsq-subscribe-menu' + pid);
		
		menu.style.display = menu.style.display == 'block' ? 'none' : 'block';
		
	};
	
	this.setSubscribe = function(value, el, post_id) {

		var pid = post_id ? '-' + post_id : '';
		var input = Dsq.$('dsq-subscribe-on-post' + pid);
		var select = Dsq.$('dsq-subscribe-select' + pid);
		var menu = Dsq.$('dsq-subscribe-menu' + pid);
		
		select.innerHTML = el.innerHTML;
		input.value = value;
		this.chooseSubscribe(post_id);
	};
	
	this.getFormFields = function(post_id) {

		var fields = {};
		var pid = post_id ? '-' + post_id : '';
		var name = Dsq.$('dsq-field-name' + pid);
		var email = Dsq.$('dsq-field-email' + pid);
		var website = Dsq.$('dsq-field-website' + pid);
		var username = Dsq.$('dsq-field-username' + pid);
		var password = Dsq.$('dsq-field-password' + pid);

		fields = {
			'name': name,
			'email': email,
			'website': website,
			'username': username,
			'password': password
		}
		
		return fields;
	}
	
	this.validateFields = function(post_id) {
		
		if(Dsq.jsonData.request.is_authenticated) { return true; }
		
		var fields = Dsq.Templates.getFormFields(post_id);
		
		var nameField = fields.name;
		var websiteField = fields.website;
		var emailField = fields.email;
		
		websiteField.value = (websiteField.value == Dsq.Templates.placeholder['website']) ? '' : websiteField.value;
		
		var v = [{

			validator: Dsq.Validators.name,
			value: nameField.value
		}, {

			validator: Dsq.Validators.email,
			value: emailField.value
		}, {

			validator: Dsq.Validators.url,
			value: websiteField.value
		}];
		
		return Dsq.Validators.validate(v, function(e) { Dsq.Popup.popModal(e, 'Oops...') } );
	};
	
	this.checkExistingUser = function(post_id) {
		var fields = Dsq.Templates.getFormFields(post_id);		
		Dsq.Popup.loading(post_id);
		
		if (post_id) {
			Dsq.frames['reply_' + post_id].getUserByEmail(fields.email.value);
		} else {
			Dsq.frames['reply_0'].getUserByEmail(fields.email.value);
		}
	};

	this.validateAuth = function(el_clicked, post_id, auth_choice) {
		var fields = Dsq.Templates.getFormFields(post_id);
		var email = fields.email ? fields.email.value : '';
		var username = fields.username ? fields.username.value : '';
		var password = fields.password ? fields.password.value : '';
		
		Dsq.Templates.setLoadingButton(el_clicked, post_id);
		
		if (post_id) {
			Dsq.frames['reply_' + post_id].validateAuth(auth_choice, email, username, password);
		} else {
			Dsq.frames['reply_0'].validateAuth(auth_choice, email, username, password);
		}
	};

	this.lightboxUpdateEmail = function(post_id, new_email) {
		var fields = Dsq.Templates.getFormFields(post_id);
		fields.email.value = new_email;
	};

	this.lightboxAuthenticate = function(post_id, auth_choice, auth_data) {
		var title, body;
		var pid = post_id ? '-' + post_id : '';

		if(typeof(auth_data) == 'undefined') {
			var auth_data = Dsq.Templates.getFormFields(post_id);
		}

		d = auth_data;

		switch(auth_choice) {
			case 'register':
				var suggestedUsername = d.name.value.replace(/[^a-zA-Z0-9-]/g,'').toLowerCase();
			
				title = Dsq.jsonData.forum.allow_anon_post ? 'Optional:' : 'Required:';
				title += ' Register a <img src="http://media.disqus.com/images/embed/disqus-profile.png" alt=Disqus Profile" />';

				body = ' \
				<ul class="dsq-lightbox-register-reasons"> \
				<li>Verify your comments</li> \
				<li>Edit and delete comments</li> \
				<li>Manage comments and replies</li> \
				</ul> \
				';

				body += ' \
				<div class="dsq-lightbox-auth-fields"> \
					<table> \
						<tr> \
							<td>Email</td> \
							<td><input type="text" value="' + d.email.value + '" onchange="Dsq.Templates.lightboxUpdateEmail(' + post_id + ', this.value)" /><div id="dsq-email-errors' + pid + '"></div></td> \
						</tr> \
						<tr> \
							<td>Username</td> \
							<td><input id="dsq-field-username' + pid + '" type="text" value="' + suggestedUsername + '"/><div id="dsq-username-errors' + pid + '"></div></td> \
						</tr> \
						<tr> \
							<td>Password</td> \
							<td><input id="dsq-field-password' + pid + '" type="password" /><div id="dsq-password-errors' + pid + '"></div></td> \
						</tr> \
					</table> \
					<div class="dsq-lightbox-switch-auth"><a href="#" onclick="Dsq.Templates.lightboxAuthenticate(' + post_id + ',\'login\'); return false">Login instead</a></div> \
				</div> \
				<div id="dsq-lightbox-errors' + pid + '" class="dsq-lightbox-errors"></div> \
				<div class="dsq-lightbox-submit"> \
					<div class="dsq-lightbox-auth-post"><button class="dsq-button" onclick="Dsq.Templates.validateAuth(this, ' + post_id + ',\'' + auth_choice + '\')">Register and Post comment</button></div>'
					+ (Dsq.jsonData.forum.allow_anon_post
						? '<div class="dsq-lightbox-auth-skip"><button class="dsq-button-small" onclick="Dsq.Templates.postComment(' + post_id + ', this, true)">Just post as a Guest</button></div>'
						: '')
				+ '</div> \
				';
				break;
			case 'login':
				title = Dsq.jsonData.forum.allow_anon_post ? 'Optional:' : 'Required:';
				title += ' Login to your <img src="http://media.disqus.com/images/embed/disqus-profile.png" alt=Disqus Profile" />';
				body = '';
				
				if(d.avatar_url) {
					body += '<div class="dsq-lightbox-recognized"><table><tr>';
					body += '<td><img src="' + d.avatar_url + '" alt="" /></td>';
					body += '<td><span class="dsq-badge ' + (d.verified ? 'dsq-badge-verified' : 'dsq-badge-registered') + '">' + (d.verified ? 'Verified' : 'Registered') + '</span></td>';
					body += '<td>Hey <strong>' + d.display_name + '</strong>, is that you? Login below to claim this comment.';
					body += '</tr></table></div>';
				}

				body += ' \
				<div class="dsq-lightbox-auth-fields"> \
					<table> \
						<tr> \
							<td>Username or Email</td> \
							<td><input id="dsq-field-username' + pid + '" type="text" value="' + (d.avatar_url ? d.username : '') + '" /></td> \
						</tr> \
						<tr> \
							<td>Password <a href="http://disqus.com/forgot" target="_blank">(cannot log in?)</a></td> \
							<td><input id="dsq-field-password' + pid + '" type="password" /></td> \
						</tr> \
					</table> \
					<div class="dsq-lightbox-switch-auth"><a href="#" onclick="Dsq.Templates.lightboxAuthenticate(' + post_id + ',\'register\'); return false">Register instead</a></div> \
				</div> \
				<div id="dsq-lightbox-errors' + pid + '" class="dsq-lightbox-errors"></div> \
				<div class="dsq-lightbox-submit"> \
					<div class="dsq-lightbox-auth-post"><button class="dsq-button" onclick="Dsq.Templates.validateAuth(this, ' + post_id + ',\'' + auth_choice + '\')">Login and Post comment</button></div>'
					+ (Dsq.jsonData.forum.allow_anon_post
						? '<div class="dsq-lightbox-auth-skip"><button class="dsq-button-small" onclick="Dsq.Templates.postComment(' + post_id + ', this, true)">Just post as a Guest</button></div>'
						: '')
				+ '</div> \
				';
				break;
			default:
				break;
		}
		Dsq.Popup.lightbox(body, title, post_id);
		Dsq.$('dsq-field-username' + pid).focus();
	};
	
	this.buttonsToRestore = [];
	this.setLoadingButton = function(btn, post_id) {
		var pid = post_id ? '-' + post_id : '';
		if (btn) {

			var loadingBtn = document.createElement('button');
			loadingBtn.id = btn.id + '-loading';
			loadingBtn.innerHTML = '<img src="http://media.disqus.com/images/loading-lite.gif" alt="" /> Just a moment...';
			loadingBtn.className = btn.className + ' dsq-post-loading';
			btn.parentNode.appendChild(loadingBtn);
			btn.style.display = 'none';
			var cancelBtn = Dsq.$('dsq-cancel-button' + pid);
			if(cancelBtn) { cancelBtn.style.display = 'none'; this.buttonsToRestore.push(cancelBtn); }
			this.buttonsToRestore.push(btn);
		} else {

			var buttons = this.buttonsToRestore;
			for(var i = 0; i < buttons.length; i++) {
				buttons[i].style.display = 'inline';
				Dsq.Utils.deleteNode(Dsq.$(buttons[i].id + '-loading'));
			}
		}
		
	};

	this.postComment = function(post_id, el_clicked, force, auth_choice) {
		var append_id = post_id ? '-' + post_id : '';
		var fields = Dsq.Templates.getFormFields(post_id);

		if (Dsq.Templates.validateFields(post_id)) {

			if (!Dsq.jsonData.request.is_authenticated && !force &&
				((!Dsq.Utils.readCookie('skipped_auth') && !disqus_skip_auth && !Dsq.jsonData.forum.disqus_auth_disabled) || !Dsq.jsonData.forum.allow_anon_post)) {
				Dsq.Templates.checkExistingUser(post_id);
				return false;
			}
			var params = [];
			if (!Dsq.jsonData.request.is_authenticated) {
				params.push(fields.name.value,
					fields.email.value,
					fields.website.value);

				if (auth_choice == 'login' || auth_choice == 'register') {
					params.push({
						auth_choice: auth_choice,
						username: fields.username.value,
						password: fields.password.value,
						email: fields.email.value
					});
				} else {
					params.push(null);
				}

				params.push(null /* sharing options */, Dsq.$('dsq-subscribe-on-post' + append_id).value);
			} else {
				var service_checked = function(name) {
					var el = Dsq.$('dsq-sharing-' + name + append_id);
					return (el !== null && el.checked === true) ? '1' : '0';
				};
				params.push(null, null, null, null, {
					tw: service_checked('twitter'),
					fb: service_checked('facebook'),
					tr: service_checked('tumblr'),
					wp: service_checked('wordpress'),
					mt: service_checked('movabletype'),
					tp: service_checked('typepad'),
					yh: service_checked('yahoo')
				});
			}

			var frame = Dsq.frames['reply_' + (post_id ? post_id : 0)];
			frame.post.apply(frame, params);

			if (el_clicked) {
				Dsq.Templates.setLoadingButton(el_clicked, post_id);
			}
			
			if (force) {
				Dsq.Utils.createCookie('skipped_auth', true);	
			}
			
		} else {
			return false;
		}
	};

	this.editComment = function(el_clicked, post_id) {
		var edited_message = Dsq.$('dsq-edit-textarea-' + post_id).value;

		Dsq.Templates.setLoadingButton(el_clicked, post_id);
		Dsq.frames['edit_' + post_id].edit(post_id, edited_message);
	};

	this.toggleEdit = function(post_id) {
		var body = Dsq.$('dsq-comment-body-' + post_id);
		var message = Dsq.$('dsq-comment-message-' + post_id);

		if (!Dsq.Post.stateEditToggled[post_id]) {


			message.style.display = 'none';
			if (Dsq.$('dsq-edit-' + post_id)) {
				Dsq.$('dsq-edit-' + post_id).style.display = 'block';
			} else {

				var edit_area = document.createElement('div');
				edit_area.id = 'dsq-edit-' + post_id;
				edit_area.className = 'dsq-edit dsq-textarea';
				edit_area.innerHTML = ' \
				<div class="dsq-textarea-wrapper"> \
					<textarea class="dsq-edit-textarea" id="dsq-edit-textarea-' + post_id + '">' + message.innerHTML + '</textarea> \
				</div> \
				<div class="dsq-save-edit"> \
					<button onclick="Dsq.Templates.editComment(this, ' + post_id + ')" class="dsq-button-small">Save Edit</button> \
				</div> \
				<div id="dsq-edit-iframe-' + post_id + '" style="display: none"></div> \
				';

				body.appendChild(edit_area);

				if (!Dsq.frames['edit_' + post_id]) {
					var _meta = Dsq.jsonData.posts[post_id];
					Dsq.frames['edit_' + post_id] = new Dsq.ReplyFrame(Dsq.$('dsq-edit-iframe-' + post_id), post_id);
					Dsq.frames['edit_' + post_id].init();
					Dsq.frames['edit_' + post_id].setState(post_id, _meta.depth);
				}
			}
		} else {

			message.style.display = 'block';
			Dsq.$('dsq-edit-' + post_id).style.display = 'none';
		}
		
		Dsq.Post.stateEditToggled[post_id] = !Dsq.Post.stateEditToggled[post_id];
	};
	
	this.edit = function(el, post_id) {

		Dsq.Templates.toggleEdit(post_id);
	};

	this.toggleReply = function(post_id, button) {
		
		if(!this.stateReplyToggled[post_id]) {

			if (Dsq.$('dsq-reply-post-' + post_id)) {
				Dsq.$('dsq-append-post-' + post_id).style.display = 'block';
			} else {
				Dsq.$('dsq-append-post-' + post_id).innerHTML = Dsq.Templates.postBox(post_id);
				var container = Dsq.$('dsq-textarea-wrapper-' + post_id);
				if (!Dsq.frames['reply_' + post_id] && container) {
					var _meta = Dsq.jsonData.posts[post_id];
					Dsq.frames['reply_' + post_id] = new Dsq.ReplyFrame(container, post_id);
					Dsq.frames['reply_' + post_id].init(function() {

						Dsq.$('dsq-append-post-' + post_id).innerHTML = Dsq.Templates.postBox(post_id, true);
						Dsq.$('dsq-form-area-' + post_id).innerHTML = '';

						var theme = (typeof disqus_frame_theme == 'undefined') ? 'default' : disqus_frame_theme;
						Dsq.Iframes.showReplyIframeInContainer(Dsq.$('dsq-form-area-' + post_id), post_id, {theme: theme});

					});
					Dsq.frames['reply_' + post_id].setState(post_id, _meta.depth);
				}
			}
			Dsq.$('dsq-append-post-' + post_id).className = 'dsq-append-post';
			Dsq.$('dsq-comment-footer-reply-' + post_id).className = 'dsq-comment-footer-reply-active';
			
		} else {

			Dsq.$('dsq-append-post-' + post_id).style.display = 'none';
			Dsq.$('dsq-append-post-' + post_id).className = '';
			Dsq.$('dsq-comment-footer-reply-' + post_id).className = 'dsq-comment-footer-reply';
		}
		
		this.stateReplyToggled[post_id] = !this.stateReplyToggled[post_id];

		if(Dsq.Utils.ie && this.stateReplyToggled[post_id]) {

		}

		Dsq.Events.fire(Dsq.Events.REPLY_IFRAME_TOGGLED, {
			postId: post_id,
			opened: this.stateReplyToggled[post_id]
		});
	};
	
	this.moderateOptions = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];
		
		if(!Dsq.jsonData.request.is_moderator && !Dsq.jsonData.request.is_global_moderator) { return false; }

		var html;
		
		html = ' \
		<div class="dsq-moderate-options"> \
		<table>'
		+ (_meta.email ? '<tr><td>Email</td><td>' + _meta.email + '</td></tr>' : '')
		+ (_meta.ip ? '<tr><td>IP address</td><td>' + _meta.ip + '</td></tr>' : '')
		+ '<tr> \
			<td>Actions</td> \
			<td><ul>'
			+ (Dsq.jsonData.request.moderator_can_edit
				? '<li><a href="#" onclick="Dsq.Post.edit(this, ' + post_id + '); Dsq.Popup._closePopup(null, true); return false;">Edit Comment</a></li>'
				: '')
			+ '<li><a href="#" onclick="Dsq.Post.removePost(' + post_id + ', 1); Dsq.Popup._closePopup(null, true); return false;">Delete Comment</a></li> \
			<li><a href="#" onclick="Dsq.Post.reportSpam(' + post_id + '); Dsq.Popup._closePopup(null, true); return false;">Mark Spam</a></li> \
			<li><a href="#" onclick="Dsq.Popup.blacklist(' + post_id + '); return false">Block User</a></li> \
			</ul></td> \
			</table> \
		</div> \
		';
		
		html += '<p>Go to the full <a href="http://disqus.com/comments/moderate/" target="_blank">moderate panel</a> for more options.</p>';
		
		return Dsq.Popup.popModal(html, 'Moderate Options', post_id);
	};
	
	this.placeholder = {
		'class': 'dsq-placeholder',
		'name': Dsq.Strings.NAME,
		'email': Dsq.Strings.EMAIL,
		'website': Dsq.Strings.WEBSITE + ' (' + Dsq.Strings.OPTIONAL.toLowerCase() + ')'
	};
	
	this.handlePlaceholder = function(evt, el, key) {
		var placeholder = Dsq.Templates.placeholder[key];
		var className = Dsq.Templates.placeholder['class'];
		
		switch(evt.type) {
			case 'focus':
				if(el.value == placeholder) {
					el.value = '';
					el.className = '';
				}
				break;

			case 'blur':
				if(el.value == '') {
					el.value = placeholder;
					el.className = className;
				}
				break;
			default:
				break;
		}
	};
	
	this.paginate = function(page, el_clicked) {

		var extra_params = '';

		if(typeof disqus_per_page != 'undefined') {
			extra_params += '&per_page=' + disqus_per_page;
		}
		if(typeof disqus_sort != 'undefined') {
			extra_params += '&sort=' + disqus_sort;
		}

		Dsq.$('dsq-pagination').innerHTML += '<img src="http://media.disqus.com/images/loading-small.gif">';
		
		if(el_clicked) {
			Dsq.Templates.setLoadingButton(el_clicked);
		}
		
		Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/thread.js'
			+ '?slug='	+ '10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway'
			+ '&p='		+ page
			+ extra_params);
	};
	
	
	this.rate = function(el, id, vote) {


		if(Dsq.jsonData.request.is_authenticated || Dsq.jsonData.forum.allow_anon_votes) {
			if(vote == 1) {
				Dsq.$('dsq-like-' + id).innerHTML = '<img src="http://media.disqus.com/images/loading-small.gif">';
			}
			Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/vote.js'
				+ '?post_id='    + id
				+ '&vote='        + vote);
		} else {
			Dsq.Popup.login('To rate, please log in');
		}
	};

	this.voted = function(post_id, points, vote) {

		Dsq.$('dsq-like-pts-' + post_id).innerHTML = points + Dsq.Utils.pluralize(points, ' person', ' people') + ' liked this.';

		if(vote) {
			Dsq.$('dsq-like-' + post_id).innerHTML = 'You liked this.&nbsp;&nbsp;';
		}
	};




	this.postComment_onSuccess = function(response, parent_post_id, post_id) {
		var approved = response.message.post_meta.approved;

		if (parent_post_id) {
			Dsq.Post.toggleReply(parent_post_id);
		}

		Dsq.Popup._closePopup(null, true);
		
		if (approved) {
			Dsq.Post.incrementPostCount();
			Dsq.Post.outlineComment(post_id);
		} else {			
			var unapproved_msg = 'Thanks for posting!\
	 Your comment must be approved by a moderator before appearing here.\
			';
			Dsq.Popup.popModal(unapproved_msg, 'Comment awaiting approval', post_id);
		}

		var sharing_results = response.message.sharing_results;
		var sharing_errors = '';
		for (var service in sharing_results) {
			if (sharing_results.hasOwnProperty(service) === true) {
				if (sharing_results[service].error === true) {
					sharing_errors += service + ', ';
				}
			}
		}

		if (sharing_results.facebook && sharing_results.facebook.callback) {
			FB.ensureInit(function() {
				FB.Connect.streamPublish('', sharing_results.facebook.attachment);
			});
		}

		if (sharing_errors !== '') {
			var message = 'Your comment was posted, but there were errors sharing with the following connections: ';
			message += sharing_errors.replace(/,\s$/, '');
			message += '<p><a href="' + Dsq.jsonData.settings.disqus_url + '/profile/connections" target="_blank">Configure your connections here</a></p>'
			Dsq.Popup.popModal(message, 'Sharing options');
		}

		Dsq.Templates.setLoadingButton(false);
	};

	this.postComment_onFailure = function(response, parent_post_id, post_id) {

		Dsq.Templates.setLoadingButton(false);
	};
};




// TODO: It might be faster to use string methods to find all <li (...) </li> blocks and pass to Dsq.PostHandler manually.
Dsq.CommentsHandler = function(str, head, post_id, content, tail, offset, s) {
	var prepend_post = Dsq.Templates.prependPost(post_id);
	var append_post = Dsq.Templates.appendPost(post_id);

	content = content.replace(Dsq.POST_RE, Dsq.PostHandler);
	Dsq.Templates.postLoopCounter++;
	head = Dsq.Templates.Filters.commentContainer(post_id, head);
	return prepend_post + head + content + tail + append_post;
};

Dsq.PostHandler = function(str, h_head, post_id, h_content, h_tail, b_head, b_content, b_tail, offset, s) {
	var prepend_header = Dsq.Templates.postPrependHeader(post_id);
	var append_header = Dsq.Templates.postAppendHeader(post_id);
	var prepend_body = Dsq.Templates.preBody(post_id);
	var append_body = Dsq.Templates.postBody(post_id);
	var append_footer = Dsq.Templates.postFooter(post_id);

	b_content = b_content.replace(Dsq.POST_BODY_RE, Dsq.PostBodyHandler);
	return h_head + prepend_header + h_content + append_header + h_tail + b_head + prepend_body + b_content + append_body + b_tail + append_footer;
};

Dsq.PostBodyHandler = function(str, head, post_id, content, tail, offset, s) {
	content = Dsq.Templates.Filters.commentContent(post_id, content);
	return head + content + tail;
};

Dsq.MediaPostHandler = function(str, args, offset, s) {
	args = args.split(' ');
	if(args[0] == 'seesmic') {
		return '<br />' + Dsq.Templates.mediaSeesmic(args[1], args[2]);
	}
	return '';
};


/**
 * Shorcuts
 */
Dsq.$ = function(element) { return document.getElementById(element); };
Dsq.$b = document.body || document.getElementsByTagName('body')[0];


/**
 * Dsq.Debug: Logging functions.
 */

Dsq.Debug = new function() {this.log=function(s){};this.profile=function(f){if(typeof f == 'function')return f();else return eval(f);};};


/**
 * Dsq.Urls: URL paths
 */
Dsq.Urls = new function() {
	this.LOGIN = '/profile/login/';
	this.LOGOUT = '/logout/';
	this.REPLY = 'http://consumerismcommentary.disqus.com/10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway/reply.html';
	this.REQUEST_USER_PROFILE = '/AnonymousUser/';
	this.REQUEST_USER_AVATAR = 'http://media.disqus.com/uploads/forums/21/4864//avatar92.jpg';
};
// Dsq.Urls

/**
 * Dsq.Validators: Validation for form fields
 */
Dsq.Validators = new function() {
	this.VALID_EMAIL_RE = /^[a-z0-9\-\_\+]+(\.[a-z0-9\-\_\+]+)*\@(([a-z0-9\-\_\+]+(\.[a-z0-9\-\_\+]+)*)+\.[a-z]{2,}|([0-9]+\.){3}[0-9]+)$/i;
	this.name = function(name) {
		var error = false;

		if(typeof Dsq.Templates.placeholder !== 'undefined' &&
		   name == Dsq.Templates.placeholder.name) {
			error = true;
		}
		if(name.length <= 1) {
			error = true;
		}

		if(error) {
			return "Please enter a name to comment.";
		} else {
			return true;
		}
	};
	this.email = function(addr) {
		if(Dsq.Validators.VALID_EMAIL_RE.test(addr)) {
			return true;
		} else {
			return "Please enter a valid email to comment.";
		}
	};
	this.url = function(addr) {
		if(!addr || addr.indexOf('.') != -1) {
			return true;
		} else {
			return "Please check your website URL (this field is optional).";
		}
	};

	this.validate = function(bulk_validation, failure_callback) {
		failure_callback = failure_callback || function(e){ alert(e); };

		for(var i = 0; i < bulk_validation.length; i++) {
			v = bulk_validation[i];
			ret = v.validator(v.value);
			if(ret !== true) {
				failure_callback(ret);
				return false;
			}
		}
		return true;
	};
};

/**
 * Dsq.Utils: Generic utility functions.
 */
Dsq.Utils = new function() {
	this.ie = /msie/i.test(navigator.userAgent) && !/opera/i.test(navigator.userAgent);
	this.ie7 = (document.all && !window.opera && window.XMLHttpRequest) ? true : false;
	this.ie6 = (!window.XMLHttpRequest) ? true: false;
	this.webkit = navigator.userAgent.indexOf('AppleWebKit/') >= 0;
	this.gebiFromElementCollectionCache = {};
	this._styleSheet = null;

	this.gebiFromElement = function(el, id, tag) {
		// This only method only helps IE.
		if(!this.ie) {
			return Dsq.$(id);
		} else {
			var cacheKey = el.id + '-' + tag;
			tag = tag || 'div';
			if(typeof this.gebiFromElementCollectionCache[cacheKey] != 'undefined') {
				collection = this.gebiFromElementCollectionCache[cacheKey];
			} else {
				collection = el.getElementsByTagName(tag);
				this.gebiFromElementCollectionCache[cacheKey] = collection;
			}

			for(var i = 0; i < collection.length; i++) {
				if(collection[i].id == id) {
					return collection[i];
				}
			}
			return null;
		}
	};

	this.execOnReady = function(func) {
		var node = document.createElement('document:ready');
		try {
			node.doScroll('left');
			func();
			node = null;
		} catch(err) {
			setTimeout(function() { Dsq.Utils.execOnReady(func); }, 10);
		}
	};


	// Courtesy of http://www.quirksmode.org/js/cookies.html
	this.createCookie = function(name,value,days) {
		if (days) {
			var date = new Date();
			date.setTime(date.getTime()+(days*24*60*60*1000));
			var expires = "; expires="+date.toGMTString();
		}
		else var expires = "";
		document.cookie = name+"="+value+expires+"; path=/";
	};

	this.readCookie = function(name) {
		var nameEQ = name + "=";
		var ca = document.cookie.split(';');
		for(var i=0;i < ca.length;i++) {
			var c = ca[i];
			while (c.charAt(0)==' ') c = c.substring(1,c.length);
			if (c.indexOf(nameEQ) == 0) return c.substring(nameEQ.length,c.length);
		}
		return null;
	};

	this.eraseCookie = function(name) {
		Dsq.Utils.createCookie(name,"",-1);
	};

	this.deleteNode = function(node) {
		if(node) {
			this.deleteChildren(node);
			if(typeof node.outerHTML != 'undefined') { node.outerHTML = ''; }
			else if(node.parentNode) { node.parentNode.removeChild(node); }
			delete node;
		}
	};

	this.deleteChildren = function(node) {
		if(node) {
			for(var x = node.childNodes.length-1; x >= 0; x--) {
				var childNode = node.childNodes[x];
				if(childNode.hasChildNodes()) { this.deleteChildren(childNode); }
				if(typeof childNode.outerHTML != 'undefined') { childNode.outerHTML = ''; }
				else node.removeChild(childNode);
				delete childNode;
			}
		}
	};

	this.findPos = function(obj) {
		var curleft = 0;
		var curtop = 0;
		if (obj.offsetParent) {
			do {
				curleft += obj.offsetLeft;
				curtop += obj.offsetTop;
			} while (obj = obj.offsetParent);
		}
		return [curleft,curtop];
	};

	this.getWindowSize = function() {
		var windowWidth = -1;
		var windowHeight = -1;

		if(typeof(window.innerWidth) == 'number') { //Non-IE
			windowWidth = window.innerWidth;
			windowHeight = window.innerHeight;
		} else if(document.documentElement) { // IE 6+ in 'standards compliant mode'
			windowWidth = document.documentElement.clientWidth || document.body.clientWidth;
			windowHeight = document.documentElement.clientHeight || document.body.clientHeight;
		}

		return [windowWidth, windowHeight];
	}

	this.getScrollPos = function() {
		var scrollWidth, scrollTop;

		if(document.documentElement && (document.documentElement.scrollTop || document.documentElement.scrollWidth)) {
			scrollWidth = document.documentElement.scrollWidth;
			// IE is weird here.  If no doctype is provided, document.body.scrollTop is 0,
			// otherwise document.documentElement.scrollTop is 0.
			scrollTop = document.documentElement.scrollTop || document.body.scrollTop;
		} else if(document.body.scrollTop && document.body.scrollWidth) {
			scrollWidth = document.body.scrollWidth;
			scrollTop = document.body.scrollTop;
		}

		return [scrollWidth, scrollTop];
	}

	this.addEventListener = function(instance, eventName, listener) {
		var listenerFn = listener;
		if (instance.addEventListener) {
			instance.addEventListener(eventName, listenerFn, false);
		} else if (instance.attachEvent) {
			listenerFn = function() {
				listener(window.event);
			};
			instance.attachEvent("on" + eventName, listenerFn);
		} else {
			throw new Error("Event registration not supported");
		}
		return {
			instance: instance,
			name: eventName,
			listener: listenerFn
		};
	};

	this.removeEventListener = function(event) {
		var instance = event.instance;
		if (instance.removeEventListener) {
			instance.removeEventListener(event.name, event.listener, false);
		} else if (instance.detachEvent) {
			instance.detachEvent("on" + event.name, event.listener);
		}
	};

	this.fixIframesIE = function(id) {
		var disqusThread = Dsq.$(disqus_container_id);
		var iframes = disqusThread.getElementsByTagName('iframe');

		if(id) {
			var container = Dsq.$(id);
		} else {
			var container = Dsq.$('dsq-content');
		}

		for(i = 0; i < iframes.length; i++) {
			if (container) {
				iframes[i].style.width = container.offsetWidth;
			}
		}
	};

	this.getElementsByClassName = function(oElm, strTagName, strClassName) {
	/* Credit: Jonathan Snook [http://www.snook.ca/jonathan], Robert Nyman [http://www.robertnyman.com] */
		var arrElements = (strTagName == "*" && oElm.all)? oElm.all : oElm.getElementsByTagName(strTagName);
		var arrReturnElements = new Array();
		strClassName = strClassName.replace(/\-/g, "\\-");
		var oRegExp = new RegExp("(^|\\s)" + strClassName + "(\\s|$)");
		var oElement;
		for(var i = 0; i < arrElements.length; i++) {
			oElement = arrElements[i];
			if(oRegExp.test(oElement.className)) {
				arrReturnElements.push(oElement);
			}
		}
		return (arrReturnElements);
	};

	this.postToUrl = function(url, post_data, opt_redirect) {
		var form = document.createElement('form');
		var iframe_container = document.createElement('div');
		var id = 'dsq-temp-iframe-' + (new Date()).getTime();

		form.method = 'POST';
		form.action = url;
		if (!opt_redirect) {
			form.target = id;
		}
		iframe_container.innerHTML = '<iframe style="display:none" name="' + id + '" id="' + id + '"></iframe>';

		for(var key in post_data) {
			if(post_data.hasOwnProperty(key)) {
				var input = document.createElement('input');
				input.name = key;
				input.type = 'hidden';
				input.value = post_data[key];

				form.appendChild(input);
			}
		}

		Dsq.$b.appendChild(iframe_container);
		Dsq.$b.appendChild(form);
		form.submit();
	};

	// Strips integer id from id of element in the form ('some-id-###')
	this.extractId = function(e) {
		var chunks = e.id.split('-');
		if(chunks.length <= 1) {
			return 0;
		} else {
			return parseInt(chunks[chunks.length-1]);
		}
	};

	this.getStyle = function(el, styleProp) {
		if(el.currentStyle) {
			var y = el.currentStyle[styleProp];
		} else if(window.getComputedStyle) {
			var y = document.defaultView.getComputedStyle(el, null).getPropertyValue(styleProp);
		}

		if(y == 'transparent' || y == '') {
			this.getStyle(el.parentNode, styleProp);
		} else {
			return y;
		}
	};

	this.execScript = function(url, append_qs, container) {
		var script = document.createElement('script');
		append_qs = typeof append_qs == 'undefined' ? true : append_qs;
		container = container || Dsq.container;

		if(append_qs) {
			var j = (url.indexOf('?') >= 0) ? '&' : '?';
			url += j + (new Date()).getTime();
		}
		script.type = 'text/javascript';
		script.charset = 'UTF-8';
		script.src = url;
		container.appendChild(script);
		return script;
	};

	this.pluralize = function(num, singular, plural) {
		return (num != 1) ? plural || 's' : singular || '';
	};

	this.getRequestParams = function(queryString /* optional */) {
		var pairs, tuple;
		var params = {};

		queryString = queryString || window.location.search.substring(1);
		pairs = queryString.split('&');

		for (var i = 0, pair; pair = pairs[i]; i++) {
			tuple = pair.split('=');
			params[tuple[0]] = (tuple[1] || true);
		}

		return params;
	};

	this.addCssRule = function(selector, styleText, index) {
		var stylesheet;
		index = index || 0;

		if(!this._styleSheet) {
			var styleEl = document.createElement('style');
			document.getElementsByTagName('head')[0].appendChild(styleEl);
			this._styleSheet = styleEl.sheet;
			if(!this._styleSheet) {
				// IE does not like our newly created stylesheet.
				this._styleSheet = document.styleSheets[document.styleSheets.length-1];
			}
		}
		stylesheet = this._styleSheet;

		if(stylesheet.insertRule) {
			var ruleText = selector + ' { ' + styleText + ' }';
			if(index == -1) {
				index = stylesheet.cssRules.length;
			}
			stylesheet.insertRule(ruleText, index);
		} else if(stylesheet.addRule) {
			stylesheet.addRule(selector, styleText, index);
		}
	};

	this.forEachIn = function(obj, callback) {
		for(var key in obj) {
			if(obj.hasOwnProperty(key)) {
				callback(key, obj[key]);
			}
		}
	};

	this._interpolateGlobalContext = {
		// values that get used a lot and are global to the request
		'profile_url': Dsq.Urls.REQUEST_USER_PROFILE,

		'disqus_url': Dsq.jsonData.settings.disqus_url,
		'media_url': Dsq.jsonData.settings.media_url,
		'request_username': Dsq.jsonData.request.username,
		'request_display_username': Dsq.jsonData.request.display_username,
		'forum_name': Dsq.jsonData.forum.name
	};

	this.renderFromContextStack = function(key, contexts) {
		// Returns the first instance of `key` in the array of objects `contexts` or else ''
		for (var i=0; i<contexts.length; i++) {
			if (contexts[i][key] !== undefined) {
				return String(contexts[i][key]);
			}
		}
		throw new Error('key ' + key + ' not found in context');
	};

	var that = this;
	this.interpolate = function(fmt, opt_localContext) {
		// Interpolate `fmt` named-format string with an assumed global context.
		// Based on `interpolate` in django.views.i18n
		var contextStack = [opt_localContext || {}, that._interpolateGlobalContext];
		return fmt.replace(/%\(\w+\)s/g, function(match){
			return that.renderFromContextStack(match.slice(2,-2), contextStack);
		});
	};

	this.stripTags = function(s) {
		// Removes HTML tags from `s`
		return s.replace(/(<([^>]+)>)/g,"");

	};

	this.assert = function(b) {
		if (!b) {
			throw new Error('Assertion error.');
		}
	};

};
// Dsq.Utils

/**
 * Dsq.Popup: Popup helper functions.
 */
Dsq.Popup = new function() {
	this.timeHide = new Array();
	this.timeShow = new Array();
	this.activePopup = {};
	this.profileCache = {};
	this.statusCache = {};

	this.showTimer = function(post_id) {
		// clear the hide timer
		clearTimeout(this.timeHide[post_id]);

		// start the timer
		if(!Dsq.Popup.profileIsOn && !Dsq.Thread.adminIsOn) {
			this.timeShow[post_id] = setTimeout("Dsq.Popup.popProfile(\"" + post_id + "\")", 400);
		}
	};

	this.hideTimer = function(post_id) {
		// clear the show timer
		clearTimeout(this.timeShow[post_id]);
	};

	this.updateProfile = function(username) {
		// Callback from /embed/profile.js
		if (this.statusCache[username]) {
			var statusEl = Dsq.$('dsq-profile-status-' + username);
			statusEl.innerHTML = this.statusCache[username];
			statusEl.style.display = 'block';
		}

		if (this.profileCache[username]) {
			var _cache = this.profileCache[username];

			var _genhtml = function(text) { return '<span><big>' + text + '</big></span>'; };
			var _no_comments = _genhtml(Dsq.FmtStrings.NUMBER_OF_COMMENTS(_cache.comments_count));
			var _no_likes = _genhtml(Dsq.FmtStrings.NUMBER_OF_LIKES(_cache.likes_count));
			var _no_points = _genhtml(Dsq.FmtStrings.NUMBER_OF_POINTS(_cache.points));

			var statsEl = Dsq.$('dsq-popup-profile-user-stats-' + username);
			statsEl.innerHTML = '';

			if (Dsq.jsonData.users[username].registered) {
				statsEl.innerHTML = _no_comments + _no_likes;
			}
			statsEl.innerHTML += _no_points;

			var activeSites = '';
			for (var i = 0; i < _cache.active_sites.length; i++) {
				var site = _cache.active_sites[i];
				activeSites += '<li><a href="' + site.url + '"> \
					<img src="' + site.favicon + '"/ width="16" height="16"/></a>\
					<a href="' + site.url + '">' + site.name + '</a></li>';
			}
			if (activeSites !== '') {
				Dsq.$('dsq-popup-profile-active-sites-' + username).innerHTML = activeSites;
			} else {
				Dsq.$('dsq-popup-profile-active-sites-' + username).innerHTML = 'This site.';
			}

			var moderatedSites = '';
			for (var i = 0; i < _cache.moderated_sites.length; i++) {
				var site = _cache.moderated_sites[i];
				moderatedSites += '<li><a href="' + site.url + '"> \
					<img src="' + site.favicon + '"/ width="16" height="16"/></a>\
					<a href="' + site.url + '">' + site.name + '</a></li>';
			}
			if (moderatedSites !== '') {
				Dsq.$('dsq-popup-profile-moderated-' + username).innerHTML = moderatedSites;
			} else {
				Dsq.$('dsq-popup-profile-moderated-wrapper-' + username).innerHTML = '';
			}
		}

		// Reposition popup after full HTML is rendered
		if(Dsq.Popup.activePopup && Dsq.Popup.activePopup.el) {
			Dsq.Popup.initPopup(Dsq.Popup.activePopup.el, Dsq.Popup.activePopup.id, Dsq.Popup.activePopup.type);
		}

	};

	this.showCookieMsgs = function() {
		var title = '';
		var message = '';
		var numAlerts = 0;

		Dsq.Utils.forEachIn(Dsq.jsonData.cookie_messages, function(k, v) {
			if (!v) return;

			switch(k) {
				// Cookie: Twitter
				case 'post_twitter':
					if (v === 'error') {
						title = 'Twitter Error!';
						message += '<li id="dsq-msg-twitter-error">Oops, we couldn\'t tweet this comment. Please check your <a href="http://disqus.com/account/services">account settings</a>.</li>';
					} else {
						var _msg = v.split(':');
						title = 'Tweeted!';
						message += '<li id="dsq-msg-twitter-success">Your comment was successfully tweeted. <a href="http://twitter.com/' + _msg[0] + '/status/' + _msg[1] + '">Click here to view the tweet</a>.</li>';
					}
					break;
				// Cookie: Unapproved Post
				case 'post_not_approved':
					title = 'Comment awaiting approval by a moderator';
					message += '<li id="dsq-msg-post-not-approved">Your comment must be approved by a moderator before appearing here.</li>';
					break;
				// Cookie: Profile Found
				case 'post_has_profile':
					title = 'Use your existing commenter profile';
					message += '<li id="dsq-msg-post-has-profile">You have just posted your commment as a <span class="dsq-badge-guest">Guest</span>, but you may already have a <span class="logo-disqus">Disqus</span> Profile.<br /><br /><a href="http://disqus.com/claim">Log in and claim this comment!</a></li>';
					break;
				case 'user_created':
					var _data = v.split(':');
					title = 'Profile created!';
					message += '<li id="dsq-msg-user-created">You have just created a <span class="logo-disqus">Disqus</span> Profile, the best way to claim, manage, and track your comments all over the web. \
					<br /><br />A confirmation is being sent to <strong>' + _data[1] + '</strong>. Please check for this email in order to verify your profile. \
					<ul class="dsq-list-tick"> \
						<li>Your username is <strong>' + _data[0] +'</strong>. <a href="http://disqus.com/people/' + _data[0] + '/" target="_blank">Click here to view your public profile</a>.</li> \
						<li>Be sure to set your profile picture, as well as connect your <span class="dsq-badge-facebook">Facebook</span> and <span class="dsq-badge-twitter">Twitter</span> accounts. <a href="http://disqus.com/account/" target="_blank">Click here for account settings</a>.</li> \
					</ul> \
					</li>'
					break;
				default:
					break;
			}
			numAlerts++;
		});

		if(numAlerts > 1) {
			message = '<ul class="dsq-list-bluebullet">' + message;
			message += '</ul>';
			title = 'Thanks for posting!';
		}
		if(numAlerts > 0) {
			if(typeof(disqus_cookie_msgs) == 'function') {
				disqus_cookie_msgs(message, title);
			} else {
				Dsq.Popup.popModal(message, title);
			}
		}
	};

	this.helpBadges = function(post_id) {
		var html = ' \
			<ul class="dsq-popup-help"> \
				<li><span class="dsq-badge dsq-badge-verified">Verified</span> has a <span class="logo-disqus">Disqus</span> Profile with a confirmed email address.</li> \
				<li><span class="dsq-badge dsq-badge-registered">Registered</span> has a <span class="logo-disqus">Disqus</span> Profile, but has not yet confirmed his or her email address.</li> \
				<li><span class="dsq-badge dsq-badge-guest">Guest</span> is not logged in with any account and has not claimed his or her comments.</li> \
				<li class="dsq-help-otheraccts">Other accounts</li> \
				<li><span class="dsq-badge dsq-badge-facebook">Facebook</span> is using his or her Facebook profile via Facebook Connect.</li> \
				<li><span class="dsq-badge dsq-badge-twitter">Twitter</span> is using his or her Twitter profile via Twitter Sign-in.</li> \
				<li><span class="dsq-badge dsq-badge-openid">OpenID</span> is using his or her OpenID.</li> \
			</ul> \
		';

		this.popModal(html, 'Help: Types of Commenters', post_id);
		return;
	};

	this.permalink = function(post_id) {
		var header = 'Link to this comment';
		var body = '<strong>You are anchored to</strong>:<br />' + document.location.protocol + '//' + document.location.host + document.location.pathname + document.location.search + '#comment-' + post_id;

		this.popModal(body, header, post_id);
	};

	this.login = function(header, body) {
		var h = header || 'Login or Register';
		var b = body || '';
		b += Dsq.Templates.frameLogin({id: 'dsq-popup-login'});
		b += '</iframe>'; // HACK: Sometimes there is something funky with the IFRAME SRC that causes no end tag
		this.popModal(b, h, null, true, 'dsq-popup-login');
	};

	this.blacklist = function(id) {
		var _meta = Dsq.jsonData.posts[id];
		var userData = Dsq.jsonData['users'][_meta.user_key];
		var title = 'Add to Blacklist';
		var message = ' \
		Adding this person to the blacklist will block him or her from commenting on this site. Check the following types that you would like to add to the blacklist:'
		+ (userData['registered'] ?
			'<div class="dsq-blacklist-option"> \
				<input id="dsq-blacklist-username" type="checkbox" checked> \
				<label for="dsq-blacklist-username"><strong>Username</strong>: ' + userData['username'] + '</label> \
			</div>'
			: '')
		+ (_meta.email ?
			'<div class="dsq-blacklist-option"> \
				<input id="dsq-blacklist-email" type="checkbox" checked> \
				<label for="dsq-blacklist-email"><strong>Email address</strong>: ' + _meta.email + '</label> \
			</div>'
			: '')
		+ '<div class="dsq-blacklist-option"> \
			<input id="dsq-blacklist-ip" type="checkbox" onclick="Dsq.$(\'dsq-blacklist-ip-warning\').style.display=\'block\'"> \
			<label for="dsq-blacklist-ip"><strong>IP address</strong>: ' + _meta.ip + '</label> \
		</div> \
		';

		message += ' \
			<p id="dsq-blacklist-ip-warning" style="display:none">	\
				Note: Blocking this person\'s IP address may also unintentionally prevent others, who share his/her IP address, from commenting on this site. \
				This may include people who are sharing the same computer, living in the same house, or using the same Internet provider. Only block an IP address as a last resort. \
			</p> \
		';

		message += ' \
			<p style="text-align:center"><button onclick="Dsq.Post.blockUser(' + id + '); this.disabled=true; this.innerHTML=\'Just one moment...\'">Add to Blacklist</button></p> \
		';

		Dsq.Popup.popModal(message, title);
	};

	this.remoteAccountSettings = function() {
		var body = '';
		// Set up IFrame.
		var params = {};
		var base_url = 'http://disqus.com/forums/consumerismcommentary/_auth/embed/remote_settings/';
		var attributes = {id: 'dsq-popup-account-settings'};
		if (typeof disqus_frame_theme != 'undefined') {
			params['theme'] = disqus_frame_theme;
		}

		body = Dsq.Templates._frameGeneric(base_url, params, attributes);
		this.popModal(body, 'Account Settings', null, true, 'dsq-popup-account-settings');
	};

	this.popModal = function(message, title, post_id, use_listener, extra_classes) {
		var container = document.createElement('div');
		var header, body;

		Dsq.Popup._closePopup(null, true);

		if(typeof(title) == 'undefined') { title = ''; }
		if(typeof(use_listener) == 'undefined') { use_listener = true; }

		if(post_id) {
			container.id = 'dsq-popup-message-' + post_id;
		} else {
			container.id = 'dsq-popup-message';
		}

		header = title;
		body = message;

		container.innerHTML = Dsq.Templates.popupModal(header, body);
		Dsq.Popup.initPopup(container, post_id, 'message', extra_classes);
		if(use_listener) {
			Dsq.Popup.popupListener = Dsq.Utils.addEventListener(document, 'mouseup', Dsq.Popup._closePopup);
		}
	};

	this.popAlert = this.popModal;

	this.loading = function(post_id) {
		var title = Dsq.Strings.JUST_A_MOMENT;
		var body = '<div style="text-align:center; padding: 5px 0 10px 0"><img src="http://media.disqus.com/images/loading.gif" alt="" /></div>'
		Dsq.Popup.lightbox(body, title, post_id);
	};

	this.lightbox = function(message, title, post_id) {
		// Wraps Dsq.Popup.popModal

		var overlay = document.createElement('div');
		overlay.id = 'dsq-overlay';
		overlay.className = 'dsq-overlay';
		Dsq.$b.appendChild(overlay);
		
		Dsq.Popup.popModal(message, title, post_id, false, 'dsq-lightbox');
	};

	this.popProfile = function(post_id, userKey) {
		var post = Dsq.jsonData['posts'][post_id];
		if (post && post.has_been_anonymized) {
			Dsq.Popup.popModal('This message was anonymized by its previous owner.', 'Anonymized', post_id);
			return;
		}

		if(post_id) {
			userKey = Dsq.jsonData['posts'][post_id].user_key;	
		}
		var userData = Dsq.jsonData['users'][userKey];
		var elId = 'dsq-popup-profile-' + userKey;
		var container = document.createElement('div');

		if(this.activePopup.el) {
			this._closePopup(null, true);
			if(this.activePopup.linkClicked) {
				this.activePopup.linkClicked = false;
				return;
			}
		}

		container.id = elId;
		container.innerHTML = Dsq.Templates.popupProfile(userKey);

		this.initPopup(container, post_id, 'profile');
		this.popupListener = Dsq.Utils.addEventListener(document, 'mouseup', this._closePopup);

		if(!this.profileCache[userKey]) {
			Dsq.Utils.execScript('http://disqus.com/embed/profile.js'
				+ '?username=' + userKey
				+ '&anon=' + (userData['registered'] ? 0 : 1)
				+ '&f=' + Dsq.jsonData['request'].forum);
		} else {
			this.updateProfile(userKey);
		}
	};

	this._closePopup = function(e, force) {
		var activePopup = Dsq.Popup.activePopup.el;
		var id = Dsq.Popup.activePopup.id;
		var link = 'dsq-avatar-' + id; // HACK: Specific to profile toggle target

		// HACK: This event should be gone if there is no active popup.
		if(!activePopup) {
			return;
		}
		if(force || !Dsq.Popup.isClicked(e, activePopup.id)) {
			// TODO: This is breaking iE?
			if(Dsq.Popup.popupListener) {
				Dsq.Utils.removeEventListener(Dsq.Popup.popupListener);
			}
			
			// Kill overlay
			var overlay = Dsq.$('dsq-overlay');
			if(overlay) { Dsq.Utils.deleteNode(overlay); }
			
			try {
				Dsq.Utils.deleteNode(activePopup);
			} catch(e) {
				// HACK: IE6 throws an error when using deleteNode() with a node containing a <table> in the html.
				activePopup.parentNode.removeChild(activePopup);
			}
			Dsq.Popup.activePopup = {};
		}

		if(!force && Dsq.Popup.isClicked(e, link)) {
 			Dsq.Popup.activePopup.linkClicked = true;
		}

	};

	this.initPopup = function(popup, post_id, type, extra_classes) {
		popup.className = 'dsq-popup dsq-popup-' + type + ' ' + (extra_classes ? extra_classes : '');
		if(Dsq.Utils.ie6 || Dsq.Utils.ie7) {
			// HACK: We can't modify the body before it's ready, so we need
			//       to use an IE-safe "DOMReady" workaround before loading
			//       our popup.
			Dsq.Utils.execOnReady(function() {Dsq.$b.appendChild(popup); });
		} else {
			Dsq.$b.appendChild(popup);
		}

		popup.style.display = 'block';

		var xPos = (Dsq.Utils.getWindowSize()[0] - popup.offsetWidth) / 2;
		var yPos = (Dsq.Utils.getWindowSize()[1] - popup.offsetHeight) / 2;

		if(Dsq.Utils.ie6) {
			yPos += Dsq.Utils.getScrollPos()[1];
		}

		popup.style.left = xPos + 'px';
		popup.style.top = yPos + 'px';

		Dsq.Popup.activePopup = {
			'el' : popup,
			'id' : post_id,
			'type': type,
			'linkClicked' : false
		};
	};

	this.isClicked = function(e, id) {
		var t = e.target || e.srcElement;
		while(t && t.parentNode) {
			if(t.id == id) {
				return true;
			}

			t = t.parentNode;
		}
		return false;
	};
};
// Dsq.Popup

/**
 * Dsq.Templates
 */
Dsq.Templates = new function() {
	/*
	 * Counter keeping track of the number of posts iterated over.
	 */
	this.postLoopCounter = 0;
	this.filters = {};
	this.addPostContainer = 'dsq-post-add';
	this.textareaContainer = 'dsq-post-add';

	this.registerTemplate = function(name, func) {
		this['$$_' + name] = func;

		if(typeof DsqLocal.Filters != 'undefined'
		&& typeof DsqLocal.Filters[name] == 'function') {
			// Push filters to this.filters to unify code.
			this.filters[name] = this.filters[name] || [];
			this.filters[name].push(DsqLocal.Filters[name]);
		}

		this[name] = function() {
			var ret;

			if(typeof DsqLocal.Templates != 'undefined'
			&& typeof DsqLocal.Templates[name] == 'function') {
				ret = DsqLocal.Templates[name].apply(this, arguments);
			}

			if(ret === undefined) {
				ret = this['$$_' + name].apply(this, arguments);
			}

			if(this.filters[name]) {
				var args = [ret];

				args.push.apply(args, arguments);
				for(var i = 0; i < this.filters[name].length; i++) {
					ret = this.filters[name][i].apply(this, args);
				}
			}

			return ret;
		};
	};

	this.registerFilter = function(name, func) {
		this.filters[name] = this.filters[name] || [];
		this.filters[name].push(func);
	};

	/**
	 * Dsq.Templates.Filters
	 */
	this.Filters = new function() {
		this.commentContainer = function(post_id, s) {
			var _meta = Dsq.jsonData.posts[post_id];
			var classes = [];
			if(Dsq.jsonData.request.page > 1) {
				classes.push('dsq-append');
			}

			//
			// Extra classes used for custom themes
			//

			if(_meta.depth) {
				classes.push('dsq-comment-child', 'dsq-depth-' + _meta.depth, 'dsq-parent-is-' + _meta.parent_post_id);
			}


			//

			if(_meta.author_is_creator) {
				// TODO: We need to deprecate the "special" class since it is not properly prefixed.
				classes.push('special', 'dsq-special');
			}
			if(_meta.author_is_moderator) {
				classes.push('dsq-moderator');
			}
			classes.push(['dsq-odd', 'dsq-even'][Dsq.Templates.postLoopCounter % 2]);

			s = s.substring(0, s.lastIndexOf('>'));
			return s + ' class="dsq-comment ' + classes.join(' ') + '" style="margin-left:' + _meta.depth*30 + 'px">';
		};

		this.commentContent = function(post_id, s) {
			var _meta = Dsq.jsonData.posts[post_id];
			if (_meta.killed) {
				return '<em>Comment removed.</em>';
			} else if (!_meta.approved) {
				return '<em>This comment was flagged for review.</em>';
			}

			s = s.replace(Dsq.MEDIA_POST_RE, Dsq.MediaPostHandler);
			return s;
		};
	};

	//
	// Thread
	//
	// TODO: These need to be stripped of all Django template tags.

	this.authPost = function() {
		if (!Dsq.jsonData.context.show_reply) {
			return '';
		}
		var result = [];
		result = result.concat([
				'<div id="dsq-auth"',
						Dsq.jsonData.integration.reply_position ? 'class="dsq-auth-bottom"' : '',
						'>',
					'<div class="dsq-by">',
						'<a href="http://disqus.com" target="_blank">',
							(Dsq.jsonData.integration.disqus_logo ?
								Dsq.Utils.interpolate('<img src="%(media_url)s/images/embed/by-disqus.png" alt="discussion by DISQUS">') :
								Dsq.Utils.interpolate('<img src="%(media_url)s/images/embed/dsq-button-120x19.png" alt="discussion by DISQUS">')
							),
						'</a>',
					'</div>',
					'<div class="dsq-auth-header">',
						'<h3 id="dsq-add-new-comment" class="dsq-h3-addcomment">',
								Dsq.Strings.ADD_NEW_COMMENT,
						'</h3>',
						'<div id="dsq-login">',
						(!Dsq.jsonData.request.is_authenticated && Dsq.jsonData.forum.allow_anon_post
								? '<p class="dsq-login-message" id="dsq-login-message">You are commenting as a <a class="dsq-help" title="Click for more information" href="#" onclick="Dsq.Popup.helpBadges(); return false">Guest</a>. You may select one to log into:</p>'
								: '')
		]);
		if (!Dsq.jsonData.request.is_authenticated) {
			result = result.concat([
							Dsq.Utils.interpolate(
								'<a id="dsq-login-toggle" href="%(disqus_url)s%(login_url)s?next=article:%(thread_id)s" onclick="Dsq.Popup.login(); return false"><img class="dsq-login-icon" src="%(media_url)s/images/dsq-profile-btn.png" title="%(log_into)s" alt="%(log_into)s"/></a>',
								{login_url: Dsq.Urls.LOGIN, thread_id: Dsq.jsonData.thread.id, log_into: Dsq.Strings.LOG_INTO_DISQUS}
								),
							'&nbsp; ',
							(Dsq.jsonData.context.use_fb_connect ?
								'<div id="dsq-fbc-login" onlogin="DisqusFbcParentController.onLogin()" size="medium" background="light" length="short" style="display:inline; margin-right:7px"></div>' :
								''
							),
							(Dsq.jsonData.context.use_twitter_signin ?
								Dsq.Utils.interpolate(
									'<div id="dsq-twitter-login" class="dsq-twitter-login" onclick="Dsq.Twitter.startTwitterConnect();" style="display:inline; cursor: pointer"><img src="%(media_url)s/images/twitter-signin-short.png" style="margin-right:7px" /></div>', {}) : ''),
							(Dsq.jsonData.context.use_openid ?
								Dsq.Utils.interpolate(
									'<div id="dsq-openid-login" class="dsq-openid-login" onclick="Dsq.OpenID.requestURL();" style="display:inline; cursor:pointer;"><img src="%(media_url)s/images/openid-login-button.png"/></div>', {}
								) : '')
			]);
		}
		result = result.concat([
						'</div>', // dsq-login
					'</div>', // dsq-auth-header
					'<div id="dsq-authenticated" class="dsq-authenticated" ',
						Dsq.jsonData.request.is_authenticated ? 'style="display:block"' : '',
						'>',
						'<div class="dsq-authenticated-pic">',
								Dsq.Utils.interpolate('<a href="%(url)s" title="%(request_display_username)s">' +
																			'<img class="dsq-post-avatar" src="%(avatar_url)s" alt="" /></a>',
																			{avatar_url: Dsq.Urls.REQUEST_USER_AVATAR,
																			url: (Dsq.jsonData.request.is_remote
																					 ? Dsq.jsonData.request.url
																					 : Dsq.jsonData.settings.disqus_url + Dsq.Urls.REQUEST_USER_PROFILE) }),
						'</div>',
						'<div class="dsq-authenticated-info">',
							'<ul>',
								'<li>',
									(Dsq.jsonData.request.is_remote
										? Dsq.FmtStrings.LOGGED_IN_AS(
												Dsq.Utils.interpolate('<a href="%(url)s" title="%(request_display_username)s">%(request_display_username)s</a>', {url:Dsq.jsonData.request.url})
										  )
										: Dsq.FmtStrings.LOGGED_IN_AS(
												Dsq.Utils.interpolate('<a href="%(disqus_url)s%(profile_url)s" title="%(request_display_username)s">%(request_display_username)s</a>')
											)
									),
								'</li>',
								'<li class="logout">',
									(!Dsq.jsonData.request.is_remote
										? Dsq.Utils.interpolate('<img class="dsq-login-icon" src="%(media_url)s/images/dsqicon12.png" alt="%(logged_in_as)s"/>&nbsp',
											{logged_in_as: Dsq.FmtStrings.LOGGED_IN_AS(Dsq.jsonData.request.display_username)})
										: ''),

									(!Dsq.jsonData.request.is_remote
										? Dsq.Utils.interpolate('<a href="%(disqus_url)s%(logout_url)s?ctkn=%(csrf_token)s" title="%(logout_from_disqus)s">',
											{logout_url: Dsq.Urls.LOGOUT, csrf_token: Dsq.CSRF_TOKEN, logout_from_disqus: Dsq.FmtStrings.LOGOUT_FROM('DISQUS')})
										: ((Dsq.jsonData.request.remote_domain == 'twitter')
												? Dsq.Utils.interpolate('using Twitter (<a href="%(disqus_url)s%(logout_url)s?ctkn=%(csrf_token)s" title="Logout">Logout</a>)',
												 {logout_url: Dsq.Urls.LOGOUT, csrf_token: Dsq.CSRF_TOKEN})
												: ((Dsq.jsonData.request.remote_domain == 'openid')
													 ? Dsq.Utils.interpolate('using OpenID (<a href="%(disqus_url)s%(logout_url)s?ctkn=%(csrf_token)s" title="Logout">Logout</a>)',
													 {logout_url: Dsq.Urls.LOGOUT, csrf_token: Dsq.CSRF_TOKEN})
													 : ''
													)
											)
									),

									(!Dsq.jsonData.request.is_remote ? Dsq.FmtStrings.LOGOUT_FROM('<span class="logo-disqus">DISQUS</span>') : ''),
									'</a>',
								'</li>',
							'</ul>',
						'</div>',
					'</div>'
		]);
		if (Dsq.jsonData.context.use_fb_connect) {
			result = result.concat([
					'<div id="dsq-fbc-authenticated" class="dsq-authenticated">',
						'<div id="dsq-fbc-profilepic" class="dsq-authenticated-pic" uid="loggedinuser" type="FB.XFBML.ProfilePic" size="square" facebook-logo="true"></div>',
						'<div class="dsq-authenticated-info">',
							'<ul>',
								'<li>',
									'Logged in as <span id="dsq-fbc-name" uid="loggedinuser" type="FB.XFBML.Name" linked="true" useyou="false"></span>',
								'</li>',
								'<li class="logout">using Facebook Connect <a href="#" onclick="javascript:DisqusFbcParentController.logout();return false;">(Logout)</a></li>',
							'</ul>',
						'</div>',
					'</div>'
			]);
		}
		result = result.concat([
				'</div>', // dsq-auth
				'<div id="dsq-toolbar-items">',
				'</div>'
		]);
		result = result.concat([
					//
					//
					//
				((!Dsq.jsonData.forum.allow_anon_post && !Dsq.jsonData.request.is_authenticated) ?
					// Needs to be translated:
					('<p id="dsq-no-anon-msg">Required: Please log into <span class="logo-disqus">Disqus</span> ' +
					(Dsq.jsonData.context.use_fb_connect ? 'or connect with Facebook ' : '') +
					(Dsq.jsonData.context.use_twitter_signin ? 'or sign in with Twitter ' : '') +
					(Dsq.jsonData.context.use_openid ? 'or sign in using OpenID ' : '') +
					Dsq.Utils.interpolate('to comment on <strong>%(forum_name)s</strong>.</p>')) :
					''
				),
				'<div id="dsq-post-add"></div>',
				'<div style="margin:10px 0">',
				((Dsq.jsonData.forum.use_media) ?
						'<a href="#" id="dsq-media-link" onclick="Dsq.Post.showMenu(this, false, \'media\'); return false">' + Dsq.Strings.USE_MEDIA + ' <small>&#9660;</small></a>' :
						''),
				'</div>'
		]);
		return result.join('');
	};


	this.header = function() {

		var html = '\<h3 id="dsq-comments-count" class="dsq-h3-commentcount">\
	 <span id="dsq-num-posts">63</span> Comments\
	 &nbsp;\
	 <span class="dsq-item-feed">\
	 <a href="http://consumerismcommentary.disqus.com/10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway/latest.rss"><img src="http://media.disqus.com/images/embed/bullet-feed.png"></a>\
	 </span>\
	 </h3>\
	 <div id="dsq-options" style="margin:15px 0">\
	 <span class="dsq-item-sort">\
	 Sort by\
	 <select id="dsq-sort-select" onchange="Dsq.Thread.sortBy(this.value);">\
	 <option value="hot" selected="selected">Popular now</option>\
	 <option value="best" >Best Rating</option>\
	 <option value="newest" >Newest first</option>\
	 <option value="oldest" >Oldest first</option>\
	 </select>\
	 &nbsp;\
	 </span>\
	 <span class="dsq-item-cp"><a href="http://consumerismcommentary.disqus.com/10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway/">Community Page</a>&nbsp;&nbsp;&nbsp;</span>\
	 <span class="dsq-item-subscribe">\
	 <img src="http://media.disqus.com/images/embed/email.png" style="width:12px;height:12px;vertical-align:middle">\
	 <span id="dsq-subscribe">\
	 <a href="#" onclick="Dsq.Thread.subscribe(1); return false">Subscribe by email</a>\
	 </span>\
	 </span>\
	 </div>\
	 <div id="dsq-alerts">\
	 </div>\
		';

		

		
		if (Dsq.jsonData.request.is_moderator) { 
			html = ' \
			<div class="dsq-alert-message dsq-upgrade-message"> \
				<strong>Disqus upgrade available.</strong> Hi ' + Dsq.jsonData.request.display_username + ', this message is being displayed to you because you are a moderator of this site. <a href="#" onclick="Dsq.$(\'dsq-upgrade-message\').style.display=\'block\';this.style.display=\'none\';return false">Click here for details.</a> \
				<div style="display:none; margin-top:10px;" id="dsq-upgrade-message"> \
					A new theme is available with added features. <a href="http://disqus.com/comments/settings/' + Dsq.jsonData.forum.url + '/?p=customize">To change your theme, click here</a> and choose the theme Narcissus. \
					If you do not upgrade, you are missing out on features such as: real-time commenting, new sign-in integrations, and an upgrade interface. \
					<strong>This message will automatically go away in one week.</strong> \
				</div> \
			</div> \
			' + html; 
		}
		return html;
	};

	this.footer = function() {
		var html = Dsq.Templates.pagination();

		
			html += Dsq.Templates.authPost();
		

		html += Dsq.Templates.reactions();

		

		return html;
	};

	this.pagination = function() {
		var html = '';
		
		if (Dsq.$('dsq-pagination')) { Dsq.$('dsq-pagination').innerHTML = ''; }
		if (!Dsq.jsonData.thread.paginate) { return ''; }

		//
		// TODO: num_paginator still uses the template tag for pagination, 
		// 		while append_paginator does it all in JavaScript.
		//		This should all be in JavaScript.
		//

		if (Dsq.jsonData.thread.num_pages > 1 && Dsq.jsonData.request.page < Dsq.jsonData.thread.num_pages) {
			html = ' \<a class="dsq-paginate-append-text" href="#" onclick="Dsq.Thread.paginate(Dsq.jsonData.request.page + 1, this); return false">Show more comments...</a>\
	 <button class="dsq-button-small dsq-paginate-append-button" onclick="Dsq.Thread.paginate(Dsq.jsonData.request.page + 1, this);">Load more comments</button>\
			';
		}
		
		if (Dsq.$('dsq-pagination')) {
			Dsq.$('dsq-pagination').innerHTML = html;
			return '';
		} else {
			return '<div id="dsq-pagination" class="dsq-pagination">' + html + '</div>';
		}
	};

	this.trackbacks = function() {
		var html = '';

		if(typeof DsqLocal != 'undefined' && DsqLocal.trackback_url && DsqLocal.trackbacks) {
			var trackbacks = DsqLocal.trackbacks;
			var trackback_url = DsqLocal.trackback_url;
		} else {
			var trackbacks = [
			
			
			];
			var trackback_url = 'http://consumerismcommentary.disqus.com/10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway/trackback/';
		}

		html += '<div class="dsq-item-trackback">Trackback URL&nbsp;&nbsp;<input class="dsq-trackback-url" onclick="this.select()" readonly="true" value="' + trackback_url + '"></div>';

		if(trackbacks.length) {
			html += '<ul id="dsq-references">'
			for(var i = 0; i < trackbacks.length; i++) {
				var trackback = trackbacks[i];
				html += '<li><cite><a href="' + trackback.author_url + '" rel="nofollow">' + trackback.author_name + '</a></cite> \
						<p class="dsq-meta">' + trackback.date + '</p> \
						<p class="dsq-content">' + trackback.excerpt + '</p></li>';
			}
			html += '</ul>';
			html = '<h3 class="dsq-h3-trackbacks">Trackbacks</h3>' + html;
		}

		return html;
	}

	this.showRetweets = function(id, limit, element_id /* Optional */) {
		var source, html = '';

		for (var i = 0, reaction; reaction = Dsq.jsonData.reactions[i]; i++) {
			if (reaction.id === id) {
				source = reaction.retweets;
			}
		}

		if (source) {
			if (limit === 0) {
				limit = source.length;
			}

			for (var j = 0; j < limit; j++) {
				var rt = source[j];
				html += '<a href="' + rt.url + '">' + rt.author_name + '</a>'	+ ((j === (limit - 1)) ? '.' : ', ');
			}
		}

		if (element_id === undefined) {
			return html;
		}

		var element = document.getElementById(element_id);
		element.innerHTML = html;
		return element;
	};

	this.showMoreReactions = function(reactions, has_more, start, limit) {
		var link = document.getElementById('dsq-show-more-reactions');
		var container = link.parentNode;
		container.removeChild(link);

		for (var i = 0, reaction; reaction = reactions[i]; i++) {
			var el = Dsq.Templates.generateReactionHTML(reaction);
			if (el) {
				container.innerHTML += el;
			}
		}

		if (has_more) {
			var d = Dsq.jsonData.settings.disqus_url;
			var f = Dsq.jsonData.forum.url;
			var t = Dsq.jsonData.thread.id;
			var s = start;
			var l = limit;

			var handler = 'Dsq.Utils.execScript(\'' + d + '/forums/' + f + '/more_reactions.js?t=' + t + '&s=' + s + '&l=' + l + '\', true); return false;';
			container.innerHTML += '<li id="dsq-show-more-reactions"><a href="#" onclick="' + handler + '">Show more reactions</a></li>';
		}
	};

	this.generateReactionHTML = function(reaction) {
		if (reaction.body === null || reaction.body == '') {
			return;
		}

		if (reaction.author_name === '') {
			reaction.author_name = '&nbsp;';
		}

		if (reaction.url === '') {
			reaction.url = reaction.get_service_url;
		}

		/* Reaction HTML begins */
		var item = '<li class="dsq-reaction" id="dsq-reaction-' + reaction.id + '">'
			+ '<div class="dsq-reaction-header">'
			+ '<div class="dsq-header-avatar">';

		if (reaction.author_url && reaction.author_url !== '') {
			item += '<a target="_blank" href="' + reaction.author_url +'">';
		} else {
			item += '<a target="_blank" href="#" onclick="return false;">';
		}

		if (reaction.avatar_url && reaction.avatar_url !== '') {
			item += '<img src="' + reaction.avatar_url + '"/>';
		} else {
			item += '<img src="' + Dsq.jsonData.media_url + '/images/noavatar32.png"/>';
		}

		var service_icon = (reaction.get_service_name == 'trackback' || reaction.get_service_name == 'pingback' ? 'rss' : reaction.get_service_name.replace(' ', ''));
		item += '<img class="dsq-service-icon" src="' + Dsq.jsonData.media_url + '/images/reactions/services/' + service_icon + '.png"/>'
			+ '</a></div>'
			+ '<cite><span>' + reaction.author_name + '</span></cite>'
			+ '<span class="dsq-header-meta"><a class="dsq-header-time">' + reaction.date_created + '</a></span>'
			+ '</div><div class="dsq-reaction-body">'
			+ '<div class="dsq-reaction-message">' + reaction.body + '</div>'
			+ '<div class="dsq-reaction-footer">From <a class="dsq-service-name" target="_blank" href="' + reaction.url + '">' + reaction.get_service_name + '</a> '
			+ 'via ' + (reaction.source == 'backtype' ? '<a href="http://backtype.com/">BackType</a>' : '<a href="' + reaction.source_url + '">UberVU</a>')
			+ (Dsq.jsonData.request.is_moderator || Dsq.jsonData.request.is_global_moderator ? '&nbsp;&bull;&nbsp;<a class="dsq-hide-reaction" href="#" onclick="Dsq.Reaction.hide(' + reaction.id + '); return false;">Hide</a>' : '') + '</div></div>';

		if(reaction.retweets) {
			var num_retweets = reaction.retweets.length;
			if (num_retweets > 0) {
				item += '<div class="dsq-reaction-retweets">';
				if (num_retweets == 1) {
					item += 'One more retweet from <a href="' + reaction.retweets[0].url + '">'  + reaction.retweets[0].author_name + '</a>';
				} else {
					item += (num_retweets + ' more retweets from ');

					item += '<span id="dsq-reaction-retweets-' + reaction.id + '">';
					var n_tweets = (num_retweets > 15) ? 15 : num_retweets;
					item += Dsq.Templates.showRetweets(reaction.id, n_tweets);

					if (n_tweets != num_retweets) {
						item += '</span> <a onclick="Dsq.Templates.showRetweets(' + reaction.id + ', 0, \'dsq-reaction-retweets-' + reaction.id + '\');'
							+ 'this.parentNode.removeChild(this); return false;" href="#">Show all</a>';
					}
				}
				item += '</div>';
			}
		}

		item += '</li>'; /* Reaction HTML ends */
		return item;
	};

	this.reactions = function() {
		var html, reaction;

		if (Dsq.jsonData.reactions === undefined || Dsq.jsonData.reactions.length === 0) {
			return '';
		}

		html = '';
		for (var i = 0; reaction = Dsq.jsonData.reactions[i]; i++) {
			var item = Dsq.Templates.generateReactionHTML(reaction);
			if (item) {
				html += item;
			}
		}

		if (Dsq.jsonData.has_more_reactions) {
			var d = Dsq.jsonData.settings.disqus_url;
			var f = Dsq.jsonData.forum.url;
			var t = Dsq.jsonData.thread.id;
			var s = Dsq.jsonData.reactions_start;
			var l = Dsq.jsonData.reactions_limit;

			var handler = 'Dsq.Utils.execScript(\'' + d + '/forums/' + f + '/more_reactions.js?t=' + t + '&s=' + s + '&l=' + l + '\', true); return false;';
			html += '<li id="dsq-show-more-reactions"><a href="#" onclick="' + handler + '">Show more reactions</a></li>';
		}

		return '<h3 class="dsq-h3-reactions">Reactions</h3><ul id="dsq-reactions" class="dsq-reactions">' + html + '</ul>';
	};
	
	this.missingPermissions = function() {
		return '';
	};

	//
	// Post
	//

	this.prependPost = function(post_id) {
		var html = '<div id="comment-' + post_id + '"></div>';
		return html;
	};

	this.appendPost = function(post_id) {
		var html = '<div id="dsq-comment-reply-' + post_id + '"></div>';
		return html;
	};

	this.postPrependHeader = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];

		var _includeServices = function() {
			var userServices = Dsq.Post.getUserServices(null, post_id);
			var html = '';
			var hiddenThreshold = 3; // Define # of services to show before stuffing them in hidden div

			for(var i = 0; i < userServices.length; i++) {
				html +=
				(i == hiddenThreshold
					? '<li id="dsq-drop-hidden-' + post_id +'" class="dsq-drop-hidden"><ul>'
					: '')
				+ '<li class="dsq-drop-services"> \
					<a class="dsq-service-' + userServices[i].name.toLowerCase() + '" href="' + userServices[i].url + '" target="_blank"> \
						<img src="' + Dsq.jsonData.media_url + '/images/embed/services/' + userServices[i].name.toLowerCase() + '.png" alt="' + userServices[i].name.toLowerCase() + '">'
					+ userServices[i].name
					+ '</a> \
				</li>';
			}

			if(i >= hiddenThreshold) {
				html += '</ul></li> \
				<li id="dsq-drop-more-' + post_id + '" class="dsq-drop-more"><a href="#" onclick="Dsq.Post.dropProfileMore(this, '+ post_id + '); return false"><small>&#9660;</small></a></li> \
				';
			}
			return html;
		};

		return ' \
			<div class="dsq-header-avatar" id="dsq-header-avatar-' + post_id + '" onmouseover="Dsq.Post.dropProfile(' + post_id + ')"> \
				<a id="dsq-avatar-' + post_id + '" class="dsq-avatar" href="' + userData.url + '" onclick="Dsq.Popup.popProfile(' + post_id + '); return false;">'
			+ (Dsq.jsonData.forum.show_avatar
				? '<img src="' + Dsq.jsonData.users[_meta.user_key].avatar + '" alt="" />'
				: '')
			+ '</a>'
			+ '</div> \
		';
	};

	this.postAppendHeader = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];

		return ''
			+ (_meta.author_is_moderator
				? '<img class="dsq-mod-star" src="http://media.disqus.com/images/bullet-star.png" title="Moderator" alt="" />'
				: '')
			+ '<span class="dsq-header-meta"> \
				<a id="dsq-time-' + post_id + '" class="dsq-header-time" href="#comment-' + post_id + '" title="Permalink">' + _meta.date + '</a> \
			</span>';
	};

	this.preBody = function(post_id) {
		return '';
	}

	this.postBody = function(post_id) {
		// TODO: Deprecate flagging conditional
		var _meta = Dsq.jsonData.posts[post_id];
		return ''
			+ (_meta.edited
				? '<p class="dsq-editedtxt">(Edited by a moderator)</p>'
				: '')
			;
	};

	this.postFooter = function(post_id) {
		// TODO: Use media should be conditional
		var _meta = Dsq.jsonData.posts[post_id];
		if(_meta.killed) { return ''; }

		return ' \
			<div class="dsq-comment-footer" id="dsq-comment-footer-' + post_id + '"> \
				<div id="dsq-points-' + post_id + '" class="dsq-likedtxt">'
				+ (_meta.points
					? _meta.points + Dsq.Utils.pluralize(_meta.points, ' person', ' people') + ' liked this comment.'
					: '')
				+ '</div>'
				+ '<ul class="dsq-comment-options dsq-list-style">'
				+ (_meta.votable
					? '<li class="dsq-list-first dsq-rate" id="dsq-rate-cont-' + post_id + '">'
					+ (!_meta.up_voted
						? '<a href="#" onclick="Dsq.Post.rate(this, ' + post_id + ', 1); return false;">Like</a>'
						: 'You liked this.') + '</li>'
					: '')
				+ '<li class="dsq-report' + (!_meta.votable ? ' dsq-list-first' : '') + '" id="dsq-post-report-' + post_id + '"><a href="#" class="dsq-post-report" onclick="Dsq.Post.report(' + post_id + ', false); return false;">Report</a></li> \
				</ul> \
				<ul class="dsq-list-style">'
				+ (_meta.can_reply
					? '<li class="dsq-list-first"><a href="#" id="dsq-reply-link-' + post_id +'" onclick="Dsq.Post.toggleReply(this, ' + post_id +'); return false;">Reply</a></li>'
					: '')
				+ (_meta.can_reply && !_meta.has_replies && _meta.from_request_user
					? '<li id="dsq-edit-el-' + post_id + '"><a id="dsq-edit-link-' + post_id + '" href="#" onclick="Dsq.Post.edit(this, ' + post_id + '); return false;">Edit</a></li>'
					: '')
				+ '<li class="' + (!_meta.can_reply ? 'dsq-list-first' : '') + '" id="dsq-more-el-' + post_id + '"><a id="dsq-more-link-' + post_id + '" href="#" onclick="Dsq.Post.showMenu(this, ' + post_id + ', \'more\'); return false">More <small>&#9660;</small></a></li>'
				+ (Dsq.jsonData.forum.use_media
					? '<li id="dsq-media-el-' + post_id +'" style="display:none"><a id="dsq-media-link-' + post_id + '" href="#" onclick="Dsq.Post.showMenu(this, ' + post_id + ', \'media\'); return false">Use Media <small>&#9660;</small></a></li>'
					: '')
				+ '</ul>'
				+ '<div id="dsq-reply-bar-' + post_id + '" class="dsq-reply-bar" style="display:none"> \
						<div id="dsq-reply-bar-items-' + post_id + '" class="dsq-reply-bar-items"> \
						</div> \
						<div id="dsq-reply-bar-auth-' + post_id + '" class="dsq-reply-bar-auth"> \
							 \
								 \
								 	<a href="#" class="dsq-help dsq-reply-req-opt" title="You are commenting as a Guest. You may choose to log into an existing DISQUS Profile, your Facebook, Twitter or OpenID account to comment on Consumerism Commentary" onclick="Dsq.Popup.helpBadges(); return false">Optional:</a> \
								 \
								<img class="dsq-login-icon" src="http://media.disqus.com/images/dsq-favicon-16x16.png" alt="" /> \
								<a id="dsq-reply-login-' + post_id + '" href="http://disqus.com/profile/login/?next=article:42494359" onclick="Dsq.Popup.login(); return false">Login</a> \
								 \
									&nbsp;or&nbsp; \
									<img class="fb_login_image" src="http://static.ak.fbcdn.net/images/fbconnect/login-buttons/connect_light_small_short.gif" alt="Facebook Connect"/> \
									<a href="#" onclick="FB.Connect.requireSession(DisqusFbcParentController.onLogin); return false;">Connect</a> \
								 \
								&nbsp;or&nbsp; \
									<img src="http://media.disqus.com/images/twitter-signin-icon.png" alt="" /> \
									<a href="#" onclick="Dsq.Twitter.startTwitterConnect(); return false">Sign-in</a> \
								 \
								&nbsp;or&nbsp; \
									 <img src="http://media.disqus.com/images/openid-login-icon.png" alt="" /> \
									 <a href="#" onclick="Dsq.OpenID.requestURL(); return false">OpenID</a> \
								 \
							 \
						</div> \
					</div> \
					<div id="dsq-reply-' + post_id + '"></div> \
			</div> \
		';
	};

	//
	// Iframes
	//

	this._makeAttributes = function(attributes) {
		// Makes a tag attributes string out of an object.
		// Caller is responsible for making sure nothing needs to be escaped.
		var result = [];
		for (key in attributes) {
			result.push(' ' + key + '="' + attributes[key] + '"');
		}
		result = result.join('');
		return result;
	};

	this._frameGeneric = function(base_url, params, attributes) {
		if(typeof(disqus_callback_params) == 'undefined') {
			disqus_callback_params = '';
		}

		var default_params = {
			// TODO: These should be moved to Dsq.jsonData.
			'f'				: 'consumerismcommentary',
			't'				: '10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway',
			// Do we need encodeURIComponent here?
			'ifrs'			: encodeURIComponent(disqus_iframe_css),
			'to_redirect'	: encodeURIComponent(window.location),
			'cbp'			: disqus_callback_params,
			'ff'			: Dsq.Thread.ff,
			'fc'			: Dsq.Thread.fc,
			'ac'			: Dsq.Thread.ac,
			'default_text'	: disqus_default_text
		};

		base_url += '?' + (new Date()).getTime();
		// Add params to default_params.
		if(params) {
			for(var key in params) {
				if(params.hasOwnProperty(key)) {
					default_params[key] = encodeURIComponent(params[key]);
				}
			}
		}
		// Build querystring.
		for(var key in default_params) {
			if(default_params[key] && default_params.hasOwnProperty(key)) {
				base_url += '&' + key + '=' + default_params[key];
			}
		}

		return [
			'<iframe marginwidth="0" marginheight="0" hspace="0" vspace="0" frameborder="0"',
			(' allowtransparency="true" src="' + base_url + '"'),
			this._makeAttributes(attributes),
			'</iframe>'].join('');
	};

	this.frameLogin = function(opt_attributes) {
		var params = {};
		var base_url = 'http://disqus.com/embed/login.html';
		var attributes = opt_attributes || {};
		attributes['class'] = 'dsq-post-login';

		if(typeof disqus_frame_theme != 'undefined') {
			params['theme'] = disqus_frame_theme;
		}
		return this._frameGeneric(base_url, params, attributes);
	};

	this.frameReply = function(post_id, extra_params, attributes) {
		// Returns the HTML for a reply iframe. Called by Dsq.Iframes.setReplyIframeToContainer
		var _meta = (typeof post_id != 'undefined') ? Dsq.jsonData.posts[post_id] : false;
		var base_url = Dsq.Urls.REPLY;
		var params = {
			'def_email'		: disqus_def_email,
			'def_name'		: disqus_def_name
		};
		if(extra_params) {
			for(var key in extra_params) {
				if(extra_params.hasOwnProperty(key)) {
					params[key] = extra_params[key];
				}
			}
		}
		if(_meta) {
			params['parent_post'] = post_id;
		}
		if(typeof disqus_per_page != 'undefined') {
			params['per_page'] = disqus_per_page;
		}
		if(typeof disqus_frame_theme != 'undefined') {
			params['theme'] = disqus_frame_theme;
		}
		if(Dsq.jsonData.request.is_authenticated) {
			attributes['class'] += '-authenticated';
		}
		return this._frameGeneric(base_url, params, attributes);
	};

	this.frameEdit = function(post_id) {
		var _meta = (typeof post_id != 'undefined') ? Dsq.jsonData.posts[post_id] : false;
		var base_url = 'http://disqus.com/embed/edit.html';
		var params = {
			'p' : post_id
		};
		return this._frameGeneric(base_url, params, {'class': 'dsq-post-edit', 'name': 'dsq-edit_' + post_id + '-frame'});
	};

	//
	// Menus
	//

	this.menuMore = function(post_id) {
		// TODO: "Remove post" button should hide menu.
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];
		return ' \
			<li><a href="#comment-' + post_id + '" onclick="Dsq.Popup.permalink(' + post_id + ')">Link</a></li> \
			<li><a href="#" onclick="Dsq.Popup.popProfile(' + post_id + '); return false;">Profile</a></li>'
	+ (Dsq.jsonData.request.is_moderator || Dsq.jsonData.request.is_global_moderator
		? '	<li class="dsq-menu-sep"></li>' + (_meta.email ? '<li class="dsq-admin-email">' + _meta.email + '</li>' : '')
		+ '	<li class="dsq-admin-ip">' + _meta.ip + '</li> \
			<li class="dsq-menu-sep"></li>'
		+ (Dsq.jsonData.request.moderator_can_edit
			? ' <li class="dsq-admin-edit"><a href="#" onclick="Dsq.Post.edit(this, ' + post_id + '); return false;">Edit Comment</a></li>'
			: '')
		+ ' <li class="dsq-remove"><a href="#" onclick="Dsq.Post.removePost(' + post_id + ', 1); return false;">Remove Comment</a></li> \
			<li class="dsq-report-spam"><a href="#" onclick="Dsq.Post.reportSpam(' + post_id + '); return false;">Mark Spam</a></li> \
			<li class="dsq-block-user"><a href="#" onclick="Dsq.Popup.blacklist(' + post_id + '); return false">Block User</a></li>'
		: '');
	};

	this.menuMedia = function(post_id) {
		return ' \
			<li><a href="#" onclick="Dsq.Post.toggleMediaReply(this, ' + post_id + ', \'seesmic\'); return false;">Record video</a></li> \
		';
	};

	this.dropProfile = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];

		var _includeServices = function() {
			var userServices = Dsq.Post.getUserServices(null, post_id);
			var html = '';
			var hiddenThreshold = 3; // Define # of services to show before stuffing them in hidden div

			for(var i = 0; i < userServices.length; i++) {
				html +=
				(i == hiddenThreshold
					? '<li id="dsq-drop-hidden-' + post_id +'" class="dsq-drop-hidden"><ul>'
					: '')
				+ '<li class="dsq-drop-services"> \
					<a class="dsq-service-' + userServices[i].name.toLowerCase() + '" href="' + userServices[i].url + '" target="_blank"> \
						<img src="' + Dsq.jsonData.media_url + '/images/embed/services/' + userServices[i].name.toLowerCase() + '.png" alt="' + userServices[i].name.toLowerCase() + '">'
					+ userServices[i].name
					+ '</a> \
				</li>';
			}

			if(i >= hiddenThreshold) {
				html += '</ul></li> \
				<li id="dsq-drop-more-' + post_id + '" class="dsq-drop-more"><a href="#" onclick="Dsq.Post.dropProfileMore(this, '+ post_id + '); return false"><small>&#9660;</small></a></li> \
				';
			}
			return html;
		};


		var menu = '<li class="dsq-drop-showlnk"><a href="#" onclick="Dsq.Popup.popProfile(' + post_id + '); return false;">Expand &#8663;</a></li>';
		var pointsMessage = '';
		if (userData['registered']) {
			pointsMessage = 'with ' + userData['points'] + ' points (more points are better).';
		}

		if (userData['is_remote']) {
			var domain = userData['remote_domain_name'];
			menu += '<li class="dsq-drop-badge" title="' + userData['display_name'] + ' is a ' + domain + ' user ' + pointsMessage + '" onclick="Dsq.Popup.helpBadges()">';
			menu += '<span class="dsq-badge-' + domain.toLowerCase() + '">' + domain + '</span></li>';
		} else if (userData['registered']) {
			if (userData['verified']) {
				menu += '<li class="dsq-drop-badge" title="' + userData['display_name'] + ' has a verified commenter profile ' + pointsMessage + '" onclick="Dsq.Popup.helpBadges()">';
				menu += '<span class="dsq-badge-verified">Verified</span></li>';
			} else {
				menu += '<li class="dsq-drop-badge" title="' + userData['display_name'] + ' has a registered, but unverified, commenter profile ' + pointsMessage + '" onclick="Dsq.Popup.helpBadges()">';
				menu += '<span class="dsq-badge-registered">Registered</span></li>';
			}
		} else {
			menu += '<li class="dsq-drop-badge" title="' + userData['display_name'] + ' has not claimed this commenter profile." onclick="Dsq.Popup.helpBadges()"><span class="dsq-badge-guest">Guest</span></li>';
		}

		menu += _includeServices();
		return menu;
	};

	//
	// Popups
	//

	this._popupGeneric = function(content) {
		return ' \
		<div class="dsq-popup-content"> \
			<div class="dsq-popup-top"></div> \
			<div class="dsq-popup-body" class="clearfix"> \
				<div class="dsq-popup-body-padding"> \
					<div class="dsq-popup-header"> \
						<a class="dsq-close-link" href="#" onclick="Dsq.Popup._closePopup(null, true); return false"><img src="http://media.disqus.com/images/modal-close.png" alt="" /></a>'
						+ content['header']
					+ '</div>'
					+ content['body']
					+ '<div class="powered-by"><a href="http://disqus.com/comments/">Powered by <img src="http://media.disqus.com/images/embed/disqus-logo.png" alt="Disqus Comments" style="margin-bottom:-5px" /></a></div> \
				</div> <!-- padding --> \
			</div> <!-- body --> \
			<div class="dsq-popup-bottom"></div> \
		</div> \
		';
	};

	this.popupProfile = function(user_key) {
		var userServices = Dsq.Post.getUserServices(user_key, null);
		var userData = Dsq.jsonData['users'][user_key];
		var headerHtml = '';
		var bodyHtml = '';
		var content = {};

		var _includeServices = function() {
			var html = '';
			for(var i = 0; i < userServices.length; i++) {
				html +=
				(i == 0
					? '<h4>Connections</h4><ul>'
					: '')
				+ '<li> \
					<img src="' + Dsq.jsonData.media_url + '/images/embed/services/' + userServices[i].name.toLowerCase() + '.png" alt="' + userServices[i].name.toLowerCase() + '" title="' + userServices[i].name.toLowerCase() + '" /> \
					<a class="dsq-service-' + userServices[i].name.toLowerCase() + '" href="' + userServices[i].url + '" target="_blank">'
					+ userServices[i].name
					+ '</a> \
				</li>'
				+ (i+1 == userServices.length ? '</ul>' : '');
			}
			return html;
		};

		headerHtml = ' \
			<table> \
				<tr> \
					<td> \
						<a class="dsq-profile-userurl" href="' + userData.url + '"><img class="dsq-popup-profile-avatar" src="' + userData['avatar'] + '" alt="" /></a> \
					</td> \
					<td> \
						<div class="dsq-popup-profile-user"> \
							<h3>' + userData['display_name'] + '</h3> \
							<div class="dsq-popup-profile-user-stats" id="dsq-popup-profile-user-stats-' + user_key + '">Loading...</div> \
						</div> \
					</td> \
				</tr> \
			</table> \
		';

		bodyHtml = ' \
			<div class="dsq-popup-profile-state"> \
				This is a&nbsp;<span class="'
					+ (userData['registered']
						? (userData['verified']
							? ' dsq-badge-verified'
							: (userData['is_remote']
								? ' dsq-badge-' + userData['remote_domain_name'].toLowerCase()
								: ' dsq-badge-registered')
							)
							: ' dsq-badge-guest') + '">'
			+ (userData['registered']
				? (userData['verified']
					? 'Verified'
					: (userData['is_remote']
						 ? userData['remote_domain_name']
						 : 'Registered')
					)
				: 'Guest')
			+ '</span>&nbsp;commenter profile.'
			+ '&nbsp;<a class="dsq-profile-userurl" href="' + userData.url + '"><strong>View more comments </strong></a>'
			+ (!userData['points']
				? '<p class="dsq-popup-notice">If this is you, <a href="http://disqus.com/profile" target="_blank">claim it now</a> to manage your comments.</p>'
				: '')
			+ ((userData['registered'] && !userData['verified'] && (Dsq.jsonData.request.username && (Dsq.jsonData.request.username == userData['username'])) && !userData['is_remote'])
				? '<p class="dsq-popup-notice"><strong>Alert</strong>: You have not verified this account. <a href="http://disqus.com/verify">Verify it now.</a></p>'
				: '')
			+ '</div> \
			<div id="dsq-profile-status-' + user_key + '" class="dsq-popup-profile-status" style="display:none"></div> \
			<div class="dsq-popup-profile-snapshot"> \
				<table> \
					<tr> \
						<td> \
							<div id="dsq-popup-profile-active-sites-wrapper-' + user_key + '"> \
								<h4>Most active sites</h4> \
								<ul id="dsq-popup-profile-active-sites-' + user_key + '"> \
									<li>Loading...</li> \
								</ul> \
							</div> \
						</td> \
						<td>'
							+ _includeServices()
							+ '<div id="dsq-popup-profile-moderated-wrapper-' + user_key + '"> \
								<h4>Moderator of</h4> \
								<ul id="dsq-popup-profile-moderated-' + user_key + '"> \
									<li>Loading...</li> \
								</ul> \
							</div> \
						</td> \
					</tr> \
				</table> \
			</div> \
			';

		content = {
			'header': headerHtml,
			'body': bodyHtml
		};

		return this._popupGeneric(content);
	};

	this.popupReblog = function() {
		var headerHtml = '';
		var bodyHtml = '';
		var content = {};

		headerHtml = ' \
			<cite><span>Reblog this comment</span></cite> \
		';

		bodyHtml = ' \
			<div id="dsq-reblog-form" class="dsq-reblog-form"> \
			</div> \
		';

		content = {
			'header': headerHtml,
			'body': bodyHtml
		};

		return this._popupGeneric(content);
	};

	this.popupModal = function(title, message) {
		var headerHtml = '';
		var bodyHtml = '';
		var content = {};

		headerHtml = ' \
			<h3>' + title + '</h3> \
		';

		bodyHtml = message;

		content = {
			'header': headerHtml,
			'body': bodyHtml
		};

		return this._popupGeneric(content);
	};

	this.alertContent = function(name, post_id) {
		var alert = {
			'post_not_approved': {
				'title': 'Comment awaiting approval by a moderator',
				'message': 'Thanks for posting. Your comment must be approved by a moderator before appearing here.'
			},
			'post_has_profile': {
				'title': 'Use your existing commenter profile',
				'message': 'You have just posted your commment as a <span class="dsq-badge dsq-badge-guest">Guest</span>, but you may already have a <span class="dsq-badge dsq-badge-registered">Registered</span> commenter profile.<br /><br /><a href="http://disqus.com/claim">Log in and claim this comment!</a>'
			}
		};
		return alert[name] || false;
	};

	//
	// Actions
	//

	this.voted = function(post_id, points, vote) {
		// Update number of points
		Dsq.$('dsq-points-' + post_id).innerHTML = points + Dsq.Utils.pluralize(points, ' person', ' people') + ' liked this comment.';

		// Update link text
		if(vote) {
			Dsq.$('dsq-rate-cont-' + post_id).innerHTML = 'You liked this.';
		}
	};

	this.subscribed = function(status) {
		var title, message;

		if(status) {
			title = 'Subscribed!';
			message = 'You have subscribed to this comment thread. New comments will be sent directly to your email inbox, where you may read and respond by email.';
			Dsq.$('dsq-subscribe').innerHTML = ' \
				<a href="#" onclick="Dsq.Thread.subscribe(0); return false">Unsubscribe</a> \
			';
		} else {
			title = 'Unsubscribed';
			message = 'You have unsubscribed to this comment thread. New comments will no longer be sent to your email inbox.';
			Dsq.$('dsq-subscribe').innerHTML = ' \
				<a href="#" onclick="Dsq.Thread.subscribe(1); return false">Subscribe by email</a> \
			';
		}

		Dsq.Popup.popModal(message, title);

	};
	
	this.highlighted = function() {
		Dsq.Popup.popModal('This comment has been highlighted.', 'Highlighted comment');
	};

	//
	// Media
	//

	this.mediaSeesmic = function(id, thumb) {
		return ' \
			<div id="dsq-seesmic-' + id + '_preview" class="dsq-seesmic-preview"><a href="http://www.seesmic.com/video/' + id + '" target="_blank" class="see_link">&nbsp;</a> \
				<div style="display:block;width:160px; height:120px; border:none; background-image:url(http://t.seesmic.com/thumbnail/' + thumb + ')"> \
					<div id="dsq-seesmic-' + id + '_hide" class="seePlayOverlay" style="display:none;"><img onclick="see_play_video(\'' + id + '\',false)" src="http://media.disqus.com/images/seesmic/stopOverlay.png" width="50" height="50" style="cursor:pointer; cursor:hand; padding-top: 30px; padding-left: 50px" alt="" /></div> \
					<div id="dsq-seesmic-' + id + '_show" class="seePlayOverlay"><img onclick="see_play_video(\'' + id + '\',true)" src="http://media.disqus.com/images/seesmic/playOverlay.png" width="50" height="50" style="cursor:pointer; cursor:hand; border:none; padding-top: 30px; padding-left: 50px" alt="" /></div> \
				</div> \
			</div> \
			<div id="' + id + '_content" style="display:block; width:100%; padding-top:5px"></div> \
		';
	};

	//
	// Callbacks
	//

	this.postComment_onSuccess = function(parent_post_id) {
		// Increment post count
		var num_posts = Dsq.$('dsq-num-posts');
		var total_posts = Dsq.$('dsq-total-posts');
		
		if (num_posts) { 
			num_posts.innerHTML = parseInt(num_posts.innerHTML) + 1;
		}
		if (total_posts) { 
			total_posts.innerHTML = parseInt(total_posts.innerHTML) + 1;
		}
	};
};
// Dsq.Templates


/**
 * Dsq.Post
 */
Dsq.Post = new function() {
	this.openedMenu = {};
	this.menuEventListener = null;
	this.stateReplyToggled = {};
	this.stateEditToggled = {};
	this.stateRecordLink = {};

	/**
	 * Inserts a new post into the document.
	 *
	 * @param after_id {Number}	Insert a post before specified id.  If after_id
	 *							evaluates to false, then post in the front.  If
	 *							after_id is -1, post at the end.
	 */
	this.insert = function(after_id, id, message, author) {
		// Skeleton template from thread_posts.html.
		var skeleton = ' \
			<li id="dsq-comment-%(id)s"> \
				<div id="dsq-comment-header-%(id)s" class="dsq-comment-header"> \
					<cite id="dsq-cite-%(id)s" class="dsq-comment-cite"> \
						<a id="dsq-author-user-%(id)s" href="%(author_url)s" target="_blank" rel="nofollow">%(author_name)s</a> \
					</cite> \
				</div> \
				<div id="dsq-comment-body-%(id)s" class="dsq-comment-body"> \
					<div id="dsq-comment-message-%(id)s" class="dsq-comment-message">%(message)s</div> \
				</div> \
			</li> \
		';
		var _meta = Dsq.jsonData.posts[id];
		var _user_meta = Dsq.jsonData.users[_meta.user_key];
		var markup = Dsq.Utils.interpolate(skeleton, {
			id: id,
			message: message,
			author_url: _user_meta.blog,
			author_name: _user_meta.display_name
		});
		var div = document.createElement('div');
		markup = markup.replace(Dsq.COMMENTS_RE, Dsq.CommentsHandler);
		div.innerHTML = markup;

		if (after_id === -1) {
			Dsq.$('dsq-comments').appendChild(div);
		} else if (!after_id) {
			Dsq.$('dsq-comments').insertBefore(div, Dsq.$('dsq-comments').firstChild);
		} else if (Dsq.$('dsq-comment-' + after_id)) {
			// Get next node after "after_id", so we can insert before it.
			// If "after_id" is the last comment, the target node is the
			// last node.
			
			// var append_post_id = Dsq.Templates.appendPost(after_id).replace('<div id="','').replace('"></div>', '');
			var append_post_id = 'dsq-append-post-' + after_id;
			var node = Dsq.$(append_post_id);
			while (node = node.nextSibling) {
				if (!node || node.nodeType == 1) { // 1 == Node.ELEMENT_NODE
					break;
				}
			}
			if (!node) {
				node = Dsq.$(append_post_id);
			}
			node.parentNode.insertBefore(div, node);
		}
	};

	this.incrementPostCount = function() {
		
		var num_posts = Dsq.$('dsq-num-posts');
		var total_posts = Dsq.$('dsq-total-posts');

		if (num_posts) {
			num_posts.innerHTML = parseInt(num_posts.innerHTML, 10) + 1;
		}
		if (total_posts) {
			total_posts.innerHTML = parseInt(total_posts.innerHTML, 10) + 1;
		}
	}
	
	this.outlineComment = function(post_id) {
		Dsq.$('dsq-comment-' + post_id).className += ' dsq-comment-outline';
		setTimeout("(function () { Dsq.Post.clearOutlineComment(" + post_id + ") })()", 3000);
	};
	
	this.clearOutlineComment = function(post_id) {
		Dsq.$('dsq-comment-' + post_id).className = Dsq.$('dsq-comment-' + post_id).className.replace('dsq-comment-outline', '');
	};

	this.showMenu = function(el, id, name) {
		var anchorPos = Dsq.Utils.findPos(el);
		var menu = document.createElement('ul');

		if(this.openedMenu) {
			if(this.openedMenu.linkClicked) {
				this.openedMenu.linkClicked = false;
				return;
			}
		}

		switch(name) {
			case 'more':
				menu.innerHTML = Dsq.Templates.menuMore(id);
				break;
			case 'media':
				menu.innerHTML = Dsq.Templates.menuMedia(id);
				break;
			default:
				break;
		}

		// Add menu to document body
		menu.id = 'dsq-menu-' + id;
		menu.className = 'dsq-menu';
		Dsq.$b.appendChild(menu);

		// Position and show
		anchorPos[1] += 15;
		menu.style.left = anchorPos[0] + 'px';
		menu.style.top = anchorPos[1] + 'px';
		menu.style.display = 'block';

		// Set global reference
		this.openedMenu = {
			'el' : menu,
			'id' : id,
			'name' : name,
			'linkClicked' : false
		};

		// Set listener
		this.menuEventListener = Dsq.Utils.addEventListener(document, 'mouseup', this._hideMenu);
	};

	this._hideMenu = function(e) {
		var el = e.target || e.srcElement;
		var openedMenu = Dsq.Post.openedMenu.el;
		var id = Dsq.Post.openedMenu.id;

		if(!id) {
			var link = 'dsq-' + Dsq.Post.openedMenu.name + '-link';
		} else {
			var link = 'dsq-' + Dsq.Post.openedMenu.name + '-link-' + id;
		}

		if(!openedMenu) {
			return;
		}

		if(!Dsq.Popup.isClicked(e, openedMenu.id)) {
			openedMenu.style.display = 'none';
			Dsq.Utils.removeEventListener(Dsq.Post.menuEventListener);
			Dsq.Utils.deleteNode(openedMenu);

		} else {
			// Hide the menu if a link was clicked inside the menu.  We can't
			// completely remove the menu until the onclick event on the link
			// fires, but the menuEventListener will prevent multiple menus
			// from polluting the DOM.
			if(el && typeof el.href != 'undefined') {
				openedMenu.style.display = 'none';
				Dsq.Post.openedMenu.el = null;
			}
		}

		if(Dsq.Popup.isClicked(e, link)) {
 			Dsq.Post.openedMenu.linkClicked = true;
		}
	};


	this.getUserServices = function(user_key, id) {
		if(!user_key && id) {
			var _meta = Dsq.jsonData.posts[id];
			user_key = _meta.user_key;
		}
		var userData = Dsq.jsonData['users'][user_key];
		var userServices = [];

		// Keep a full list of supported services. This is the order they will display in the drop-profile.
		// Each service must have a corresponding case in _buildServiceUrl()
		var supportedServices = ['blog', 'twitter', 'facebook', 'tumblr'];

		function _buildServiceUrl(serviceName) {
			var data = userData[serviceName];
			var services = {
				blog:		function(d) { return d; },
				twitter:	function(d) { return d; },
				facebook:	function(d) { return d; },
				tumblr:		function(d) { return 'http://' + d + '.tumblr.com'; }
			};
			return services[serviceName](data);
		}

		for(var i = 0; i < supportedServices.length; i++) {
			if(userData[supportedServices[i]]) {
				var serviceUrl = _buildServiceUrl(supportedServices[i]);
				userServices.push({'name' : supportedServices[i], 'url' : serviceUrl});
			}
		}
		return userServices;
	}

	this.dropProfile = function(id) {
		var dp = Dsq.$('dsq-drop-profile-' + id);

		// IE6 needs JS to display/hide. All other browsers use CSS.
		if(dp) {
			if(Dsq.Utils.ie6) dp.style.display = (dp.style.display == 'inline') ? 'none' : 'inline';
			return false;
		} else {
			dp = document.createElement('ul');
		}

		dp.id = 'dsq-drop-profile-' + id;
		dp.className = 'dsq-drop-profile';

		if(Dsq.Utils.ie6) { dp.style.display = 'inline'; }

		var container = Dsq.$('dsq-header-avatar-' + id);
		dp.innerHTML = Dsq.Templates.dropProfile(id);
		container.appendChild(dp);
	};

	this.dropProfileMore = function(el, id) {
		var hiddenItems = Dsq.$('dsq-drop-hidden-' + id);

		hiddenItems.style.display = 'inline';
		el.parentNode.style.display = 'none';
	};

	this._updateReplyLinks = function(el, id) {
		// Update "reply / cancel" links based on state.
		var displayDict = {};

		if(id) {
			if(this.stateReplyToggled[id]) {
				el.innerHTML = 'Cancel';
				displayDict['media'] = 'inline';
				displayDict['edit'] = 'none';
			} else {
				el.innerHTML = 'Reply';
				displayDict['media'] = 'none';
				displayDict['edit'] = 'inline';
			}
		}

		for(var key in displayDict) {
			if(displayDict.hasOwnProperty(key)) {
				var	linkEl = Dsq.$('dsq-' + key + '-el-' + id),
					spacer = Dsq.$('dsq-' + key + '-spacer-' + id);

				if(linkEl) {
					linkEl.style.display = displayDict[key];
					if(spacer) spacer.style.display = displayDict[key];
				}
			}
		}
	};

	this._updateMediaLinks = function(el, id) {
		// Update "use media / cancel" links based on state.
		var appendId = (id) ? ('-' + id) : '';
		var link = Dsq.$('dsq-media-link' + appendId);

		if(this.stateRecordLink[id]) {
			link.innerHTML = 'Cancel Media';
			link.onclick = function() { Dsq.Post.toggleMediaReply(link, id); return false; };
		} else {
			link.innerHTML = 'Use Media <small>&#9660;</small>';
			link.onclick = function() { Dsq.Post.showMenu(link, id, 'media'); return false; };
		}
	};

	this.toggleReply = function(el, id) {
		// Create reply IFrame
		if (window.disqus_use_postmessage) {
			if (!this.stateReplyToggled[id]) {
				Dsq.$('dsq-reply-' + id).style.display = 'block';
				Dsq.$('dsq-reply-bar-' + id).style.display = 'block';
				// Create IFrame if it doesn't exist.
				if (!Dsq.frames['reply_' + id]) {
					var _meta = Dsq.jsonData.posts[id];
					Dsq.frames['reply_' + id] = new Dsq.ReplyFrame(Dsq.$('dsq-reply-frame-' + id), id);
					Dsq.frames['reply_' + id].init();
					Dsq.frames['reply_' + id].setState(id, _meta.depth);
				}
			} else {
				Dsq.$('dsq-reply-' + id).style.display = 'none';
				Dsq.$('dsq-reply-bar-' + id).style.display = 'none';
			}
		} else {
			// DEPRECATED
			if(!this.stateReplyToggled[id]) {
				// Reply toolbar
				Dsq.$('dsq-reply-bar-' + id).style.display = 'block';
				Dsq.Iframes.showReplyIframeInContainerIfAllowed(Dsq.$('dsq-reply-' + id), id);
			} else {
				Dsq.$('dsq-reply-bar-' + id).style.display = 'none';
				Dsq.Iframes.hideAllInContainer(Dsq.$('dsq-reply-' + id));
				if(this.stateRecordLink[id]) {
					// HACK: Cancel media before canceling self.
					this.toggleMediaReply(Dsq.$('dsq-media-link-' + id), id);
				}
			}
		}

		this.stateReplyToggled[id] = !this.stateReplyToggled[id];
		this._updateReplyLinks(el, id);

		if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE('dsq-reply-' + id); }

		Dsq.Events.fire(Dsq.Events.REPLY_IFRAME_TOGGLED, {
			postId: id,
			opened: this.stateReplyToggled[id]
		});
	};

	this.toggleMediaReply = function(el, id, xtype) {
		id = id || 0;
		if(id) {
			var container = Dsq.$('dsq-reply-' + id);
		} else {
			var container = Dsq.$('dsq-post-add');
		}

		if(!this.stateRecordLink[id]) {
			Dsq.Iframes.showReplyIframeInContainer(container, id, {xtype:xtype}, 'dsq-post-video');
		} else {
			Dsq.Iframes.showReplyIframeInContainer(container, id);
		}
		this.stateRecordLink[id] = !this.stateRecordLink[id];
		this._updateMediaLinks(el, id);

		if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE(); }
	};

	this.edit = function(el, id) {
		Dsq.$('dsq-comment-message-' + id).innerHTML = Dsq.Templates.frameEdit(id);
		el.parentNode.style.display = 'none';
		if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE('dsq-comment-message-' + id); }
	};

    this.rate = function(el, id, vote) {
		if(Dsq.jsonData.request.is_authenticated || Dsq.jsonData.forum.allow_anon_votes) {
			if(vote == 1) {
                Dsq.$('dsq-rate-cont-' + id).innerHTML = '<img src="http://media.disqus.com/images/loading-small.gif">';
            }

            Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/vote.js'
                + '?post_id='    + id
                + '&vote='        + vote);

		} else {
			Dsq.Popup.login(Dsq.Strings.TO_RATE_PLEASE_LOG_IN);
		}
    };

	this.report = function(id, confirmed) {
		if(confirmed) {
			Dsq.Utils.postToUrl('http://disqus.com/forums/consumerismcommentary/10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway/post_report/', {'post_id': id});
			Dsq.Popup.popModal('Thank you. This comment has been flagged for moderator attention.', 'Successfully flagged');
			Dsq.Utils.deleteNode(Dsq.$('dsq-post-report-' + id));
		} else {
			var title = Dsq.Strings.FLAG_INAPPROPRIATE_COMMENT;
			var message = Dsq.Strings.ARE_YOU_SURE_YOU_WOULD_LIKE_TO_REPORT_THIS_COMMENT_TO_A_MODERATOR + '? \
			<br /><br /> \
			<button onclick="Dsq.Popup._closePopup(null, true)"><strong>' + Dsq.Strings.NO + '</strong>, ' + Dsq.Strings.NEVER_MIND + '</button>&nbsp;&nbsp;&nbsp;<button onclick="Dsq.Post.report(' + id + ', true);"><strong>' + Dsq.Strings.YES + '</strong>, ' + Dsq.Strings.FLAG_INAPPROPRIATE_COMMENT + '</button><br /><br />'
			+ Dsq.Strings.THIS_WILL_FLAG_COMMENTS_FOR_MODERATORS_TO_TAKE_ACTION + '. \
			';

			Dsq.Popup.popModal(message, title, id);
		}
	};



	this.showAlert = function(id, msg) {
		var msgEl = Dsq.$('dsq-comment-message-' + id);
		var alert = '<div class="dsq-comment-alert">' + msg + '</div>';

		msgEl.innerHTML = alert + msgEl.innerHTML;
	};

};
// Dsq.Post


/**
 * Dsq.Thread
 */
Dsq.Thread = new function() {
	this.fc = null;
	this.ff = null;
	this.ac = null;

	
	this.adminIsOn = false;

	
	
	

	this.hlComment = null;
	this.hlCommentClass = null;

	this.getNextComment = function(el) {
		var start_id = el.id;
		while(el = el.nextSibling) {
			if(el.id && el.id.indexOf('dsq-comment-') != -1 && el.id != start_id) {
				return el;
			}
		}
		return null;
	};

	this.getActiveCommentId = function() {
		if (document.URL.indexOf('#comment-') >= 0) {
			var anchor = document.URL.slice(document.URL.indexOf('#') + 1);
			return anchor.replace('comment-', '');
		}
		return null;
	};

	this.highlightAnchor = function() {
		var i = this.getActiveCommentId();
		if (i == null) return false;
		var id = 'dsq-comment-' + i;
		var hash = window.location.hash;

		// Toggle the hash incase the comment isn't available when the page loads
		// for WebKit-based browsers.
		if (Dsq.Utils.webkit) {
			window.location.hash = '';
			window.location.hash = hash;
		}

		this.hlComment = Dsq.$(id);
		// Adding this conditional guard pending #289
		if (!this.hlComment) {
			return;
		}
		this.hlCommentClass = this.hlComment.className;
		this.hlComment.className += ' dsq-hl-anchor';

		setTimeout("Dsq.Thread.highlightClear()", 3000);
	};

	this.highlightClear = function() {
		if (!this.hlComment) {
			return;
		}
		this.hlComment.className = this.hlCommentClass;
	};

	this.login = function(toggle) {
		// toggle id is #dsq-reply-login-[id]
		var postId;
		if(toggle.id.indexOf('dsq-reply-login') != -1) {
			postId = toggle.id.slice(16);
			var container = Dsq.$('dsq-reply-' + postId);
		} else {
			var container = Dsq.$('dsq-post-add');
		}

		if(toggle) {
			if(toggle.className == 'dsq-login-active') {
				Dsq.Iframes.showReplyIframeInContainerIfAllowed(container, postId);
				toggle.className = '';
			} else {
				Dsq.Iframes.showLoginIframeInContainer(container, postId);
				toggle.className = 'dsq-login-active';
			}
		} else {
			Dsq.Iframes.showLoginIframeInContainer(container, postId);
		}

		if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE(); }
	};


	this.paginate = function(page, el_clicked, per_page) {
		// Use extra_params to pass any override parameters that we need to persist.
		var extra_params = '';

		// "Per page" can either be overriden by providing it as an argument
		// (per-call) or setting the disqus_per_page override variable (global).
		if(typeof per_page == 'undefined') {
			per_page = null;
		}
		if(typeof disqus_per_page != 'undefined' && per_page === null) {
			per_page = disqus_per_page;
		}

		if(typeof disqus_sort != 'undefined') {
			extra_params += '&sort=' + disqus_sort;
		}
		if(per_page !== null) {
			extra_params += '&per_page=' + per_page;
		}

		Dsq.$('dsq-pagination').innerHTML += '<img src="http://media.disqus.com/images/loading-small.gif">';
		
		if(el_clicked) {
			el_clicked.style.display = 'none';
		}
		
		Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/thread.js'
			+ '?slug='	+ '10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway'
			+ '&p='		+ page
			+ extra_params);
	};

	this.sortBy = function(sort) {
		var disqus_script = document.createElement('script');
		var disqus_date = new Date();

		if (location.hash != '') {
			location.hash = '#disqus_thread';
		}

		if(typeof(disqus_url) == 'undefined') {
			disqus_url = disqus_href;
		}
		disqus_script.type = 'text/javascript';
		disqus_script.src = 'http://disqus.com/forums/consumerismcommentary/thread.js'
			+ '?slug='	+ '10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway'
			+ '&sort='	+ sort
			+ '&title='
			+ '&'		+ disqus_date.getTime();

		Dsq.$('dsq-comments').innerHTML = '<img src="http://media.disqus.com/images/loading.gif">';
		Dsq.container.appendChild(disqus_script);
	};

	this.subscribe = function(status, email) {
		// `status` is an int -- 1 to subscribe, 0 to unsubscribe
		if(Dsq.jsonData.request.is_authenticated || email) {
			// If authenticated user OR anonymous email provided

			if(email) {
				Dsq.Popup._closePopup(null, true);
			}

			Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/subscribe.js'
				+'?status=' 	+ status
				+ '&slug='		+ '10_improvements_i8217d_like_to_see_in_quicken_2008_and_a_giveaway'
				+ '&email=' 	+ encodeURIComponent(email));

		} else if(!email) {
			// If anonymous user and no email has been provided yet, prompt for email

			var title = 'Subscribe to this comment thread';
			var message = ' \
				New comments will be sent directly to your email inbox! \
				<div class="dsq-subscribe-submit"> \
					<p><strong>Enter your email address below.</strong></p> \
					<input type="text" id="dsq-subscribe-email"> \
					<button onclick="Dsq.Thread.subscribe(1, Dsq.$(\'dsq-subscribe-email\').value)">Subscribe</button> \
				</div> \
			';

			Dsq.Popup.popModal(message, title);
		}
	};

	this.showSettings = function() {
		if (!Dsq.jsonData.request.is_moderator) {
			return;
		}

		/* The form has to be re-designed when more options will come out. */
		var html = 'Automatically close comments after <input size="3" id="dsq-thread-days-alive" value="' + Dsq.jsonData.thread.days_alive + '" type="text" /> days. Existing comments will still be displayed.<br /><br />(Using 0 days will disable this feature)<br /><br />'
								 + '<button onclick="Dsq.Thread.updateDaysAlive();" class="dsq-button-small"><span>Save</span></button>'
								 + '<span id="dsq-thread-settings-status" class="dsq-options-status"></span>';
		Dsq.Popup.popModal(html, 'Settings');
	};

	this.updateDaysAlive = function() {
		var days = Dsq.$('dsq-thread-days-alive').value;
		var status = Dsq.$('dsq-thread-settings-status');
		Dsq.Utils.postToUrl('http://disqus.com/forums/consumerismcommentary/update_days_alive.js', {days:days,thread:Dsq.jsonData.thread.id});
		status.innerHTML = 'Saved!';
		window.setTimeout(function() { status.innerHTML = ''; }, 1000);
	};
};
// Dsq.Thread

Dsq.Events = function() {
	var obj = {};

	// Private
	var handlers = {};
	var getHandlers = function(event) {
		if (handlers[event] === undefined) {
			handlers[event] = [];
		}
		return handlers[event];
	};

	// Public
	// Value keys : postId, node, xtype
	obj.REPLY_IFRAME_CREATED = 1;
	// Value keys : postId, opened
	obj.REPLY_IFRAME_TOGGLED = 2;
	obj.fire = function(event, opt_value) {
		if (!event) {
			throw new Error('Unknown event');
		}
		var value = opt_value || {};
		for (var i=0; i<getHandlers(event).length; i++) {
			getHandlers(event)[i](value);
		}
	};
	obj.addHandler = function(event, callback) {
		getHandlers(event).push(callback);
	};

	return obj;
}();

/**
 * Dsq.Realtime
 */
Dsq.Realtime = new function() {
	var initialized = false;
	var interval = null;
	var last_checked = Dsq.jsonData.request.timestamp;
	var new_posts = [];
	var ongoing_request = false;
	var prev_script = null;

	function updateNewPostCount() {
		Dsq.$('dsq-realtime-alert').style.display = new_posts.length ? 'block' : 'none';

		Dsq.$('dsq-realtime-queued').innerHTML = new_posts.length
		+ ' new '
		+ Dsq.Utils.pluralize(new_posts.length, 'comment', 'comments')
		+ Dsq.Utils.pluralize(new_posts.length, ' was', ' were')
		+ ' just posted.';

		Dsq.$('dsq-realtime-show').innerHTML = '(' + Dsq.Strings.SHOW + ')';
	}

	function insertNewPosts() {
		var post_id = null;
		var after_id = Dsq.$('dsq-sort-select').value === 'oldest' ? -1 : null;

		for (var i=0; i<new_posts.length; i++) {
			post_id = new_posts[i];
			Dsq.Post.insert(after_id, post_id, Dsq.jsonData.posts[post_id].message);
			Dsq.Post.incrementPostCount();
			Dsq.Post.outlineComment(post_id);
		}
		new_posts = [];
	}

	this.enableInterval = function() {
		interval = setInterval(Dsq.Realtime.check, Dsq.jsonData.context.realtime_speed);
		Dsq.$('dsq-realtime-status').innerHTML = Dsq.Strings.ENABLED;
		Dsq.$('dsq-realtime-toggle').innerHTML = '(' + Dsq.Strings.PAUSE + ')';
	}

	this.disableInterval = function() {
		if (interval) {
			clearInterval(interval);
			interval = null;
		}
		Dsq.$('dsq-realtime-status').innerHTML = Dsq.Strings.PAUSED;
		Dsq.$('dsq-realtime-toggle').innerHTML = '(' + Dsq.Strings.RESUME + ')';
	}

	this.toggleInterval = function() {
		if (!interval) {
			Dsq.Realtime.enableInterval();
		} else {
			Dsq.Realtime.disableInterval();
		}
		return false;
	}

	this.initialize = function() {
		if (!initialized) {
			initialized = true;
			Dsq.$('dsq-realtime-toggle').onclick = this.toggleInterval;
			if (!Dsq.jsonData.forum.streaming_realtime) {
				Dsq.$('dsq-realtime-show').onclick = this.show;
				updateNewPostCount();
			}
			if (Dsq.jsonData.thread.realtime_paused) {
				Dsq.Realtime.disableInterval();
			} else {
				Dsq.Realtime.enableInterval();
			}
		}
	}

	this.show = function() {
		insertNewPosts();
		updateNewPostCount();
		return false;
	}

	this.check = function() {
		if (!ongoing_request && Dsq.jsonData.realtime_enabled) {
			if (prev_script) {
				prev_script.parentNode.removeChild(prev_script);
			}
			ongoing_request = true;
			prev_script = Dsq.Utils.execScript('http://disqus.com/forums/42494359/realtime.js?timestamp=' + last_checked);
		}
	};

	this.update = function(timestamp, posts, users) {
		ongoing_request = false;
		last_checked = timestamp;

		if (users) {
			for (var user_id in users) {
				if (users.hasOwnProperty(user_id)) {
					if (!Dsq.jsonData.users[user_id]) {
						Dsq.jsonData.users[user_id] = users[user_id];
					}
				}
			}
		}

		if (posts) {
			for (var post_id in posts) {
				if (posts.hasOwnProperty(post_id)) {
					if (!Dsq.jsonData.posts[post_id]) {
						Dsq.jsonData.posts[post_id] = posts[post_id];
						new_posts.push(post_id);
					}
				}
			}

			if (Dsq.jsonData.forum.streaming_realtime) {
				insertNewPosts();
			} else {
				updateNewPostCount();
			}
		}
	};

}();

// DEPRECATED
Dsq.Iframes = function() {
	// Different style of object from the above. Hoping to switch to this for some reason.
	var obj = {};

	// Private
	var showIframeInContainer = function(container, id, markup) {
		// Look through container for iframes, hiding them, except show one that matches id
		// If none of them matched id, create a new iframe using markup and insert it.
		// Returns the iframe node if and only if it was newly created.
		var found = false;
		for (var i=0; i<container.childNodes.length; i++) {
			var child = container.childNodes[i];
			if (child.nodeName == 'IFRAME') {
				if (child.id == id) {
					child.style.display = 'block';
					found = true;
				} else {
					child.style.display = 'none';
				}
			}
		}
		if (found) {
			return;
		}
		// The iframe wasn't found, so construct it and add it to the container.
		// Don't use innerHTML because it might reload iframes
		var div = document.createElement('div');
		div.innerHTML = markup;
		var iframe = div.childNodes[0];
		div.removeChild(iframe);
		container.appendChild(iframe);
		return iframe;
	};

	// Public
	obj.makeReplyIframeId = function(opt_postId, opt_xtype) {
		var id = 'dsq-post-add-iframe';
		if (opt_xtype) {
			id += '-' + opt_xtype;
		}
		if (opt_postId) {
			id += '-' + opt_postId;
		}
		return id;
	};
	obj.makeLoginIframeId = function(opt_postId) {
		if (!opt_postId) {
			return 'dsq-login-iframe';
		}
		return 'dsq-login-iframe-' + opt_postId;
	};
	obj.makeReplyIframeName = function(opt_postId, opt_xtype) {
		var name = 'dsq-reply-frame';
		if (opt_xtype) {
			name += '-' + opt_xtype;
		}
		if (opt_postId) {
			name += '-' + opt_postId;
		}
		return name;
	};
	obj.showReplyIframeInContainer = function(container, opt_postId, opt_extraParams, opt_className) {
		// Construct the id so we can check if it's already present.
		// Hide any other iframes we find, and show this one if it's found.
		var params = opt_extraParams || {};
		// use xtype in the id and name so we can distinguish media replies from text replies:
		var id = Dsq.Iframes.makeReplyIframeId(opt_postId, params.xtype);
		var name = Dsq.Iframes.makeReplyIframeName(opt_postId, params.xtype);
		var attributes = {
			'id': id,
			'name': name,
			'class': opt_className || 'dsq-post-reply'
			};
		var markup = Dsq.Templates.frameReply(opt_postId, opt_extraParams, attributes);
		var iframe = showIframeInContainer(container, id, markup);
		// It was newly created
		if (iframe) {
			Dsq.Events.fire(Dsq.Events.REPLY_IFRAME_CREATED, {
				postId: opt_postId,
				node: iframe,
				xtype: params.xtype
			});
		}
	};
	obj.showLoginIframeInContainer = function(container, opt_postId) {
		var id = Dsq.Iframes.makeLoginIframeId(opt_postId);
		var markup = Dsq.Templates.frameLogin({id: id});
		showIframeInContainer(container, id, markup);
	};
	obj.showReplyIframeInContainerIfAllowed = function(container, opt_postId) {
		if (Dsq.jsonData.context.show_reply) {
			obj.showReplyIframeInContainer(container, opt_postId);
		} else {
			obj.hideAllInContainer(container);
		}
	};
	obj.hideAllInContainer = function(container) {
		for (var i=0; i<container.childNodes.length; i++) {
			var child = container.childNodes[i];
			if (child.nodeName == 'IFRAME') {
				child.style.display = 'none';
			}
		}
	};

	return obj;
}();

Dsq.Twitter = new function() {
	var that = this;

	this.startTwitterConnect = function() {
		var popupParams = 'location=0,status=0,width=800,height=400';
		that._twitterWindow = window.open(Dsq.jsonData.settings.disqus_url + '/_ax/twitter/begin/', 'twitterWindow', popupParams);
		that._twitterInterval = window.setInterval(that.completeTwitterConnect, 1000);
	};

	this.completeTwitterConnect = function() {
		if (that._twitterWindow.closed) {
			window.clearInterval(that._twitterInterval);
			window.location.reload();
		}
	};
};

Dsq.Yahoo = new function() {
	var that = this;

	this.startYahooConnect = function() {
		var popupParams = 'location=0,status=0,width=800,height=400';
		that._yahooWindow = window.open(Dsq.jsonData.settings.disqus_url + '/_ax/yahoo/begin/', 'yahooWindow', popupParams);
		that._yahooInterval = window.setInterval(that.completeYahooConnect, 1000);
	};

	this.completeYahooConnect = function() {
		if (that._yahooWindow.closed) {
			window.clearInterval(that._yahooInterval);
			window.location.reload();
		}
	};
};

Dsq.OpenID = new function() {
	var that = this;

	this.requestURL = function() {
		var message = '<table class="dsq-openid-form"><tr><td style="vertical-align:top;" rowspan="2"><img src="' + Dsq.jsonData.settings.media_url + '/images/openid-icon-100x100.png" /></td>';
		message += '<td><label for="dsq-openid-url">OpenID URL:</label></td><td><input type="text" id="dsq-openid-url" /></td></tr>';
		message += '<tr><td><label for="dsq-openid-username">Display name:</label></td><td><input type="text" id="dsq-openid-username" /></td></tr>';
		message += '<tr><td class="dsq-openid-submit" colspan="3"><input type="button" value="Sign in" onclick="Dsq.OpenID.startConnect();" /></td></tr>';
		message += "</table>";

		Dsq.Popup.popModal(message, 'Sign in using OpenID');
	};

	this.startConnect = function() {
		var isblank = function(str) {
			return /^\s*$/.test(str);
		};

		var openid_url = Dsq.$('dsq-openid-url').value;
		var username = Dsq.$('dsq-openid-username').value;

		if (isblank(openid_url)) {
			return;
		}

		var popupParams = 'location=0,status=0,width=800,height=500';
		var url = Dsq.jsonData.settings.disqus_url + '/_ax/openid/begin/' + '?url=' + encodeURIComponent(openid_url) + '&username=' + encodeURIComponent(username);
		that._openidWindow = window.open(url, 'openidWindow', popupParams);
		that._openidInterval = window.setInterval(that.completeConnect, 1000);
	};

	this.completeConnect = function() {
		if (that._openidWindow.closed) {
			window.clearInterval(that._openidInterval);
			window.location.reload();
		}
	};
};

Dsq.Reaction = new function() {
	var that = this;

	this.hide = function(id) {
		Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/hidereaction.js?' + 'reaction_id=' + id);
	};

	this.reportMissingReactions = function() {
		if (!Dsq.jsonData.request.is_moderator || !Dsq.jsonData.forum.reactions_enabled) {
			return;
		}

		if (Dsq.jsonData.thread.queued) {
			Dsq.Popup.popModal('Your report has been received. The system will automatically search for new reactions; if any are found, they will be displayed on this comment thread.<br/><br/>Thank&nbsp;you.',
												 'Reported missing reactions');
			return;
		}

		Dsq.Utils.execScript(Dsq.jsonData.settings.disqus_url + '/forums/consumerismcommentary/queueurl.js');
	};
};

Dsq.CNN = function() {
	var obj = {};

	obj.authenticate = function() {
		var url = Dsq.jsonData.settings.disqus_url + "/saml/cnn/try/";
		Dsq.Utils.postToUrl(url, {'target': document.location}, true);
	};

	return obj;
}();


if(Dsq.Utils.ie6) {
	(function() {
		DSQ_HEADER_AVATAR_RE = /<div class="dsq-header-avatar"(.*?)>/gim;
		Dsq.Templates.registerFilter('postPrependHeader', function(html, post_id) {
			// Add "onmouseout" for dsq-header-avatar for dropProfile
			// functionality since IE6 cannot use :hover.
			function _headerAvatarReplace(content, inner, _unused, html) {
				return '<div class="dsq-header-avatar" '
					+ inner
					+ ' onmouseout="Dsq.Post.dropProfile(' + post_id + ')">';
			}
			html = html.replace(DSQ_HEADER_AVATAR_RE, _headerAvatarReplace);
			return html;
		});
	})();
}





	// TODO: Move Seesmic code outside of the main script.  Don't let this script clobber the global namespace.
	if(typeof seesmic == 'undefined') { var seesmic = {}; }
	seesmic.widget = new function () {
		this.callback = function (data) {
			playerVersion = data.disqusplayer;
		};
	};

	
	var scriptEl = document.createElement('script');
	scriptEl.setAttribute('type', 'text/javascript');
	scriptEl.setAttribute('src', 'http://seesmic.com/version.js?callback=seesmic.widget.callback');
	document.getElementsByTagName('head')[0].appendChild(scriptEl);

	
	var scriptEl = document.createElement('script');
	scriptEl.setAttribute('type', 'text/javascript');
	scriptEl.setAttribute('src', 'http://media.disqus.com/javascript/library/swfobject.js');
	document.getElementsByTagName('head')[0].appendChild(scriptEl);

	function see_play_video(_videoUri, _add) {
		var swf = !!playerVersion ? playerVersion : 'http://seesmic.com/embeds/StandalonePlayer.swf';

		flashcontentDiv = Dsq.$(_videoUri + '_content');
		previewDiv = Dsq.$('dsq-seesmic-' + _videoUri + '_preview');
		hideDiv = Dsq.$('dsq-seesmic-' + _videoUri + '_hide');
		showDiv = Dsq.$('dsq-seesmic-' + _videoUri + '_show');
		if(_add) {
			// push flash widget
			var so = new SWFObject(swf, 'sotester', '300', '270', '9', '#000000');
			so.addVariable('video', _videoUri);
			so.addParam('allowFullScreen', 'true');
			so.addParam('allowScriptAccess','always');
			so.useExpressInstall('swfobject/expressinstall.swf');
			so.write(_videoUri + '_content');

			previewDiv.style.display = 'none';
			hideDiv.style.display = 'block';
			showDiv.style.display = 'none';
		}
		else {
			flashcontentDiv.innerHTML = '';
			previewDiv.style.display = 'block';
			hideDiv.style.display = 'none';
			showDiv.style.display = 'block';
		}
	};





(function() {
	//
	// Load theme.  This overrides the base templates with template functions
	// from the respective themes.
	//
	if (Dsq.jsonData.integration.theme == 4) {
		var theme = 'narcissus';
		// HACK: Set variable on window to use post message.
		window.disqus_use_postmessage = true;

		
		for(var prop in Dsq.Themes[theme]) {
			if(Dsq.Themes[theme] && Dsq.Themes[theme].hasOwnProperty(prop)) {
				Dsq.Templates[prop] = Dsq.Themes[theme][prop];
			}
		}
		
		for(var prop in Dsq.Post) {
			if(Dsq.Themes[theme] && Dsq.Themes[theme].hasOwnProperty(prop)) {
				Dsq.Post[prop] = Dsq.Themes[theme][prop];
			}
		}
	}

	//
	// Register templates.  This must be done after all themes are loaded.
	//
	Dsq.Templates.registerTemplate('authPost', Dsq.Templates.authPost);
	Dsq.Templates.registerTemplate('header', Dsq.Templates.header);
	Dsq.Templates.registerTemplate('footer', Dsq.Templates.footer);
	Dsq.Templates.registerTemplate('trackbacks', Dsq.Templates.trackbacks);
	Dsq.Templates.registerTemplate('reactions', Dsq.Templates.reactions);
	Dsq.Templates.registerTemplate('prependPost', Dsq.Templates.prependPost);
	Dsq.Templates.registerTemplate('appendPost', Dsq.Templates.appendPost);
	Dsq.Templates.registerTemplate('postPrependHeader', Dsq.Templates.postPrependHeader);
	Dsq.Templates.registerTemplate('postAppendHeader', Dsq.Templates.postAppendHeader);
	Dsq.Templates.registerTemplate('preBody', Dsq.Templates.preBody);
	Dsq.Templates.registerTemplate('postBody', Dsq.Templates.postBody);
	Dsq.Templates.registerTemplate('postFooter', Dsq.Templates.postFooter);
	Dsq.Templates.registerTemplate('_popupGeneric', Dsq.Templates._popupGeneric);
	Dsq.Templates.registerTemplate('voted', Dsq.Templates.voted);
	Dsq.Templates.registerTemplate('popupProfile', Dsq.Templates.popupProfile);
	Dsq.Templates.registerTemplate('postBox', Dsq.Templates.postBox);
	Dsq.Templates.registerTemplate('pagination', Dsq.Templates.pagination);
	Dsq.Templates.registerTemplate('postComment_onSuccess', Dsq.Templates.postComment_onSuccess);

})();

Dsq.container.className = "clearfix";
Dsq.container.innerHTML = ' \
<ul id="dsq-comments">\
	 <li id="dsq-comment-21306851">\
	 <div id="dsq-comment-header-21306851" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306851" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306851" href="http://thefullquiver.blogspot.com/" target="_blank" rel="nofollow">Jonathan</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306851" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306851" class="dsq-comment-message">I think that is pretty silly to charge $10 per month for billpay, when many local and most online banks make this a free service.<br><br>It\'d be great if Yodlee had a makeover and implemented the expense account/double entry accounting you mentioned.  That would really put Quicken and MS Money out of business.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306852">\
	 <div id="dsq-comment-header-21306852" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306852" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306852" href="http://analyzingwealth.blogspot.com/" target="_blank" rel="nofollow">Brad</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306852" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306852" class="dsq-comment-message">The worst thing about both of them is that they are not free. Seriously. I\'m tempted to try GnuCash because I don\'t want to pay for Quicken or Money. If that doesn\'t work out, I\'ll stick to what I\'ve been doing-- Excel.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306853">\
	 <div id="dsq-comment-header-21306853" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306853" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306853">BeeTee</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306853" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306853" class="dsq-comment-message">Continuing on your point number 8 . . . for me, speed is a large part of functionality. With technology today, we should have to compromise graphical interface and functionality.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306854">\
	 <div id="dsq-comment-header-21306854" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306854" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306854">BeeTee</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306854" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306854" class="dsq-comment-message">correction . . . we should not have to compromise!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306855">\
	 <div id="dsq-comment-header-21306855" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306855" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306855">wrobi</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306855" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306855" class="dsq-comment-message">I actually just switched over from MS Money to Quicken last year after about 6 years.  I used Money basically as a checkbook register for all that time, manually entering every transaction (I know, pretty lame).  I finally considered how convenient it would be to actually use the functionality of downloading transactions from my bank and reconciling that way.  However, it was a disaster - partially because of my ineptness I\'m sure, but I couldn\'t figure out to read/match transactions correctly.  I finally decided to give Quicken a try and I love it.  I use it to track all of my bank accounts and investments, and I actually have a pretty good month-to-month picture of my personal net worth.  What a time saver.  I feel like I\'ve emerged from a dark cave!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306856">\
	 <div id="dsq-comment-header-21306856" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306856" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306856">Don M</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306856" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306856" class="dsq-comment-message">My biggest complaint about MS Money and Quicken is that banks are now charging to download the data directly. This has to be because Microsoft and Intuit are charging royalty fees to the banks.<br><br>The other complaint I have is that you have to upgrade every couple of years and buy a new version. This would be okay if the programs were changing and improving in corresponding amounts, but I think you get very little in return when you buy a new version.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306857">\
	 <div id="dsq-comment-header-21306857" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306857" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306857">Jun</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306857" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306857" class="dsq-comment-message">I like the direct download better than so called webconnect which force you to go outside to download data. Slower and much less efficient.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306858">\
	 <div id="dsq-comment-header-21306858" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306858" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306858">Jun</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306858" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306858" class="dsq-comment-message">I do not feel good to be forced to upgrade to newer version (except that I can win the price of the free copy!!:-) just because of unable to download bank data even though all other features are all fine for my needs currently . Thanks for the chances.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306859">\
	 <div id="dsq-comment-header-21306859" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306859" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306859" href="http://bk2nocal.wordpress.com/" target="_blank" rel="nofollow">Sue</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306859" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306859" class="dsq-comment-message">I agree with Brad about the cost of these programs.  I got a free version of MS Money with my last laptop and used it for a while, but whenever I downloaded, I would inevitably have a bunch of double entries (from me putting in stuff slightly differently than the bank would record it) and it would be time consuming to make the changes.  wrobi\'s comments make me think I should try Quicken, as the problems with MS Money sound familiar to mine.  So, maybe I will see if I can get the program at a discount (if I don\'t win this one), and see if it works.  I REALLY need to keep better track of my finances some way!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306860">\
	 <div id="dsq-comment-header-21306860" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306860" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306860">Brian</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306860" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306860" class="dsq-comment-message">I purchased a copy of Quicken 2004 years ago (obviously) and used it regularly for a while.  I Definitely liked the ease of being able to download all bank transactions automatically, and the charts and graphs were plenty of fun.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306861">\
	 <div id="dsq-comment-header-21306861" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306861" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306861">Brian</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306861" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306861" class="dsq-comment-message">I eventually got out of the habit of using Quicken because I found it tedious to categorize all my purchases after downloading the statements.  And when I was told that I would need to pay for an upgrade in order to continue downloading data, I gave up. Perhaps 2007 is better, but I can\'t justify the expense, if I may end up not using it.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306862">\
	 <div id="dsq-comment-header-21306862" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306862" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306862" href="http://www.financialdispatches.com/" target="_blank" rel="nofollow">Mama Money</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306862" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306862" class="dsq-comment-message">I wish Quicken would pay as much attention to their Mac version as they do their Windows versions.  We all know that Macs are better anyway...:)  Seriously, there are a lot of things that it can do in Windows that it won\'t do for Macs.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306863">\
	 <div id="dsq-comment-header-21306863" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306863" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306863" href="http://www.askdong.com/" target="_blank" rel="nofollow">dong</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306863" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306863" class="dsq-comment-message">Yeah I gave up on Quicken years ago.  I had the mac version, and downloading transactions didn\'t work for many sitres.  In the end I just found it too much work for what it told me.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306864">\
	 <div id="dsq-comment-header-21306864" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306864" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306864">Jeffrey</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306864" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306864" class="dsq-comment-message">Moving to Quicken kept me on top of my net worth like never before. I started a couple of decades ago with paper and pencil. (And some other poster thought manually entering in Quicken was lame!) So far, I haven\'t had any trouble with the downloads, which makes staying current easy.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306865">\
	 <div id="dsq-comment-header-21306865" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306865" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306865" href="http://BrokNowRchLatr.mypfblogs.com/" target="_blank" rel="nofollow">broknowrchlatr</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306865" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306865" class="dsq-comment-message">I\'m behind the times on this one.  I haven\'t ever used Quicken or MS Money.   Everything I do is in Excel spreadsheets and is very sporatic.<br><br>I\'d like to be able to see all the transactions in one place.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306866">\
	 <div id="dsq-comment-header-21306866" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306866" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306866">jim</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306866" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306866" class="dsq-comment-message">Flexo, I have tried the total linux solution running Moneydance.  I did eventually start using Quicken 2007.  With Moneydance I just felt like something was missing.  For me it was the reporting and the transaction calendar.  Have you tried Moneydance 2007?  Quicken has it own problems, but it mostly does what I want.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306867">\
	 <div id="dsq-comment-header-21306867" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306867" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306867">Jenn</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306867" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306867" class="dsq-comment-message">I 2nd the tracking of airline/hotel points - I\'d also like to see an automated way to track my credit card rebate points - I use a double entry method (maybe I learned how on this blog?) but it\'s pretty tedious since I use credit cards for everything and I have to remember which are 1%, 2%, 3%, 6%, etc....</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306868">\
	 <div id="dsq-comment-header-21306868" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306868" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306868" href="http://fdbryant3.efx2.com/" target="_blank" rel="nofollow">F. D. Bryant III</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306868" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306868" class="dsq-comment-message">I\'d like to see Health Saving Account support.  I shouldn\'t have to buy a separate program to track money I\'m saving in my HSA.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306869">\
	 <div id="dsq-comment-header-21306869" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306869" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306869" href="http://www.mint.com/" target="_blank" rel="nofollow">noah kagan</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306869" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306869" class="dsq-comment-message">Flex,<br><br>We are nearly done. Hit me up and I will get you early access...</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306870">\
	 <div id="dsq-comment-header-21306870" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306870" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306870" href="http://beyondtheconsumer.blogspot.com/" target="_blank" rel="nofollow">Chris</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306870" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306870" class="dsq-comment-message">I use Excel. It took me a while building it, but it tracks everything pretty well.<br><br>I have about 12 sheets in a single workbook that can be printed as a report. It has a summary page with all my major monthly expenses/income/liabilities/balances/loans, etc, then breakdowns of my readjusted bills, graphs of spending by category, monthly gas/electric/water bills for the last 2 years with graphs to show cost &amp; usage trends, car maintenance/mileage estimators, 2 years of monthly fuel spending with graphs to show seasonal cost trends, investment/savings balances and graphs, etc.<br><br>I just use my banks online features to gather my data. Probably a bit more tedious than using Quicken or other software to download it automatically, but I like the flexibility that Excel gives me (Quicken probably would have a function for me to enter my mileage and tell me when my car is going to hit the next service mile interval, for example).</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306871">\
	 <div id="dsq-comment-header-21306871" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306871" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306871">tolak</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306871" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306871" class="dsq-comment-message">I use Quicken Premiere 2006 and Pocket Quicken. Pocket is very basic, I mostly use it for tracking cash expenses on the go. In theory, if I download and reconcile transactions, and keep track of my cash expenses on my Palm and then sync, I should have a complete picture of my finances. It kinda works, but it\'s incredibly clunky and very time consuming.<br><br>Here are some of the worst headaches and near disasters:<br><br>1. Downloading doesn\'t always match correctly, you have to be very cautious to catch duplicates. These will haunt you when you try to figure out why Quicken disagrees with your bank\'s online balance.<br>2. Scheduled transactions vs. bank downloads: Say you pay your rent every month with a paycheck. You want a reminder from Quicken so you set up a scheduled transaction. Then you download your bank statement, incredibly the two won\'t match up.<br>3. Paycheck handling: Quicken lets you set up a paycheck, which is like a scheduled transaction. Every two weeks, Quicken enters it. However, your employer sometimes takes a cent off one of your taxes. Quicken will fail to match the scheduled paycheck with the downloaded transaction. Because of a difference of one cent. Incredible. You can\'t adjust that paycheck because it\'s a form, any adjustment will apply to subsequent transactions. Anyway, a total waste of time. The whole download matching with scheduled transactions needs an overhaul or some decision need to be made on whether this is even feasible.<br>4. Moving your Quicken files from one computer to another: extremely dangerous! <br>5. Part of the problems with downloading and reconciling have to do with peculiarities in the way banks go about implementing the download. For example, there may be transactions that haven\'t cleared yet, but are reflected in the balance. Quicken will not see uncleared transactions but of course will note a difference between known transactions and the bank online balance. It\'s hard to find a day when all transactions are cleared and reflected in the balance, and you can finally trust Quicken with downloading. Very frustrating.<br>6. The documentation is more of a reference than a guide. Newbies are in for a hell of a time trying to figure out what to do. I\'m sure Intuit feels it through their support channels, which are possibly even profitable.<br>7. Investments: the portfolio design and balancing options are too basic. I can design my target portfolio as a reference for re-balancing, but there is no way to customize the chart to resemble your current one. For example, my current portfolio chart would show my international stocks in the top left quadrant, but in my target it would show at the bottom right. So forget about a quick glance to see how you\'re doing. You also can\'t be specific enough about the assets classes, for example, REITs fall under "Other".<br>8. Finally, I\'m annoyed that Intuit litters my desktop and the Quicken interface with service offerings. I\'m already paying and expect a clean and functional interface with no advertising.<br><br>But it\'s indispensable, so I\'m willing to suffer through it. It has made a big difference in my net worth and spending habits.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306872">\
	 <div id="dsq-comment-header-21306872" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306872" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306872">Eric</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306872" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306872" class="dsq-comment-message">I use Quicken - it works well enough tracking my budget.  But I agree that it is an overall awful program.  How could people prefer using Excel instead of a program that have gone through many revisions and many dollars in development.  I just hope some big 3rd party would come along and take over.  Any one here work for Google?</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306873">\
	 <div id="dsq-comment-header-21306873" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306873" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306873" href="http://highestechelon.blogspot.com/" target="_blank" rel="nofollow">John Wilks</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306873" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306873" class="dsq-comment-message">My brick and mortar bank offers bill-pay as a fee free service.  Because of that, I also think it\'s silly to charge a $10.00 per month fee for a similar service.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306874">\
	 <div id="dsq-comment-header-21306874" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306874" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306874">Brenna</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306874" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306874" class="dsq-comment-message">My husband and I have been using Quicken for our finances, showing us our networth and student loans. Since getting married last year, some accounts have been harder to combine as well as to update in Quicken, especially with money that is not the usual salary income to offset expenses. In some cases, reconcile for transactions have been quite tedious when comparing from my bank with Quicken. I do like the quick glance on our budget and seeing reports.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306875">\
	 <div id="dsq-comment-header-21306875" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306875" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306875">Edwin</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306875" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306875" class="dsq-comment-message">I\'ve been using Quicken for over 10 years and have seen some great improvements but there are definitely alot more to be made.<br><br>Suggestions:<br>* Multi-user support. Quicken currently doesn\'t have a way to open it\'s files from networked computers which means that my wife and I can only enter transactions or view our information from one computer. There have been some horror stories of file corruption when people have tried sharing files as the program is not designed for this.<br><br>* Better financial institution support. You can download transactions from some banks right now but it\'s not done very well. As some people mentioned some banks charge for this which is outrageous. Our bank does not but this feature is not very reliable or as available as it should be. It should also go further and download our statements while downloading transactions saving us an extra step.<br><br>* Improved user interface. The UI has gone through alot of changes over the years. Quicken\'s strengths have always been reporting but there\'s so much of it that they\'ve had a hard time figuring out how to organize it all. The budgeting tools haven\'t changed much from previous versions and could use a facelift. The UI should definitely be alot more responsive overall.<br><br>With that being said, I like Quicken alot because I\'ve figured out alot about the program over the years and have gotten to be very good at using it. I look forward to seeing some of these improvements although I am very curious to see what Mint has in store for us because I think that is the future of personal finance software. I have a feeling Quicken is working on something like this too, if not they\'re in trouble. :)</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306876">\
	 <div id="dsq-comment-header-21306876" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306876" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306876">mr_mike</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306876" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306876" class="dsq-comment-message">Health Care Reimbursement and Dependent Care Spending accounts should be supported.  Since most of the rules are set up by IRS regulations, there should be built in tracking for how much I have set up to go into the account, what is left, and reminders.  I don\'t put enough in to cover my baby-sitter for the entire year, and my employer won\'t let me claim ahead, so reminders of when to claim would be nice.  Since I can claim ahead for my HCRA, I show a negative balance for most of the year.  It would be nice to see an actual balance on that, so I don\'t have to add up the paychecks still due to see what I have left.  Also, a reminder at the end of the year as to how much is left, and to get it filed for before the end of the year.<br><br>Mike</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306877">\
	 <div id="dsq-comment-header-21306877" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306877" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306877" href="http://www.mynetnuke.com/" target="_blank" rel="nofollow">dnn</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306877" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306877" class="dsq-comment-message">Quicken never made me happy. If i were Google, i would come along with a fresh product.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306878">\
	 <div id="dsq-comment-header-21306878" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306878" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306878" href="http://finance.andstuff.org/" target="_blank" rel="nofollow">Scott Moonen</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306878" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306878" class="dsq-comment-message">I like the fact that, for basic operations, Quicken is easy to understand and use.  I appreciate the power of Quicken\'s reports, but the reporting interface (at least in Q2005) is very klunky and unintuitive.  In fact, Quicken\'s entire interface seems that way to me.  In this day of drag-and-drop interface widgets, the Q2005 interface is practically set in stone.  But not only is it hard to tweak, it\'s unusually slow!  Overall, however, Quicken does for me pretty much everything I need it to, so I will continue to use it.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306879">\
	 <div id="dsq-comment-header-21306879" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306879" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306879">JB</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306879" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306879" class="dsq-comment-message">Does anyone know if it is possible to track international stocks (specifically on the toronoto stock exchange) in quicken?  I have tried with little success.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306880">\
	 <div id="dsq-comment-header-21306880" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306880" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306880">Tablespork</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306880" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306880" class="dsq-comment-message">I use Quicken for Mac. I hate that it doesn\'t have all the features of Quicken for Windows (401k accounts, some banks are not supported for Mac).<br><br>I like the automatic downloading of transactions, but I wish Quicken wouldn\'t charge the banks. That\'s the only reason my bank hasn\'t converted.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306882">\
	 <div id="dsq-comment-header-21306882" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306882" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306882">BoarderX</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306882" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306882" class="dsq-comment-message">One thing that bugs me in Quicken is that there doesn\'t appear to be a way to delete downloaded transactions. I have a list o 105 transactions that I don\'t want to use. The handling of mutual funds and stocks is also a problem. It\'s just not complete/easy to track stock info.<br><br>I\'m using Quicken Premier H &amp; B 2004, so these issues may have been fixed/enhanced in more recent versions.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306883">\
	 <div id="dsq-comment-header-21306883" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306883" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306883" href="http://moneyliberty.blogspot.com/" target="_blank" rel="nofollow">Curtis</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306883" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306883" class="dsq-comment-message">I\'ve never used Quicken or Money, but I\'ve used GnuCash. I really like GnuCash\'s support for double-entry bookkeeping, so not having that in Quicken would bug me a lot. However, GC doesn\'t have some of the features that Quicken does, so I guess it\'s all a big tradeoff. I prefer the price tag for GnuCash tho. ;)</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306884">\
	 <div id="dsq-comment-header-21306884" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306884" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306884" href="http://inchoaterandomabstractions.blogspot.com/" target="_blank" rel="nofollow">IRA</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306884" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306884" class="dsq-comment-message">When I withdraw cash from an ATM, and download the transaction into Quickent, I have to manually transfer the amount to my Cash Account.  I don\'t understand why the software doesn\'t recognize that cash = cash.  Does anyone have a quick fix for this?</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306885">\
	 <div id="dsq-comment-header-21306885" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306885" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306885" href="http://gpsmoney.blogspot.com/" target="_blank" rel="nofollow">GPSMoney</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306885" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306885" class="dsq-comment-message">I\'ve just recently got started with <a href="http://Prosper.com" rel="nofollow">Prosper.com</a>.  My complaint is that I\'m having payments beginning to come in and I am having a devil of a time getting my accounts set up to handle the individual loans I\'ve made along with the payment portions (principal &amp; interest portions) going back into the Prosper account.<br><br>They need to come up with a better way to handle loans and income streams created by the user instead of focusing on the debts of the user.  Better T-Bill support would be nice as well.<br><br>And then there is the forced upgrade for continuous online access.<br><br>That said I\'ve been using Quicken for nine years now and enjoy it a lot.  I keep an updated net worth graph on my wall at work so I can track of my progress.  One must always know where one stands.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306886">\
	 <div id="dsq-comment-header-21306886" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306886" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306886">Chris Gardner</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306886" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306886" class="dsq-comment-message">It may be me, but I just find the budgeting in Quicken very difficult to use.<br>Also, this may be by design by Intuit, but there does not seem to be a lot of support for Quicken on the web.  Not a lot of how-to/support blogs for Quicken.  Not third party support forums.  Just Intuit\'s official forums.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306888">\
	 <div id="dsq-comment-header-21306888" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306888" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306888">Andy</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306888" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306888" class="dsq-comment-message">I\'ve been using quicken for a year or so, my biggest complaint has been that I\'m unsure with what to do with closed accounts.  I don\'t want them to show up anymore but don\'t want it to change the spending totals.<br><br>Also with budgeting, if my income changes and I adjust the budget then it seems to retroactively apply that, why won\'t it leave previous months alone?</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306889">\
	 <div id="dsq-comment-header-21306889" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306889" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306889" href="http://franksatheisticramblings.blogspot.com/" target="_blank" rel="nofollow">franky</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306889" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306889" class="dsq-comment-message">What I\'ve never liked about MS Money is that it seems to be bloated with too many features.  I didn\'t like that.  I\'ve tried using it and it was just a pain in butt as a result.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306890">\
	 <div id="dsq-comment-header-21306890" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306890" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306890">chamby</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306890" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306890" class="dsq-comment-message">I have used Quicken for over a decade, and I have seen some great features ... and some MSFT-esque bloat in their software as well, which reminds me, life isn\'t fair and nothing is perfect.<br><br>The biggest issue that I have always had is with the budgeting feature.  If you want to track your paycheck deductions, you can\'t have the budget calculator use the net income of your check.  You have to itemize your monthly taxes, etc. as monthly cash flow expenses, which I don\'t see as germane to managing my cash flows.  However, budgeting will work if you only count your paycheck as a net deposit.  Hello!  Who is the mythical user that both uses software like Quicken, and doesn\'t have paycheck deductions?  I brought this up in the last beta with no response. I have posted this question to Intuit, and nothing.  Oh well, just one of the features that I would live by, but can\'t actually use.<br><br>There was a great post on the HSA/Flex spending accounts, and I second that notion.  I have the "Medical Expense Manager" software, but since there is so much double entry between it and Quicken, I don\'t really use it.  Fortunately, it was free at the time.<br><br>One other missing feature (since they keep adding so much) is some type of a mortgage qualification calculator.  Since Quicken tracks all my income and expenses, it would seem pretty simple to use the data to calculate what type of home I could purchase next.<br><br>However, I still stand behind Quicken and remain a loyal user.  Yes, they are trying to arm wrestle the banks and make extra fees, but since I use a national bank, I don\'t see it.  The software is getting bloated and can get slowed down, but so does my operating system with every MSFT "patch".  You just have to take the good with the bad.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306891">\
	 <div id="dsq-comment-header-21306891" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306891" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306891">chris</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306891" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306891" class="dsq-comment-message">I want better online brokerage support.  downloading transactions is more time consuming then manual reconciliation for some firms.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306892">\
	 <div id="dsq-comment-header-21306892" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306892" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306892">Bobby</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306892" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306892" class="dsq-comment-message">I have never used either, but I am surprised there isn\'t a bank (or maybe there is and I am not aware of it) that is trying to differentiate itself from it\'s competitors by offering no fee services for Quicken/Money.<br><br>Washington Mutual (WaMu) is touting itself as a break from the norm as far as banks and how they do business.  Anyone check them out?</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306893">\
	 <div id="dsq-comment-header-21306893" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306893" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306893" href="http://sesj.wordpress.com/" target="_blank" rel="nofollow">Sestos</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306893" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306893" class="dsq-comment-message">My only issue with Quicken is that I wish they could devote as much attention to the MAC version as they do their Windows line.<br><br>I have tried both, and I perfer Quicken, since I can start right off using it and getting more detailed as I go. Money on the other hand has a longer setup time before you can start to use the program in my experience.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306894">\
	 <div id="dsq-comment-header-21306894" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306894" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306894" href="http://www.cashmoneylife.com/" target="_blank" rel="nofollow">Patrick</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306894" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306894" class="dsq-comment-message">I use Quicken, and for the most part, I really like it. I wish there was a better way for govt. employees to track their TSP (govt. version of 401k).<br><br>I only update it a couple times a month. I like to track where I spend and where my investments are, but I don\'t use Quicken for billpay or run any accounts through it. I use it only for tracking.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306895">\
	 <div id="dsq-comment-header-21306895" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306895" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306895">Ryan</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306895" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306895" class="dsq-comment-message">So, I am a twenty-something and have been using Quicken since my college days. I have to say that it is the most valuable program I own. The only problem is that I cannot afford to keep updating the program every time a new version comes out.<br><br>Oh please, oh please.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306896">\
	 <div id="dsq-comment-header-21306896" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306896" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306896">Derek Basch</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306896" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306896" class="dsq-comment-message">I tried out Quicken a few years back but I am just to lazy to use anything beyond my cell phone. So, I now track my finances on my phone only.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306897">\
	 <div id="dsq-comment-header-21306897" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306897" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306897">Matt M</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306897" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306897" class="dsq-comment-message">I couln\'t agree with #7 more, why not support the new QFX format and the old QIF format?  Dropping the QIF format all together just looks greedy.  If the added flexibility of the QXF format is a compelling feature, it will sell itself.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306898">\
	 <div id="dsq-comment-header-21306898" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306898" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306898">Dawn</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306898" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306898" class="dsq-comment-message">I used Quicken for a while but stopped because it felt like too much work. I couldn\'t automatically download information from all of my banks and creditors so I had to download files and import them (often creating duplicates). And then I needed to categorize all the entries in order to produce reports with any value.<br><br>This year I want to become more in control of my personal finances so I may return to Quicken. I just wish it didn\'t feel like such a chore.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306899">\
	 <div id="dsq-comment-header-21306899" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306899" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306899">Dawn</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306899" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306899" class="dsq-comment-message">I wonder if some of problems were because I was using Quicken for Mac.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306900">\
	 <div id="dsq-comment-header-21306900" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306900" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306900" href="http://tawodi.org/" target="_blank" rel="nofollow">Crys</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306900" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306900" class="dsq-comment-message">I use MS Money that came with a Dell I bought in like 2001.  So it\'s an older version but it works fantastic for what I use it for.  It doesn\'t connect to the internet very well, but I use it for personal transactions much like a check register.<br><br>However Quicken seems to be the most beneficial for my church, which is in dire need of a financial software right now.  We originally were looking for Quicken for Non-Profits, but after looking at some reviews, it differs very little from normal Quicken, just a few name changes.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306901">\
	 <div id="dsq-comment-header-21306901" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306901" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306901">KjellMS</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306901" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306901" class="dsq-comment-message">One item that I miss that is not on the list is the ability to use dual dates. One for the actual transaction, and one for reporting. For the most parts, those dates will be the same, but there are instances where you make a payment in one month, but want to report in a different month. Rent is one example. I would also like to see a more robust currency support. When a transaction is recorded in a different currency than the original one, it gets converted with the rate currently in use. If the rate is changing, all of the previous recorded transactions stays the same (and do not change with the updated currency conversion)...  But, I guess those two might not be mainstream requests.. :-)</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306902">\
	 <div id="dsq-comment-header-21306902" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306902" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306902">Tim</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306902" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306902" class="dsq-comment-message">What I\'d like to see is a return of the older investment entering format.  I used to be able to enter "On 5/23/2007, I invented $1 in XYZ fund."  It would handle the rest of the entry (how many shares, etc) by itself and I could then tweak them for whatever rounding was used by the fund company.  After I upgraded to 2006 (and I assume 2007 is still the same), I have to enter each iota of info for each purchase and it has made my automatic investments a pain to enter without signing into my fund account to get all the details.  It seems like it went BACKWARDS (or did I goof an option up that I\'m missing now?!?) on usuability.  FIX IT for 2008, In-twit!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306903">\
	 <div id="dsq-comment-header-21306903" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306903" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306903" href="http://consumerismcommentary.com/" target="_blank" rel="nofollow">Flexo</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306903" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306903" class="dsq-comment-message">This contest is now closed!  The winner will be announced tomorrow.  Please feel free to keep commenting and adding your thoughts for Quicken 2008.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306904">\
	 <div id="dsq-comment-header-21306904" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306904" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306904" href="http://comcast.net/" target="_blank" rel="nofollow">Bean</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306904" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306904" class="dsq-comment-message">Recently financial institutions had to add multilevel authentication.  Intuit has not caught which makes the pin vault and automatic download useless.  I hope this is addressed in 2008\'s version.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306905">\
	 <div id="dsq-comment-header-21306905" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306905" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306905">WerewolfTA</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306905" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306905" class="dsq-comment-message">I know the contest is closed, but I wanted to chime in anyway.  I definitely miss #4 from Money.  If Money hadn\'t dropped pocketpc support, I might very well still be with them.  Maybe not, though.  I didn\'t like the changes from 2004 to 2005.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306906">\
	 <div id="dsq-comment-header-21306906" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306906" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306906">be</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306906" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306906" class="dsq-comment-message">I would like to see better support for e bills/Statements. All my e-bills get logged  online with my bank, but Quicken does not recognize them. I have to set up transactions in Quicken, but some bills do not come at the same time each month so i always changing due dates.<br><br>BofA is getting close to having most functionality of Quicken online with their My Portfolio feature. Now if they can clean up their interface online I may switch only to using my bank.<br><br>I just need one stop shopping for my finances. i do not want to go between different applications.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306907">\
	 <div id="dsq-comment-header-21306907" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306907" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306907">Alex</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306907" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306907" class="dsq-comment-message">After Wachovia started charging me $6 for the downloads, I switched to ING Direct. It is free, quicken-friendly, AND pays 4% on checking</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306908">\
	 <div id="dsq-comment-header-21306908" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306908" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306908" href="http://kenkolano.com/" target="_blank" rel="nofollow">Ken Kolano</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306908" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306908" class="dsq-comment-message">I keep waiting for US Savings Bond support.  I have a slew of them from my youth, and tracking them in Quicken currently is a major pain. It\'s extra annoying now since they make up such a small part of my portfolio, but its seems to be as hard to keep track of them as it was <br><br>To do so, one must enter each as a separate security, add each again in an account, then enter each yet again into the US Treasury\'s Savings Bond Calculator, then enter value data for each security, then possibly a go through again to add additional entries for each if a reasonable recent history is desired (i.e. not have a large unrealistic jump at the time values are entered).<br><br>It would seem so simple for Quicken to just understand the few different bond types and the rules for each to automate all the above to a single set of entries based simply on purchase date and ammount.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306909">\
	 <div id="dsq-comment-header-21306909" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306909" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306909">Paul Lebo</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306909" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306909" class="dsq-comment-message">I agree withe the person that previously complained about MS Money and Quicken desired file format, having to obtain from the  banks the data directly and paying a ridiculous charge for it, probably because MS and Intuit are charging royalty fees to the banks.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306910">\
	 <div id="dsq-comment-header-21306910" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306910" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306910">Sam</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306910" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306910" class="dsq-comment-message">I depend very heavily on Quicken to track my net worth and retirement. Overall, I like the software and it saves me a lot of time. Here are the things I do not like:<br><br>- That they charge for BillPay. Since I pay for the software and for upgrades regularly, I don\'t see why I should pay another recurring charge. So I pay bills through my bank which is free.<br><br>- The downloads tend to be problematic. I often run into issues when my bank posts the transactions a day later than my mutual fund account. The placeholder transaction generation functionality is very poor and almost always gets it wrong. With my bank and my credit union I have ongoing download issues although it works like a charm with my credit cards.<br><br>- I agree with the person that restricted stocks and performance unit tracking is sub-standard.<br><br>- I don\'t like the reporting interface at all especially reporting investing returns. <br><br>- I also agree that the performance is way too slow for this day and age. The UI is non-standard and chews up too much real estate.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306911">\
	 <div id="dsq-comment-header-21306911" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306911" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21306911" href="http://ChristianPF.com/" target="_blank" rel="nofollow">ChristianPF</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306911" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306911" class="dsq-comment-message">every couple years or so I give money and quicken a try - but like your point #2 - I still have not been able to get the entire process automated. Last time, it was because they didn\'t have my credit union listed. So, I will probably give it another go in 2008 to see if they have gotten to a completely automated process where I will not have to type any transactions in - we shall see...</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306912">\
	 <div id="dsq-comment-header-21306912" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306912" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306912">Sput</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306912" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306912" class="dsq-comment-message">I would like to see a straight forward method for tracking annuities.<br>Also can the Mac 2007 version be improved to the look and feel of the PC version?  The converting/ importing from Windows to Mac COULD definitely be revised. I lost the historical mortgage data with the conversion along with bring forward data inaccurately for my credit card accounts creating a major problems with the checking account payments.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306913">\
	 <div id="dsq-comment-header-21306913" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306913" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306913">debbie</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306913" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306913" class="dsq-comment-message">So you aren\'t having a problem with quicken downloading transactions more than once? Whenever I update my bank accounts, it seems some of the transactions are literally downloaded twice, and if I don\'t go thru and check each one I end up with a really wrong balance!<br><br>Can\'t seem to make it work for me.<br>Plus I use paypal for 90% of my business transactions and that is a complete disaster with the auto update in quicken. It just does not work!  I\'m very disappointed b/c reading the quicken box, this software was what I needed- but it just doesn\'t seem to do what it said it could.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306914">\
	 <div id="dsq-comment-header-21306914" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306914" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306914">Jim</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306914" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306914" class="dsq-comment-message">Have used Quicken for over ten years and purchased the 2008 upgrade in mid March.  I have had 2 corruptions of the data in the last two weeks.  (I am the only user of the PC and there have been no changes other than the upgrade).  The last re verification lost considerable data.<br><br>Beware.  I\'m going back to 2007 since I\'ve made very few entries so little time lost at this point.  Something is very much wrong.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21306915">\
	 <div id="dsq-comment-header-21306915" class="dsq-comment-header">\
	 <cite id="dsq-cite-21306915" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21306915">Liz</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21306915" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21306915" class="dsq-comment-message">I would like to get Quicken.  I have plans to start up a business in 2009 and need quicken by the new year so my accounting person can learn how to use it.  Hopefully it will work for a dog kennel/ranch enviroment.  It is so expensive that I would really like to win one.</div>\
	 </div>\
	 </li>\
	 </ul>\
';

(function() {
	
	





Dsq.Debug.profile(function() {
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	}
	Dsq.$(Dsq.curPageId).innerHTML = Dsq.$(Dsq.curPageId).innerHTML.replace(Dsq.COMMENTS_RE, Dsq.CommentsHandler);
}); // Dsq.Debug.Profile

// HACK: Resetting cache because we're done with.
Dsq.Utils.gebiFromElementCollectionCache = null;


	
	
	var dsq_styleEl = document.getElementById(disqus_container_id);
	var dsq_anchorEl = document.getElementsByTagName('a')[0];
	
	Dsq.Thread.fc = Dsq.Utils.getStyle(dsq_styleEl, 'color');
	if(dsq_anchorEl) { Dsq.Thread.ac = Dsq.Utils.getStyle(dsq_anchorEl, 'color'); }
	Dsq.Thread.ff = Dsq.Utils.getStyle(dsq_styleEl, (Dsq.Utils.ie || window.opera ? 'fontFamily' : 'font-family'));
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	Dsq.Thread.ac = encodeURIComponent(Dsq.Thread.ac);
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			Dsq.frames['reply_0'].init(function() {
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				Dsq.Iframes.showReplyIframeInContainer(Dsq.$(Dsq.Templates.addPostContainer), null, {theme: theme});
				// if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE(); }
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			// DEPRECATED
			Dsq.Iframes.showReplyIframeInContainer(Dsq.$('dsq-post-add'));
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	if(document.location.hash != '') {
		document.location.hash = document.location.hash.substring(1);
	}

	Dsq.Popup.showCookieMsgs();

	
	if(document.location.search != '' && location.hash != '#disqus_thread') {
		var reply_id = Dsq.Utils.getRequestParams().dsq;
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	if((typeof OB_Script != 'undefined') && (typeof OB_versionNum != 'undefined')) {
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	// Private
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		timer = setInterval(obj.heartBeat, 100);
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		running = false;
		clearInterval(timer);
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	// Public
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		this.heartBeat(); //!
		if (!running) {
			startTimer();
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	obj.heartBeat = function() {
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			stopTimer();
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// also used in embed_thread.js:
window.fbIsReady = function () {return window.FB && FB.init;};
// NOTE: This script gets executed again without threadEl
//       set when we are loaded again as the fbc_receiver.
//       In this case, we don't need the hidden container.

if(!window.FB || !FB.init) {
	if(window.Dsq && Dsq.container) {
		// container is not present when init.js is loaded from an xd-receiver iframe; in this case,
		// we don't need the FB_HiddenContainer anyway.
		var fbDiv = document.createElement('div');
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		fbDiv.style.position = 'absolute';	// This is intentionally not setting display to none as this breaks
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		fbDiv.style.left = '-10000px';
		fbDiv.style.width = '0px';
		fbDiv.style.height = '0px';
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	var fbJS = document.createElement('script');
	fbJS.type = "text/javascript";
	fbJS.src = "http://static.ak.connect.facebook.com/js/api_lib/v0.4/FeatureLoader.js.php";
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	ExecuteWhen.add(window.fbIsReady,
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			// HACK: This is a workaround FBC's single domain limitation by
			//		 allowing sites to create multiple forums with different
			//		 Facebook API keys.  This must be used in conjunction with
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				{fetchSignedPublicSessionData: true});
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}


	


if(typeof(disqus_callback) == 'function') {
	var callback_params = Dsq.Utils.getRequestParams()['dsq_cbp'] || null;

	// We don't care about any errors in third-party code
	try {
		disqus_callback(callback_params);
	} catch (x) {
		if (typeof(console) != 'undefined' && typeof(console.log) == 'function') {
			// But it would be nice to let developers know about them
			console.log(x);
		}
		// pass
	}

	// HACK: We don't know if the callback wraps our container, which may
	// possibly result in a new DOM element.
	Dsq.container = document.getElementById('dsq-content');
}

})();




