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"timestamp": "2009-11-28_23:47:51", "remote_domain": "", "page": 1, "is_moderator": false, "display_username": "", "points": null, "subscribe_on_post": 2, "moderator_can_edit": false, "is_remote": false, "is_verified": false, "missing_perm": null}, "realtime_paused": false, "posts": {"21594049": {"up_voted": false, "ip": "", "has_replies": false, "message": "Today I finished my 3 day seminar on Launch Your Business.  I knew going in there would be the promotion of more education.  I found the three days to be very beneficial and loaded with a great deal of information about business building and, yes, real estate investment ideas!  No, i did not sign up for more education.  Yes, they promoted furthering your financial education strongly but no undo pressure at the end when I said \"no thank you\"!<br><br>I found the presenter to be personable, capable and genuinely interested in the betterment of all those attending the class--she even recommended to a few in the class that they needed to work on some areas of their life and finances and not consider taking any classes at this time.<br><br>I recommend you do your due diligence about your own motives and expectations of this seminar \"before\" attending.  Don't blame them if you thought you were going to become a business success with only a three day $495 investment--won't happen for you and hasn't happened for anyone else!  Success in all areas of life demands much more from us!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-11-01_22:41:36", "killed": false, "user_key": "0990244bf073922841cd4ff6fb98ed1e", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "11/01/2009 10:41 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307792": {"up_voted": false, "ip": "", "has_replies": false, "message": "I have absolutely no respect for Robert Kiyosaki.  He's one of the so-called \"expert\" columnists on <a href=\"http://finance.yahoo.com\" rel=\"nofollow\">http://finance.yahoo.com</a>.  However, if you actually read any of the \"articles\" that he puts out there, you'll see that he doesn't have any worthwhile ideas.  I'm convinced his whole motivation/goal is just to sell more books and tickets to seminars.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-14_10:29:11", "killed": false, "user_key": "c8c6acf7584700d8e31f557c0e5ced27", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/14/2007 10:29 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 1, "author_is_creator": false, "is_realtime": false}, "21307793": {"up_voted": false, "ip": "", "has_replies": true, "message": "I think there's a good way and a bad way to take Kiyosaki.  I like some of his non-conventional thinking and the way Rich Dad, Poor Dad made me challenge some of my assumptions about money.  All that having been said, most of what he says (vague as it is) about real estate is fluff.  He made his money writing books and giving seminars, not investing in real estate.  I'm sure he did alright but it's hard to track down his 'real' property holdings, and very easy to walk into a Barnes &amp; Noble and see copies of RDPD.<br><br>That money would be better spent on getting a real estate license or even better as part of down payment on a real estate investment.  Or buying $1000+ worth of real estate law/etc. books.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-14_15:32:32", "killed": false, "user_key": "195778f867ea439e98878ab06d70c35f", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/14/2007 03:32 PM", "approved": true, "num_replies": 1, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307794": {"up_voted": false, "ip": "", "has_replies": false, "message": "My sister and brother-in-law are huge followers of Kiyosaki. They have the board game, a mentor and have spent at least $10k in seminars (and travel to the seminars).<br><br>Unfortunately, they will also be filing for bankruptcy in the next 30 days because of an extremely ill-advised decision to buy a failing business and use their home as collateral. They will be leaving their home of 11 years.<br><br>They were financially secure until they tied up with their Rich Dad mentor. Caveat emptor, due dilligence and all that but brother-in-law's dad passed on several years ago and the mentor preyed upon that - \"Your dad would have wanted you to do this\". I found that to be very shady and unethical yet I'm frustrated that my sister and her husband fell for it. <br><br>They were planning to start a family this year. Guess they'll have to wait till they rebuild.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-14_19:36:39", "killed": false, "user_key": "f59bc5e472fc3b0d579c31a0fdba21e2", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/14/2007 07:36 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307795": {"up_voted": false, "ip": "", "has_replies": false, "message": "This is a website to check out on Kiyosaki. It says it all.<br><br><a href=\"http://www.johntreed.com/Kiyosaki.html\" rel=\"nofollow\">http://www.johntreed.com/Kiyosaki.html</a>", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-14_21:21:18", "killed": false, "user_key": "0d8511b65d447e20d7b362b37288affe", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/14/2007 09:21 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307796": {"up_voted": false, "ip": "", "has_replies": false, "message": "I like Kiyosaky's books - I have them all. But I wouldn't buy a ticket for his seminar - I had the money but I think it just doesn't worth them.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-14_21:41:36", "killed": false, "user_key": "242666b03c09c156ffa188fdab31febe", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/14/2007 09:41 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307797": {"up_voted": false, "ip": "", "has_replies": true, "message": "Brip Blap said:\"I think there\u00c3\u00a2\u00e2\u201a\u00ac\u00e2\u201e\u00a2s a good way and a bad way to take Kiyosaki. I like some of his non-conventional thinking and the way Rich Dad, Poor Dad made me challenge some of my assumptions about money.\"<br><br>I so agree with this statement.  I've read a few of Kiyosaki's books, I've even played the \"Cash Flow\" game and I can say that he has changed some of my thinking of wealth, work and money.  <br><br>Yes, the information in his book is rudimentary to the \"financial savvy\" and the people that go all-out and make his \"message\" akin to \"the Church of Personal Finance\" ARE a kind of . . . strange (for a lack of a better term).  But there are people out there (pointing at me) who really had no clue that they were actually IN the \"rat race\", who were indoctrinated in the \"get a job and the boss/union will take care of you\" philosophy. <br><br>He was really by spring board to educate myself on personal finance and wealth-minded topics and creating my own life.  I think where others went wrong was their \"reliance\" on him and only him for their financial well-being.  They kind of transferred their reliance on \"the boss\" to their reliance on Kiyosaki and his methods, instead of making a unique (personalized) path for themselves.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-14_21:46:31", "killed": false, "user_key": "21f017089b7bdf323fb2c3753cb8e0bc", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/14/2007 09:46 PM", "approved": true, "num_replies": 1, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 1, "author_is_creator": false, "is_realtime": false}, "21307798": {"up_voted": false, "ip": "", "has_replies": false, "message": "Funny that you mention Landmark: my brother-in-law is a big believer in their \"courses\". In the spirit of open-mindedness I went to one of the guest-invitationals and tried to get it, but I just don't. Apart from the courses, at least they aren't telling people to go out and take financial risks without proper instruction. Pretty harmless New Age religion, as far as I'm concerned.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-16_13:39:56", "killed": false, "user_key": "cd6adb61088c011848f3072903c996da", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/16/2007 01:39 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307799": {"up_voted": false, "ip": "", "has_replies": false, "message": "Landmark is a very controversial group that has nothing to do really with education or business <br>See this link before you let them mess with your mind or your business.<br><a href=\"http://www.rickross.com/groups/landmark.html\" rel=\"nofollow\">http://www.rickross.com/groups/landmark.html</a><br><br>I noticed the last few days many posts/blogs like this.<br>This is just a sub-rosa campaign to get an interest going.<br>It is really a part of LE\u00c3\u00a2\u00e2\u201a\u00ac\u00e2\u201e\u00a2s lack of full disclosure.<br>Pretty much in truth spam", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-16_14:33:37", "killed": false, "user_key": "103b4965adfe6203a53f39371c6ed4a5", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/16/2007 02:33 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307800": {"up_voted": false, "ip": "", "has_replies": false, "message": "Kiyosaky teaches just some very basic principles in savings and investment.  However, in reading this post, and some of his works, I would agree that much of his strategy is to stay rich by teaching students esoteric basics.  In looking for practitioners and mentors to follow in each field of investment, I would look to the industry and the communities around them.  Investing in foreclosure and real estate is a hot topic online and there are some great resources out there.<br><br>-4MySales", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-17_02:19:41", "killed": false, "user_key": "7580ae3a6df5555e51b4462b962caf74", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/17/2007 02:19 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307801": {"up_voted": false, "ip": "", "has_replies": false, "message": "His workshops are full of crap but you gotta admit he's got a lot of people convinced.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-21_20:03:59", "killed": false, "user_key": "7a4d383e4b88eb74118824f998f68f6c", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/21/2007 08:03 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307802": {"up_voted": false, "ip": "", "has_replies": false, "message": "I've noticed reading the comments to RK's yahoo column that he has a group of true believers who think the most trite and often wrong analysis from RK is wisdom from heaven.  I have a better understanding of his followers now that I have learned that some have paid thousands to attend his seminars.  Their need to believe that RK is insightful is a psychological defense to avoid facing the fact that they have wasted alot of money", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-27_21:35:59", "killed": false, "user_key": "aeb31ae75b73943864bfb9ef364f6915", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "Yesterday 09:35 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307803": {"up_voted": false, "ip": "", "has_replies": false, "message": "rich dad poor dad is horrible. I love the tactics these ripoff conventions use. $500 \"discount\" prices... give me a break.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-07-28_02:25:22", "killed": false, "user_key": "2a71ee47c3878fdb656e435844ce6674", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/28/2007 02:25 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307804": {"up_voted": false, "ip": "", "has_replies": false, "message": "Ugh!  My husband went to the free seminar and he got sucked into paying the $500 for the 3 day seminar.  A lot of the time during the three days was spent selling the advanced seminars which can range from $5000 - $50,000.  The whole thing is a HUGE scam.  The instructor even had everyone call their credit card company during the first day to find out how much you could raise your limit.  Then in day two he suggested that the way to finance the very expensive advanced courses is to of course use your credit card!  We hardly learned anything useful and teh whole experience was just frustrating!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-08-04_20:47:07", "killed": false, "user_key": "60c21fcd38df0b3dbaf1d5d133a23ea1", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "08/04/2007 08:47 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307805": {"up_voted": false, "ip": "", "has_replies": false, "message": "I agreed with you, Emily I think we went to the same seminar in LA. haha..", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-08-04_23:50:19", "killed": false, "user_key": "bdbb739c0a6b18e5418d0c129adf4bce", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "08/04/2007 11:50 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307806": {"up_voted": false, "ip": "", "has_replies": false, "message": "The fortune-in-real-estate crowd is fast being relegated to the back burner. The sub-prime mess has served as an open invitation to con men of every ilk to get into this field, at every level.  And, they are doing so.  Check it out.  The newest twists in this \"game\" are frightening.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-08-06_23:17:10", "killed": false, "user_key": "202e044d260ded81fcc9c05f4c249431", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "08/06/2007 11:17 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307807": {"up_voted": false, "ip": "", "has_replies": false, "message": "Wow...   I thought I was the only one who learned this at the seminar in Silver Spring Md on Aug 17-19.  At least I was smart enough to raise my limit but passed on using it for the 37945 cash flow certifacte/with mentor.  on site offer was a bargin 23,990 price. Though a new car would be a better investment.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-09-06_15:32:13", "killed": false, "user_key": "842f67a916a04e99d282c2c6fcaef4ca", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "09/06/2007 03:32 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307809": {"up_voted": false, "ip": "", "has_replies": false, "message": "Anyone attending the 1 day or 3 day event and purchase additional training products, offered by Rich Dad Academy &amp; Wealth Intelligence Academy are provided a bill of sale and notice of cancellation slip to use.  They are not provided the fax# required to cancel their agreement in the Florida jurisdiction where this contract binds the student.<br><br>The following documentation below describes the last 72 hours I have spent trying to obtain information from this company in order to cancel and confirm enrollment,  membership, financial obligations, return all materials provided, return software <br><br>(my 15 year old son opened and installed on his personal computer) to this company.  To cancel this transaction they suggest using certified or registered mail.  They fail to inform the consumer the cancellation must be faxed to cancel the transaction.  <br><br> <br><br>9/5/07 I attended a free one day seminar from Rich Dad Education.  I was required to pay $495 and sign a contract that I received cds &amp; workbooks in order to attend a 3 day workshop to follow.<br><br> <br><br>Rich Dad Education wrote in their contract a no cost 6 month trial Fast Track membership that will expire on ___ (no date entered). They also list a renewal of the membership prior to the date of expiration at the current renewal fee. This area is also blank with no renewal fee indicated.  <br><br> <br><br>10/05/07 At the 3 day workshop I purchase but then decide to cancel additional training classes but their staff informs me they can not reverse any transaction purchases to their advanced training classes and that I must use their Notice of Cancellation within 3 business days to cancel.<br><br> <br><br>10/08/07 A national holiday in Canada (where I live) forces me to wait until day 2 to cancel this transaction by their suggested certified or registered mail.  They fail to inform the consumer the cancellation must be faxed to cancel the transaction.  <br><br> <br><br>10/09/07 I expedite by certified mail requiring a signature to Rich Dad Education at 1612 East Cape Coral Parkway Cape Coral, FL 33904.  I call their toll free number listed on the cancellation contract 1-800-978-8068 but I am told I have reached their Utah office not their Florida office.  None of the phone agents will give me their name, a fax#, business location or employee id for my tracking records.  I spend several hours calling all their company numbers provided asking for a fax# to send my cancellation but they all tell me they do not have a fax and they give me another phone number to try.  Every phone number I am told the same thing that they do not give out their fax# their own full name, mailing location, fax numbers or company employee number for my tracking records.  When I ask for a return authorization or a confirmation # , again all the agents repeat the same thing they do not give out their name, confirmation # etc.  I call my credit card company and they inform me the $34,059.46 status is in pending and would not be posted by the merchant for several more days.  I call Rich Dad back to inform them I have cancelled by certified registered letter and the agent hangs up.  I call back and they hang up again.  When I call my credit card company they tell me the charge posted against my account.  I immediately put the amount in dispute and closed the card.<br><br> <br><br>10/09/07 UPS 519-977-0404 cancellation notice signed by Suarez at 10:26 a.m. I call the company to ask to speak with Suarez and I am told that is a women but she is not available.  I ask the agent for her name but he tells me he can not give her name or a direct number for me to call.  When I call back another agent tells me Suarez is a man and no longer with them.<br><br> <br><br>10/10/07 I send two more registered cancellation letters and several faxes to several different locations and fax phone numbers that I have identified from my research through their incorporation articles.<br><br> <br><br>I call 1-877-817-7377 to cancel any software package membership they want to activate after a 15-day free trial period.  The agent Tom and his supervisor Rhett will not give me their full names, a fax#, their building location or any information to mail my cancellation.  Eventually they give me a California address that I can not confirm even exits or is registered to the Rich Dad company as they will not give me a phone number to that location.<br><br>  <br><br>When I call to cancel any membership renewal obligation I am given many different phone numbers to call for my cancellation notice in many different states (California, Utah, Florida, Texas). When I call the phone agents will not give me their full name or employee #for my records or a fax # for me to use so I can send the cancellation.  I ask for a mailing address to return the workbooks and they tell me they will email me instructions and mail a return authorization# letter. I ask for a mailing address so I will return materials but they tell me they do not know the mailing address.  When I ask about the fax cancellations that I have sent Stephanie (who will not give her last name) tells me they process their faxes on Thursday. I point out to her that processing fax cancellations on Thursday is outside of the 3 day cancellation window. I sent a cancellation on day two and day three in order to cancel a $34,059 training course with a registered certified cancellation carrier that recorded signature 'SUAREZ'.  When I call again to speak to this individual no one knows who this is or who signed for this package delivery.  They now tell me no one works there by that name.  I have witnesses and the UPS store manager placed the cancellation document into the sealed envelope before expediting it to the office they provided.  I have spent almost 20 hours in two days on the phone and no one will give me confirmation.  They tell me they do not know their mailing address or their supervisors name or the CEO of their company name.  No one will send me an email confirmation and no one will give me an answer to the status of my cancellation refund and who is the employee that signed for the registered package.  Rick Ludwitz tells me Aldolpha Suarez signed for my package and to watch my email for instructions.<br><br> <br><br>UPS Faxed cancellation notice to Rich Dad Education and Equimine software &amp; Wealth Intelligence Academy. (See documents attached) Agent tells me the Equimine web site is under construction and not available.  <br><br> <br><br>Tom Jenkins 1-877-817-7377 tells me he has cancelled software membership.  I ask for a fax# but he says he can not give that out, he does not know his building location for me to mail and he does not know the CEO name of his company.  He will not tell me anything to help confirm the software monthly billing and the fast track membership is cancelled.<br><br> <br><br>This company does business under many names at the same location: <br><br>Rich Dad Education <a href=\"http://www.richdad.com\" rel=\"nofollow\">www.richdad.com</a> or <a href=\"http://www.richdadeducation.com\" rel=\"nofollow\">www.richdadeducation.com</a><br><br>Wealth Intelligence Academy <a href=\"http://www.wiaacademy.com\" rel=\"nofollow\">www.wiaacademy.com</a>  or <a href=\"http://www.wia.com\" rel=\"nofollow\">www.wia.com</a> <br><br>Whitney Information Network Inc <a href=\"http://www.wincorporate.com\" rel=\"nofollow\">www.wincorporate.com</a> 239-542-0643<br><br>Whitney Education Group, Inc 239-542-0643  <br><br>1612 East Cape Coral Parkway Cape Coral FL 33904 <br><br>1-800-978-8068 (Stephanie tells me this number rings to their Utah office)<br><br>1-800-570-2050 (Stephanie tells me this number rings to their Florida office)<br><br> <br><br>Rich Dad\u00e2\u20ac\u2122s Corporate offices<br><br>CashFlow Technologies Inc<br><br>4330 N. Civic Center Plaza Suite 100<br><br>Scottsdale, AZ 85251<br><br> <br><br>Many of these numbers I called more than once trying to cancel all financial and future charges.  I have made over 45-75 calls during a 72 hour period.<br><br> <br><br>Phone Numbers that I have called to confirm cancellation with no luck:<br><br>1-800-978-8068 (Stephanie tells me this number rings to their Utah office)<br><br>1-800-570-2050 (Stephanie tells me this number rings to their Florida office)<br><br>1-800-741-7877 Building Wealth<br><br>239-540-6575 Corporate Headquarters asked what position I am interested in?<br><br>1-800-238-0741 Building Wealth<br><br>1-800-956-0656 Attendance Training<br><br>1-800-916-0011 (This agent tells me she is a telemarketer who processes orders located in west Phillipines outside of the United States)<br><br>1-800-570-2070 Wealth Intelligence Academy<br><br>1-866-302-8058 Teach me to trade<br><br>1-888-831-6866 Whitney Information Network<br><br>1-800-317-3905 The Company<br><br>1-800-308-3585 Rich Dad<br><br>1-800-317-3905 Agent Dave tells me this number is Rich Dad The Company and all product returns are handled at the Scottsdale Arizona location<br><br>1-800-570-2070 WIA<br><br>1-800-978-8068 Rich Dad Education<br><br>1-800-238-0741 Rich Dad Education<br><br>1-877-817-7377 Real Estate Success<br><br>1-800-701-7877<br><br>512-463-222 Tim Menor Texas Workforce commission<br><br>1-800-741-7877 Texas students<br><br>1-866-302-8058<br><br>1-888-831-6866<br><br>1-800-741-7877<br><br>1-800-317-3905<br><br>1-800-570-2050 Agent Tom Jenkins tells me my CUID# is 28167 when I call back the next agent does not know what a CUID # is and tells me they do not give them out.<br><br>1-866-601-6152 Whitney Canada The conference hotline select #2 for Rich Dad<br><br>1-800-741-7877 ext 6110 Rick Ludwick Building Wealth offered a $20,000.00 discount if I will not cancel the contract.  He tells me Aldolfo Suarez signed for the cancellation package.  When I call back he is angry with me and asks why I called back within 20 minutes and spoke to James Turner right after I had spoken with him on the cancellation.<br><br> <br><br>Rick Ludwick calls and leaves a message for me to call him back at 1-800-978-8068 ext 6110.  I do not return his call as an earlier conversation he gave me another number at the same extention.<br><br> <br><br>10/11/07 I leave a message with Rick Ludwick and Paul Shwenwin to call me back.<br><br>1-800-240-0434 Rich Dad coaching Paul Shwenwin ext. 32826 calls back wanting to setup an interview to join their mentoring for over $5,000.00 when I ask him to contact Stephanie on the cancel confirmation he tells me he does not know her.<br><br>He goes on to tell me Rich Dad Education has contracted Wealth Intelligence Academy but that they are two different companies.  (I do not ask him why the two bills for each company give the same exact address.)<br><br> <br><br>Three fax# confirmations sent see attachment documenting they were sent the cancellation notice 801-269-5178, 1-239-443-1997, 1-239-540-6569<br><br> <br><br>10-11-07 spoke with Anthony who told me the Fast Track Program membership I am trying to cancel (but can not get a confirmation) is a quick way to learn educational conferences lasting 2hr at a yearly renewal of $500 cost to stay with the program", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-10-12_21:09:20", "killed": false, "user_key": "ed014c8ca4e7fe0daec05eed42e30953", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "10/12/2007 09:09 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307810": {"up_voted": false, "ip": "", "has_replies": false, "message": "Many years ago I went to a Russ Whitney seminar in New Jersey.  On the board they had a testimonial from someone who had used their real estate program.  Included was that person's address in Cape Coral, FL.  Since I was moving to Cape Coral, I did some research and found out that the address did not exist. Lee County, FL has a website that gives you info on all the properties in the county. (<a href=\"http://www.leepa.org\" rel=\"nofollow\">www.leepa.org</a>) If you type in 1612 East Cape Coral Parkway, you get an error message that no such property exists.  If you do a search on a mapping program, that address does come up in the general vacinity of the Russ Whitney Education Building on Cape Coral Parkway.  Why they don't use a legitimate address is unknown.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-10-14_10:04:23", "killed": false, "user_key": "a4b1af64ee0fca976e0f40adb14a295b", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "10/14/2007 10:04 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307811": {"up_voted": false, "ip": "", "has_replies": false, "message": "My wife and I are eternal optomists!  The rest of what follows is my experience and my humble opinion.  We attended the freebie seminar and I swore I would keep my hands firmly in my pockets, but these modern day snake oil salesmen got me and the missus to pony up the $495.00 for the 3-day course.  We received a purple bag filled with most of the content that we would ever receive for our $495.  The 3 day seminar is about as contrived as most people have alluded.  I predicted most of what happened and I still bought an expensive advanced package (more on that later)!!!  Our instructors were motivational speakers, they were polite, respectful and inspirational!  The three days were not a waste of time, if you take it for what its worth.  For us it was a catalyst to take action.  The 3 days can be broken down roughly as follows: 1/3 motivational, 1/3 sales pitch, and 1/3 reasonably solid content.  So I figure with the purple bag of materials, the inspiration and about one day of real-estate strategy overview, yeah, it was worth the $495.00... For those with unrealistic expectations that they were going to get a detailed education on all aspects of real estate, I can understand the dissapointment, but they should examine their own expectations.  For those who expected three solid days of real estate content, I can also understand empathize with the frustration.  <br><br>With respect to the WIA courses... I wanted to take advantage of the \"bargain,\" but didn't have the time or means to execute my due dilligence.  So after a bit of due dilligence, a whole lot of buyer's remorse, and having what I call my \"Kaiser Sose\" moment, My wife is currently driving home to Miami from Cape Coral with our copy of the Notice of Cancellation signed and dated by the recipient after being hand-delivered to WIA's Cape Coral Office.  We remain motivated, but there is more than one way to skin this cat, and going deeper into debt is ironically contrary to Rich Dad's teaching and just plain counterintuitive!!!  I wish my former classmates all the best!  Before we left, they made us promise not to quit: we are not going to quit!  <br><br>Regarding my \"Kaiser Sose\" moment.  this is a reference to the moment in the film The Usual Suspects where the cop flashes back and puts together all the clues that Kevin Spacey's character was feeding him to paint a compelling picture of a lie.  I can't say WIA is selling a lie, after all I didn't take the courses.  Nevertheless, I concur with the occurrence of all the small manipulations that I have read about this 3 day seminar.  But the one which resonated with me the most was \"take the next 3 days off of real estate, your brain is a mess,\" and \"call to set up your courses on Wednesday.\"  along with all the other small manipulations, the fact that putting this out of our minds for three days effectively nullifies our 3-day right of recision was one manipulation too many!  I just hated the feeling of having been finessed and sold!  <br><br>I had half a mind to call my classmates to see where their heads were at, but for one i'd rather not be hit with a law suit for tortious interference with a contract, and two, they left feeling positive and that is the right headspace to be in.  For me, I feel positive knowing that I am beginning my own bold new education without being out of pocket $35K!!!  <br><br>I really have no agenda, but if explaining my experience is helpful to anyone, then you are welcome.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-10-23_14:09:31", "killed": false, "user_key": "ee67625ef0fbb04e17767d43d3092afa", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "10/23/2007 02:09 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307812": {"up_voted": false, "ip": "", "has_replies": false, "message": "I am heartbroken.  I have trusted RK for the last 6 years.  While I believe that reading RDPD changed my thinking about life, opportunities and money, I can not believe that RK has partnered with Russ Whitney.  I have read that Whitney was convicted of armed robbery and felony hit and run.  I have never respected Russ Whitney.  I just returned from Day 2 of the 3 day seminar.  My husband and I were ready to make an investment in our financial education until I googled Wealth Intelligence Academy and found an abundance of articles on <a href=\"http://www.ripoff.com\" rel=\"nofollow\">www.ripoff.com</a> about their SCAM.  Save your money and avoid the FREE seminar at all costs.  While I have learned some tidbits over the last two days, I am saddened that RK would sell out like this.  The worst thing is that the course material is verbatum to what us taught in the old Russ Whitney seminars still listed on <a href=\"http://www.russwhitney.com\" rel=\"nofollow\">www.russwhitney.com</a>.  They didn't even bother to change the course names...how lazy and sleezy.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-11-10_22:53:12", "killed": false, "user_key": "7b9f726e4223958eec07bba8c4dc3af3", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "11/10/2007 10:53 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307813": {"up_voted": false, "ip": "", "has_replies": false, "message": "I've read one book of RK.  As an accountant, and business person (as I would like to see myself) I agree with a lot of the basics mentioned in the book.  <br><br>For those who hate RK, cut him some slack.  He is a businessman, who saw an opportunity and is riding the wave.  He did what most other successful businessmen did ... and no one said you HAD to follow him.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-11-28_23:29:43", "killed": false, "user_key": "fbae7689f62bf280d9222fd2e91f1284", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "11/28/2007 11:29 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307814": {"up_voted": false, "ip": "", "has_replies": false, "message": "Allright, so I issued comment #21. You'll recall that we exercized our 3 day right of recission, and my wife drove the Notice of Cancellation over to Cape Coral from Miami.  A few days later we were called and they set up a conference call up for me and my wife for them to offer us other packages that were not available at the seminar.  We had a conference with the \"opener\" who buttered us up... getting us saying \"yes.\" It was getting late so I asked if we could put off the next sales guy until the following day.  Bottom line was that my wife and I resolved to say \"can we sleep on it.\"  I repeatedley told the guy that if he had to close this deal tonight then, it was not going to happen.  He told me when you have a good RE deal you have to jump on it, and that we must not be serious about our education.  He was getting rude, and I couldn't abide it.  I tlod him that I've thought longer about spending $100.00, and certainly he wouldn't begrudge me 24 hours to part with $17K.  He was carrying on about how if my education was important the amount of money shouldn't matter.  I told him that if the amount of money didn't matter then why not offer me the course for $1K... because the amount of money always makes a difference!!!  my eyes were wide open to the cheap psychological tactics.  <br><br>After trying to give me a massive wallet-ectomy, he then told me that he has other less expensive programs, but then informed me that he has not yet invited me to be a part of the team... to wihich I sarcastically responded, \"well now I gots to have me some of that.\"  He carried on for a while and I told him if he wants to ewxplain other programs, I would like to sleep on it.  He was audibly frustrated, and practically hung up on me... what a jerk!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-11-29_16:55:52", "killed": false, "user_key": "ee67625ef0fbb04e17767d43d3092afa", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "11/29/2007 04:55 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307815": {"up_voted": false, "ip": "", "has_replies": false, "message": "If everyone were \"investors\" and speculators, as the Rich Dad mindset seems to be, we'd all be hustling each other with giant Ponzi schemes and doing our best to screw over the other guy before he notices that NOBODY is producing anything of value.<br><br>Oh, wait, welcome to the freaking U.S. economy.  Investors and Wall Street will be the death of us all.  The ONLY way to build wealth is to not spend money.  That means work hard, and live within your means.  It's not rocket science.  \"Making your money work for you\" and other such euphemisms are marketspeak for \"make somebody else work and suck your living from their sweat\".  That's what investors are; financial vampires.  That only works for as long as the cattle are happy and nobody bothers to look behind the curtain.<br><br>\"Savers are losers\" seems to be a key of the Rich Dad mantra, or at least the advertisements.  Yup, they are losers, but only because the &amp;*$% investors are sucking them dry.  Welcome to the new serfdom.<br><br>I don't despise these sort of scammers because they are rich, I loathe them because of how much damage they are causing.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-12-04_20:03:03", "killed": false, "user_key": "c5da9f55f7adc4a9d547fe0c89ca9e1c", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "12/04/2007 08:03 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307816": {"up_voted": false, "ip": "", "has_replies": false, "message": "It reminds me a lot of how many pyramid schemes make their money. Like Alfred's story--first they tell you there's no obligation and it's free. Then they pressure you to spend some money. If you do that, they pressure you to buy more expensive \"educational\" materials.<br><br>If you don't buy the educational materials, you're told that you don't care about your economic future, whatnot, and that you're going to be a loser.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-12-05_18:12:24", "killed": false, "user_key": "40c6ab234594bc132c1e2f9a50ed7755", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "12/05/2007 06:12 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307817": {"up_voted": false, "ip": "", "has_replies": false, "message": "I'm glad to have stumbled across these commentaries.  I have attended the free seminar and was not all that impressed.  What impressed me was the 2 for one 3 day seminar for investing in the \"choose to be rich\" collection.  Although I can not give my opinion on the 3 day training because I was not able to make it, I do feel that the material provided has been more than helpful and worth the investment.<br><br>What encouraged me to send a message was I wanted to let it be known that the Whitney Information Network, INC. is under investigation for misconduct and misrepresentation amoung other things.  In the statements Russ Whitney will be and/or already has resigned from Chief Executive Officer of the Company and will be assuming a non-executive role as serve as an advisor.  There has been a host of others that has resigned and/or has stepped down as well in compliance with \"United States Securities and Exchange Commission\".  <br><br>So the way that company operates will be changed around per the documents I have read.<br><br>If you would like to read it all for youself then you can go to their website <a href=\"http://www.wincorporate.com\" rel=\"nofollow\">www.wincorporate.com</a> and click on \"Investor Relations\".  On that page you will see recent news that can be read with acrobat reader.  If you click on the \"SEC Filings\" it will take you to the latest information about the new company structure.<br><br>Hope this information helps.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2007-12-11_22:55:30", "killed": false, "user_key": "1d2e8764a3977104200859974be2fa26", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "12/11/2007 10:55 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307818": {"up_voted": false, "ip": "", "has_replies": false, "message": "My husband and I just returned from attending 2 of the 3 day $495 seminar in Bellevue, WA. Having attended other such seminars I was prepared to have to sit through their commercials and come-ons for the next higher-priced seminars. What I wasn't prepared for was Dina using her father's death and the subsequent events to prey on the attendee's emotions in order to get them to sign up for the $9000 to $45,000 seminars. After tearfully sharing how her father died suddenly when she was but a young girl, she told how some angels in the form of real estate investors knocked on their door and saved their mother from certain financial ruin by buying the house from her. She knew right then, according to her tearful story, that she wanted to be a real estate investor just like them when she grew up. (At this point I was incredulous that anyone could believe this crap, but a look around showed me at least one woman with tears in her eyes. Serious.) Next she told the story of how, on her first date with the man who is now her husband, she knew she was going to marry him because he said he wanted to become a real estate investory. Gagging yet? It was all I could do to not run screaming out of the room. <br><br>Until this point, I had respect for Robert Kiyosaki. But if he's aligned himself with slime like these people, I'm rethinking everything about him. <br><br>Oh, by the way. Rich Dad Education, which is actually WIA, is offering a program in Costa Rica and it just happens to be located within a new development. Suckers, I mean class participants, will have the opportunity to purchase the lots. But first they have to pay $15,500 to go down there for 2 days of brainwashing. I mean classes.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-01-12_20:39:16", "killed": false, "user_key": "9f15d01606febf2e21c65e84c3308b87", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "01/12/2008 08:39 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307819": {"up_voted": false, "ip": "", "has_replies": false, "message": "Like comment #15, I was really miffed (very toned down wording) about being told to increase your credit card limit the first day to get your CAPITAL in line for the real estate deal that will Spring Up! If you have 2 cards - get them both up.  \"Tell your credit card company you want an increase to $25,$30,$40 or $50K\". Low and behold, then you're hit with the prices for the training courses on the second day, payable by, you guessed it, your CREDIT CARD!  Or you can take it out of your savings, 401K, family, friends, etc.  By the way, the price for the course was only good for the weekend you attended the 3 day introductory training.  Classes cost between $9K and $43K.  I'm not to sure people have these sums of money just laying around.  There is no offering \"XX\" cents on the dollar RDPD is willing to take on the training, especially when they claim that everything is negotiable in life, and that retail is for suckers. <br><br>Another point, when we went to the first day of class, we went to the wrong building.   Ok, my mistake.  This was a Friday morning.  I called the RDPD 800 number, and the recording came on the phone from the customer service department stating that they were all in a staff meeting and wouldn't be available until 11am.  You couldn't get to anyone for help.  As you can see, I didn't capitalize customer service in this case because the episode I experienced with RDPD is not, in my view, what real CUSTOMER SERVICE is all about.   By the way, my confirmation letter stating the location came to my mailbox the first day of the seminar.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-02-17_21:14:48", "killed": false, "user_key": "30e121fa7fa9f60aeb5afabb96bc8c5e", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "02/17/2008 09:14 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307820": {"up_voted": false, "ip": "", "has_replies": false, "message": "I signed up and sadly for me the 72 hour window for cancellation has passed, I shall be going for the 3 day seminar but I shall be leaving my credit cards at home since I have made the firm decision not to take any long term courses with them. What I shall do instead is buy as many books on options and trading, read them, try and learn; do some mock trades for a few months before I get my feet wet.<br>Oh also is there anyone out there who has used the edutrader software? Is it any good? I have searched all over online for reviews but cant find anything. Thanks!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-04-07_00:31:37", "killed": false, "user_key": "3ae0a96e1d7fa14f806f111e8dd3ae26", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "04/07/2008 12:31 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307821": {"up_voted": false, "ip": "", "has_replies": false, "message": "I just did RK's 3 day seminar in Houston for $500. I went to the free seminar and they said that you can take the 3 Day seminar and learn about different RE strategies (short sale, wholesale, How to buy with no money down,etc). I thought, what the heck $500 is not much if I was going to actually learn something. In 3 days all they told us was how great Real estate can be and how we can make a big change in our lives and the lives of those we love. And how great that would be. 3 days of praying on our emotions not teaching us anything. <br> First day we were told to call our credit card companies and get high limits so we can have money to buy real estate later. Turns out  they want you to use that money to \"invest\" in their \"education\" for $9000 to $43000. All we did for 3 days was \"Robertisms\" Robert says this and that. Robert says you need to invest in your education. Robert say you get paid for what you know and lose money for what you don't know.  And we got alot of Walt Disney quotes too. The last thing we did was learn very little and vague things about Real Estate. In fact for 3 days all they told us from 9am to 7pm in between quotes from Robert and Walt Disney was that 3 days was not enough to learn about real estate so we need to invest more money in seminars. <br>It turned out to be more like a 3 day Tony Robins seminar of \"HOW TO BE A BETTER YOU\" then anything to do with learning about Real Estate. I paid $500 to sit in on a sales pitch for their advanced seminars. There is a sucker born every second in this world. I sat in the same seminar as 60 other people and guess what we had about 5 to 10 people who still paid somewhere of at least $20,000 for 3 more seminars of 3 days each. Our instructor talked about how much property and money he had and how he didn't need to be teaching these seminars, <br>but that his passion was teaching and this is his way of giving back to society by helping people reach their dream.  <br><br>These seminars are more of Robert and his crew helping others help him get richer.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-04-13_23:33:36", "killed": false, "user_key": "204496cc6ad231df1f37f5a5ebf37c57", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "04/13/2008 11:33 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307822": {"up_voted": false, "ip": "", "has_replies": false, "message": "I attended the free seminar and was really inspired to take the three day training but decided to think it over instead of buying on the spot.  Thanks to you guys, I will save my $500 and 3 days out of my life! I have attended  other similar seminars: Landmark forum, Millionaire Mind and Mlms and I hated getting pitched for the more expensive seminars so its good to know that that is what rich dad academy is all about as well before I made the mistake to go.  I am devastatingly dissapointed in Robert, however, since I have had such respect and trust in his ideas for years, since reading his books.  I guess the guy has to make his money but deceiving and manupulating people in the process really has proven him to be a sell out.  Its too bad. I would still reccomend anyone to read RDPD and Cashflow Q though but will certainly never attend a seminar.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-04-18_15:01:46", "killed": false, "user_key": "90a3b408d8e97d4719856aa4d6183685", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "04/18/2008 03:01 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307823": {"up_voted": false, "ip": "", "has_replies": false, "message": "I just went to one in Lancaster, PA and signed up for the $495 options trading seminar. Most of these posts are for the real estate course, any other people tried the options trading course? Given the negs of the real estate version, I will definetly tone down my expectations.thanks for all the posts.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-04-25_13:06:56", "killed": false, "user_key": "048fd34fd2334fcb74414d5f317832ad", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "04/25/2008 01:06 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307824": {"up_voted": false, "ip": "", "has_replies": false, "message": "Nathan,<br><br>Save your money. The whole company is a waist of time. The only thing they are good for is motivational speaking. They will for sure tell you that 3 days is not long enough to learn about trading so they will try to sell you on more expensive courses and software. The most you will probably learn is \"buy low sell high\". They tell you some vague things. Look on your invoice and you will see on there where they write that during your seminar that you will be offered more training and more products. <br><br>Here is how the company works. They bring you in with a free two or three hour seminar/talk. Then they get a good salesmen to show you why he is into investing and show you pictures of their family and how that is their reason and motivation for making money. They will offer you a once in a life time deal for a 3 day seminar that costs normally $890 but for that day they will give you a promotional price of $495 and they will throw in free Robert CD's.<br>You get to the 3 day seminar there is another sales men teaching it. Shows you pictures of his family and tells you how successful he is and his motivation is his family. And that he only teaches because his passion is teaching. He will also throw in that he can't teach you everything he knows in 3 days. He will get into what ever the subject is then he will shift into quotes from Robert and maybe Walt Disney. Robert quotes are something like I am rich because I choose to be rich and how education is priceless. And how it is important. But during the class they ask who has a college degree, half the people would raise their hand, then the instructor would ask \"And where has that gotten you\". They put down college and tell you that you need to buy their education. <br><br>This is an elaborate sales presentation, it is by far one of the best sales presentations I have seen. Almost as good as AMWAY. Which I hear Robert was in. <br><br>Save your self $500 and 3 days of you life and don't go. If you want to learn, learn from someone who has gone to school for options training and who is certified and actualy made his money options trading. Don't try to learn from someone who made his money selling books about making money.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-04-25_19:07:21", "killed": false, "user_key": "204496cc6ad231df1f37f5a5ebf37c57", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "04/25/2008 07:07 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307825": {"up_voted": false, "ip": "", "has_replies": false, "message": "Hello everyone! I just attended the 3 day $495 class in MPLS. Here's my experience and 2 cents... Our Instructor was very knowledgable, personable and did a very good job. My background is that I am a small time RE Investor with 4 single family rentals and RTO's right now. I went to this seminar to learn about a couple more options in RE Investing (ex. Prop Mgmt, Notes, Forclosures, Multi Family, etc.). I will say this, I feel that I definitely got my $495 worth out of the class, especially considering my wife went as well so it was really $250 per (Cheap education!). The class covered a ton which was great but the downfall of that is they aren't able to spend a lot of time on just one or two subjects. I did not choose to continue with the adv. training sessions ($9K-$40K) at this time but I definitely will be researching and learning more on my own things that I took from this seminar. I plan to concentrate on just 1 or 2 things right now and do some smaller quick turns to make $$ and at a later time I may still sign up for some adv. training.<br><br>A couple of things I learned and thought were quite valuable are... How to find a good RE opportunity, Minumum RIO I should be looking for in certain ventures, How to factor my rents on Lease or Lease Options (thought I knew), Asset Protection (I have an LLC that was drafted by my RE Attorney and I got some great ideas how to protect myself even further) and much more! I think I had taken about 12-15 pages of valuable notes.<br><br>As for most of the other posts on here my thoughts are that those people that didn't get much out of it are those who thought they were going to learn how to make $100K on their 1st RE deal without much effort after attending the 3 day seminar (I would also imaging they have sunk a lot of money into many other \"Get Rich Quick\" ideas).  I would really be interested in hearing from someone that actually attended the adv. trainings and used a Mentor. What was your experience? Are you implemting what you've learned? As for the rest of you I think it would behoove you to actually invest some time and learn more and \"Do\" a deal instead of just whining that you didn't walk out with the easy button to wealth!<br><br>Good luck!!!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-04-27_22:21:33", "killed": false, "user_key": "fe7211067463f26bcaaf478e198b6aab", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "Yesterday 10:21 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307826": {"up_voted": false, "ip": "", "has_replies": false, "message": "They do tell you a couple of good vague things about real estate. They are not there to teach you anything during the seminar, they are just there to get you to buy more seminars from them for $9k to $40k. You can learn everything they teach you and more for free at a local real estate investment club. Bottom line they talk more about quotes from RK and Walt Disney then they do talking about real estate. <br><br>I didn't go there expecting to be rich instantly or anything. I just thought they were going to teach me something I did not know not just some vague things. The instructor just spent 3 days telling us 3 days was not enough to learn about real estate. It's just a waist of time if you ask me. <br><br>Bottom line which they don't tell you at first (they wait until end of day two to tell you)is This $500 seminar is just more of a sales presentation to buy more seminars then it is to actually teach you any specific thing about real estate during this 3 day seminar.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-04-27_22:51:35", "killed": false, "user_key": "204496cc6ad231df1f37f5a5ebf37c57", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "Yesterday 10:51 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307827": {"up_voted": false, "ip": "", "has_replies": false, "message": "Davep,thank you for the positive input. I attended the 3-day seminar in Nov '07 and purchased the $9k advanced training pkg. I learned quite a bit from the seminars and the on-demand (pre-recorded), as well as live webinar training courses. Since the training, I have purchased a SF house with more than 50% equity. The training also enlightened me in how to obtain funding for my first commercial investment. If a person does not apply the principles taught, he should expect to fail.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-05-18_20:50:39", "killed": false, "user_key": "332f3ab3d15a50089fb138f7bc7d03c4", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/18/2008 08:50 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307828": {"up_voted": false, "ip": "", "has_replies": false, "message": "I am attending the 3 day sales pitch as we speak. If they want the money for the advanced courses you'd think they would teach you to make that amount of money rather than increase your bad debt.<br>You are free to ask questions but I can't get a straight answer out of any of them.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-07-25_22:27:38", "killed": false, "user_key": "29fa093077e9650e9ba7682c4ee26b35", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/25/2008 10:27 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307829": {"up_voted": false, "ip": "", "has_replies": false, "message": "It was my first get rich seminar. And trust me you can see the sales pitches a mile away. My wife is a real estate broker, and I just wanted to learn how to get into short sales and how to structure a land trust.  In the free seminar they tell you they are going to teach you all of that for the low price of $1000 but for that day only you can get it for the low price of $500 and you get some free cd's with it.<br><br> It's all a sales pitch. When you go to the first free meeting,  How come they never tell you for $500 all you are going to get is a sales pitch for more seminars? I'm financially literate and I was semi retired at the age of 26 I know a scam when I see one. It's an elaborate pitch and a play on emotion is all it is. If you want to learn how to buy real estate you can join a local real estate investment club for $200, and have actually investors show  you how to buy.  You can get all the seminars there for free from people who are in the business.<br><br>For the people who defend this type of misleading, I don't know what you get for $9000 but I know for $500 I got a bunch lies and I didn't learn anything, but a few Walt Disney quotes and Robert K quotes out of his books, and I got to see some pictures from the instructor oh his wife and kids on the slide show,which is part of the emotional play they put on.  And the whole 3 days, they stress that 3 days is not enough time to learn.  It's a complete waist of time. Then they pressure people who are in soooo much debt already to take out more debt on their credit cards.<br><br>I warn you before you spend  your money, do some research on what you get. Do not take the word of the person who is taking your money. their job is to show you how great they and their products are.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-07-26_13:44:21", "killed": false, "user_key": "204496cc6ad231df1f37f5a5ebf37c57", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/26/2008 01:44 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307830": {"up_voted": false, "ip": "", "has_replies": false, "message": "Hi everyone.<br><br>I just got back from free seminar runned in London. What can I say?? Rather than 990$ for seminar and - wow - bargain offer - 495$, we have the same but valued: 1990 GBP and - wow! bargain! - 590 GBP<br><br>Basically, person who made this seminar was investor \"Matthew Watson\", however I couldn't find any informations about such person in internet - strange, bearing in mind his words: just type my name in google and you'll have many results. More or less - the same story: introduction to Robert's books, assest, liabilities, family photo of pregnant wife...<br><br>At hte end - wow! bargain! only TODAY!! - rather than 1990 GBP, you can have it for only 590 GBP!! Putting all my trust in richdad brand, I was really considering paying for this 3 day seminar. I was really surprised how many people did that actually! But!! But but but!! What is rich dad golden rule?? Investing is not risky - lack of knowledge is risky! Isn't that ironic?!<br><br>So I went back home without burned bridges - as I knew that this seminar will happen in next 2 days - and used google magic. Guess what! I've found this page! And I really want to thank you all! I saved 600 GBP!<br><br>I must say I feel quite good after all this situation. While this \"investor\" was keep on repeating that he never puts his money into investment he doesn't know much about, seems like this hint has been ignored by the rest of the group. Simply - they took out thier credit cards and created positive cashflow to... God knows who! If this is the way you do your homework and learn your lessons - wow, I'm happy to see that in such crowded market, only very few people use their brains. <br><br>Probably if I'm told that Robert Kiyosaki will participate on this seminar - I guess I would pay. But it won't happen, and \"richdad\" logo and smiling Robert's photos is not enough! Not for 600 GBP.<br><br>It was good experience anyway. There is always need of having employees - you can run the best system ever, but still you need to have army of employees that will put 1 potato and 2 pickles on the top of hamburger. And I know, that there is still many of them around us.<br><br>PS. I am thinking of going there and warn future victims. I do not mind having a good idea that brings you money, as long as it is not cheating regular people.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-08-05_22:14:48", "killed": false, "user_key": "61a2a408b1de8966143f73aafc7afb9f", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "08/05/2008 10:14 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307831": {"up_voted": false, "ip": "", "has_replies": false, "message": "this was my experience from back in july in tampa at a RK rich dad intro seminar....<br>2nd time i've been to one - the first time i had to leave before it was over.<br><br>I decided to sign up during the event - the guy was very good manipulator/ psychology to <br>get people to join.  I decided that it wasn't right for me and i read the cancellation sheet very carefully<br>after reading discussion boards such as this where people had horrible experiences with trying to get a<br>refund.<br>Well, it didn't say i had to fax anything - just sent the notice back certified within the 3 day grace period.<br>I got an email confirmation for a ups label - but i almost deleted it because it didn't really indicate who or where it was from - but I was expecting something so I realized that's what it was. the label was for the cape coral address.<br><br>I wrote back to make sure I included EVERYTHING i was supposed to return (minus the 'fre-e gifts) and there was a discrepancy with what I got and what they claimed i had.<br>I emailed back and they replied that yes, what i had was correct as they had recently changed what was included in the purple bag.<br><br>I did go thru some closed loop calling:<br> called 800-978-8068 and talked to an Ashley - she said i was calling Utah and needed to call florida #<br>which was 239-540-6500 ext 1  (whitney education group)<br>called that and got directory HQ which told me to call the utah number again.<br><br>i called the 239 540 -6500 number again and listened to the menu - got another number to call <br>888-831-6866 for a label...<br>called again<br>239-540-6500 - ext 1 ... said you guys are telling me to call each other - passing the buck..<br>so the person put me in touch with a 'Lisa' who emailed me exactly what I needed to return.<br><br>I can understand the frustration people have had with trying to get their money back...<br> my concern was to make sure we were on the same page as far as what they expected to receive back so they couldn't deny my return.<br><br>The long and short of it - i got USPS confirmation of their receiving my cancellation request.  Got the email prepaid UPS label emailed to me.... And they refunded my c/c within a few days - I actually had the refund before I had a chance to send the products back....<br><br>It's disappointing to learn that RK may be nothing more than a charlatan who has 1000s of people getting duped. But as far as hassles with getting my money back, I can't complain.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-09-15_22:15:56", "killed": false, "user_key": "f4c429cb4a15abc6f74810a4c4857097", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "09/15/2008 10:15 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307834": {"up_voted": false, "ip": "", "has_replies": false, "message": "Just finished my 3-day seminar. Didn't get conned into any advanced training courses. I had never been to any seminar, so when the opportunity became available, for $500, to learn about real estate investing, tax shelters, creative financing, etc... I decided to give it a try. After the first hour or two of class, I quickly saw that this was a scam and a sales pitch. I was disappointed, but figured I may learn some good information and I already paid, so I might as well stick it out and complete the 3 days. If anything, they are good motivational speakers. I am ready to invest, whether they taught me anything or not. But I really learned minimal quality information pertaining to investing. If you go to this 3 day seminar, just be aware of what you are getting-some motivation and very minimal investment info.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-10-20_01:40:52", "killed": false, "user_key": "12783ec1c4b44e1a673743b2dbc9c6be", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "10/20/2008 01:40 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307835": {"up_voted": false, "ip": "", "has_replies": false, "message": "Question, I've been offered a free ticket to attend a 3-day RDPD seminar. Somehow my acquaintance has this extra ticket that otherwise would go to waste. If people are paying $500 to attend, how is it that he has a free $500 ticket? I've read the posts above and am not comfortable attending.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-11-18_01:41:14", "killed": false, "user_key": "6cf6d7dba784a532d5e7d196fcfed764", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "11/18/2008 01:41 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307836": {"up_voted": false, "ip": "", "has_replies": false, "message": "It's not a free ticket, it's jut when you pay the $500 you can bring someone at no extra cost. They make it sound like you can bring your \"spouse\" for free, when really two people can go for the $500.00", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-12-11_13:59:34", "killed": false, "user_key": "0e10b573da2e2991c2f10e4525a4cff5", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "12/11/2008 01:59 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307838": {"up_voted": false, "ip": "", "has_replies": false, "message": "Sommer,<br>  Thanks for the info. In the end I declined the invitation after reading these posts and others. <br>    - Wondering", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2008-12-28_00:32:32", "killed": false, "user_key": "6cf6d7dba784a532d5e7d196fcfed764", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "12/28/2008 12:32 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307839": {"up_voted": false, "ip": "", "has_replies": false, "message": "Well, I attended the 3 day $500 seminar and all you get is a 3 day overview of the \"Advnaced Training\" You get samples from real deals worked by the presenter. Day one you are asked to go home and increase your credit lines so you can improve your acces of \"other peoples money\" . You ae lead to believe you can use this money to do your first deal. Then you are sold on why you need more training the - Advanced Training so you actually are expected to invest in yourself with your new credit lines so you can equip yourself to make more money and your first deal could pay for the training. WELL the training is $117K but you will get the special onsite proce of 67K includes software, 3 day in home mentor and a 3 day seminar on EACH real estate technique - 13 different courses are offered. Now the education is valuable BUT not at that price. People went to the back of the room and fanned out credit cards to cover the cost. I however bought nothing additional.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-01-27_14:06:42", "killed": false, "user_key": "45da034b1589e08ce8e67d3ec2857691", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "Yesterday 02:06 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307840": {"up_voted": false, "ip": "", "has_replies": false, "message": "I purchased the Wealth Intelligence Academy Real Estate Success Software software a few weeks ago  and it seems to work fine so far. I'm don't beleive it's the same software complained about above. This one helps do valuations , comps, find foreclosures , pre-foreclosures and also has legal documents you can use for deals. (and nice google map features)<br><br>My concern is the lack of online forums, blogs, equimine support page, etc. <br>I've had all kinds of trouble trying to get onto the richdad discussion boards or the very similar WIA forums. I understand why they need to keep the negative chatter, especially from competitors , but I just want to discuss and compare notes with other users of this software. The manual is a good start, but as a long time IT person, I need my online resources and to be able to interact with them.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-02-06_11:53:13", "killed": false, "user_key": "7151bd199141f67bc607b589ac4e365e", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "02/06/2009 11:53 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307841": {"up_voted": false, "ip": "", "has_replies": false, "message": "I just finished Day 2 of the $495 seminar (my husband attended with me).  It is definitely worth the money as it included CD's books, etc. and the 3 day seminar for 2.  I definitely think it would be worth it to move forward to the advanced training but at this time my husband and I just cannot commit.  However, we do plan to followup!  <br><br>Before we attended the seminar I had read the books and listened to some of the CD's and had already started putting into practice our surplus budget and working with our financial statement correctly. I definitely increased my financial IQ just from reading the materials and listening to the DVD's and CD's which came with the $495 and that was before even attending the seminar.  I was amazed at how much more we could do with our budget and how I found more money to work with just by following a few suggestions in his books and I thought we actually were pretty good with our budget but WOW I was shocked that I wasn't utlizing what we kept or that we could keep more just by making a few changes.<br><br>  I am a lot more creative about how to utliize our income!  For my family it was money well spent and I am grateful for the opportunity to have had this experience and being reintroduced to RK's books, etc. (I had read Rich Dad Poor Dad about 7 years ago but my radar wasn't up so I missed some very important information).  I am excited about going back tomorrow and playing the Cash Flow game and enjoying the great people who are also attending the seminar.   It has motivated me to take action on some other things I have procrastinated about for far too long and I am very excited about getting that kick in the rear to be proactive on these goals.  That kick alone was worth the money!  <br><br>I think you get out of things what you expect.   I knew for $500 I would not walk away from 3 days knowing how to do real estate!   I got what I expected and I  was in tune to that so I picked up a lot of nuggets to utlize!  For me I got far more than my money's worth!  No regrets here!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-02-14_21:33:04", "killed": false, "user_key": "cc3ed5ffff944fa170e7478cef828149", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "02/14/2009 09:33 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307842": {"up_voted": false, "ip": "", "has_replies": false, "message": "Completed the final day of the weekend training and had a great time!  Picked up some more great nuggets and played the Cash Flow game with some other great people at our table!   Yes there is the pitching going on but this is a business and I expect that in business!  Businesses do not make money if they are not selling!  However, I do believe the education you get with this program would be worth the money!   I don't have anything negative to say about this weekend.   I got more than my money's worth ($495).  <br><br>I know a couple of the people who did buy the advanced packages so I will be able to followup with them and see how things go!  I am excited for those who were able to move forward and wish them much success!   The low point for me was walking away without being able to move forward today!   I take away from this experience a much higher Financial IQ, learned some things that will help me and my husband as we continue to build our business.  I know there is so much more I need to know and can't wait to get that education!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-02-15_20:41:19", "killed": false, "user_key": "cc3ed5ffff944fa170e7478cef828149", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "02/15/2009 08:41 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307843": {"up_voted": false, "ip": "", "has_replies": false, "message": "Anyone who has something 'good' to say about these Rich Dad  seminars is obiviously ignorant about economics entirely or is on the dole from these slick operators!  These $495 seminar are nothing more than a high pressured commercial for the advanced and more expensive courses!  These guys are nothig more than 'no-account' motivational speakers with little substance to show.  In other words: a bunch of thieving bastards!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-03-06_14:52:28", "killed": false, "user_key": "bbde4fcc8a36f037ebb13a6704b47b5b", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "03/06/2009 02:52 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307844": {"up_voted": false, "ip": "", "has_replies": false, "message": "I am not on the dole for Robert Kiyosaki and I am not ignorant!   We didn't sign up for the advanced courses and didn't feel pressured to do so!   I learned a lot from the 3 day seminar that I am going to be using.    Seems we have issues today in this society with succcessful people from unsuccessful people!   To me one lacks understanding (but are not ignorant) to believe that a $495, 3 day workshop is going to be all you need to be successful in real estate.  I don't believe anybody is ignorant that attends one of these seminars or moves forward to the advanced level but are people looking for what will work for them and a better way to invest and earn income.   I actually ended up signing up for coaching with another company because of price and I am very happy with the coaching so far but I cannot cut down the Kiyosaki coaching when I haven't tried it!    You get what you expect from these things.  If you expect to be scammed you will miss a lot of good information!   If you expect to leave with  more knowledge than you came with and with a few new acquaintances, then you will leave with more than you came with!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-03-08_13:00:09", "killed": false, "user_key": "cc3ed5ffff944fa170e7478cef828149", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "03/08/2009 01:00 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307845": {"up_voted": false, "ip": "", "has_replies": false, "message": "Ok first off, Robert Kiyosaki in no way dismisses education and calls it stupid. He has a college degree, and he knows the importance of education. He does, however, feel that schools now a days need to have a financial literacy class. Judging by today's economy, it would be wise for teens to learn how to manage their money correctly. Now will Kiyosaki's methods work for everyone? NO! That's why Robert encourages everyone to educate themselves with every bit of various information they can find. I attended a free seminar and liked what the speaker presented, but I knew that he was going to be sellings those $420 classes and I also knew that I wasn't going to purchase those classes so I avoided it, it's called being smart and aware of your weekly schedule. I have college classes at 8 in the morning. I'll find what the classes are going to teach in the library. If I'm going to pay for classes, I'm going to make sure that Robert Kiyosaki is there teaching so I could ask him a lot of unanswered questions after the seminar. I mean it is my money that i'm giving to the guy after all. <br><br>So in conclusion, there is nothing wrong with learning how to invest from Robert Kiyosaki, Warren Buffet, Wall Street Journal and other bits and pieces of information you can find. Just take from it, analyze it, if you feel good about it, try it, and after a little while, come up with your own methods and reasons, if you don't feel good about the information you read, seek other things. Oh and Robert Kiyosaki does not like \"get rich quick\" schemes. It says so in back of \"Rich Dad's Guide To Investing\" and his seminars do not preach how to get rich quick.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-03-12_23:09:57", "killed": false, "user_key": "a6b8068ceadb8d534e80894be317605b", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "03/12/2009 11:09 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307846": {"up_voted": false, "ip": "", "has_replies": false, "message": "Just completed day 2 of the 3 day seminar.  I agree with the comments above... this event was one big sales pitch and very misleading.   A complete waste of time.  <br><br>I am more upset about the 20+ hours I have wasted over the past 2 days then the $500 I spent on the course.   Trying to debate whether or not I sit through the third day in hopes of picking up a few more ideas.<br><br>I would have some respect for them if they just spent 1-day giving us the important information and explaining the courses with pricing VERSUS making us sit there for 3-days and wasting our time on a sales pitch that was literally making me shake in my chair with frustration over the time I was wasting and sleaziness of the whole thing.   They could have definitely given us the 3-day course in 1-day.   <br><br>The funny thing... if they were open about their intentions and did not waste days of my life, I would probably have purchased some of the $5K classes.  I see the value in investing in education.  I can say that I will DEFINITELY NOT buy any of the advanced training b/c of their approach to this whole thing.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-04-05_00:36:18", "killed": false, "user_key": "960297a8355037cd8f871ad7fcf566ba", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "04/05/2009 12:36 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307847": {"up_voted": false, "ip": "", "has_replies": true, "message": "Well I just read the bad reviews listed... WOW... I must say I'm not too \" happy \" about just purchasing our $ 495.00 package deal from RK's free seminar on April 7, 2009. My husband and I are scheduled to attend the 3 day class on May 1,2 &amp; 3. I want to have an open mind about this investment and apply what we learn.I have followed RK's teaming up with Donald Trump.<br>I just went to a Donald Trump \" free \" seminar last night... The sign up fee for 3 day seminar was ( $ 1495.00 ). <br>Basely the same things were talked about last night in this meeting... So I have to give this seminar a try... <br><br>Thank you for letting us know about the credit card scam. We are not taking the cards... Ha!<br><br>Oh, my husband has been listening to RK cd's and he's excited about the knowledge so far.<br><br>We will send updated info after the class.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-04-09_10:35:28", "killed": false, "user_key": "16503a4a7f39f79d672d81d31164e3cf", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "04/09/2009 10:35 AM", "approved": true, "num_replies": 1, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307848": {"up_voted": false, "ip": "", "has_replies": false, "message": "Hey are u going to the Stock and trading seminar I am attending that one to", "is_last_child": true, "can_reply": true, "down_voted": false, "real_date": "2009-04-27_00:12:56", "killed": false, "user_key": "74e6f5e921c3b3a8fd5712b00f454c76", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "Yesterday 12:12 AM", "approved": true, "num_replies": 0, "is_first_child": true, "email": "", "parent_post_id": 21307847, "depth": 1, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307849": {"up_voted": false, "ip": "", "has_replies": false, "message": "I am considering purchasing the edutrader services. I found out about EduTrader at one of Robert Kiosayki's investing seminars. This article kind of helps me be a little more critical towards the software.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-05-08_15:34:36", "killed": false, "user_key": "fe209f6053a70efc5b272d22b2810e1b", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/08/2009 03:34 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307850": {"up_voted": false, "ip": "", "has_replies": false, "message": "I am writing this while day 3 of the stock trading seminar I paid for is going on.  I found the first two days one huge sales pitch for the advance training with a small sprinkle of stock trading ideas mixed in.  The package they \"recommend\" is too the tune of $30,000.  Amazingly I would guess close to 80+% of the folks in the class appeared to be all in.  If nothing else these people are great salesmen!!!  <br><br>I am not disappointed about my $500 though.  I like the Edutrader software...for now until I figure fundemental stock analysis out on my own.  I also picked up some basic options trading ideas that I was unaware of.  However, a little research shows that this strategies can be learned from the internet for FREE.  Thats what I am going to do.  <br><br>Beware if you are planning to attend one of these 3-day seminars, you learn just enough to be dangerous and your credit cards are at risk to some very good salesmen!!!!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-05-21_08:30:39", "killed": false, "user_key": "baa35bb4820e541b3fb18f15e9d247a9", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "05/21/2009 08:30 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307851": {"up_voted": false, "ip": "", "has_replies": false, "message": "I attended both the \"free\" 2 hour seminar as well as the discounted $495 seminar. I am a licensed Realtor, who has been licensed for 10 years. I've either worked in general real estate or for a builder for all but 1 of those 10 years. While I'm not a big fan of the \"up sell\", I knew it was coming, and gleaned what I could from what was presented. I can honestly say that I learned a tremendous amount in the $495 seminar - and the information was definitely NOT vague. Specific examples, actions, regulations, strategies, scripts were used throughout the 3 days. <br><br>For anyone who says it was vague, it sounds to me like it may have been a difference in instructors? My instructor's name was Damien, who seemed to be very experienced, knowledgeable, and \"real\". Perhaps I was simply duped, but I don't think so. When I went to him with a couple of questions on break, he had real practical answers to my questions (didn't seem like he put me off or was vague in any way). I not only learned some very valuable information for me personally, I've already helped 2 of my clients and 1 friend (going through a foreclosure) with a couple of minor things - which I would have not known about if not attending. <br><br>I was (and continue to be) interested in continuing education to make my dream a reality. Let me further say, I have always wanted to invest in real estate for a living - since getting my license 10 years ago, actually. I have simply never taken the time, actions, and commitment to make it happen - because it just seemed like a dream. For me, I think the advanced trainings could be the kick in the pants some people need to make their dream a reality. However, if it isn't your dream - or someone has made you think it \"might\" be a good dream - you probably will fail miserably because you won't have the commitment in place to make it happen. It isn't get rich quick and it isn't for someone who isn't genuinely interested in real estate. It's something you have to be passionate about! <br><br>All that being said, I signed up for the advanced training. 4 courses, a mentor, charged to credit cards for around $26,000. Sounds nuts, right? :) Yeah, to me too. Even though I am extremely pumped and motivated to make my dream a reality, I felt I needed to step back and reevaluate my next actions/spending to make the best decision for me right now. <br><br>So I read all these posts thinking that it would be a living NIGHTMARE to cancel. SO FAR, I AM WRONG. <br><br>Now, everything has not been processed yet, but I at least have information for you Floridians who took the course. The phone number on my Notice of Cancellation was correct: 800-570-2020. I spoke w/ James at extension 3537 who gave me the proper fax number to send the notice of cancellation to. The fax number is 801-269-5178 - he said to fax it to Attn: Student Resolution. He said it would take up to 10 days to process the refund. Once they receive my cancellation, they will email me the mailing label to use. When I asked, he said the information for which products should be returned would be included - however, he didn't sound confident of that, so we'll have to wait and see. He confirmed my email address without me asking him. I will make sure I set my fax machine to print a confirmation page - and suggest anyone else do the same just in case. <br><br>The bottom line is that while I am cancelling the advanced education right now, there's a chance I may sign up later. Or not. The point is that I came away from the 3-day training totally motivated to make this work, and I'll do my own research to find the best educational resources for me personally. I saw another poster say that he took 12-15 pages of notes - I did the same. I've gone back to review them and still feel there was tremendous value (certainly the $495 that I paid) in what was taught. <br><br>Like most everything else, the training is not black or white, good or bad. It's some combination and you must decide for yourself if it is a value to YOU. A value to me may not be a value to you. BY ALL MEANS, don't let negative comments on this program or any another allow you to give up on your dream, if that's what you want to do. Don't let it scare you or stop you in your tracks and do nothing! FIND what's best for you and you'll be the winner every time! (...sorry for the rambling...I know many have had bad experiences and I understand that...I would just hate to see someone's dreams dashed simply because of individual opinions and/or negativity...)", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-07-06_13:02:42", "killed": false, "user_key": "006316219ca053fb81a305acf5e8ab77", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "07/06/2009 01:02 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307852": {"up_voted": false, "ip": "", "has_replies": false, "message": "Yep they got me too, but praise God I woke up fast...We all need to discipline our greed. <br><br>Attended the free seminar in Houston, TX on Aug 4, 2009 got suckered into purchasing the 3-day training class. The next day Aug. 5, 2009 I began cancelling the three day training course. Sent in the cancellation notice by certified mail, called RD two days later and they pitched me the \"You need to fax us the student contract\" I knew that was the beginning of the run-arounds. <br><br>Good thing I put it on my AmEx Credit Card, so many people were paying with cash. I've talked wtih AmEx twice already and they told me they are not releasing any funds to that company and a billing inquiry will take place in three days. Tort laws are in place to protect citizens from thigs like this. Dave Ramsey is still my all time favorite he would never run schemes like this. <br><br>When in doubt..DOUBT!!! or at least us a credit card that can, and will be disputed in your favor.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-08-06_18:49:00", "killed": false, "user_key": "2cee09db06ae179bd8d6c381f3b0c2f0", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "08/06/2009 06:49 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307854": {"up_voted": false, "ip": "", "has_replies": false, "message": "I did receive a full refund.  The full amount of the charge, all of it was removed from my American Express Credit Card by the Rich Dad Company without me having to dispute it with Amex. Alls well ends well. For future reference I do not recommend anyone having anything to do with this rich dad company. <br><br>Consider yourselves warned", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-09-16_02:01:45", "killed": false, "user_key": "80bfd87873c9024d5cf916a4fba8cfb5", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "09/16/2009 02:01 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307855": {"up_voted": false, "ip": "", "has_replies": false, "message": "I had attended the free seminar since I am huge fan of RK. Got into their sales pitch and signed up for 3 day seminar. Started researching and talking to couple of friends, found out that it is pretty much a scam. I could read the material and learn instead of taking up the class. The next day i called them up. after few rounds, i faxed the cancellation form. They kept saying someone would call me to get the material back and work for canceling the class. No one called, no emails send. Thanks to Amex, I disputed and got my money back. I still have the material. Dont know what would happen since it has been more than 25 days of my cancellation. One thing I learned from this is. RK is good inspiration for \"Why to\" but very poor at \"How to\" and I think he keeps stressing the point that his audios are for Why to and he does not teach How to. So my suggestion just stick with his RDPD books but do not get into these programs of How to. You are smart enough to find out How to.<br>Hope this helps.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-09-22_13:29:14", "killed": false, "user_key": "5a9cdc0cde7d54211ff37c1dcea776d6", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "09/22/2009 01:29 PM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307856": {"up_voted": false, "ip": "", "has_replies": false, "message": "You're not going to be able to track his real property holdings.  He holds his real property and other investments under other legal entities like Trusts, LLCs and Corporations.  I've heard of people trying to debunk Kiyosaki on that issue, but it doesn't hold water.  He's doing what he recommends everyone else to do, which is find the deals, get them under contract, and work them however you see fit, and do it through a legal entity to protect your assets while using the tax benefits to grow your holdings.  In addition, you don't have to know everything (that's what your team is for), just how to make and structure the deal, which takes some education, which need not be obtained through the workshops, although they may be good for the right people.  The reason the workshops are held, is that people want them.  The trouble is, those same people aren't going to do anything with what they learn, because they have no spine to begin with.  They want to be rich, but are not willing to do the WORK it takes to make it happen.  If they change their thinking and actually work smart, minimize their risk, expect to fail, and learn from their mistakes as well as their successes, they'll really have nothing to worry about.  They're not succeeding because of a bigger issue, and that's themselves getting in their own way.  Robert's key message is financial education, and he never says that you will get rich quick, but that real estate is the best way to get rich (which is true) and is as simple (not easy, SIMPLE) as he says.  If more people had a better financial education, we wouldn't have had so many subject to foreclosure.  All of those who are whining about not succeeding after reading his books and taking his seminars made bad bets, while using their home as an ATM instead of doing it the right way.  All that said, it's not like launching rockets, people, but if you want to get rich, you're better off playing the lottery.", "is_last_child": true, "can_reply": true, "down_voted": false, "real_date": "2009-10-03_21:04:43", "killed": false, "user_key": "107b51143dbd9e3e190b50fc65d58635", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "10/03/2009 09:04 PM", "approved": true, "num_replies": 0, "is_first_child": true, "email": "", "parent_post_id": 21307793, "depth": 1, "points": 2, "author_is_creator": false, "is_realtime": false}, "21307857": {"up_voted": false, "ip": "", "has_replies": false, "message": "Well said.", "is_last_child": true, "can_reply": true, "down_voted": false, "real_date": "2009-10-03_21:07:38", "killed": false, "user_key": "107b51143dbd9e3e190b50fc65d58635", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "10/03/2009 09:07 PM", "approved": true, "num_replies": 0, "is_first_child": true, "email": "", "parent_post_id": 21307797, "depth": 1, "points": 0, "author_is_creator": false, "is_realtime": false}, "21307858": {"up_voted": false, "ip": "", "has_replies": false, "message": "Yes, I went to the free seminar Rich Dad Stock Success System, I came across this site and also<br><a href=\"http://www.ripoffreport.com/Seminar-Programs/Wealth-Intelligence/wealth-intelligence-academy-d5bf5.htm\" rel=\"nofollow\">http://www.ripoffreport.com/Seminar-Programs/We...</a><br><br>after paying the $495, I called my CC company MasterCard they said I have to wait for the charge to be posted on the account before I can dispute it.<br><br>1. Question, disputing the $495 with your CC company did this also include the <br><br>currently billing of $39.95 for the software? Or you have to wait for the changes for the month<br><br> billing of $39.95 and then call up your CC company again and deal with this a second time?<br><br>2. How did yall find out the fax#?<br><br>Next Texas city coming up after San Antonio is Austin I heard the guy say in class today not<br><br>sure if that is true.", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-10-16_03:01:16", "killed": false, "user_key": "66e45251850b887c3b03bf11d909d38e", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "10/16/2009 03:01 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}, "22125681": {"up_voted": false, "ip": "", "has_replies": false, "message": "I went to the one day free seminar in Toronto Canada. Like everyone else here I got sucked in and I used my rent money to get in on the ground floor. I was so excited and decided that I was taking a chance and risk on my future finances. Well They gave me a bag with videos Audio and books to read as a bonus for signing up. Then when I got home and I was talking with my wife about it I started to have second thoughts. I promptly bounced that check and then I got a call telling me the check bounced. I acted surprised. And then they asked if I still wanted to go to the 3 days seminar. I said well I don't have any money right now then the lady said they would send me a return Fedex package and I was to return all of the books and stuff. My wife said that they made me pay $500 for the books and were probably going to try and sell me more at the 3 day work shop. Now that I am reading all of these comments online. I am glad I got wise before it was too late!", "is_last_child": false, "can_reply": true, "down_voted": false, "real_date": "2009-11-07_08:00:29", "killed": false, "user_key": "98b7b2498c0bc725c8b0d4d8673d7c0f", "has_been_anonymized": false, "edited": false, "author_is_moderator": false, "from_request_user": null, "votable": true, "date": "11/07/2009 08:00 AM", "approved": true, "num_replies": 0, "is_first_child": false, "email": "", "parent_post_id": null, "depth": 0, "points": 0, "author_is_creator": false, "is_realtime": false}}, "integration": {"receiver_url": "", "theme": 4, "reply_position": true, "disqus_logo": false}, "timer": {"timer_url": "http://localhost:8005", "thread_id": "42484407", "user_id": "anonymous", "forum_id": "214864", "hash": 8417502422633867357}, "thread": {"days_alive": 0, "slug": "stupid_investment_of_the_week_rich_dad_academy", "paginate": false, "num_pages": 1, "num_posts": 64, "per_page": 0, "total_posts": 0, "realtime_paused": true, "id": 42484407, "queued": false}, "reactions_limit": 10, "context": {"show_reply": true, "use_fb_connect": true, "forum_facebook_key": "a754e38c7443c66a17fb4f842187453e", "use_yahoo": true, "subscribed": false, "use_twitter_signin": true, "use_openid": true, "realtime_speed": 5000}, "reactions_start": 0, "settings": {"debug": false, "disqus_url": "http://disqus.com", "media_url": "http://media.disqus.com"}, "media_url": "http://media.disqus.com"};
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// HACK: Safari ends with "-->" while other browsers end with "--&gt;" as expected.
Dsq.MEDIA_POST_RE = /&lt;!--\[(.*?)\]--(?:>|&gt;)/gim;



var FragmentPacket = function(reader, writer, writer_url, is_child, receiveCallback) {
	var that = this;
	this.reader = reader;
	this.writer = writer;
	this.writer_url = writer_url;

	this.is_child = is_child || false;
	this.receiveCallback = receiveCallback;

	this._lastHash = null;

	this._accumMsg = '';

	this._lastSeqno = 0;

	this.MAX_DATA_LEN	= 1024;

	this.WAIT_TIME		= 10;

	this.READY		= 0x1;
	this.WRITING	= 0x2;
	this.FIN		= 0x4;
	this.ACK		= 0x8;

};

FragmentPacket.prototype.createListener = function() {
	var that = this;
	var listener = function() {
		that.recv();
	};
	return window.setInterval(listener, 10);
};

FragmentPacket.prototype.log = function(msg) {



};

FragmentPacket.prototype.recv = function() {
	var hash;
	if (/MSIE/.test(navigator.userAgent)) {

		hash = this.reader.name;
	} else {

		var hashIndex = this.reader.location.href.indexOf('#');
		if (hashIndex == -1) {
			return;
		}
		hash = this.reader.location.href.substring(hashIndex+1);
	}
	var flags = parseInt(hash.substring(0, 4), 10);
	var seqno = parseInt(hash.substring(4, 24), 10);
	var data  = hash.substring(24);

	if (this._lastHash !== hash) {
		this._lastHash = hash;
		this.log('recv: ' + hash);

		this.log(' flags: ' + flags);
		this.log(' seqno: ' + seqno + ' len: ' + hash.substring(4, 24).length + ' (' + hash.substring(4, 24) + ')');
		this.log(' data: ' + data + ' len: ' + data.length);

		this._lastSeqno = seqno;

		if (flags & this.WRITING) {
			this._accumMsg += data;
			this.sendFlag(this.ACK, seqno);
			if (flags & this.FIN) {
				this.log('recv finished: ' + decodeURIComponent(this._accumMsg));
				this.receiveCallback(decodeURIComponent(this._accumMsg));

				this._accumMsg = '';

				this.sendFlag(this.READY | this.ACK, this._lastSeqno);
			}
		}
	}

	return {
		flags: flags,
		seqno: seqno,
		data: data
	};
};

FragmentPacket.prototype.sendRawPacket = function(packet) {
	if (/MSIE/.test(navigator.userAgent)) {
		this.writer.name = packet;
	} else {

		this.writer.location.href = this.writer_url + '#' + packet;
	}

};

FragmentPacket.prototype.sendFlag = function(flag, seqno) {
	this.sendRawPacket(this._zerofill(flag, 4) + this._zerofill(seqno, 20));
};

FragmentPacket.prototype.send = function(msg) {
	this._send(0, encodeURIComponent(msg));
};

FragmentPacket.prototype._send = function(packetNum, msg) {
	var that = this;
	var recvBuf = this.recv();

	if (packetNum === 0) {

		if (!(recvBuf.flags & this.READY)) {
			this.log('client is not ready, waiting...');
			window.setTimeout(function() { that._send(packetNum, msg); }, this.WAIT_TIME);
			return;
		}
	} else {

		if (!( (recvBuf.flags & this.ACK) && (recvBuf.seqno === this._lastSeqno) )) {
			this.log('waiting for ack from client...');
			window.setTimeout(function() { that._send(packetNum, msg); }, this.WAIT_TIME);
			return;
		} else {
			this.log('received ack: ' + this._lastSeqno + ' ' + recvBuf.seqno);
		}
	}

	var flags = this.WRITING;
	var num_packets = Math.ceil(msg.length / this.MAX_DATA_LEN);
	this.log('num_packets: ' + num_packets);

	if (num_packets === packetNum) {

		this.log('message successfully sent!');
		this.sendFlag(this.READY | this.ACK, this._lastSeqno);
		return true;
	}

	this._lastSeqno++;

	if (packetNum == num_packets-1) {
		flags |= this.FIN;
	}

	var data = msg.substring(packetNum * this.MAX_DATA_LEN, (packetNum+1) * this.MAX_DATA_LEN);
	var packet = this._zerofill(flags, 4) + this._zerofill(this._lastSeqno, 20) + data;

	this.log('sending raw packet: ' + packet);
	this.sendRawPacket(packet);

	return this._send(packetNum + 1, msg);
};

FragmentPacket.prototype._zerofill = function(num, width) {
	var retval = num.toString();
	var retval_len = retval.length;
	for (var i = 0; i < width - retval_len; i++) {
		retval = '0' + retval;
	}
	return retval;
};

var PostMessagePacket = function(receiver, receiveCallback, id, receiverId) {
	var that = this;
	this.receiver = receiver;
	this.receiveCallback = receiveCallback;
	this.id = id;


	this.receiverId = receiverId;
};

PostMessagePacket.prototype.createListener = function() {
	var that = this;

	var listener = function(e) {

		if (!that.id) {
			that.id = e.data;
			return;
		}


		var id = e.data.split(';')[0];
		if (id !== that.id) {
			return;
		}
		var data = e.data.substring(e.data.indexOf(';') + 1);

		that.receiveCallback(data);
	};

	if (typeof window.attachEvent == 'function') {
		window.attachEvent('onmessage', listener);
	} else if (typeof window.addEventListener == 'function') {
		window.addEventListener('message', listener, false);
	} else {
		throw new Error('No method found to create event listener for PostMessagePacket.');
	}
};

PostMessagePacket.prototype.send = function(msg) {



	var needs_reget = false;
	try {
		if (typeof this.receiver.id == 'undefined' || typeof this.receiver.postMessage == 'undefined') {
			needs_reget = true;
		}
	} catch(e) {


	}
	if (needs_reget && typeof this.receiverId != 'undefined') {
		this.receiver = document.getElementById(this.receiverId).contentWindow;
	}

	var packet;
	if (!msg) {

		packet = this.id;
	} else {
		packet = this.id + ';' + msg;
	}
	this.receiver.postMessage(packet, '*');
};

PostMessagePacket._last_unique_id = null;
PostMessagePacket._get_unique_id = function() {
	var id = (new Date()).getTime();
	if (id == PostMessagePacket._last_unique_id) {
		id++;
	}
	PostMessagePacket._last_unique_id = id;
	return id.toString();
};

var JsonRpc = function() {

	this.ids = {};

	this.objectToJSON = function(obj) {
		var json = '';
		var results = [];

		if (obj === undefined || obj === null) {
			return 'null';
		}

		switch (obj.constructor) {
			case Object:
				for (var property in obj) {
					if (obj.hasOwnProperty(property)) {
						results.push(this.objectToJSON(property) + ': ' + this.objectToJSON(obj[property]));
					}
				}
				json = '{' + results.join(', ') + '}';
				break;
			case Array:
				for (var i = 0; i < obj.length; i++) {
					results.push(this.objectToJSON(obj[i]));
				}
				json = '[' + results.join(', ') + ']';
				break;
			case Number:
			case Boolean:
				json = obj.toString();
				break;
			case String:

				var specialChars = {'\b': '\\b', '\t': '\\t', '\n': '\\n', '\f': '\\f', '\r': '\\r', '\\': '\\\\'};

				json = obj.replace(/[\x00-\x1f\\]/g, function(match) {
					var ch = specialChars[match];
					return ch ? ch : '\\u00' + match.charCodeAt().toPaddedString(2, 16);
				});

				json = '"' + json.replace(/"/g, '\\"') + '"';
				break;
			default:

				json = 'null';
				break;
		}

		return json;
	};

	this.createHandler = function(send_func, registered_funcs) {
		var that = this;
		var handler = function(message) {

			try {
				var rpc = eval('(' + message + ')');
			} catch(e) {
				alert('bad JSON: ' + message);
				return;
			}
			if (rpc.method) {

				if (!registered_funcs[rpc.method]) {
					return;
				}

				var retval = registered_funcs[rpc.method].apply(null, rpc.params);
				if (rpc.id) {
					var response = {
						result: retval,
						error: null,	// TODO
						id: rpc.id
					};
					send_func(that.objectToJSON(response));
				}
			} else if(rpc.result) {

				if (!that.ids[rpc.id]) {
					return;
				}

				that.ids[rpc.id](rpc.result);
				delete that.ids[rpc.id];
			}
		};
		return handler;
	};

	this.execute = function(send_func, method, params, response_callback) {
		response_callback = response_callback || null;
		var id = (response_callback) ? (new Date()).getTime() : null;

		var request = {
			method: method,
			params: params,
			id: id
		};

		send_func(this.objectToJSON(request));

		if (id) {
			this.ids[id] = response_callback;
		}
	};
};
JsonRpc = new JsonRpc();

var ParentMessenger = function(childUrl, receiverUrl, container, receiveCallback) {


	if (navigator.userAgent.indexOf('Safari') >= 0 && parseInt(navigator.userAgent.substring(navigator.userAgent.indexOf('Version/') + 8), 10) == 3) {
		throw new Error("unsupported.");
	} else if (window.opera) {
		throw new Error("unsupported.");
	}



	if (!receiverUrl &&
		navigator.userAgent.indexOf('Gecko') >= 0 &&
		parseFloat(navigator.userAgent.slice(navigator.userAgent.indexOf('rv:') + 3, navigator.userAgent.indexOf('rv:') + 6)) < 1.9) {
		throw new Error("unsupported.");
	}


	if (/msie/i.test(navigator.userAgent) && !/opera/i.test(navigator.userAgent)) {


		if (document.domain == window.location.hostname) {
			receiverUrl = '';
		}
	}

	var that = this;
	this.childUrl = childUrl;
	this.receiverUrl = receiverUrl;
	this.container = container || document.body;

	this.packetHandler = null;


	this._ready = false;
	this._error = false;


	var _createReceiverForFragmentPacket = function() {

		that.receiver = document.createElement('iframe');
		that.receiver.src = receiverUrl;
		that.receiver.id = 'receiver_' + (new Date()).getTime();
		that.receiver.name = that.receiver.id;

		that.receiver.frameBorder = '0';
		that.receiver.frameSpacing = '0';
		that.receiver.style.borderStyle = 'none';

		var receiver_onload = function() {
			var receiver = document.getElementById(that.receiver.id).contentWindow;

			try {
				receiver.document.body.innerHTML = '';
			} catch(e) {

				that._error = true;
			}
			receiver.document.body.style.padding = '0px';
			receiver.document.body.style.margin = '0px';

			var child = receiver.document.createElement('iframe');
			child.id = 'child';
			child.name = 'child';
			child.src = that.childUrl;

			child.frameBorder = '0';
			child.frameSpacing = '0';
			child.style.borderStyle = 'none';
			child.style.width = '100%';
			child.style.height = '100%';
			receiver.document.body.appendChild(child);

			that.child = receiver.document.getElementById('child').contentWindow;
			that.receiver = receiver;

			that.packetHandler = new FragmentPacket(that.receiver, that.child, that.childUrl, false, receiveCallback);

			that._listener = that.packetHandler.createListener();

			that.packetHandler.sendFlag(that.packetHandler.READY, 0);

			that._ready = true;
		};

		that.receiver.onreadystatechange = function() {
			if (this.readyState == 'complete') {
				receiver_onload();
			}
		};

		that.receiver.onload = receiver_onload;







		if (Dsq.Utils.ie) {
			if (that.container.clientWidth === 0) {

				var _waitForWidth = function() {
					if (that.container.clientWidth > 0) {
						Dsq.Utils.fixIframesIE(that.container.id);
					} else {
						window.setTimeout(_waitForWidth, 100);
					}
				};
				_waitForWidth();

				that._once = false;
				that.receiver.onresize = function() {
					if (!that._once) {
						Dsq.Utils.fixIframesIE(that.container.id);
					}
					that._once = true;
				};
			}
		}

		that.container.appendChild(that.receiver);
	};


	var _createReceiverForPostMessage = function() {

		var receiver_onload = function() {

			that.packetHandler.send();
			that._ready = true;
		};

		var id = PostMessagePacket._get_unique_id();
		var receiverId = 'child_' + id;


		ParentMessenger['_receiver_onload_' + receiverId] = receiver_onload;

		that.container.innerHTML += '<iframe ' +
			'src="' + childUrl + '" ' +
			'id="' + receiverId + '" ' +
			'name="' + receiverId + '" ' +
			'onload="ParentMessenger._receiver_onload_' + receiverId +'();" ' +
			'></iframe>';

		that.receiver = document.getElementById(receiverId).contentWindow;
		that.packetHandler = new PostMessagePacket(that.receiver, receiveCallback, id, receiverId);
		that._listener = that.packetHandler.createListener();
	};

	if (typeof window.postMessage == 'function') {
		_createReceiverForPostMessage();
	} else {
		_createReceiverForFragmentPacket();
	}

};

ParentMessenger.prototype.sendMessage = function(message) {
	var that = this;
	if (!this._ready) {

		window.setTimeout(function() { that.sendMessage(message); }, 10);
		return;
	}
	this.packetHandler.send(message);
	return true;
};

Dsq.NewFrames = function(url) {
	this.url = url;
};

Dsq.NewFrames.prototype.init = function(onFailure) {
	var that = this;

	try {
		this.messenger = new ParentMessenger(this.url, Dsq.jsonData.integration.receiver_url, this.container, this.receive_callback);
	} catch(e) {
		if (typeof onFailure == 'function') {
			onFailure();
		}
	}

	if (typeof onFailure == 'function') {
		var iId = window.setInterval(function() {
			if (typeof that.messenger == 'undefined') {
				window.clearInterval(iId);
				return;
			}
			if (that.messenger._ready) {
				window.clearInterval(iId);
			} else if (that.messenger._error) {
				window.clearInterval(iId);
				onFailure();
			}
		}, 10);
	}
};

Dsq.NewFrames.prototype._execute = function(method, args, callback) {
	var that = this;
	if (typeof that.messenger == 'undefined') {
		return false;
	}
	JsonRpc.execute(
		function(msg) { that.messenger.sendMessage(msg); },
		method,
		args || [],
		callback);
	return true;
};

Dsq.ReplyFrame = function(container, parent_post_id) {
	var that = this;
	this.container = container;
	this.parent_post_id = parent_post_id;

	var sendFunc = function(msg) {

		Dsq.Debug.log('Dsq.ReplyFrame.sendFunc');
		that.messenger.sendMessage(msg);
	};


	var postComment_onSuccess = function(response) {
		Dsq.jsonData.posts[response.message.id] = response.message.post_meta;
		if (!Dsq.jsonData.users[response.message.post_meta.user_key]) {
			Dsq.jsonData.users[response.message.post_meta.user_key] = response.message.user_meta;
		}


		var reply_position = (typeof(disqus_insert_wrt_sort) == 'undefined' 
			? (Dsq.jsonData.forum.reply_position ? -1 : null) 
			: (Dsq.jsonData.request.sort == 2 ? null : -1));
		
		if (response.message.post_meta.approved) {
			Dsq.Post.insert(response.message.post_meta.parent_post_id || reply_position, response.message.id, response.message.post_meta.message);
		}

		Dsq.Templates.postComment_onSuccess(response, parent_post_id, response.message.id);
	};

	var postComment_onFailure = function(response) {
		Dsq.Popup.popModal(response.message, 'Error');
		Dsq.Templates.postComment_onFailure(response, parent_post_id, response.message.id);
	};

	var editComment_onSuccess = function(response) {
		var post_id = parent_post_id;
		var message = Dsq.$('dsq-comment-message-' + post_id);
		
		message.innerHTML = response.message;
		Dsq.Templates.toggleEdit(post_id);
		Dsq.Templates.setLoadingButton(false);
	};
	
	var editComment_onFailure = function(response) {
		var post_id = parent_post_id;
		
		Dsq.Popup.popModal('Sorry, there was an error editing this comment.', 'Edit Error');
		Dsq.Templates.toggleEdit(post_id);
		Dsq.Templates.setLoadingButton(false);
	};

	var getUserByEmail_onSuccess = function(response) {
		var msg = response.message;
		var fields = Dsq.Templates.getFormFields(parent_post_id);

		if (msg.username) {

			Dsq.Templates.lightboxAuthenticate(parent_post_id, 'login', {
				'username': msg.username,
				'display_name': msg.display_name,
				'avatar_url': msg.avatar_url,
				'verified': msg.verified,
				'email': fields.email.value
			});
		} else {

			Dsq.Templates.lightboxAuthenticate(parent_post_id, 'register');
		}
	};

	var validateAuth_onSuccess = function(response, auth_choice) {
		Dsq.Templates.postComment(parent_post_id, null, true, auth_choice);
	};

	var validateAuth_onFailure = function(response, auth_choice) {
		var pid = parent_post_id ? '-' + parent_post_id : '';
		var msg = response.message;

		if (auth_choice == 'register') {
			var fields = ['email', 'username', 'password'];

			for (var i = 0; i < fields.length; i++) {
				var field = fields[i];
				var errorDiv = Dsq.$('dsq-' + field + '-errors' + pid);

				if (msg[field]) {
					errorDiv.innerHTML = msg[field];
				} else {
					errorDiv.innerHTML = '';
				}
			}
		} else if (auth_choice == 'login') {
			Dsq.$('dsq-lightbox-errors' + pid).innerHTML = '<p>We couldn\'t log you in. Please verify your login.</p>';
		}
		
		Dsq.Templates.setLoadingButton(false);
	};

	this.receive_callback = JsonRpc.createHandler(sendFunc, {
		'postComment.onSuccess': postComment_onSuccess,
		'postComment.onFailure': postComment_onFailure,
		'editComment.onSuccess': editComment_onSuccess,
		'editComment.onFailure': editComment_onFailure,		
		'getUserByEmail.onSuccess': getUserByEmail_onSuccess,
		'validateAuth.onSuccess': validateAuth_onSuccess,
		'validateAuth.onFailure': validateAuth_onFailure,
		'reload': function() { window.location.reload(); }
	});

	this.url = Dsq.Urls.REPLY +
		'?' + (new Date()).getTime() +
		'&f=consumerismcommentary' +
		'&t=stupid_investment_of_the_week_rich_dad_academy' +
		'&ff=' + Dsq.Thread.ff +
		'&default_text=' + disqus_default_text +
		'&ifrs=' + encodeURIComponent(disqus_iframe_css);
	if (this.parent_post_id) {
		this.url += '&parent_post=' + this.parent_post_id;
	}
};

Dsq.ReplyFrame.prototype = new Dsq.NewFrames(Dsq.ReplyFrame.url);

Dsq.ReplyFrame.prototype.post = function(author_name, author_email, author_url, authenticate, sharing_services, subscribe) {
	this._execute('postComment', [author_name, author_email, author_url, authenticate, sharing_services, subscribe]);
};

Dsq.ReplyFrame.prototype.edit = function(post_id, message) {
	this._execute('editComment', [post_id, message]);
};

Dsq.ReplyFrame.prototype.setState = function(parent_post_id, depth) {
	this._execute('setState', [parent_post_id, depth]);
};

Dsq.ReplyFrame.prototype.getUserByEmail = function(email) {
	this._execute('getUserByEmail', [email]);
};

Dsq.ReplyFrame.prototype.validateAuth = function(auth_choice, email, username, password) {
	this._execute('validateAuth', [auth_choice, email, username, password]);
};

Dsq.ReplyFrame.prototype.authenticateFacebook = function(session, forum_url) {
	this._execute('authenticateFacebook', [session, forum_url]);
};

	Dsq.Facebook = function() {
	var that = this;

	var handleSessionData = function(session) {

		var forum_url = Dsq.jsonData.forum.url;




		if (typeof disqus_facebook_forum != 'undefined') {
			forum_url = disqus_facebook_forum;
		}
		Dsq.frames.reply_0.authenticateFacebook(session, forum_url);
	};

	var onLogin = function() {
		FB.Connect.getSignedPublicSessionData(handleSessionData);
	};

	this.login = function() {
		FB.Connect.requireSession(onLogin, true);
	};
};
Dsq.Facebook = new Dsq.Facebook();


	






Dsq.Themes = {};

Dsq.Themes.narcissus = new function() {
	this.addPostContainer = 'dsq-form-area';
	this.textareaContainer = 'dsq-textarea-wrapper';



	
	this.header = function() {
		var comments_count, total_posts, num_posts;
		var html = '';
		var missing_perm_tmpl;

		if (Dsq.jsonData.request.missing_perm) {
			missing_perm_tmpl = Dsq.Templates.missingPermissions();
			if (missing_perm_tmpl) {
				html += '<div class="dsq-missing-permissions">' + missing_perm_tmpl + '</div>';
			}
		}

		total_posts = Dsq.jsonData.thread.total_posts;
		num_posts = Dsq.jsonData.thread.num_posts;

		if (total_posts) {
			comments_count = Dsq.FmtStrings.SHOWING_COMMENTS_FULL(total_posts, num_posts);
		} else {
			comments_count = Dsq.FmtStrings.SHOWING_COMMENTS_WITHOUT_PAGINATION(num_posts);
		}

		html += ' \
		<div id="dsq-comments-title"> \
			<h3>' + comments_count + '</h3> \
		</div> \
		';

		html += ' \
		<div class="dsq-options"> \
			<span class="dsq-item-sort">'
				+ Dsq.Strings.SORT_BY + ' \
				<select id="dsq-sort-select" onchange="Dsq.Thread.sortBy(this.value);"> \
					<option value="hot" ' + (Dsq.jsonData.request.sort == 4 ? 'selected="selected"' : '') + '>' + Dsq.Strings.POPULAR_NOW + '</option> \
					<option value="best" ' + (Dsq.jsonData.request.sort == 3 ? 'selected="selected"' : '') + '>' + Dsq.Strings.BEST_RATING + '</option> \
					<option value="newest" ' + (Dsq.jsonData.request.sort == 2 ? 'selected="selected"' : '') + '>' + Dsq.Strings.NEWEST_FIRST + '</option> \
					<option value="oldest" ' + (Dsq.jsonData.request.sort == 1 ? 'selected="selected"' : '') + '>' + Dsq.Strings.OLDEST_FIRST + '</option> \
				</select> \
				&nbsp; \
			</span> \
			<span class="dsq-subscribe-email"> \
				<img src="http://media.disqus.com/images/embed/email.png" style="width:12px;height:12px;vertical-align:middle"> \
				<span id="dsq-subscribe">'
					+ (Dsq.jsonData.context.subscribed
						? '<a href="#" onclick="Dsq.Thread.subscribe(0); return false">' + Dsq.Strings.UNSUBSCRIBE + '</a>'
						: '<a href="#" onclick="Dsq.Thread.subscribe(1); return false">' + Dsq.Strings.SUBSCRIBE_BY_EMAIL + '</a>')
				+ '</span> \
			</span> \
			<span class="dsq-subscribe-rss" style="width:12px;height:12px;vertical-align:middle"> \
				<img src="http://media.disqus.com/images/embed/bullet-feed.png" alt="" /> \
				<a href="http://consumerismcommentary.disqus.com/stupid_investment_of_the_week_rich_dad_academy/latest.rss">' + Dsq.Strings.SUBSCRIBE_BY_RSS + '</a> \
			</span> \
		</div> \
		';

		
		

		return html;

	};
	
	this.footer = function() {
		var html = '';

		html += Dsq.Templates.pagination();

		
		
			html += Dsq.Templates.realtime();
			html += Dsq.Templates.showThreadSettings();
			html += Dsq.Templates.postBox();

		html += Dsq.Templates.reactions();

		


		if (Dsq.jsonData.request.is_global_moderator) {
 			html += ' \
				<div class="dsq-global-moderator-extras">'
					+ '<strong>shortname:</strong> ' + Dsq.jsonData.forum.url
					+ '<strong>thread id:</strong> ' + Dsq.jsonData.thread.id
					+ '<strong>thread slug:</strong> ' + Dsq.jsonData.thread.slug
				+ '</div> \
			';
		}

		return html;
	};
	
	this.realtime = function() {
		var html = '';
		
		if (Dsq.jsonData.realtime_enabled) {
			html += '<div id="dsq-realtime-options" class="dsq-options">'
					 + Dsq.Strings.REALTIME_UPDATING_IS + ' <strong id="dsq-realtime-status" style="text-transform: lowercase">' + Dsq.Strings.ENABLED + '</strong>. \
					 <a href="#" id="dsq-realtime-toggle" style="text-transform: capitalize"></a> \
					</div>';
		}

		if (!Dsq.jsonData.forum.streaming_realtime) {
			html += ' \
				<div style="display: none" id="dsq-realtime-alert" class="dsq-realtime-alert"><span id="dsq-realtime-queued"></span> <a href="#" id="dsq-realtime-show"></a></div> \
			';
		}
		
		return html;
	};

	this.showThreadSettings = function() {
		if (!Dsq.jsonData.request.is_moderator) {
			return '';
		}

		html = '<div id="dsq-thread-settings" class="dsq-thread-settings">' + Dsq.Strings.MODERATOR_OPTIONS;
		html += '<a href="#" onclick="Dsq.Thread.showSettings(); return false;">' + Dsq.Strings.SETTINGS + '</a>';
		if (Dsq.jsonData.forum.reactions_enabled && Dsq.jsonData.reactions.length === 0) {
			html += '<a href="#" onclick="Dsq.Reaction.reportMissingReactions(); return false;">'
						+ Dsq.Strings.REPORT_MISSING_REACTIONS
						+ '</a>';
		}
		html +='</div>';

		return html;
	};

	this.postBox = function(post_id, use_fallback_iframe) {


		var html;
		var display_sharing_options = Dsq.jsonData.request.is_authenticated;
		if (Dsq.jsonData.request.is_remote) {


			if (!Dsq.jsonData.request.sharing.hasOwnProperty(Dsq.jsonData.request.remote_domain)) {
				display_sharing_options = false;
			}
		}
		
		if (post_id) {
			var _meta = Dsq.jsonData.posts[post_id];
			var userData = Dsq.jsonData['users'][_meta.user_key];				
		}
		
		var pid = post_id ? '-' + post_id : '';

		var _requestUserInfo = function() {
			var html;



			var user_has_email = false;

			html = '<div class="dsq-request-user-info"> <!-- // If authenticated --> \
				<a href="' + Dsq.jsonData.settings.disqus_url + Dsq.Urls.LOGOUT + '?ctkn=' + Dsq.CSRF_TOKEN + '" class="dsq-request-user-logout">' + Dsq.Strings.LOGOUT + '</a> \
				<table> \
					<tr> \
						<td rowspan="2">'
							+ (!Dsq.jsonData.forum.disqus_auth_disabled ? '<a href="' + Dsq.jsonData.settings.disqus_url + Dsq.Urls.REQUEST_USER_PROFILE + '">' : '')
								+ '<img src="' + Dsq.Urls.REQUEST_USER_AVATAR + '" width="48" height="48" class="dsq-request-user-avatar">'
							+ (!Dsq.jsonData.forum.disqus_auth_disabled ? '</a>' : '')
						+ '</td> \
						<td class="dsq-request-user-name">'
								+ (Dsq.jsonData.request.is_remote
									 ? '<span class="dsq-badge-small dsq-badge-' + Dsq.jsonData.request.remote_domain + '">' + Dsq.jsonData.request.remote_domain + '</span>'
									 : (Dsq.jsonData.request.is_verified
											? '<span class="dsq-badge-small dsq-badge-verified">Verified</span>'
											: '<span class="dsq-badge-small dsq-badge-registered">Registered</span>'))
							+ ' <a href="' + Dsq.jsonData.settings.disqus_url + Dsq.Urls.REQUEST_USER_PROFILE + '">' + Dsq.jsonData.request.display_username + '</a>'
							+  (Dsq.jsonData.request.is_remote && user_has_email ? ' <small>(<a href="#" onclick="Dsq.Popup.remoteAccountSettings(); return false;">change settings</a>)</small>' : '')
							+  (!Dsq.jsonData.request.is_remote && !Dsq.jsonData.forum.disqus_auth_disabled ? ' <small>(<a href="' + Dsq.jsonData.settings.disqus_url + '/profile/info/" target="_blank">change name</a> or <a href="' + Dsq.jsonData.settings.disqus_url + '/profile/avatar/" target="_blank">picture</a>)</small>' : '')
						+ '</td> \
					</tr> \
					<tr> \
						<td class="dsq-request-user-stats"> \
							<span><big>' + Dsq.jsonData.request.comments_count + '</big> ' + (Dsq.jsonData.request.comments_count == 1 ? 'comment' : 'comments') + '</span> \
							<span><big>' + Dsq.jsonData.request.likes_count + '</big> ' + (Dsq.jsonData.request.likes_count == 1 ? 'like' : 'likes') + '</span> \
							<span><big>' + Dsq.jsonData.request.points + '</big> ' + (Dsq.jsonData.request.points == 1 ? 'point' : 'points') + '</span> \
						</td> \
					</tr> \
				</table> \
			</div> \
			';
			return html;
		};

		var _loginOptions = function() {
			var html;
			html = ' \
			<div class="dsq-authenticate"> \
				<p class="dsq-autheneticate-copy">'
				+ (Dsq.jsonData.forum.allow_anon_post
					? Dsq.Strings.YOU_ARE_COMMENTING_AS_A + ' <a class="dsq-help" title="Click for more information" href="#" onclick="Dsq.Popup.helpBadges(); return false">Guest</a>. ' + Dsq.Strings.OPTIONAL + ': ' + Dsq.Strings.LOGIN_BELOW + '.'
					: Dsq.Strings.REQUIRED + ': ' + Dsq.Strings.PLEASE_LOGIN_BELOW_TO_COMMENT + '.')
				+ '</p> \
				<ul class="dsq-login-buttons">'
					+ (!Dsq.jsonData.forum.disqus_auth_disabled ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.Popup.login(); return false"><img src="http://media.disqus.com/images/themes/narcissus/login-disqus.gif" /></a></li>' : '')
					+ (Dsq.jsonData.context.use_fb_connect ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.Facebook.login(); return false;"><img src="http://media.disqus.com/images/themes/narcissus/login-facebook.gif" /></a></li>' : '')
					+ (Dsq.jsonData.context.use_twitter_signin ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.Twitter.startTwitterConnect(); return false"><img src="http://media.disqus.com/images/themes/narcissus/login-twitter.gif" /></a></li>' : '')
					+ (Dsq.jsonData.context.use_openid ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.OpenID.requestURL(); return false" ><img src="http://media.disqus.com/images/themes/narcissus/login-openid.gif" /></a></li>' : '')
					+ (Dsq.jsonData.context.use_yahoo ? '<li class="dsq-login-button"><a href="#" onclick="Dsq.Yahoo.startYahooConnect(); return false"><img src="http://media.disqus.com/images/themes/narcissus/login-yahoo.gif" /></a></li>' : '')
				+ '</ul> \
			</div> \
			';
			return html;
		};

		if (!Dsq.jsonData.context.show_reply) {


			if (!Dsq.jsonData.request.is_authenticated) {



				return '<div id="dsq-form-area" style="display:none"><div id="dsq-textarea-wrapper"></div></div>' + _loginOptions();
			} else {
				return '';
			}
		}

		html = ' \
		<div id="' + (post_id 
			? 'dsq-reply-post-' + post_id
			: 'dsq-new-post')
		 	+ '" class="dsq-post-area"> \
			<div class="dsq-dc-logo"> \
				<a href="http://disqus.com/comments" target="_blank"><img src="http://media.disqus.com/images/themes/narcissus/disqus-logo.png"></a> \
			</div>'
			+ (post_id 
				? '<h3>' + Dsq.Strings.REPLYING_TO + ' ' + userData.display_name + '</h3>'
				: '<h3>' + Dsq.Strings.ADD_NEW_COMMENT + '</h3>')
			+ (Dsq.jsonData.request.is_authenticated 
				? _requestUserInfo()
				: _loginOptions() )
			+ '<div id="dsq-form-area' + pid + '">'
			+ '<div class="dsq-textarea"> \
				<div class="dsq-textarea-wrapper" id="dsq-textarea-wrapper' + pid + '"></div> \
			</div>'
			+ (!Dsq.jsonData.request.is_authenticated
			? ' \
			<div class="dsq-post-fields"> \
				<form action="." method="GET" onsubmit="Dsq.Templates.postComment(' + post_id + ', this, false); return false;"> \
				<table> \
					<tr> \
						<td class="dsq-post-fields-left"><div class="dsq-input-wrapper"><input id="dsq-field-name' + pid + '" type="text" value="' + (disqus_def_name ? disqus_def_name : (Dsq.jsonData.session.name ? Dsq.jsonData.session.name : Dsq.Strings.NAME + '" class="dsq-placeholder')) + '" onfocus="Dsq.Templates.handlePlaceholder(event, this, \'name\')" onblur="Dsq.Templates.handlePlaceholder(event, this, \'name\')" /></div></td> \
						<td class="dsq-post-fields-right"><div class="dsq-input-wrapper"><input id="dsq-field-website' + pid + '" type="text" value="' + (Dsq.jsonData.session.url ? Dsq.jsonData.session.url : Dsq.Strings.WEBSITE + ' (' + Dsq.Strings.OPTIONAL.toLowerCase() + ')" class="dsq-placeholder') + '" onfocus="Dsq.Templates.handlePlaceholder(event, this, \'website\')" onblur="Dsq.Templates.handlePlaceholder(event, this, \'website\')" /></div></td> \
					</tr> \
					<tr> \
						<td class="dsq-post-fields-left"><div class="dsq-input-wrapper"><input id="dsq-field-email' + pid + '" type="text" value="' + (disqus_def_email ? disqus_def_email : (Dsq.jsonData.session.email ? Dsq.jsonData.session.email : Dsq.Strings.EMAIL + '" class="dsq-placeholder')) + '" onfocus="Dsq.Templates.handlePlaceholder(event, this, \'email\')" onblur="Dsq.Templates.handlePlaceholder(event, this, \'email\')" /></div></td> \
						<td class="dsq-post-fields-right"> \
							<div class="dsq-subscribe"> \
								<a href="#" onclick="Dsq.Templates.chooseSubscribe(' + post_id + '); return false" class="dsq-subscribe-menu"><span id="dsq-subscribe-select' + pid + '">' + (Dsq.jsonData.request.subscribe_on_post ? Dsq.Strings.SUBSCRIBE_TO_ALL_COMMENTS_BY_EMAIL : Dsq.Strings.DO_NOT_SUBSCRIBE_TO_COMMENTS) + '</span> <small>&#9660;</small></a> \
								<ul class="dsq-panel" id="dsq-subscribe-menu' + pid + '"> \
									<li><a href="#" onclick="Dsq.Templates.setSubscribe(2, this, ' + post_id + '); return false">Subscribe to all comments by email</a></li> \
									<li><a href="#" onclick="Dsq.Templates.setSubscribe(0, this, ' + post_id + '); return false">Do not subscribe to comments</a></li> \
								</ul> \
								<input id="dsq-subscribe-on-post' + pid + '" type="hidden" value="' + Dsq.jsonData.request.subscribe_on_post + '" /> \
							</div> \
						</td> \
					</tr> \
				</table> \
				</form> \
			</div>'
			: '')
			+ '<div class="dsq-post-footer"> \
				<div class="dsq-sharing-options" ' + (!display_sharing_options ? 'style="display:none;"' : '') + '> \
					<button class="dsq-button-small" onfocus="document.getElementById(\'dsq-post-button' + pid + '\').focus();"><span>' + Dsq.Strings.SHARING_OPTIONS + ' <small>&#9660;</small></span></button> \
					<div class="dsq-panel"> '
						+ (Dsq.jsonData.request.sharing.twitter !== undefined
								&& Dsq.jsonData.request.sharing.twitter.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-twitter' + pid + '"'
								  + (Dsq.jsonData.request.sharing.twitter.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-twitter' + pid + '">' + Dsq.Strings.SHARE_ON + ' Twitter</label> \
								 </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.facebook
								&& (Dsq.jsonData.request.sharing.facebook.enabled === true ||
										(Dsq.jsonData.request.is_remote && Dsq.jsonData.request.remote_domain == 'facebook'))
							? '<div><input type="checkbox" id="dsq-sharing-facebook' + pid + '"'
									+ (Dsq.jsonData.request.sharing.facebook.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-facebook' + pid + '">' + Dsq.Strings.SHARE_ON + ' Facebook</label> \
								 </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.yahoo !== undefined
								&& Dsq.jsonData.request.sharing.yahoo.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-yahoo' + pid + '"'
									+ (Dsq.jsonData.request.sharing.yahoo.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-yahoo' + pid + '">' + Dsq.Strings.SHARE_ON + ' Yahoo!</label> \
								</div>'
							: '')
						+ (Dsq.jsonData.request.sharing.tumblr !== undefined
								&& Dsq.jsonData.request.sharing.tumblr.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-tumblr' + pid + '"'
									+ (Dsq.jsonData.request.sharing.tumblr.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-tumblr' + pid + '">' + Dsq.Strings.SHARE_ON + ' Tumblr</label> \
								 </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.wordpress !== undefined
								&& Dsq.jsonData.request.sharing.wordpress.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-wordpress' + pid + '"'
									+ (Dsq.jsonData.request.sharing.wordpress.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-wordpress' + pid + '">' + Dsq.Strings.SHARE_ON + ' Wordpress</label> \
								 </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.movabletype !== undefined
							  && Dsq.jsonData.request.sharing.movabletype.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-movabletype' + pid + '"'
									+ (Dsq.jsonData.request.sharing.movabletype.auto === true ? 'checked=true' : '') + '/> \
									<label for="dsq-sharing-movabletype' + pid + '">' + Dsq.Strings.SHARE_ON + ' Movable Type</label> \
							   </div>'
							: '')
						+ (Dsq.jsonData.request.sharing.typepad !== undefined
							  && Dsq.jsonData.request.sharing.typepad.enabled === true
							? '<div><input type="checkbox" id="dsq-sharing-typepad' + pid + '"'
									+ (Dsq.jsonData.request.sharing.typepad.auto === true ? 'checked=true' : '') + '/> \
								  <label for="dsq-sharing-typepad' + pid + '">' + Dsq.Strings.SHARE_ON + ' TypePad</label> \
							   </div>'
							: '')
						+ '<div><a href="' + Dsq.jsonData.settings.disqus_url + '/profile/connections/" target="_blank" class="dsq-configure-options">' + Dsq.Strings.CONFIGURE_OPTIONS + '</a></div>'
					+ '</div> \
				</div>'
				+ '<button class="dsq-button" id="dsq-post-button' + pid + '" onclick="Dsq.Templates.postComment(' + post_id + ', this, false)"><span>' + Dsq.Strings.POST_AS + ' '
				+ (Dsq.jsonData.request.display_username
					? Dsq.jsonData.request.display_username
					: Dsq.Strings.GUEST)
				+ '</span></button>'
				+ (post_id
					? '<button class="dsq-button" id="dsq-cancel-button' + pid + '" onclick="Dsq.Post.toggleReply(' + post_id +', this)"><span>' + Dsq.Strings.CANCEL + '</span></button>'
					: '')
			+ '</div>'
			+ '</div>' // end dsq-form-area
		+ '</div> \
		';
		
		return html;
	};




	this.appendPost = function(post_id) {
		var html = '<div id="dsq-append-post-' + post_id + '"></div>';
		return html;
	};

	this.postPrependHeader = function(post_id) {
		var html;
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];
		
		html = ' \
		<table> \
			<tr> \
				<td id="dsq-header-avatar-' + post_id + '" class="dsq-header-avatar" onmouseover="Dsq.Post.dropProfile(' + post_id + ')"> \
					<a id="dsq-avatar-' + post_id + '" class="dsq-avatar" href="' + userData.url + '" onclick="Dsq.Popup.popProfile(' + post_id + '); return false;">'
					+ (Dsq.jsonData.forum.show_avatar
					? '<img src="' + Dsq.jsonData.users[_meta.user_key].avatar + '" alt="" />'
					: '')
				+ '</a> \
				</td> \
				<td class="dsq-comment-header-meta"> \
		';

		
		return html;
	};
	
	this.postAppendHeader = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];
		var html;
		var parent_display_name = '';
		
		if(_meta.parent_post_id) {

			var _parent_meta = Dsq.jsonData.posts[_meta.parent_post_id];

			if (_parent_meta) {
				var parentUserData = Dsq.jsonData['users'][_parent_meta.user_key];
				parent_display_name = parentUserData.display_name;
			}
		}

		html = ' \
		<img src="http://media.disqus.com/images/themes/narcissus/moderator.png" class="dsq-moderator-star" title="Moderator" /> \
		<span class="dsq-comment-header-time"><a href="#comment-' + post_id + '" onclick="Dsq.Popup.permalink(' + post_id + ')" title="Permalink">' + (_meta.is_realtime ? Dsq.Strings.JUST_NOW : _meta.date) + '</a></span> '
		+ (_meta.parent_post_id && parent_display_name
			? '<a href="#comment-' + _meta.parent_post_id + '" title="Jump to comment">in reply to ' + parent_display_name + '</a>'
			: '')
		+ '</td> \
		<td id="dsq-like-pts-' + post_id + '" class="dsq-comment-header-likes">'
		+ (_meta.points
			? _meta.points + Dsq.Utils.pluralize(_meta.points, ' person', ' people') + ' liked this.'
			: '')
		+ '</td> \
		</tr> \
		</table> \
		';
		return html;
	};

	this.preBody = function(post_id) {
		var html = '';
		return html;
	};

	this.postFooter = function(post_id) {
		var html;
		var _meta = Dsq.jsonData.posts[post_id];
		if(_meta.killed || !_meta.approved) { return ''; }
		
		html = ' \
		<div class="dsq-comment-footer" id="dsq-comment-footer-' + post_id + '"> \
			<div class="dsq-comment-footer-left">'
				+ (Dsq.jsonData.request.is_moderator || Dsq.jsonData.request.is_global_moderator
					? '<a href="#" onclick="Dsq.Templates.moderateOptions(' + post_id+ '); return false">' + Dsq.Strings.MODERATE + '</a>'
					: '')
				+ '<a href="#" id="dsq-post-report-' + post_id + '" class="dsq-post-report" onclick="Dsq.Post.report(' + post_id + ', false); return false;">' + Dsq.Strings.FLAG + '</a> \
			</div> \
			<div class="dsq-comment-footer-right">'
				+ (_meta.votable 
					? '<span id="dsq-like-' + post_id + '" class="dsq-like">'
					+ (!_meta.up_voted
						? '<button class="dsq-button-small" onclick="Dsq.Post.rate(this, ' + post_id + ', 1)" >Like</button>'
						: 'You liked this.&nbsp;&nbsp;')
					+ '</span>'
					: '')
				+ (_meta.can_reply && !_meta.has_replies && _meta.from_request_user
					? '<button class="dsq-button-small dsq-post-edit" onclick="Dsq.Post.edit(this, ' + post_id + ')" >' + Dsq.Strings.EDIT + '</button>'
					: '')
				+ (_meta.can_reply
					? '<span class="dsq-comment-footer-reply" id="dsq-comment-footer-reply-' + post_id + '" onclick="Dsq.Post.toggleReply(' + post_id +', this)"> \
						<button class="dsq-button-small">' + Dsq.Strings.REPLY + '</button> \
						<button class="dsq-comment-footer-reply-tab">' + Dsq.Strings.REPLY + '</button><span></span> \
					</span>'
					: '')
			+ '</div> \
		</div> \
		';
		
		return html;
	};



	
	this.showRetweets = function(id, limit, element_id /* Optional */) {
		var source, html = '';

		for (var i = 0, reaction; reaction = Dsq.jsonData.reactions[i]; i++) {
			if (reaction.id === id) {
				source = reaction.retweets;
			}
		}

		if (source) {
			if (limit === 0) {
				limit = source.length;
			}

			for (var j = 0; j < limit; j++) {
				var rt = source[j];
				html += '<a href="' + rt.url + '">' + rt.author_name + '</a>'	+ ((j === (limit - 1)) ? '.' : ', ');
			}
		}

		if (element_id === undefined) {
			return html;
		}

		var element = document.getElementById(element_id);
		element.innerHTML = html;
		return element;
	};

	this.showMoreReactions = function(reactions, has_more, start, limit) {
		var link = document.getElementById('dsq-show-more-reactions');
		var container = link.parentNode;
		container.removeChild(link);

		for (var i = 0, reaction; reaction = reactions[i]; i++) {
			var el = Dsq.Templates.generateReactionHTML(reaction);
			if (el) {
				container.innerHTML += el;
			}
		}

		if (has_more) {
			var d = Dsq.jsonData.settings.disqus_url;
			var f = Dsq.jsonData.forum.url;
			var t = Dsq.jsonData.thread.id;
			var s = start;
			var l = limit;

			var handler = 'Dsq.Utils.execScript(\'' + d + '/forums/' + f + '/more_reactions.js?t=' + t + '&s=' + s + '&l=' + l + '\', true); return false;';
			container.innerHTML += '<li id="dsq-show-more-reactions" class="dsq-show-more-reactions"><button class="dsq-button-small" onclick="' + handler + '">Show more reactions</button></li>';
		}
	};

	this.generateReactionHTML = function(reaction) {
		if (reaction.body === null || reaction.body == '') {
			return;
		}

		if (reaction.author_name === '') {
			reaction.author_name = '&nbsp;';
		}

		if (reaction.url === '') {
			reaction.url = reaction.get_service_url;
		}

		var item = '<li class="dsq-comment dsq-reaction" id="dsq-reaction-' + reaction.id + '">'
			+ '<div class="dsq-comment-header"> \
			<table> \
			<tr> \
			<td class="dsq-header-avatar"> \
			';

		if (reaction.author_url && reaction.author_url !== '') {
			item += '<a target="_blank" href="' + reaction.author_url +'" class="dsq-avatar">';
		}

		if (reaction.avatar_url && reaction.avatar_url !== '') {
			item += '<img src="' + reaction.avatar_url + '"/>';
		} else {

			item += '<img src="' + Dsq.jsonData.media_url + '/images/noavatar92.png"/>';
		}

		var service_icon = (reaction.get_service_name == 'trackback' || reaction.get_service_name == 'pingback' ? 'rss' : reaction.get_service_name.replace(' ', ''));
		item += (reaction.author_url && reaction.author_url !== ''
				? '</a>'
				: '')
			+ '</td>'
			+ '<td><cite class="dsq-comment-cite">' + reaction.author_name + '</cite> <span class="dsq-comment-header-time">' + reaction.date_created + '</span></td>'
			+ '<td class="dsq-comment-header-likes"></td>'
			+ '</tr></table></div>' // end dsq-comment-header
			+ '<div class="dsq-reaction-header" \
				<table> \
					<tr> \
						<td class="dsq-reaction-header-left">'
							+ '<img class="dsq-service-icon" src="' + Dsq.jsonData.media_url + '/images/reactions/services/' + service_icon + '.png" />'
							+ ' From <a class="dsq-service-name" target="_blank" href="' + reaction.url + '">' + reaction.get_service_name + '</a> '
							+ 'via ' + (reaction.source == 'backtype' ? '<a href="http://backtype.com/">BackType</a>' : '<a href="' + reaction.source_url + '">UberVU</a>')
						+ '</td>'
						+ '<td class="dsq-reaction-header-right">';
			
			if(reaction.retweets) {
				var num_retweets = reaction.retweets.length;
				if (num_retweets > 0) {
					if (num_retweets == 1) {
						item += 'One more retweet from <a href="' + reaction.retweets[0].url + '">'  + reaction.retweets[0].author_name + '</a>';
					} else {
						item += (num_retweets + ' more retweets from ');
						item += '<span id="dsq-reaction-retweets-' + reaction.id + '">';
						var n_tweets = (num_retweets > 3) ? 3 : num_retweets;
						item += Dsq.Templates.showRetweets(reaction.id, n_tweets);
						if (n_tweets != num_retweets) {
							item += '</span> <a onclick="Dsq.Templates.showRetweets(' + reaction.id + ', 0, \'dsq-reaction-retweets-' + reaction.id + '\');'
								+ 'this.parentNode.removeChild(this); return false;" href="#">Show all</a>';
						}
					}
				}
			}	
			item += '</td></tr> \
			</table> \
			</div>' // end dsq-reaction-header
			+ '<div class="dsq-comment-body"> \
				<div class="dsq-comment-message">' + reaction.body + '</div>'
			+ '</div> \
			<div class="dsq-comment-footer"> \
				<div class="dsq-comment-footer-left"> \
				</div>'
				+ (Dsq.jsonData.request.is_moderator || Dsq.jsonData.request.is_global_moderator 
					? ' \
					<div class="dsq-comment-footer-right"> \
						<button class="dsq-button-small dsq-hide-reaction" onclick="Dsq.Reaction.hide(' + reaction.id + ')">Hide</button> \
					</div>'
					: '')
			+ '</div>'
		item += '</li>'; /* Reaction HTML ends */
		return item;
	};

	this.reactions = function() {
		var html, reaction;

		if (Dsq.jsonData.reactions === undefined || Dsq.jsonData.reactions.length === 0) {
			return '';
		}

		html = '';
		for (var i = 0; reaction = Dsq.jsonData.reactions[i]; i++) {
			var item = Dsq.Templates.generateReactionHTML(reaction);
			if (item) {
				html += item;
			}
		}

		if (Dsq.jsonData.has_more_reactions) {
			var d = Dsq.jsonData.settings.disqus_url;
			var f = Dsq.jsonData.forum.url;
			var t = Dsq.jsonData.thread.id;
			var s = Dsq.jsonData.reactions_start;
			var l = Dsq.jsonData.reactions_limit;

			var handler = 'Dsq.Utils.execScript(\'' + d + '/forums/' + f + '/more_reactions.js?t=' + t + '&s=' + s + '&l=' + l + '\', true); return false;';
			html += '<li id="dsq-show-more-reactions" class="dsq-show-more-reactions"><button class="dsq-button-small" onclick="' + handler + '">Show more reactions</button></li>';
		}

		return '<h3 id="dsq-reactions-title" class="dsq-h3-reactions">Reactions</h3><ul id="dsq-reactions" class="dsq-reactions">' + html + '</ul>';
	};
	
	this._popupGeneric = function(content) {
		return ' \
		<div class="dsq-popup-container"> \
			<table> \
				<tbody> \
					<tr> \
						<td class="dsq-popup-tl"></td><td class="dsq-popup-b"></td><td class="dsq-popup-tr"></td> \
					</tr> \
					<tr> \
						<td class="dsq-popup-b"></td> \
						<td class="dsq-popup-body"> \
							<div class="dsq-popup-content"> \
								<div class="dsq-popup-title"> \
									<button class="dsq-button-small" style="float:right" onclick="Dsq.Popup._closePopup(null, true)">Close</button>' 
									+ content['header'] 
								+ '</div>'
								+ content['body']
							+ '</div> \
							<div class="powered-by"><a href="http://disqus.com/comments/">Powered by <img src="http://media.disqus.com/images/embed/disqus-logo.png" alt="Disqus Comments" style="margin-bottom:-5px" /></a></div> \
						</td> \
						<td class="dsq-popup-b"></td> \
					</tr> \
					<tr> \
						<td class="dsq-popup-bl"></td><td class="dsq-popup-b"></td><td class="dsq-popup-br"></td> \
					</tr> \
				</tbody> \
			</table> \
		</div> \
		';
	};



	
	this.chooseSubscribe = function(post_id) {

		var pid = post_id ? '-' + post_id : '';
		var menu = Dsq.$('dsq-subscribe-menu' + pid);
		
		menu.style.display = menu.style.display == 'block' ? 'none' : 'block';
		
	};
	
	this.setSubscribe = function(value, el, post_id) {

		var pid = post_id ? '-' + post_id : '';
		var input = Dsq.$('dsq-subscribe-on-post' + pid);
		var select = Dsq.$('dsq-subscribe-select' + pid);
		var menu = Dsq.$('dsq-subscribe-menu' + pid);
		
		select.innerHTML = el.innerHTML;
		input.value = value;
		this.chooseSubscribe(post_id);
	};
	
	this.getFormFields = function(post_id) {

		var fields = {};
		var pid = post_id ? '-' + post_id : '';
		var name = Dsq.$('dsq-field-name' + pid);
		var email = Dsq.$('dsq-field-email' + pid);
		var website = Dsq.$('dsq-field-website' + pid);
		var username = Dsq.$('dsq-field-username' + pid);
		var password = Dsq.$('dsq-field-password' + pid);

		fields = {
			'name': name,
			'email': email,
			'website': website,
			'username': username,
			'password': password
		}
		
		return fields;
	}
	
	this.validateFields = function(post_id) {
		
		if(Dsq.jsonData.request.is_authenticated) { return true; }
		
		var fields = Dsq.Templates.getFormFields(post_id);
		
		var nameField = fields.name;
		var websiteField = fields.website;
		var emailField = fields.email;
		
		websiteField.value = (websiteField.value == Dsq.Templates.placeholder['website']) ? '' : websiteField.value;
		
		var v = [{

			validator: Dsq.Validators.name,
			value: nameField.value
		}, {

			validator: Dsq.Validators.email,
			value: emailField.value
		}, {

			validator: Dsq.Validators.url,
			value: websiteField.value
		}];
		
		return Dsq.Validators.validate(v, function(e) { Dsq.Popup.popModal(e, 'Oops...') } );
	};
	
	this.checkExistingUser = function(post_id) {
		var fields = Dsq.Templates.getFormFields(post_id);		
		Dsq.Popup.loading(post_id);
		
		if (post_id) {
			Dsq.frames['reply_' + post_id].getUserByEmail(fields.email.value);
		} else {
			Dsq.frames['reply_0'].getUserByEmail(fields.email.value);
		}
	};

	this.validateAuth = function(el_clicked, post_id, auth_choice) {
		var fields = Dsq.Templates.getFormFields(post_id);
		var email = fields.email ? fields.email.value : '';
		var username = fields.username ? fields.username.value : '';
		var password = fields.password ? fields.password.value : '';
		
		Dsq.Templates.setLoadingButton(el_clicked, post_id);
		
		if (post_id) {
			Dsq.frames['reply_' + post_id].validateAuth(auth_choice, email, username, password);
		} else {
			Dsq.frames['reply_0'].validateAuth(auth_choice, email, username, password);
		}
	};

	this.lightboxUpdateEmail = function(post_id, new_email) {
		var fields = Dsq.Templates.getFormFields(post_id);
		fields.email.value = new_email;
	};

	this.lightboxAuthenticate = function(post_id, auth_choice, auth_data) {
		var title, body;
		var pid = post_id ? '-' + post_id : '';

		if(typeof(auth_data) == 'undefined') {
			var auth_data = Dsq.Templates.getFormFields(post_id);
		}

		d = auth_data;

		switch(auth_choice) {
			case 'register':
				var suggestedUsername = d.name.value.replace(/[^a-zA-Z0-9-]/g,'').toLowerCase();
			
				title = Dsq.jsonData.forum.allow_anon_post ? 'Optional:' : 'Required:';
				title += ' Register a <img src="http://media.disqus.com/images/embed/disqus-profile.png" alt=Disqus Profile" />';

				body = ' \
				<ul class="dsq-lightbox-register-reasons"> \
				<li>Verify your comments</li> \
				<li>Edit and delete comments</li> \
				<li>Manage comments and replies</li> \
				</ul> \
				';

				body += ' \
				<div class="dsq-lightbox-auth-fields"> \
					<table> \
						<tr> \
							<td>Email</td> \
							<td><input type="text" value="' + d.email.value + '" onchange="Dsq.Templates.lightboxUpdateEmail(' + post_id + ', this.value)" /><div id="dsq-email-errors' + pid + '"></div></td> \
						</tr> \
						<tr> \
							<td>Username</td> \
							<td><input id="dsq-field-username' + pid + '" type="text" value="' + suggestedUsername + '"/><div id="dsq-username-errors' + pid + '"></div></td> \
						</tr> \
						<tr> \
							<td>Password</td> \
							<td><input id="dsq-field-password' + pid + '" type="password" /><div id="dsq-password-errors' + pid + '"></div></td> \
						</tr> \
					</table> \
					<div class="dsq-lightbox-switch-auth"><a href="#" onclick="Dsq.Templates.lightboxAuthenticate(' + post_id + ',\'login\'); return false">Login instead</a></div> \
				</div> \
				<div id="dsq-lightbox-errors' + pid + '" class="dsq-lightbox-errors"></div> \
				<div class="dsq-lightbox-submit"> \
					<div class="dsq-lightbox-auth-post"><button class="dsq-button" onclick="Dsq.Templates.validateAuth(this, ' + post_id + ',\'' + auth_choice + '\')">Register and Post comment</button></div>'
					+ (Dsq.jsonData.forum.allow_anon_post
						? '<div class="dsq-lightbox-auth-skip"><button class="dsq-button-small" onclick="Dsq.Templates.postComment(' + post_id + ', this, true)">Just post as a Guest</button></div>'
						: '')
				+ '</div> \
				';
				break;
			case 'login':
				title = Dsq.jsonData.forum.allow_anon_post ? 'Optional:' : 'Required:';
				title += ' Login to your <img src="http://media.disqus.com/images/embed/disqus-profile.png" alt=Disqus Profile" />';
				body = '';
				
				if(d.avatar_url) {
					body += '<div class="dsq-lightbox-recognized"><table><tr>';
					body += '<td><img src="' + d.avatar_url + '" alt="" /></td>';
					body += '<td><span class="dsq-badge ' + (d.verified ? 'dsq-badge-verified' : 'dsq-badge-registered') + '">' + (d.verified ? 'Verified' : 'Registered') + '</span></td>';
					body += '<td>Hey <strong>' + d.display_name + '</strong>, is that you? Login below to claim this comment.';
					body += '</tr></table></div>';
				}

				body += ' \
				<div class="dsq-lightbox-auth-fields"> \
					<table> \
						<tr> \
							<td>Username or Email</td> \
							<td><input id="dsq-field-username' + pid + '" type="text" value="' + (d.avatar_url ? d.username : '') + '" /></td> \
						</tr> \
						<tr> \
							<td>Password <a href="http://disqus.com/forgot" target="_blank">(cannot log in?)</a></td> \
							<td><input id="dsq-field-password' + pid + '" type="password" /></td> \
						</tr> \
					</table> \
					<div class="dsq-lightbox-switch-auth"><a href="#" onclick="Dsq.Templates.lightboxAuthenticate(' + post_id + ',\'register\'); return false">Register instead</a></div> \
				</div> \
				<div id="dsq-lightbox-errors' + pid + '" class="dsq-lightbox-errors"></div> \
				<div class="dsq-lightbox-submit"> \
					<div class="dsq-lightbox-auth-post"><button class="dsq-button" onclick="Dsq.Templates.validateAuth(this, ' + post_id + ',\'' + auth_choice + '\')">Login and Post comment</button></div>'
					+ (Dsq.jsonData.forum.allow_anon_post
						? '<div class="dsq-lightbox-auth-skip"><button class="dsq-button-small" onclick="Dsq.Templates.postComment(' + post_id + ', this, true)">Just post as a Guest</button></div>'
						: '')
				+ '</div> \
				';
				break;
			default:
				break;
		}
		Dsq.Popup.lightbox(body, title, post_id);
		Dsq.$('dsq-field-username' + pid).focus();
	};
	
	this.buttonsToRestore = [];
	this.setLoadingButton = function(btn, post_id) {
		var pid = post_id ? '-' + post_id : '';
		if (btn) {

			var loadingBtn = document.createElement('button');
			loadingBtn.id = btn.id + '-loading';
			loadingBtn.innerHTML = '<img src="http://media.disqus.com/images/loading-lite.gif" alt="" /> Just a moment...';
			loadingBtn.className = btn.className + ' dsq-post-loading';
			btn.parentNode.appendChild(loadingBtn);
			btn.style.display = 'none';
			var cancelBtn = Dsq.$('dsq-cancel-button' + pid);
			if(cancelBtn) { cancelBtn.style.display = 'none'; this.buttonsToRestore.push(cancelBtn); }
			this.buttonsToRestore.push(btn);
		} else {

			var buttons = this.buttonsToRestore;
			for(var i = 0; i < buttons.length; i++) {
				buttons[i].style.display = 'inline';
				Dsq.Utils.deleteNode(Dsq.$(buttons[i].id + '-loading'));
			}
		}
		
	};

	this.postComment = function(post_id, el_clicked, force, auth_choice) {
		var append_id = post_id ? '-' + post_id : '';
		var fields = Dsq.Templates.getFormFields(post_id);

		if (Dsq.Templates.validateFields(post_id)) {

			if (!Dsq.jsonData.request.is_authenticated && !force &&
				((!Dsq.Utils.readCookie('skipped_auth') && !disqus_skip_auth && !Dsq.jsonData.forum.disqus_auth_disabled) || !Dsq.jsonData.forum.allow_anon_post)) {
				Dsq.Templates.checkExistingUser(post_id);
				return false;
			}
			var params = [];
			if (!Dsq.jsonData.request.is_authenticated) {
				params.push(fields.name.value,
					fields.email.value,
					fields.website.value);

				if (auth_choice == 'login' || auth_choice == 'register') {
					params.push({
						auth_choice: auth_choice,
						username: fields.username.value,
						password: fields.password.value,
						email: fields.email.value
					});
				} else {
					params.push(null);
				}

				params.push(null /* sharing options */, Dsq.$('dsq-subscribe-on-post' + append_id).value);
			} else {
				var service_checked = function(name) {
					var el = Dsq.$('dsq-sharing-' + name + append_id);
					return (el !== null && el.checked === true) ? '1' : '0';
				};
				params.push(null, null, null, null, {
					tw: service_checked('twitter'),
					fb: service_checked('facebook'),
					tr: service_checked('tumblr'),
					wp: service_checked('wordpress'),
					mt: service_checked('movabletype'),
					tp: service_checked('typepad'),
					yh: service_checked('yahoo')
				});
			}

			var frame = Dsq.frames['reply_' + (post_id ? post_id : 0)];
			frame.post.apply(frame, params);

			if (el_clicked) {
				Dsq.Templates.setLoadingButton(el_clicked, post_id);
			}
			
			if (force) {
				Dsq.Utils.createCookie('skipped_auth', true);	
			}
			
		} else {
			return false;
		}
	};

	this.editComment = function(el_clicked, post_id) {
		var edited_message = Dsq.$('dsq-edit-textarea-' + post_id).value;

		Dsq.Templates.setLoadingButton(el_clicked, post_id);
		Dsq.frames['edit_' + post_id].edit(post_id, edited_message);
	};

	this.toggleEdit = function(post_id) {
		var body = Dsq.$('dsq-comment-body-' + post_id);
		var message = Dsq.$('dsq-comment-message-' + post_id);

		if (!Dsq.Post.stateEditToggled[post_id]) {


			message.style.display = 'none';
			if (Dsq.$('dsq-edit-' + post_id)) {
				Dsq.$('dsq-edit-' + post_id).style.display = 'block';
			} else {

				var edit_area = document.createElement('div');
				edit_area.id = 'dsq-edit-' + post_id;
				edit_area.className = 'dsq-edit dsq-textarea';
				edit_area.innerHTML = ' \
				<div class="dsq-textarea-wrapper"> \
					<textarea class="dsq-edit-textarea" id="dsq-edit-textarea-' + post_id + '">' + message.innerHTML + '</textarea> \
				</div> \
				<div class="dsq-save-edit"> \
					<button onclick="Dsq.Templates.editComment(this, ' + post_id + ')" class="dsq-button-small">Save Edit</button> \
				</div> \
				<div id="dsq-edit-iframe-' + post_id + '" style="display: none"></div> \
				';

				body.appendChild(edit_area);

				if (!Dsq.frames['edit_' + post_id]) {
					var _meta = Dsq.jsonData.posts[post_id];
					Dsq.frames['edit_' + post_id] = new Dsq.ReplyFrame(Dsq.$('dsq-edit-iframe-' + post_id), post_id);
					Dsq.frames['edit_' + post_id].init();
					Dsq.frames['edit_' + post_id].setState(post_id, _meta.depth);
				}
			}
		} else {

			message.style.display = 'block';
			Dsq.$('dsq-edit-' + post_id).style.display = 'none';
		}
		
		Dsq.Post.stateEditToggled[post_id] = !Dsq.Post.stateEditToggled[post_id];
	};
	
	this.edit = function(el, post_id) {

		Dsq.Templates.toggleEdit(post_id);
	};

	this.toggleReply = function(post_id, button) {
		
		if(!this.stateReplyToggled[post_id]) {

			if (Dsq.$('dsq-reply-post-' + post_id)) {
				Dsq.$('dsq-append-post-' + post_id).style.display = 'block';
			} else {
				Dsq.$('dsq-append-post-' + post_id).innerHTML = Dsq.Templates.postBox(post_id);
				var container = Dsq.$('dsq-textarea-wrapper-' + post_id);
				if (!Dsq.frames['reply_' + post_id] && container) {
					var _meta = Dsq.jsonData.posts[post_id];
					Dsq.frames['reply_' + post_id] = new Dsq.ReplyFrame(container, post_id);
					Dsq.frames['reply_' + post_id].init(function() {

						Dsq.$('dsq-append-post-' + post_id).innerHTML = Dsq.Templates.postBox(post_id, true);
						Dsq.$('dsq-form-area-' + post_id).innerHTML = '';

						var theme = (typeof disqus_frame_theme == 'undefined') ? 'default' : disqus_frame_theme;
						Dsq.Iframes.showReplyIframeInContainer(Dsq.$('dsq-form-area-' + post_id), post_id, {theme: theme});

					});
					Dsq.frames['reply_' + post_id].setState(post_id, _meta.depth);
				}
			}
			Dsq.$('dsq-append-post-' + post_id).className = 'dsq-append-post';
			Dsq.$('dsq-comment-footer-reply-' + post_id).className = 'dsq-comment-footer-reply-active';
			
		} else {

			Dsq.$('dsq-append-post-' + post_id).style.display = 'none';
			Dsq.$('dsq-append-post-' + post_id).className = '';
			Dsq.$('dsq-comment-footer-reply-' + post_id).className = 'dsq-comment-footer-reply';
		}
		
		this.stateReplyToggled[post_id] = !this.stateReplyToggled[post_id];

		if(Dsq.Utils.ie && this.stateReplyToggled[post_id]) {

		}

		Dsq.Events.fire(Dsq.Events.REPLY_IFRAME_TOGGLED, {
			postId: post_id,
			opened: this.stateReplyToggled[post_id]
		});
	};
	
	this.moderateOptions = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];
		
		if(!Dsq.jsonData.request.is_moderator && !Dsq.jsonData.request.is_global_moderator) { return false; }

		var html;
		
		html = ' \
		<div class="dsq-moderate-options"> \
		<table>'
		+ (_meta.email ? '<tr><td>Email</td><td>' + _meta.email + '</td></tr>' : '')
		+ (_meta.ip ? '<tr><td>IP address</td><td>' + _meta.ip + '</td></tr>' : '')
		+ '<tr> \
			<td>Actions</td> \
			<td><ul>'
			+ (Dsq.jsonData.request.moderator_can_edit
				? '<li><a href="#" onclick="Dsq.Post.edit(this, ' + post_id + '); Dsq.Popup._closePopup(null, true); return false;">Edit Comment</a></li>'
				: '')
			+ '<li><a href="#" onclick="Dsq.Post.removePost(' + post_id + ', 1); Dsq.Popup._closePopup(null, true); return false;">Delete Comment</a></li> \
			<li><a href="#" onclick="Dsq.Post.reportSpam(' + post_id + '); Dsq.Popup._closePopup(null, true); return false;">Mark Spam</a></li> \
			<li><a href="#" onclick="Dsq.Popup.blacklist(' + post_id + '); return false">Block User</a></li> \
			</ul></td> \
			</table> \
		</div> \
		';
		
		html += '<p>Go to the full <a href="http://disqus.com/comments/moderate/" target="_blank">moderate panel</a> for more options.</p>';
		
		return Dsq.Popup.popModal(html, 'Moderate Options', post_id);
	};
	
	this.placeholder = {
		'class': 'dsq-placeholder',
		'name': Dsq.Strings.NAME,
		'email': Dsq.Strings.EMAIL,
		'website': Dsq.Strings.WEBSITE + ' (' + Dsq.Strings.OPTIONAL.toLowerCase() + ')'
	};
	
	this.handlePlaceholder = function(evt, el, key) {
		var placeholder = Dsq.Templates.placeholder[key];
		var className = Dsq.Templates.placeholder['class'];
		
		switch(evt.type) {
			case 'focus':
				if(el.value == placeholder) {
					el.value = '';
					el.className = '';
				}
				break;

			case 'blur':
				if(el.value == '') {
					el.value = placeholder;
					el.className = className;
				}
				break;
			default:
				break;
		}
	};
	
	this.paginate = function(page, el_clicked) {

		var extra_params = '';

		if(typeof disqus_per_page != 'undefined') {
			extra_params += '&per_page=' + disqus_per_page;
		}
		if(typeof disqus_sort != 'undefined') {
			extra_params += '&sort=' + disqus_sort;
		}

		Dsq.$('dsq-pagination').innerHTML += '<img src="http://media.disqus.com/images/loading-small.gif">';
		
		if(el_clicked) {
			Dsq.Templates.setLoadingButton(el_clicked);
		}
		
		Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/thread.js'
			+ '?slug='	+ 'stupid_investment_of_the_week_rich_dad_academy'
			+ '&p='		+ page
			+ extra_params);
	};
	
	
	this.rate = function(el, id, vote) {


		if(Dsq.jsonData.request.is_authenticated || Dsq.jsonData.forum.allow_anon_votes) {
			if(vote == 1) {
				Dsq.$('dsq-like-' + id).innerHTML = '<img src="http://media.disqus.com/images/loading-small.gif">';
			}
			Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/vote.js'
				+ '?post_id='    + id
				+ '&vote='        + vote);
		} else {
			Dsq.Popup.login('To rate, please log in');
		}
	};

	this.voted = function(post_id, points, vote) {

		Dsq.$('dsq-like-pts-' + post_id).innerHTML = points + Dsq.Utils.pluralize(points, ' person', ' people') + ' liked this.';

		if(vote) {
			Dsq.$('dsq-like-' + post_id).innerHTML = 'You liked this.&nbsp;&nbsp;';
		}
	};




	this.postComment_onSuccess = function(response, parent_post_id, post_id) {
		var approved = response.message.post_meta.approved;

		if (parent_post_id) {
			Dsq.Post.toggleReply(parent_post_id);
		}

		Dsq.Popup._closePopup(null, true);
		
		if (approved) {
			Dsq.Post.incrementPostCount();
			Dsq.Post.outlineComment(post_id);
		} else {			
			var unapproved_msg = 'Thanks for posting!\
	 Your comment must be approved by a moderator before appearing here.\
			';
			Dsq.Popup.popModal(unapproved_msg, 'Comment awaiting approval', post_id);
		}

		var sharing_results = response.message.sharing_results;
		var sharing_errors = '';
		for (var service in sharing_results) {
			if (sharing_results.hasOwnProperty(service) === true) {
				if (sharing_results[service].error === true) {
					sharing_errors += service + ', ';
				}
			}
		}

		if (sharing_results.facebook && sharing_results.facebook.callback) {
			FB.ensureInit(function() {
				FB.Connect.streamPublish('', sharing_results.facebook.attachment);
			});
		}

		if (sharing_errors !== '') {
			var message = 'Your comment was posted, but there were errors sharing with the following connections: ';
			message += sharing_errors.replace(/,\s$/, '');
			message += '<p><a href="' + Dsq.jsonData.settings.disqus_url + '/profile/connections" target="_blank">Configure your connections here</a></p>'
			Dsq.Popup.popModal(message, 'Sharing options');
		}

		Dsq.Templates.setLoadingButton(false);
	};

	this.postComment_onFailure = function(response, parent_post_id, post_id) {

		Dsq.Templates.setLoadingButton(false);
	};
};




// TODO: It might be faster to use string methods to find all <li (...) </li> blocks and pass to Dsq.PostHandler manually.
Dsq.CommentsHandler = function(str, head, post_id, content, tail, offset, s) {
	var prepend_post = Dsq.Templates.prependPost(post_id);
	var append_post = Dsq.Templates.appendPost(post_id);

	content = content.replace(Dsq.POST_RE, Dsq.PostHandler);
	Dsq.Templates.postLoopCounter++;
	head = Dsq.Templates.Filters.commentContainer(post_id, head);
	return prepend_post + head + content + tail + append_post;
};

Dsq.PostHandler = function(str, h_head, post_id, h_content, h_tail, b_head, b_content, b_tail, offset, s) {
	var prepend_header = Dsq.Templates.postPrependHeader(post_id);
	var append_header = Dsq.Templates.postAppendHeader(post_id);
	var prepend_body = Dsq.Templates.preBody(post_id);
	var append_body = Dsq.Templates.postBody(post_id);
	var append_footer = Dsq.Templates.postFooter(post_id);

	b_content = b_content.replace(Dsq.POST_BODY_RE, Dsq.PostBodyHandler);
	return h_head + prepend_header + h_content + append_header + h_tail + b_head + prepend_body + b_content + append_body + b_tail + append_footer;
};

Dsq.PostBodyHandler = function(str, head, post_id, content, tail, offset, s) {
	content = Dsq.Templates.Filters.commentContent(post_id, content);
	return head + content + tail;
};

Dsq.MediaPostHandler = function(str, args, offset, s) {
	args = args.split(' ');
	if(args[0] == 'seesmic') {
		return '<br />' + Dsq.Templates.mediaSeesmic(args[1], args[2]);
	}
	return '';
};


/**
 * Shorcuts
 */
Dsq.$ = function(element) { return document.getElementById(element); };
Dsq.$b = document.body || document.getElementsByTagName('body')[0];


/**
 * Dsq.Debug: Logging functions.
 */

Dsq.Debug = new function() {this.log=function(s){};this.profile=function(f){if(typeof f == 'function')return f();else return eval(f);};};


/**
 * Dsq.Urls: URL paths
 */
Dsq.Urls = new function() {
	this.LOGIN = '/profile/login/';
	this.LOGOUT = '/logout/';
	this.REPLY = 'http://consumerismcommentary.disqus.com/stupid_investment_of_the_week_rich_dad_academy/reply.html';
	this.REQUEST_USER_PROFILE = '/AnonymousUser/';
	this.REQUEST_USER_AVATAR = 'http://media.disqus.com/uploads/forums/21/4864//avatar92.jpg';
};
// Dsq.Urls

/**
 * Dsq.Validators: Validation for form fields
 */
Dsq.Validators = new function() {
	this.VALID_EMAIL_RE = /^[a-z0-9\-\_\+]+(\.[a-z0-9\-\_\+]+)*\@(([a-z0-9\-\_\+]+(\.[a-z0-9\-\_\+]+)*)+\.[a-z]{2,}|([0-9]+\.){3}[0-9]+)$/i;
	this.name = function(name) {
		var error = false;

		if(typeof Dsq.Templates.placeholder !== 'undefined' &&
		   name == Dsq.Templates.placeholder.name) {
			error = true;
		}
		if(name.length <= 1) {
			error = true;
		}

		if(error) {
			return "Please enter a name to comment.";
		} else {
			return true;
		}
	};
	this.email = function(addr) {
		if(Dsq.Validators.VALID_EMAIL_RE.test(addr)) {
			return true;
		} else {
			return "Please enter a valid email to comment.";
		}
	};
	this.url = function(addr) {
		if(!addr || addr.indexOf('.') != -1) {
			return true;
		} else {
			return "Please check your website URL (this field is optional).";
		}
	};

	this.validate = function(bulk_validation, failure_callback) {
		failure_callback = failure_callback || function(e){ alert(e); };

		for(var i = 0; i < bulk_validation.length; i++) {
			v = bulk_validation[i];
			ret = v.validator(v.value);
			if(ret !== true) {
				failure_callback(ret);
				return false;
			}
		}
		return true;
	};
};

/**
 * Dsq.Utils: Generic utility functions.
 */
Dsq.Utils = new function() {
	this.ie = /msie/i.test(navigator.userAgent) && !/opera/i.test(navigator.userAgent);
	this.ie7 = (document.all && !window.opera && window.XMLHttpRequest) ? true : false;
	this.ie6 = (!window.XMLHttpRequest) ? true: false;
	this.webkit = navigator.userAgent.indexOf('AppleWebKit/') >= 0;
	this.gebiFromElementCollectionCache = {};
	this._styleSheet = null;

	this.gebiFromElement = function(el, id, tag) {
		// This only method only helps IE.
		if(!this.ie) {
			return Dsq.$(id);
		} else {
			var cacheKey = el.id + '-' + tag;
			tag = tag || 'div';
			if(typeof this.gebiFromElementCollectionCache[cacheKey] != 'undefined') {
				collection = this.gebiFromElementCollectionCache[cacheKey];
			} else {
				collection = el.getElementsByTagName(tag);
				this.gebiFromElementCollectionCache[cacheKey] = collection;
			}

			for(var i = 0; i < collection.length; i++) {
				if(collection[i].id == id) {
					return collection[i];
				}
			}
			return null;
		}
	};

	this.execOnReady = function(func) {
		var node = document.createElement('document:ready');
		try {
			node.doScroll('left');
			func();
			node = null;
		} catch(err) {
			setTimeout(function() { Dsq.Utils.execOnReady(func); }, 10);
		}
	};


	// Courtesy of http://www.quirksmode.org/js/cookies.html
	this.createCookie = function(name,value,days) {
		if (days) {
			var date = new Date();
			date.setTime(date.getTime()+(days*24*60*60*1000));
			var expires = "; expires="+date.toGMTString();
		}
		else var expires = "";
		document.cookie = name+"="+value+expires+"; path=/";
	};

	this.readCookie = function(name) {
		var nameEQ = name + "=";
		var ca = document.cookie.split(';');
		for(var i=0;i < ca.length;i++) {
			var c = ca[i];
			while (c.charAt(0)==' ') c = c.substring(1,c.length);
			if (c.indexOf(nameEQ) == 0) return c.substring(nameEQ.length,c.length);
		}
		return null;
	};

	this.eraseCookie = function(name) {
		Dsq.Utils.createCookie(name,"",-1);
	};

	this.deleteNode = function(node) {
		if(node) {
			this.deleteChildren(node);
			if(typeof node.outerHTML != 'undefined') { node.outerHTML = ''; }
			else if(node.parentNode) { node.parentNode.removeChild(node); }
			delete node;
		}
	};

	this.deleteChildren = function(node) {
		if(node) {
			for(var x = node.childNodes.length-1; x >= 0; x--) {
				var childNode = node.childNodes[x];
				if(childNode.hasChildNodes()) { this.deleteChildren(childNode); }
				if(typeof childNode.outerHTML != 'undefined') { childNode.outerHTML = ''; }
				else node.removeChild(childNode);
				delete childNode;
			}
		}
	};

	this.findPos = function(obj) {
		var curleft = 0;
		var curtop = 0;
		if (obj.offsetParent) {
			do {
				curleft += obj.offsetLeft;
				curtop += obj.offsetTop;
			} while (obj = obj.offsetParent);
		}
		return [curleft,curtop];
	};

	this.getWindowSize = function() {
		var windowWidth = -1;
		var windowHeight = -1;

		if(typeof(window.innerWidth) == 'number') { //Non-IE
			windowWidth = window.innerWidth;
			windowHeight = window.innerHeight;
		} else if(document.documentElement) { // IE 6+ in 'standards compliant mode'
			windowWidth = document.documentElement.clientWidth || document.body.clientWidth;
			windowHeight = document.documentElement.clientHeight || document.body.clientHeight;
		}

		return [windowWidth, windowHeight];
	}

	this.getScrollPos = function() {
		var scrollWidth, scrollTop;

		if(document.documentElement && (document.documentElement.scrollTop || document.documentElement.scrollWidth)) {
			scrollWidth = document.documentElement.scrollWidth;
			// IE is weird here.  If no doctype is provided, document.body.scrollTop is 0,
			// otherwise document.documentElement.scrollTop is 0.
			scrollTop = document.documentElement.scrollTop || document.body.scrollTop;
		} else if(document.body.scrollTop && document.body.scrollWidth) {
			scrollWidth = document.body.scrollWidth;
			scrollTop = document.body.scrollTop;
		}

		return [scrollWidth, scrollTop];
	}

	this.addEventListener = function(instance, eventName, listener) {
		var listenerFn = listener;
		if (instance.addEventListener) {
			instance.addEventListener(eventName, listenerFn, false);
		} else if (instance.attachEvent) {
			listenerFn = function() {
				listener(window.event);
			};
			instance.attachEvent("on" + eventName, listenerFn);
		} else {
			throw new Error("Event registration not supported");
		}
		return {
			instance: instance,
			name: eventName,
			listener: listenerFn
		};
	};

	this.removeEventListener = function(event) {
		var instance = event.instance;
		if (instance.removeEventListener) {
			instance.removeEventListener(event.name, event.listener, false);
		} else if (instance.detachEvent) {
			instance.detachEvent("on" + event.name, event.listener);
		}
	};

	this.fixIframesIE = function(id) {
		var disqusThread = Dsq.$(disqus_container_id);
		var iframes = disqusThread.getElementsByTagName('iframe');

		if(id) {
			var container = Dsq.$(id);
		} else {
			var container = Dsq.$('dsq-content');
		}

		for(i = 0; i < iframes.length; i++) {
			if (container) {
				iframes[i].style.width = container.offsetWidth;
			}
		}
	};

	this.getElementsByClassName = function(oElm, strTagName, strClassName) {
	/* Credit: Jonathan Snook [http://www.snook.ca/jonathan], Robert Nyman [http://www.robertnyman.com] */
		var arrElements = (strTagName == "*" && oElm.all)? oElm.all : oElm.getElementsByTagName(strTagName);
		var arrReturnElements = new Array();
		strClassName = strClassName.replace(/\-/g, "\\-");
		var oRegExp = new RegExp("(^|\\s)" + strClassName + "(\\s|$)");
		var oElement;
		for(var i = 0; i < arrElements.length; i++) {
			oElement = arrElements[i];
			if(oRegExp.test(oElement.className)) {
				arrReturnElements.push(oElement);
			}
		}
		return (arrReturnElements);
	};

	this.postToUrl = function(url, post_data, opt_redirect) {
		var form = document.createElement('form');
		var iframe_container = document.createElement('div');
		var id = 'dsq-temp-iframe-' + (new Date()).getTime();

		form.method = 'POST';
		form.action = url;
		if (!opt_redirect) {
			form.target = id;
		}
		iframe_container.innerHTML = '<iframe style="display:none" name="' + id + '" id="' + id + '"></iframe>';

		for(var key in post_data) {
			if(post_data.hasOwnProperty(key)) {
				var input = document.createElement('input');
				input.name = key;
				input.type = 'hidden';
				input.value = post_data[key];

				form.appendChild(input);
			}
		}

		Dsq.$b.appendChild(iframe_container);
		Dsq.$b.appendChild(form);
		form.submit();
	};

	// Strips integer id from id of element in the form ('some-id-###')
	this.extractId = function(e) {
		var chunks = e.id.split('-');
		if(chunks.length <= 1) {
			return 0;
		} else {
			return parseInt(chunks[chunks.length-1]);
		}
	};

	this.getStyle = function(el, styleProp) {
		if(el.currentStyle) {
			var y = el.currentStyle[styleProp];
		} else if(window.getComputedStyle) {
			var y = document.defaultView.getComputedStyle(el, null).getPropertyValue(styleProp);
		}

		if(y == 'transparent' || y == '') {
			this.getStyle(el.parentNode, styleProp);
		} else {
			return y;
		}
	};

	this.execScript = function(url, append_qs, container) {
		var script = document.createElement('script');
		append_qs = typeof append_qs == 'undefined' ? true : append_qs;
		container = container || Dsq.container;

		if(append_qs) {
			var j = (url.indexOf('?') >= 0) ? '&' : '?';
			url += j + (new Date()).getTime();
		}
		script.type = 'text/javascript';
		script.charset = 'UTF-8';
		script.src = url;
		container.appendChild(script);
		return script;
	};

	this.pluralize = function(num, singular, plural) {
		return (num != 1) ? plural || 's' : singular || '';
	};

	this.getRequestParams = function(queryString /* optional */) {
		var pairs, tuple;
		var params = {};

		queryString = queryString || window.location.search.substring(1);
		pairs = queryString.split('&');

		for (var i = 0, pair; pair = pairs[i]; i++) {
			tuple = pair.split('=');
			params[tuple[0]] = (tuple[1] || true);
		}

		return params;
	};

	this.addCssRule = function(selector, styleText, index) {
		var stylesheet;
		index = index || 0;

		if(!this._styleSheet) {
			var styleEl = document.createElement('style');
			document.getElementsByTagName('head')[0].appendChild(styleEl);
			this._styleSheet = styleEl.sheet;
			if(!this._styleSheet) {
				// IE does not like our newly created stylesheet.
				this._styleSheet = document.styleSheets[document.styleSheets.length-1];
			}
		}
		stylesheet = this._styleSheet;

		if(stylesheet.insertRule) {
			var ruleText = selector + ' { ' + styleText + ' }';
			if(index == -1) {
				index = stylesheet.cssRules.length;
			}
			stylesheet.insertRule(ruleText, index);
		} else if(stylesheet.addRule) {
			stylesheet.addRule(selector, styleText, index);
		}
	};

	this.forEachIn = function(obj, callback) {
		for(var key in obj) {
			if(obj.hasOwnProperty(key)) {
				callback(key, obj[key]);
			}
		}
	};

	this._interpolateGlobalContext = {
		// values that get used a lot and are global to the request
		'profile_url': Dsq.Urls.REQUEST_USER_PROFILE,

		'disqus_url': Dsq.jsonData.settings.disqus_url,
		'media_url': Dsq.jsonData.settings.media_url,
		'request_username': Dsq.jsonData.request.username,
		'request_display_username': Dsq.jsonData.request.display_username,
		'forum_name': Dsq.jsonData.forum.name
	};

	this.renderFromContextStack = function(key, contexts) {
		// Returns the first instance of `key` in the array of objects `contexts` or else ''
		for (var i=0; i<contexts.length; i++) {
			if (contexts[i][key] !== undefined) {
				return String(contexts[i][key]);
			}
		}
		throw new Error('key ' + key + ' not found in context');
	};

	var that = this;
	this.interpolate = function(fmt, opt_localContext) {
		// Interpolate `fmt` named-format string with an assumed global context.
		// Based on `interpolate` in django.views.i18n
		var contextStack = [opt_localContext || {}, that._interpolateGlobalContext];
		return fmt.replace(/%\(\w+\)s/g, function(match){
			return that.renderFromContextStack(match.slice(2,-2), contextStack);
		});
	};

	this.stripTags = function(s) {
		// Removes HTML tags from `s`
		return s.replace(/(<([^>]+)>)/g,"");

	};

	this.assert = function(b) {
		if (!b) {
			throw new Error('Assertion error.');
		}
	};

};
// Dsq.Utils

/**
 * Dsq.Popup: Popup helper functions.
 */
Dsq.Popup = new function() {
	this.timeHide = new Array();
	this.timeShow = new Array();
	this.activePopup = {};
	this.profileCache = {};
	this.statusCache = {};

	this.showTimer = function(post_id) {
		// clear the hide timer
		clearTimeout(this.timeHide[post_id]);

		// start the timer
		if(!Dsq.Popup.profileIsOn && !Dsq.Thread.adminIsOn) {
			this.timeShow[post_id] = setTimeout("Dsq.Popup.popProfile(\"" + post_id + "\")", 400);
		}
	};

	this.hideTimer = function(post_id) {
		// clear the show timer
		clearTimeout(this.timeShow[post_id]);
	};

	this.updateProfile = function(username) {
		// Callback from /embed/profile.js
		if (this.statusCache[username]) {
			var statusEl = Dsq.$('dsq-profile-status-' + username);
			statusEl.innerHTML = this.statusCache[username];
			statusEl.style.display = 'block';
		}

		if (this.profileCache[username]) {
			var _cache = this.profileCache[username];

			var _genhtml = function(text) { return '<span><big>' + text + '</big></span>'; };
			var _no_comments = _genhtml(Dsq.FmtStrings.NUMBER_OF_COMMENTS(_cache.comments_count));
			var _no_likes = _genhtml(Dsq.FmtStrings.NUMBER_OF_LIKES(_cache.likes_count));
			var _no_points = _genhtml(Dsq.FmtStrings.NUMBER_OF_POINTS(_cache.points));

			var statsEl = Dsq.$('dsq-popup-profile-user-stats-' + username);
			statsEl.innerHTML = '';

			if (Dsq.jsonData.users[username].registered) {
				statsEl.innerHTML = _no_comments + _no_likes;
			}
			statsEl.innerHTML += _no_points;

			var activeSites = '';
			for (var i = 0; i < _cache.active_sites.length; i++) {
				var site = _cache.active_sites[i];
				activeSites += '<li><a href="' + site.url + '"> \
					<img src="' + site.favicon + '"/ width="16" height="16"/></a>\
					<a href="' + site.url + '">' + site.name + '</a></li>';
			}
			if (activeSites !== '') {
				Dsq.$('dsq-popup-profile-active-sites-' + username).innerHTML = activeSites;
			} else {
				Dsq.$('dsq-popup-profile-active-sites-' + username).innerHTML = 'This site.';
			}

			var moderatedSites = '';
			for (var i = 0; i < _cache.moderated_sites.length; i++) {
				var site = _cache.moderated_sites[i];
				moderatedSites += '<li><a href="' + site.url + '"> \
					<img src="' + site.favicon + '"/ width="16" height="16"/></a>\
					<a href="' + site.url + '">' + site.name + '</a></li>';
			}
			if (moderatedSites !== '') {
				Dsq.$('dsq-popup-profile-moderated-' + username).innerHTML = moderatedSites;
			} else {
				Dsq.$('dsq-popup-profile-moderated-wrapper-' + username).innerHTML = '';
			}
		}

		// Reposition popup after full HTML is rendered
		if(Dsq.Popup.activePopup && Dsq.Popup.activePopup.el) {
			Dsq.Popup.initPopup(Dsq.Popup.activePopup.el, Dsq.Popup.activePopup.id, Dsq.Popup.activePopup.type);
		}

	};

	this.showCookieMsgs = function() {
		var title = '';
		var message = '';
		var numAlerts = 0;

		Dsq.Utils.forEachIn(Dsq.jsonData.cookie_messages, function(k, v) {
			if (!v) return;

			switch(k) {
				// Cookie: Twitter
				case 'post_twitter':
					if (v === 'error') {
						title = 'Twitter Error!';
						message += '<li id="dsq-msg-twitter-error">Oops, we couldn\'t tweet this comment. Please check your <a href="http://disqus.com/account/services">account settings</a>.</li>';
					} else {
						var _msg = v.split(':');
						title = 'Tweeted!';
						message += '<li id="dsq-msg-twitter-success">Your comment was successfully tweeted. <a href="http://twitter.com/' + _msg[0] + '/status/' + _msg[1] + '">Click here to view the tweet</a>.</li>';
					}
					break;
				// Cookie: Unapproved Post
				case 'post_not_approved':
					title = 'Comment awaiting approval by a moderator';
					message += '<li id="dsq-msg-post-not-approved">Your comment must be approved by a moderator before appearing here.</li>';
					break;
				// Cookie: Profile Found
				case 'post_has_profile':
					title = 'Use your existing commenter profile';
					message += '<li id="dsq-msg-post-has-profile">You have just posted your commment as a <span class="dsq-badge-guest">Guest</span>, but you may already have a <span class="logo-disqus">Disqus</span> Profile.<br /><br /><a href="http://disqus.com/claim">Log in and claim this comment!</a></li>';
					break;
				case 'user_created':
					var _data = v.split(':');
					title = 'Profile created!';
					message += '<li id="dsq-msg-user-created">You have just created a <span class="logo-disqus">Disqus</span> Profile, the best way to claim, manage, and track your comments all over the web. \
					<br /><br />A confirmation is being sent to <strong>' + _data[1] + '</strong>. Please check for this email in order to verify your profile. \
					<ul class="dsq-list-tick"> \
						<li>Your username is <strong>' + _data[0] +'</strong>. <a href="http://disqus.com/people/' + _data[0] + '/" target="_blank">Click here to view your public profile</a>.</li> \
						<li>Be sure to set your profile picture, as well as connect your <span class="dsq-badge-facebook">Facebook</span> and <span class="dsq-badge-twitter">Twitter</span> accounts. <a href="http://disqus.com/account/" target="_blank">Click here for account settings</a>.</li> \
					</ul> \
					</li>'
					break;
				default:
					break;
			}
			numAlerts++;
		});

		if(numAlerts > 1) {
			message = '<ul class="dsq-list-bluebullet">' + message;
			message += '</ul>';
			title = 'Thanks for posting!';
		}
		if(numAlerts > 0) {
			if(typeof(disqus_cookie_msgs) == 'function') {
				disqus_cookie_msgs(message, title);
			} else {
				Dsq.Popup.popModal(message, title);
			}
		}
	};

	this.helpBadges = function(post_id) {
		var html = ' \
			<ul class="dsq-popup-help"> \
				<li><span class="dsq-badge dsq-badge-verified">Verified</span> has a <span class="logo-disqus">Disqus</span> Profile with a confirmed email address.</li> \
				<li><span class="dsq-badge dsq-badge-registered">Registered</span> has a <span class="logo-disqus">Disqus</span> Profile, but has not yet confirmed his or her email address.</li> \
				<li><span class="dsq-badge dsq-badge-guest">Guest</span> is not logged in with any account and has not claimed his or her comments.</li> \
				<li class="dsq-help-otheraccts">Other accounts</li> \
				<li><span class="dsq-badge dsq-badge-facebook">Facebook</span> is using his or her Facebook profile via Facebook Connect.</li> \
				<li><span class="dsq-badge dsq-badge-twitter">Twitter</span> is using his or her Twitter profile via Twitter Sign-in.</li> \
				<li><span class="dsq-badge dsq-badge-openid">OpenID</span> is using his or her OpenID.</li> \
			</ul> \
		';

		this.popModal(html, 'Help: Types of Commenters', post_id);
		return;
	};

	this.permalink = function(post_id) {
		var header = 'Link to this comment';
		var body = '<strong>You are anchored to</strong>:<br />' + document.location.protocol + '//' + document.location.host + document.location.pathname + document.location.search + '#comment-' + post_id;

		this.popModal(body, header, post_id);
	};

	this.login = function(header, body) {
		var h = header || 'Login or Register';
		var b = body || '';
		b += Dsq.Templates.frameLogin({id: 'dsq-popup-login'});
		b += '</iframe>'; // HACK: Sometimes there is something funky with the IFRAME SRC that causes no end tag
		this.popModal(b, h, null, true, 'dsq-popup-login');
	};

	this.blacklist = function(id) {
		var _meta = Dsq.jsonData.posts[id];
		var userData = Dsq.jsonData['users'][_meta.user_key];
		var title = 'Add to Blacklist';
		var message = ' \
		Adding this person to the blacklist will block him or her from commenting on this site. Check the following types that you would like to add to the blacklist:'
		+ (userData['registered'] ?
			'<div class="dsq-blacklist-option"> \
				<input id="dsq-blacklist-username" type="checkbox" checked> \
				<label for="dsq-blacklist-username"><strong>Username</strong>: ' + userData['username'] + '</label> \
			</div>'
			: '')
		+ (_meta.email ?
			'<div class="dsq-blacklist-option"> \
				<input id="dsq-blacklist-email" type="checkbox" checked> \
				<label for="dsq-blacklist-email"><strong>Email address</strong>: ' + _meta.email + '</label> \
			</div>'
			: '')
		+ '<div class="dsq-blacklist-option"> \
			<input id="dsq-blacklist-ip" type="checkbox" onclick="Dsq.$(\'dsq-blacklist-ip-warning\').style.display=\'block\'"> \
			<label for="dsq-blacklist-ip"><strong>IP address</strong>: ' + _meta.ip + '</label> \
		</div> \
		';

		message += ' \
			<p id="dsq-blacklist-ip-warning" style="display:none">	\
				Note: Blocking this person\'s IP address may also unintentionally prevent others, who share his/her IP address, from commenting on this site. \
				This may include people who are sharing the same computer, living in the same house, or using the same Internet provider. Only block an IP address as a last resort. \
			</p> \
		';

		message += ' \
			<p style="text-align:center"><button onclick="Dsq.Post.blockUser(' + id + '); this.disabled=true; this.innerHTML=\'Just one moment...\'">Add to Blacklist</button></p> \
		';

		Dsq.Popup.popModal(message, title);
	};

	this.remoteAccountSettings = function() {
		var body = '';
		// Set up IFrame.
		var params = {};
		var base_url = 'http://disqus.com/forums/consumerismcommentary/_auth/embed/remote_settings/';
		var attributes = {id: 'dsq-popup-account-settings'};
		if (typeof disqus_frame_theme != 'undefined') {
			params['theme'] = disqus_frame_theme;
		}

		body = Dsq.Templates._frameGeneric(base_url, params, attributes);
		this.popModal(body, 'Account Settings', null, true, 'dsq-popup-account-settings');
	};

	this.popModal = function(message, title, post_id, use_listener, extra_classes) {
		var container = document.createElement('div');
		var header, body;

		Dsq.Popup._closePopup(null, true);

		if(typeof(title) == 'undefined') { title = ''; }
		if(typeof(use_listener) == 'undefined') { use_listener = true; }

		if(post_id) {
			container.id = 'dsq-popup-message-' + post_id;
		} else {
			container.id = 'dsq-popup-message';
		}

		header = title;
		body = message;

		container.innerHTML = Dsq.Templates.popupModal(header, body);
		Dsq.Popup.initPopup(container, post_id, 'message', extra_classes);
		if(use_listener) {
			Dsq.Popup.popupListener = Dsq.Utils.addEventListener(document, 'mouseup', Dsq.Popup._closePopup);
		}
	};

	this.popAlert = this.popModal;

	this.loading = function(post_id) {
		var title = Dsq.Strings.JUST_A_MOMENT;
		var body = '<div style="text-align:center; padding: 5px 0 10px 0"><img src="http://media.disqus.com/images/loading.gif" alt="" /></div>'
		Dsq.Popup.lightbox(body, title, post_id);
	};

	this.lightbox = function(message, title, post_id) {
		// Wraps Dsq.Popup.popModal

		var overlay = document.createElement('div');
		overlay.id = 'dsq-overlay';
		overlay.className = 'dsq-overlay';
		Dsq.$b.appendChild(overlay);
		
		Dsq.Popup.popModal(message, title, post_id, false, 'dsq-lightbox');
	};

	this.popProfile = function(post_id, userKey) {
		var post = Dsq.jsonData['posts'][post_id];
		if (post && post.has_been_anonymized) {
			Dsq.Popup.popModal('This message was anonymized by its previous owner.', 'Anonymized', post_id);
			return;
		}

		if(post_id) {
			userKey = Dsq.jsonData['posts'][post_id].user_key;	
		}
		var userData = Dsq.jsonData['users'][userKey];
		var elId = 'dsq-popup-profile-' + userKey;
		var container = document.createElement('div');

		if(this.activePopup.el) {
			this._closePopup(null, true);
			if(this.activePopup.linkClicked) {
				this.activePopup.linkClicked = false;
				return;
			}
		}

		container.id = elId;
		container.innerHTML = Dsq.Templates.popupProfile(userKey);

		this.initPopup(container, post_id, 'profile');
		this.popupListener = Dsq.Utils.addEventListener(document, 'mouseup', this._closePopup);

		if(!this.profileCache[userKey]) {
			Dsq.Utils.execScript('http://disqus.com/embed/profile.js'
				+ '?username=' + userKey
				+ '&anon=' + (userData['registered'] ? 0 : 1)
				+ '&f=' + Dsq.jsonData['request'].forum);
		} else {
			this.updateProfile(userKey);
		}
	};

	this._closePopup = function(e, force) {
		var activePopup = Dsq.Popup.activePopup.el;
		var id = Dsq.Popup.activePopup.id;
		var link = 'dsq-avatar-' + id; // HACK: Specific to profile toggle target

		// HACK: This event should be gone if there is no active popup.
		if(!activePopup) {
			return;
		}
		if(force || !Dsq.Popup.isClicked(e, activePopup.id)) {
			// TODO: This is breaking iE?
			if(Dsq.Popup.popupListener) {
				Dsq.Utils.removeEventListener(Dsq.Popup.popupListener);
			}
			
			// Kill overlay
			var overlay = Dsq.$('dsq-overlay');
			if(overlay) { Dsq.Utils.deleteNode(overlay); }
			
			try {
				Dsq.Utils.deleteNode(activePopup);
			} catch(e) {
				// HACK: IE6 throws an error when using deleteNode() with a node containing a <table> in the html.
				activePopup.parentNode.removeChild(activePopup);
			}
			Dsq.Popup.activePopup = {};
		}

		if(!force && Dsq.Popup.isClicked(e, link)) {
 			Dsq.Popup.activePopup.linkClicked = true;
		}

	};

	this.initPopup = function(popup, post_id, type, extra_classes) {
		popup.className = 'dsq-popup dsq-popup-' + type + ' ' + (extra_classes ? extra_classes : '');
		if(Dsq.Utils.ie6 || Dsq.Utils.ie7) {
			// HACK: We can't modify the body before it's ready, so we need
			//       to use an IE-safe "DOMReady" workaround before loading
			//       our popup.
			Dsq.Utils.execOnReady(function() {Dsq.$b.appendChild(popup); });
		} else {
			Dsq.$b.appendChild(popup);
		}

		popup.style.display = 'block';

		var xPos = (Dsq.Utils.getWindowSize()[0] - popup.offsetWidth) / 2;
		var yPos = (Dsq.Utils.getWindowSize()[1] - popup.offsetHeight) / 2;

		if(Dsq.Utils.ie6) {
			yPos += Dsq.Utils.getScrollPos()[1];
		}

		popup.style.left = xPos + 'px';
		popup.style.top = yPos + 'px';

		Dsq.Popup.activePopup = {
			'el' : popup,
			'id' : post_id,
			'type': type,
			'linkClicked' : false
		};
	};

	this.isClicked = function(e, id) {
		var t = e.target || e.srcElement;
		while(t && t.parentNode) {
			if(t.id == id) {
				return true;
			}

			t = t.parentNode;
		}
		return false;
	};
};
// Dsq.Popup

/**
 * Dsq.Templates
 */
Dsq.Templates = new function() {
	/*
	 * Counter keeping track of the number of posts iterated over.
	 */
	this.postLoopCounter = 0;
	this.filters = {};
	this.addPostContainer = 'dsq-post-add';
	this.textareaContainer = 'dsq-post-add';

	this.registerTemplate = function(name, func) {
		this['$$_' + name] = func;

		if(typeof DsqLocal.Filters != 'undefined'
		&& typeof DsqLocal.Filters[name] == 'function') {
			// Push filters to this.filters to unify code.
			this.filters[name] = this.filters[name] || [];
			this.filters[name].push(DsqLocal.Filters[name]);
		}

		this[name] = function() {
			var ret;

			if(typeof DsqLocal.Templates != 'undefined'
			&& typeof DsqLocal.Templates[name] == 'function') {
				ret = DsqLocal.Templates[name].apply(this, arguments);
			}

			if(ret === undefined) {
				ret = this['$$_' + name].apply(this, arguments);
			}

			if(this.filters[name]) {
				var args = [ret];

				args.push.apply(args, arguments);
				for(var i = 0; i < this.filters[name].length; i++) {
					ret = this.filters[name][i].apply(this, args);
				}
			}

			return ret;
		};
	};

	this.registerFilter = function(name, func) {
		this.filters[name] = this.filters[name] || [];
		this.filters[name].push(func);
	};

	/**
	 * Dsq.Templates.Filters
	 */
	this.Filters = new function() {
		this.commentContainer = function(post_id, s) {
			var _meta = Dsq.jsonData.posts[post_id];
			var classes = [];
			if(Dsq.jsonData.request.page > 1) {
				classes.push('dsq-append');
			}

			//
			// Extra classes used for custom themes
			//

			if(_meta.depth) {
				classes.push('dsq-comment-child', 'dsq-depth-' + _meta.depth, 'dsq-parent-is-' + _meta.parent_post_id);
			}


			//

			if(_meta.author_is_creator) {
				// TODO: We need to deprecate the "special" class since it is not properly prefixed.
				classes.push('special', 'dsq-special');
			}
			if(_meta.author_is_moderator) {
				classes.push('dsq-moderator');
			}
			classes.push(['dsq-odd', 'dsq-even'][Dsq.Templates.postLoopCounter % 2]);

			s = s.substring(0, s.lastIndexOf('>'));
			return s + ' class="dsq-comment ' + classes.join(' ') + '" style="margin-left:' + _meta.depth*30 + 'px">';
		};

		this.commentContent = function(post_id, s) {
			var _meta = Dsq.jsonData.posts[post_id];
			if (_meta.killed) {
				return '<em>Comment removed.</em>';
			} else if (!_meta.approved) {
				return '<em>This comment was flagged for review.</em>';
			}

			s = s.replace(Dsq.MEDIA_POST_RE, Dsq.MediaPostHandler);
			return s;
		};
	};

	//
	// Thread
	//
	// TODO: These need to be stripped of all Django template tags.

	this.authPost = function() {
		if (!Dsq.jsonData.context.show_reply) {
			return '';
		}
		var result = [];
		result = result.concat([
				'<div id="dsq-auth"',
						Dsq.jsonData.integration.reply_position ? 'class="dsq-auth-bottom"' : '',
						'>',
					'<div class="dsq-by">',
						'<a href="http://disqus.com" target="_blank">',
							(Dsq.jsonData.integration.disqus_logo ?
								Dsq.Utils.interpolate('<img src="%(media_url)s/images/embed/by-disqus.png" alt="discussion by DISQUS">') :
								Dsq.Utils.interpolate('<img src="%(media_url)s/images/embed/dsq-button-120x19.png" alt="discussion by DISQUS">')
							),
						'</a>',
					'</div>',
					'<div class="dsq-auth-header">',
						'<h3 id="dsq-add-new-comment" class="dsq-h3-addcomment">',
								Dsq.Strings.ADD_NEW_COMMENT,
						'</h3>',
						'<div id="dsq-login">',
						(!Dsq.jsonData.request.is_authenticated && Dsq.jsonData.forum.allow_anon_post
								? '<p class="dsq-login-message" id="dsq-login-message">You are commenting as a <a class="dsq-help" title="Click for more information" href="#" onclick="Dsq.Popup.helpBadges(); return false">Guest</a>. You may select one to log into:</p>'
								: '')
		]);
		if (!Dsq.jsonData.request.is_authenticated) {
			result = result.concat([
							Dsq.Utils.interpolate(
								'<a id="dsq-login-toggle" href="%(disqus_url)s%(login_url)s?next=article:%(thread_id)s" onclick="Dsq.Popup.login(); return false"><img class="dsq-login-icon" src="%(media_url)s/images/dsq-profile-btn.png" title="%(log_into)s" alt="%(log_into)s"/></a>',
								{login_url: Dsq.Urls.LOGIN, thread_id: Dsq.jsonData.thread.id, log_into: Dsq.Strings.LOG_INTO_DISQUS}
								),
							'&nbsp; ',
							(Dsq.jsonData.context.use_fb_connect ?
								'<div id="dsq-fbc-login" onlogin="DisqusFbcParentController.onLogin()" size="medium" background="light" length="short" style="display:inline; margin-right:7px"></div>' :
								''
							),
							(Dsq.jsonData.context.use_twitter_signin ?
								Dsq.Utils.interpolate(
									'<div id="dsq-twitter-login" class="dsq-twitter-login" onclick="Dsq.Twitter.startTwitterConnect();" style="display:inline; cursor: pointer"><img src="%(media_url)s/images/twitter-signin-short.png" style="margin-right:7px" /></div>', {}) : ''),
							(Dsq.jsonData.context.use_openid ?
								Dsq.Utils.interpolate(
									'<div id="dsq-openid-login" class="dsq-openid-login" onclick="Dsq.OpenID.requestURL();" style="display:inline; cursor:pointer;"><img src="%(media_url)s/images/openid-login-button.png"/></div>', {}
								) : '')
			]);
		}
		result = result.concat([
						'</div>', // dsq-login
					'</div>', // dsq-auth-header
					'<div id="dsq-authenticated" class="dsq-authenticated" ',
						Dsq.jsonData.request.is_authenticated ? 'style="display:block"' : '',
						'>',
						'<div class="dsq-authenticated-pic">',
								Dsq.Utils.interpolate('<a href="%(url)s" title="%(request_display_username)s">' +
																			'<img class="dsq-post-avatar" src="%(avatar_url)s" alt="" /></a>',
																			{avatar_url: Dsq.Urls.REQUEST_USER_AVATAR,
																			url: (Dsq.jsonData.request.is_remote
																					 ? Dsq.jsonData.request.url
																					 : Dsq.jsonData.settings.disqus_url + Dsq.Urls.REQUEST_USER_PROFILE) }),
						'</div>',
						'<div class="dsq-authenticated-info">',
							'<ul>',
								'<li>',
									(Dsq.jsonData.request.is_remote
										? Dsq.FmtStrings.LOGGED_IN_AS(
												Dsq.Utils.interpolate('<a href="%(url)s" title="%(request_display_username)s">%(request_display_username)s</a>', {url:Dsq.jsonData.request.url})
										  )
										: Dsq.FmtStrings.LOGGED_IN_AS(
												Dsq.Utils.interpolate('<a href="%(disqus_url)s%(profile_url)s" title="%(request_display_username)s">%(request_display_username)s</a>')
											)
									),
								'</li>',
								'<li class="logout">',
									(!Dsq.jsonData.request.is_remote
										? Dsq.Utils.interpolate('<img class="dsq-login-icon" src="%(media_url)s/images/dsqicon12.png" alt="%(logged_in_as)s"/>&nbsp',
											{logged_in_as: Dsq.FmtStrings.LOGGED_IN_AS(Dsq.jsonData.request.display_username)})
										: ''),

									(!Dsq.jsonData.request.is_remote
										? Dsq.Utils.interpolate('<a href="%(disqus_url)s%(logout_url)s?ctkn=%(csrf_token)s" title="%(logout_from_disqus)s">',
											{logout_url: Dsq.Urls.LOGOUT, csrf_token: Dsq.CSRF_TOKEN, logout_from_disqus: Dsq.FmtStrings.LOGOUT_FROM('DISQUS')})
										: ((Dsq.jsonData.request.remote_domain == 'twitter')
												? Dsq.Utils.interpolate('using Twitter (<a href="%(disqus_url)s%(logout_url)s?ctkn=%(csrf_token)s" title="Logout">Logout</a>)',
												 {logout_url: Dsq.Urls.LOGOUT, csrf_token: Dsq.CSRF_TOKEN})
												: ((Dsq.jsonData.request.remote_domain == 'openid')
													 ? Dsq.Utils.interpolate('using OpenID (<a href="%(disqus_url)s%(logout_url)s?ctkn=%(csrf_token)s" title="Logout">Logout</a>)',
													 {logout_url: Dsq.Urls.LOGOUT, csrf_token: Dsq.CSRF_TOKEN})
													 : ''
													)
											)
									),

									(!Dsq.jsonData.request.is_remote ? Dsq.FmtStrings.LOGOUT_FROM('<span class="logo-disqus">DISQUS</span>') : ''),
									'</a>',
								'</li>',
							'</ul>',
						'</div>',
					'</div>'
		]);
		if (Dsq.jsonData.context.use_fb_connect) {
			result = result.concat([
					'<div id="dsq-fbc-authenticated" class="dsq-authenticated">',
						'<div id="dsq-fbc-profilepic" class="dsq-authenticated-pic" uid="loggedinuser" type="FB.XFBML.ProfilePic" size="square" facebook-logo="true"></div>',
						'<div class="dsq-authenticated-info">',
							'<ul>',
								'<li>',
									'Logged in as <span id="dsq-fbc-name" uid="loggedinuser" type="FB.XFBML.Name" linked="true" useyou="false"></span>',
								'</li>',
								'<li class="logout">using Facebook Connect <a href="#" onclick="javascript:DisqusFbcParentController.logout();return false;">(Logout)</a></li>',
							'</ul>',
						'</div>',
					'</div>'
			]);
		}
		result = result.concat([
				'</div>', // dsq-auth
				'<div id="dsq-toolbar-items">',
				'</div>'
		]);
		result = result.concat([
					//
					//
					//
				((!Dsq.jsonData.forum.allow_anon_post && !Dsq.jsonData.request.is_authenticated) ?
					// Needs to be translated:
					('<p id="dsq-no-anon-msg">Required: Please log into <span class="logo-disqus">Disqus</span> ' +
					(Dsq.jsonData.context.use_fb_connect ? 'or connect with Facebook ' : '') +
					(Dsq.jsonData.context.use_twitter_signin ? 'or sign in with Twitter ' : '') +
					(Dsq.jsonData.context.use_openid ? 'or sign in using OpenID ' : '') +
					Dsq.Utils.interpolate('to comment on <strong>%(forum_name)s</strong>.</p>')) :
					''
				),
				'<div id="dsq-post-add"></div>',
				'<div style="margin:10px 0">',
				((Dsq.jsonData.forum.use_media) ?
						'<a href="#" id="dsq-media-link" onclick="Dsq.Post.showMenu(this, false, \'media\'); return false">' + Dsq.Strings.USE_MEDIA + ' <small>&#9660;</small></a>' :
						''),
				'</div>'
		]);
		return result.join('');
	};


	this.header = function() {

		var html = '\<h3 id="dsq-comments-count" class="dsq-h3-commentcount">\
	 <span id="dsq-num-posts">64</span> Comments\
	 &nbsp;\
	 <span class="dsq-item-feed">\
	 <a href="http://consumerismcommentary.disqus.com/stupid_investment_of_the_week_rich_dad_academy/latest.rss"><img src="http://media.disqus.com/images/embed/bullet-feed.png"></a>\
	 </span>\
	 </h3>\
	 <div id="dsq-options" style="margin:15px 0">\
	 <span class="dsq-item-sort">\
	 Sort by\
	 <select id="dsq-sort-select" onchange="Dsq.Thread.sortBy(this.value);">\
	 <option value="hot" selected="selected">Popular now</option>\
	 <option value="best" >Best Rating</option>\
	 <option value="newest" >Newest first</option>\
	 <option value="oldest" >Oldest first</option>\
	 </select>\
	 &nbsp;\
	 </span>\
	 <span class="dsq-item-cp"><a href="http://consumerismcommentary.disqus.com/stupid_investment_of_the_week_rich_dad_academy/">Community Page</a>&nbsp;&nbsp;&nbsp;</span>\
	 <span class="dsq-item-subscribe">\
	 <img src="http://media.disqus.com/images/embed/email.png" style="width:12px;height:12px;vertical-align:middle">\
	 <span id="dsq-subscribe">\
	 <a href="#" onclick="Dsq.Thread.subscribe(1); return false">Subscribe by email</a>\
	 </span>\
	 </span>\
	 </div>\
	 <div id="dsq-alerts">\
	 </div>\
		';

		

		
		if (Dsq.jsonData.request.is_moderator) { 
			html = ' \
			<div class="dsq-alert-message dsq-upgrade-message"> \
				<strong>Disqus upgrade available.</strong> Hi ' + Dsq.jsonData.request.display_username + ', this message is being displayed to you because you are a moderator of this site. <a href="#" onclick="Dsq.$(\'dsq-upgrade-message\').style.display=\'block\';this.style.display=\'none\';return false">Click here for details.</a> \
				<div style="display:none; margin-top:10px;" id="dsq-upgrade-message"> \
					A new theme is available with added features. <a href="http://disqus.com/comments/settings/' + Dsq.jsonData.forum.url + '/?p=customize">To change your theme, click here</a> and choose the theme Narcissus. \
					If you do not upgrade, you are missing out on features such as: real-time commenting, new sign-in integrations, and an upgrade interface. \
					<strong>This message will automatically go away in one week.</strong> \
				</div> \
			</div> \
			' + html; 
		}
		return html;
	};

	this.footer = function() {
		var html = Dsq.Templates.pagination();

		
			html += Dsq.Templates.authPost();
		

		html += Dsq.Templates.reactions();

		

		return html;
	};

	this.pagination = function() {
		var html = '';
		
		if (Dsq.$('dsq-pagination')) { Dsq.$('dsq-pagination').innerHTML = ''; }
		if (!Dsq.jsonData.thread.paginate) { return ''; }

		//
		// TODO: num_paginator still uses the template tag for pagination, 
		// 		while append_paginator does it all in JavaScript.
		//		This should all be in JavaScript.
		//

		if (Dsq.jsonData.thread.num_pages > 1 && Dsq.jsonData.request.page < Dsq.jsonData.thread.num_pages) {
			html = ' \<a class="dsq-paginate-append-text" href="#" onclick="Dsq.Thread.paginate(Dsq.jsonData.request.page + 1, this); return false">Show more comments...</a>\
	 <button class="dsq-button-small dsq-paginate-append-button" onclick="Dsq.Thread.paginate(Dsq.jsonData.request.page + 1, this);">Load more comments</button>\
			';
		}
		
		if (Dsq.$('dsq-pagination')) {
			Dsq.$('dsq-pagination').innerHTML = html;
			return '';
		} else {
			return '<div id="dsq-pagination" class="dsq-pagination">' + html + '</div>';
		}
	};

	this.trackbacks = function() {
		var html = '';

		if(typeof DsqLocal != 'undefined' && DsqLocal.trackback_url && DsqLocal.trackbacks) {
			var trackbacks = DsqLocal.trackbacks;
			var trackback_url = DsqLocal.trackback_url;
		} else {
			var trackbacks = [
			
			
			];
			var trackback_url = 'http://consumerismcommentary.disqus.com/stupid_investment_of_the_week_rich_dad_academy/trackback/';
		}

		html += '<div class="dsq-item-trackback">Trackback URL&nbsp;&nbsp;<input class="dsq-trackback-url" onclick="this.select()" readonly="true" value="' + trackback_url + '"></div>';

		if(trackbacks.length) {
			html += '<ul id="dsq-references">'
			for(var i = 0; i < trackbacks.length; i++) {
				var trackback = trackbacks[i];
				html += '<li><cite><a href="' + trackback.author_url + '" rel="nofollow">' + trackback.author_name + '</a></cite> \
						<p class="dsq-meta">' + trackback.date + '</p> \
						<p class="dsq-content">' + trackback.excerpt + '</p></li>';
			}
			html += '</ul>';
			html = '<h3 class="dsq-h3-trackbacks">Trackbacks</h3>' + html;
		}

		return html;
	}

	this.showRetweets = function(id, limit, element_id /* Optional */) {
		var source, html = '';

		for (var i = 0, reaction; reaction = Dsq.jsonData.reactions[i]; i++) {
			if (reaction.id === id) {
				source = reaction.retweets;
			}
		}

		if (source) {
			if (limit === 0) {
				limit = source.length;
			}

			for (var j = 0; j < limit; j++) {
				var rt = source[j];
				html += '<a href="' + rt.url + '">' + rt.author_name + '</a>'	+ ((j === (limit - 1)) ? '.' : ', ');
			}
		}

		if (element_id === undefined) {
			return html;
		}

		var element = document.getElementById(element_id);
		element.innerHTML = html;
		return element;
	};

	this.showMoreReactions = function(reactions, has_more, start, limit) {
		var link = document.getElementById('dsq-show-more-reactions');
		var container = link.parentNode;
		container.removeChild(link);

		for (var i = 0, reaction; reaction = reactions[i]; i++) {
			var el = Dsq.Templates.generateReactionHTML(reaction);
			if (el) {
				container.innerHTML += el;
			}
		}

		if (has_more) {
			var d = Dsq.jsonData.settings.disqus_url;
			var f = Dsq.jsonData.forum.url;
			var t = Dsq.jsonData.thread.id;
			var s = start;
			var l = limit;

			var handler = 'Dsq.Utils.execScript(\'' + d + '/forums/' + f + '/more_reactions.js?t=' + t + '&s=' + s + '&l=' + l + '\', true); return false;';
			container.innerHTML += '<li id="dsq-show-more-reactions"><a href="#" onclick="' + handler + '">Show more reactions</a></li>';
		}
	};

	this.generateReactionHTML = function(reaction) {
		if (reaction.body === null || reaction.body == '') {
			return;
		}

		if (reaction.author_name === '') {
			reaction.author_name = '&nbsp;';
		}

		if (reaction.url === '') {
			reaction.url = reaction.get_service_url;
		}

		/* Reaction HTML begins */
		var item = '<li class="dsq-reaction" id="dsq-reaction-' + reaction.id + '">'
			+ '<div class="dsq-reaction-header">'
			+ '<div class="dsq-header-avatar">';

		if (reaction.author_url && reaction.author_url !== '') {
			item += '<a target="_blank" href="' + reaction.author_url +'">';
		} else {
			item += '<a target="_blank" href="#" onclick="return false;">';
		}

		if (reaction.avatar_url && reaction.avatar_url !== '') {
			item += '<img src="' + reaction.avatar_url + '"/>';
		} else {
			item += '<img src="' + Dsq.jsonData.media_url + '/images/noavatar32.png"/>';
		}

		var service_icon = (reaction.get_service_name == 'trackback' || reaction.get_service_name == 'pingback' ? 'rss' : reaction.get_service_name.replace(' ', ''));
		item += '<img class="dsq-service-icon" src="' + Dsq.jsonData.media_url + '/images/reactions/services/' + service_icon + '.png"/>'
			+ '</a></div>'
			+ '<cite><span>' + reaction.author_name + '</span></cite>'
			+ '<span class="dsq-header-meta"><a class="dsq-header-time">' + reaction.date_created + '</a></span>'
			+ '</div><div class="dsq-reaction-body">'
			+ '<div class="dsq-reaction-message">' + reaction.body + '</div>'
			+ '<div class="dsq-reaction-footer">From <a class="dsq-service-name" target="_blank" href="' + reaction.url + '">' + reaction.get_service_name + '</a> '
			+ 'via ' + (reaction.source == 'backtype' ? '<a href="http://backtype.com/">BackType</a>' : '<a href="' + reaction.source_url + '">UberVU</a>')
			+ (Dsq.jsonData.request.is_moderator || Dsq.jsonData.request.is_global_moderator ? '&nbsp;&bull;&nbsp;<a class="dsq-hide-reaction" href="#" onclick="Dsq.Reaction.hide(' + reaction.id + '); return false;">Hide</a>' : '') + '</div></div>';

		if(reaction.retweets) {
			var num_retweets = reaction.retweets.length;
			if (num_retweets > 0) {
				item += '<div class="dsq-reaction-retweets">';
				if (num_retweets == 1) {
					item += 'One more retweet from <a href="' + reaction.retweets[0].url + '">'  + reaction.retweets[0].author_name + '</a>';
				} else {
					item += (num_retweets + ' more retweets from ');

					item += '<span id="dsq-reaction-retweets-' + reaction.id + '">';
					var n_tweets = (num_retweets > 15) ? 15 : num_retweets;
					item += Dsq.Templates.showRetweets(reaction.id, n_tweets);

					if (n_tweets != num_retweets) {
						item += '</span> <a onclick="Dsq.Templates.showRetweets(' + reaction.id + ', 0, \'dsq-reaction-retweets-' + reaction.id + '\');'
							+ 'this.parentNode.removeChild(this); return false;" href="#">Show all</a>';
					}
				}
				item += '</div>';
			}
		}

		item += '</li>'; /* Reaction HTML ends */
		return item;
	};

	this.reactions = function() {
		var html, reaction;

		if (Dsq.jsonData.reactions === undefined || Dsq.jsonData.reactions.length === 0) {
			return '';
		}

		html = '';
		for (var i = 0; reaction = Dsq.jsonData.reactions[i]; i++) {
			var item = Dsq.Templates.generateReactionHTML(reaction);
			if (item) {
				html += item;
			}
		}

		if (Dsq.jsonData.has_more_reactions) {
			var d = Dsq.jsonData.settings.disqus_url;
			var f = Dsq.jsonData.forum.url;
			var t = Dsq.jsonData.thread.id;
			var s = Dsq.jsonData.reactions_start;
			var l = Dsq.jsonData.reactions_limit;

			var handler = 'Dsq.Utils.execScript(\'' + d + '/forums/' + f + '/more_reactions.js?t=' + t + '&s=' + s + '&l=' + l + '\', true); return false;';
			html += '<li id="dsq-show-more-reactions"><a href="#" onclick="' + handler + '">Show more reactions</a></li>';
		}

		return '<h3 class="dsq-h3-reactions">Reactions</h3><ul id="dsq-reactions" class="dsq-reactions">' + html + '</ul>';
	};
	
	this.missingPermissions = function() {
		return '';
	};

	//
	// Post
	//

	this.prependPost = function(post_id) {
		var html = '<div id="comment-' + post_id + '"></div>';
		return html;
	};

	this.appendPost = function(post_id) {
		var html = '<div id="dsq-comment-reply-' + post_id + '"></div>';
		return html;
	};

	this.postPrependHeader = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];

		var _includeServices = function() {
			var userServices = Dsq.Post.getUserServices(null, post_id);
			var html = '';
			var hiddenThreshold = 3; // Define # of services to show before stuffing them in hidden div

			for(var i = 0; i < userServices.length; i++) {
				html +=
				(i == hiddenThreshold
					? '<li id="dsq-drop-hidden-' + post_id +'" class="dsq-drop-hidden"><ul>'
					: '')
				+ '<li class="dsq-drop-services"> \
					<a class="dsq-service-' + userServices[i].name.toLowerCase() + '" href="' + userServices[i].url + '" target="_blank"> \
						<img src="' + Dsq.jsonData.media_url + '/images/embed/services/' + userServices[i].name.toLowerCase() + '.png" alt="' + userServices[i].name.toLowerCase() + '">'
					+ userServices[i].name
					+ '</a> \
				</li>';
			}

			if(i >= hiddenThreshold) {
				html += '</ul></li> \
				<li id="dsq-drop-more-' + post_id + '" class="dsq-drop-more"><a href="#" onclick="Dsq.Post.dropProfileMore(this, '+ post_id + '); return false"><small>&#9660;</small></a></li> \
				';
			}
			return html;
		};

		return ' \
			<div class="dsq-header-avatar" id="dsq-header-avatar-' + post_id + '" onmouseover="Dsq.Post.dropProfile(' + post_id + ')"> \
				<a id="dsq-avatar-' + post_id + '" class="dsq-avatar" href="' + userData.url + '" onclick="Dsq.Popup.popProfile(' + post_id + '); return false;">'
			+ (Dsq.jsonData.forum.show_avatar
				? '<img src="' + Dsq.jsonData.users[_meta.user_key].avatar + '" alt="" />'
				: '')
			+ '</a>'
			+ '</div> \
		';
	};

	this.postAppendHeader = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];

		return ''
			+ (_meta.author_is_moderator
				? '<img class="dsq-mod-star" src="http://media.disqus.com/images/bullet-star.png" title="Moderator" alt="" />'
				: '')
			+ '<span class="dsq-header-meta"> \
				<a id="dsq-time-' + post_id + '" class="dsq-header-time" href="#comment-' + post_id + '" title="Permalink">' + _meta.date + '</a> \
			</span>';
	};

	this.preBody = function(post_id) {
		return '';
	}

	this.postBody = function(post_id) {
		// TODO: Deprecate flagging conditional
		var _meta = Dsq.jsonData.posts[post_id];
		return ''
			+ (_meta.edited
				? '<p class="dsq-editedtxt">(Edited by a moderator)</p>'
				: '')
			;
	};

	this.postFooter = function(post_id) {
		// TODO: Use media should be conditional
		var _meta = Dsq.jsonData.posts[post_id];
		if(_meta.killed) { return ''; }

		return ' \
			<div class="dsq-comment-footer" id="dsq-comment-footer-' + post_id + '"> \
				<div id="dsq-points-' + post_id + '" class="dsq-likedtxt">'
				+ (_meta.points
					? _meta.points + Dsq.Utils.pluralize(_meta.points, ' person', ' people') + ' liked this comment.'
					: '')
				+ '</div>'
				+ '<ul class="dsq-comment-options dsq-list-style">'
				+ (_meta.votable
					? '<li class="dsq-list-first dsq-rate" id="dsq-rate-cont-' + post_id + '">'
					+ (!_meta.up_voted
						? '<a href="#" onclick="Dsq.Post.rate(this, ' + post_id + ', 1); return false;">Like</a>'
						: 'You liked this.') + '</li>'
					: '')
				+ '<li class="dsq-report' + (!_meta.votable ? ' dsq-list-first' : '') + '" id="dsq-post-report-' + post_id + '"><a href="#" class="dsq-post-report" onclick="Dsq.Post.report(' + post_id + ', false); return false;">Report</a></li> \
				</ul> \
				<ul class="dsq-list-style">'
				+ (_meta.can_reply
					? '<li class="dsq-list-first"><a href="#" id="dsq-reply-link-' + post_id +'" onclick="Dsq.Post.toggleReply(this, ' + post_id +'); return false;">Reply</a></li>'
					: '')
				+ (_meta.can_reply && !_meta.has_replies && _meta.from_request_user
					? '<li id="dsq-edit-el-' + post_id + '"><a id="dsq-edit-link-' + post_id + '" href="#" onclick="Dsq.Post.edit(this, ' + post_id + '); return false;">Edit</a></li>'
					: '')
				+ '<li class="' + (!_meta.can_reply ? 'dsq-list-first' : '') + '" id="dsq-more-el-' + post_id + '"><a id="dsq-more-link-' + post_id + '" href="#" onclick="Dsq.Post.showMenu(this, ' + post_id + ', \'more\'); return false">More <small>&#9660;</small></a></li>'
				+ (Dsq.jsonData.forum.use_media
					? '<li id="dsq-media-el-' + post_id +'" style="display:none"><a id="dsq-media-link-' + post_id + '" href="#" onclick="Dsq.Post.showMenu(this, ' + post_id + ', \'media\'); return false">Use Media <small>&#9660;</small></a></li>'
					: '')
				+ '</ul>'
				+ '<div id="dsq-reply-bar-' + post_id + '" class="dsq-reply-bar" style="display:none"> \
						<div id="dsq-reply-bar-items-' + post_id + '" class="dsq-reply-bar-items"> \
						</div> \
						<div id="dsq-reply-bar-auth-' + post_id + '" class="dsq-reply-bar-auth"> \
							 \
								 \
								 	<a href="#" class="dsq-help dsq-reply-req-opt" title="You are commenting as a Guest. You may choose to log into an existing DISQUS Profile, your Facebook, Twitter or OpenID account to comment on Consumerism Commentary" onclick="Dsq.Popup.helpBadges(); return false">Optional:</a> \
								 \
								<img class="dsq-login-icon" src="http://media.disqus.com/images/dsq-favicon-16x16.png" alt="" /> \
								<a id="dsq-reply-login-' + post_id + '" href="http://disqus.com/profile/login/?next=article:42484407" onclick="Dsq.Popup.login(); return false">Login</a> \
								 \
									&nbsp;or&nbsp; \
									<img class="fb_login_image" src="http://static.ak.fbcdn.net/images/fbconnect/login-buttons/connect_light_small_short.gif" alt="Facebook Connect"/> \
									<a href="#" onclick="FB.Connect.requireSession(DisqusFbcParentController.onLogin); return false;">Connect</a> \
								 \
								&nbsp;or&nbsp; \
									<img src="http://media.disqus.com/images/twitter-signin-icon.png" alt="" /> \
									<a href="#" onclick="Dsq.Twitter.startTwitterConnect(); return false">Sign-in</a> \
								 \
								&nbsp;or&nbsp; \
									 <img src="http://media.disqus.com/images/openid-login-icon.png" alt="" /> \
									 <a href="#" onclick="Dsq.OpenID.requestURL(); return false">OpenID</a> \
								 \
							 \
						</div> \
					</div> \
					<div id="dsq-reply-' + post_id + '"></div> \
			</div> \
		';
	};

	//
	// Iframes
	//

	this._makeAttributes = function(attributes) {
		// Makes a tag attributes string out of an object.
		// Caller is responsible for making sure nothing needs to be escaped.
		var result = [];
		for (key in attributes) {
			result.push(' ' + key + '="' + attributes[key] + '"');
		}
		result = result.join('');
		return result;
	};

	this._frameGeneric = function(base_url, params, attributes) {
		if(typeof(disqus_callback_params) == 'undefined') {
			disqus_callback_params = '';
		}

		var default_params = {
			// TODO: These should be moved to Dsq.jsonData.
			'f'				: 'consumerismcommentary',
			't'				: 'stupid_investment_of_the_week_rich_dad_academy',
			// Do we need encodeURIComponent here?
			'ifrs'			: encodeURIComponent(disqus_iframe_css),
			'to_redirect'	: encodeURIComponent(window.location),
			'cbp'			: disqus_callback_params,
			'ff'			: Dsq.Thread.ff,
			'fc'			: Dsq.Thread.fc,
			'ac'			: Dsq.Thread.ac,
			'default_text'	: disqus_default_text
		};

		base_url += '?' + (new Date()).getTime();
		// Add params to default_params.
		if(params) {
			for(var key in params) {
				if(params.hasOwnProperty(key)) {
					default_params[key] = encodeURIComponent(params[key]);
				}
			}
		}
		// Build querystring.
		for(var key in default_params) {
			if(default_params[key] && default_params.hasOwnProperty(key)) {
				base_url += '&' + key + '=' + default_params[key];
			}
		}

		return [
			'<iframe marginwidth="0" marginheight="0" hspace="0" vspace="0" frameborder="0"',
			(' allowtransparency="true" src="' + base_url + '"'),
			this._makeAttributes(attributes),
			'</iframe>'].join('');
	};

	this.frameLogin = function(opt_attributes) {
		var params = {};
		var base_url = 'http://disqus.com/embed/login.html';
		var attributes = opt_attributes || {};
		attributes['class'] = 'dsq-post-login';

		if(typeof disqus_frame_theme != 'undefined') {
			params['theme'] = disqus_frame_theme;
		}
		return this._frameGeneric(base_url, params, attributes);
	};

	this.frameReply = function(post_id, extra_params, attributes) {
		// Returns the HTML for a reply iframe. Called by Dsq.Iframes.setReplyIframeToContainer
		var _meta = (typeof post_id != 'undefined') ? Dsq.jsonData.posts[post_id] : false;
		var base_url = Dsq.Urls.REPLY;
		var params = {
			'def_email'		: disqus_def_email,
			'def_name'		: disqus_def_name
		};
		if(extra_params) {
			for(var key in extra_params) {
				if(extra_params.hasOwnProperty(key)) {
					params[key] = extra_params[key];
				}
			}
		}
		if(_meta) {
			params['parent_post'] = post_id;
		}
		if(typeof disqus_per_page != 'undefined') {
			params['per_page'] = disqus_per_page;
		}
		if(typeof disqus_frame_theme != 'undefined') {
			params['theme'] = disqus_frame_theme;
		}
		if(Dsq.jsonData.request.is_authenticated) {
			attributes['class'] += '-authenticated';
		}
		return this._frameGeneric(base_url, params, attributes);
	};

	this.frameEdit = function(post_id) {
		var _meta = (typeof post_id != 'undefined') ? Dsq.jsonData.posts[post_id] : false;
		var base_url = 'http://disqus.com/embed/edit.html';
		var params = {
			'p' : post_id
		};
		return this._frameGeneric(base_url, params, {'class': 'dsq-post-edit', 'name': 'dsq-edit_' + post_id + '-frame'});
	};

	//
	// Menus
	//

	this.menuMore = function(post_id) {
		// TODO: "Remove post" button should hide menu.
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];
		return ' \
			<li><a href="#comment-' + post_id + '" onclick="Dsq.Popup.permalink(' + post_id + ')">Link</a></li> \
			<li><a href="#" onclick="Dsq.Popup.popProfile(' + post_id + '); return false;">Profile</a></li>'
	+ (Dsq.jsonData.request.is_moderator || Dsq.jsonData.request.is_global_moderator
		? '	<li class="dsq-menu-sep"></li>' + (_meta.email ? '<li class="dsq-admin-email">' + _meta.email + '</li>' : '')
		+ '	<li class="dsq-admin-ip">' + _meta.ip + '</li> \
			<li class="dsq-menu-sep"></li>'
		+ (Dsq.jsonData.request.moderator_can_edit
			? ' <li class="dsq-admin-edit"><a href="#" onclick="Dsq.Post.edit(this, ' + post_id + '); return false;">Edit Comment</a></li>'
			: '')
		+ ' <li class="dsq-remove"><a href="#" onclick="Dsq.Post.removePost(' + post_id + ', 1); return false;">Remove Comment</a></li> \
			<li class="dsq-report-spam"><a href="#" onclick="Dsq.Post.reportSpam(' + post_id + '); return false;">Mark Spam</a></li> \
			<li class="dsq-block-user"><a href="#" onclick="Dsq.Popup.blacklist(' + post_id + '); return false">Block User</a></li>'
		: '');
	};

	this.menuMedia = function(post_id) {
		return ' \
			<li><a href="#" onclick="Dsq.Post.toggleMediaReply(this, ' + post_id + ', \'seesmic\'); return false;">Record video</a></li> \
		';
	};

	this.dropProfile = function(post_id) {
		var _meta = Dsq.jsonData.posts[post_id];
		var userData = Dsq.jsonData['users'][_meta.user_key];

		var _includeServices = function() {
			var userServices = Dsq.Post.getUserServices(null, post_id);
			var html = '';
			var hiddenThreshold = 3; // Define # of services to show before stuffing them in hidden div

			for(var i = 0; i < userServices.length; i++) {
				html +=
				(i == hiddenThreshold
					? '<li id="dsq-drop-hidden-' + post_id +'" class="dsq-drop-hidden"><ul>'
					: '')
				+ '<li class="dsq-drop-services"> \
					<a class="dsq-service-' + userServices[i].name.toLowerCase() + '" href="' + userServices[i].url + '" target="_blank"> \
						<img src="' + Dsq.jsonData.media_url + '/images/embed/services/' + userServices[i].name.toLowerCase() + '.png" alt="' + userServices[i].name.toLowerCase() + '">'
					+ userServices[i].name
					+ '</a> \
				</li>';
			}

			if(i >= hiddenThreshold) {
				html += '</ul></li> \
				<li id="dsq-drop-more-' + post_id + '" class="dsq-drop-more"><a href="#" onclick="Dsq.Post.dropProfileMore(this, '+ post_id + '); return false"><small>&#9660;</small></a></li> \
				';
			}
			return html;
		};


		var menu = '<li class="dsq-drop-showlnk"><a href="#" onclick="Dsq.Popup.popProfile(' + post_id + '); return false;">Expand &#8663;</a></li>';
		var pointsMessage = '';
		if (userData['registered']) {
			pointsMessage = 'with ' + userData['points'] + ' points (more points are better).';
		}

		if (userData['is_remote']) {
			var domain = userData['remote_domain_name'];
			menu += '<li class="dsq-drop-badge" title="' + userData['display_name'] + ' is a ' + domain + ' user ' + pointsMessage + '" onclick="Dsq.Popup.helpBadges()">';
			menu += '<span class="dsq-badge-' + domain.toLowerCase() + '">' + domain + '</span></li>';
		} else if (userData['registered']) {
			if (userData['verified']) {
				menu += '<li class="dsq-drop-badge" title="' + userData['display_name'] + ' has a verified commenter profile ' + pointsMessage + '" onclick="Dsq.Popup.helpBadges()">';
				menu += '<span class="dsq-badge-verified">Verified</span></li>';
			} else {
				menu += '<li class="dsq-drop-badge" title="' + userData['display_name'] + ' has a registered, but unverified, commenter profile ' + pointsMessage + '" onclick="Dsq.Popup.helpBadges()">';
				menu += '<span class="dsq-badge-registered">Registered</span></li>';
			}
		} else {
			menu += '<li class="dsq-drop-badge" title="' + userData['display_name'] + ' has not claimed this commenter profile." onclick="Dsq.Popup.helpBadges()"><span class="dsq-badge-guest">Guest</span></li>';
		}

		menu += _includeServices();
		return menu;
	};

	//
	// Popups
	//

	this._popupGeneric = function(content) {
		return ' \
		<div class="dsq-popup-content"> \
			<div class="dsq-popup-top"></div> \
			<div class="dsq-popup-body" class="clearfix"> \
				<div class="dsq-popup-body-padding"> \
					<div class="dsq-popup-header"> \
						<a class="dsq-close-link" href="#" onclick="Dsq.Popup._closePopup(null, true); return false"><img src="http://media.disqus.com/images/modal-close.png" alt="" /></a>'
						+ content['header']
					+ '</div>'
					+ content['body']
					+ '<div class="powered-by"><a href="http://disqus.com/comments/">Powered by <img src="http://media.disqus.com/images/embed/disqus-logo.png" alt="Disqus Comments" style="margin-bottom:-5px" /></a></div> \
				</div> <!-- padding --> \
			</div> <!-- body --> \
			<div class="dsq-popup-bottom"></div> \
		</div> \
		';
	};

	this.popupProfile = function(user_key) {
		var userServices = Dsq.Post.getUserServices(user_key, null);
		var userData = Dsq.jsonData['users'][user_key];
		var headerHtml = '';
		var bodyHtml = '';
		var content = {};

		var _includeServices = function() {
			var html = '';
			for(var i = 0; i < userServices.length; i++) {
				html +=
				(i == 0
					? '<h4>Connections</h4><ul>'
					: '')
				+ '<li> \
					<img src="' + Dsq.jsonData.media_url + '/images/embed/services/' + userServices[i].name.toLowerCase() + '.png" alt="' + userServices[i].name.toLowerCase() + '" title="' + userServices[i].name.toLowerCase() + '" /> \
					<a class="dsq-service-' + userServices[i].name.toLowerCase() + '" href="' + userServices[i].url + '" target="_blank">'
					+ userServices[i].name
					+ '</a> \
				</li>'
				+ (i+1 == userServices.length ? '</ul>' : '');
			}
			return html;
		};

		headerHtml = ' \
			<table> \
				<tr> \
					<td> \
						<a class="dsq-profile-userurl" href="' + userData.url + '"><img class="dsq-popup-profile-avatar" src="' + userData['avatar'] + '" alt="" /></a> \
					</td> \
					<td> \
						<div class="dsq-popup-profile-user"> \
							<h3>' + userData['display_name'] + '</h3> \
							<div class="dsq-popup-profile-user-stats" id="dsq-popup-profile-user-stats-' + user_key + '">Loading...</div> \
						</div> \
					</td> \
				</tr> \
			</table> \
		';

		bodyHtml = ' \
			<div class="dsq-popup-profile-state"> \
				This is a&nbsp;<span class="'
					+ (userData['registered']
						? (userData['verified']
							? ' dsq-badge-verified'
							: (userData['is_remote']
								? ' dsq-badge-' + userData['remote_domain_name'].toLowerCase()
								: ' dsq-badge-registered')
							)
							: ' dsq-badge-guest') + '">'
			+ (userData['registered']
				? (userData['verified']
					? 'Verified'
					: (userData['is_remote']
						 ? userData['remote_domain_name']
						 : 'Registered')
					)
				: 'Guest')
			+ '</span>&nbsp;commenter profile.'
			+ '&nbsp;<a class="dsq-profile-userurl" href="' + userData.url + '"><strong>View more comments </strong></a>'
			+ (!userData['points']
				? '<p class="dsq-popup-notice">If this is you, <a href="http://disqus.com/profile" target="_blank">claim it now</a> to manage your comments.</p>'
				: '')
			+ ((userData['registered'] && !userData['verified'] && (Dsq.jsonData.request.username && (Dsq.jsonData.request.username == userData['username'])) && !userData['is_remote'])
				? '<p class="dsq-popup-notice"><strong>Alert</strong>: You have not verified this account. <a href="http://disqus.com/verify">Verify it now.</a></p>'
				: '')
			+ '</div> \
			<div id="dsq-profile-status-' + user_key + '" class="dsq-popup-profile-status" style="display:none"></div> \
			<div class="dsq-popup-profile-snapshot"> \
				<table> \
					<tr> \
						<td> \
							<div id="dsq-popup-profile-active-sites-wrapper-' + user_key + '"> \
								<h4>Most active sites</h4> \
								<ul id="dsq-popup-profile-active-sites-' + user_key + '"> \
									<li>Loading...</li> \
								</ul> \
							</div> \
						</td> \
						<td>'
							+ _includeServices()
							+ '<div id="dsq-popup-profile-moderated-wrapper-' + user_key + '"> \
								<h4>Moderator of</h4> \
								<ul id="dsq-popup-profile-moderated-' + user_key + '"> \
									<li>Loading...</li> \
								</ul> \
							</div> \
						</td> \
					</tr> \
				</table> \
			</div> \
			';

		content = {
			'header': headerHtml,
			'body': bodyHtml
		};

		return this._popupGeneric(content);
	};

	this.popupReblog = function() {
		var headerHtml = '';
		var bodyHtml = '';
		var content = {};

		headerHtml = ' \
			<cite><span>Reblog this comment</span></cite> \
		';

		bodyHtml = ' \
			<div id="dsq-reblog-form" class="dsq-reblog-form"> \
			</div> \
		';

		content = {
			'header': headerHtml,
			'body': bodyHtml
		};

		return this._popupGeneric(content);
	};

	this.popupModal = function(title, message) {
		var headerHtml = '';
		var bodyHtml = '';
		var content = {};

		headerHtml = ' \
			<h3>' + title + '</h3> \
		';

		bodyHtml = message;

		content = {
			'header': headerHtml,
			'body': bodyHtml
		};

		return this._popupGeneric(content);
	};

	this.alertContent = function(name, post_id) {
		var alert = {
			'post_not_approved': {
				'title': 'Comment awaiting approval by a moderator',
				'message': 'Thanks for posting. Your comment must be approved by a moderator before appearing here.'
			},
			'post_has_profile': {
				'title': 'Use your existing commenter profile',
				'message': 'You have just posted your commment as a <span class="dsq-badge dsq-badge-guest">Guest</span>, but you may already have a <span class="dsq-badge dsq-badge-registered">Registered</span> commenter profile.<br /><br /><a href="http://disqus.com/claim">Log in and claim this comment!</a>'
			}
		};
		return alert[name] || false;
	};

	//
	// Actions
	//

	this.voted = function(post_id, points, vote) {
		// Update number of points
		Dsq.$('dsq-points-' + post_id).innerHTML = points + Dsq.Utils.pluralize(points, ' person', ' people') + ' liked this comment.';

		// Update link text
		if(vote) {
			Dsq.$('dsq-rate-cont-' + post_id).innerHTML = 'You liked this.';
		}
	};

	this.subscribed = function(status) {
		var title, message;

		if(status) {
			title = 'Subscribed!';
			message = 'You have subscribed to this comment thread. New comments will be sent directly to your email inbox, where you may read and respond by email.';
			Dsq.$('dsq-subscribe').innerHTML = ' \
				<a href="#" onclick="Dsq.Thread.subscribe(0); return false">Unsubscribe</a> \
			';
		} else {
			title = 'Unsubscribed';
			message = 'You have unsubscribed to this comment thread. New comments will no longer be sent to your email inbox.';
			Dsq.$('dsq-subscribe').innerHTML = ' \
				<a href="#" onclick="Dsq.Thread.subscribe(1); return false">Subscribe by email</a> \
			';
		}

		Dsq.Popup.popModal(message, title);

	};
	
	this.highlighted = function() {
		Dsq.Popup.popModal('This comment has been highlighted.', 'Highlighted comment');
	};

	//
	// Media
	//

	this.mediaSeesmic = function(id, thumb) {
		return ' \
			<div id="dsq-seesmic-' + id + '_preview" class="dsq-seesmic-preview"><a href="http://www.seesmic.com/video/' + id + '" target="_blank" class="see_link">&nbsp;</a> \
				<div style="display:block;width:160px; height:120px; border:none; background-image:url(http://t.seesmic.com/thumbnail/' + thumb + ')"> \
					<div id="dsq-seesmic-' + id + '_hide" class="seePlayOverlay" style="display:none;"><img onclick="see_play_video(\'' + id + '\',false)" src="http://media.disqus.com/images/seesmic/stopOverlay.png" width="50" height="50" style="cursor:pointer; cursor:hand; padding-top: 30px; padding-left: 50px" alt="" /></div> \
					<div id="dsq-seesmic-' + id + '_show" class="seePlayOverlay"><img onclick="see_play_video(\'' + id + '\',true)" src="http://media.disqus.com/images/seesmic/playOverlay.png" width="50" height="50" style="cursor:pointer; cursor:hand; border:none; padding-top: 30px; padding-left: 50px" alt="" /></div> \
				</div> \
			</div> \
			<div id="' + id + '_content" style="display:block; width:100%; padding-top:5px"></div> \
		';
	};

	//
	// Callbacks
	//

	this.postComment_onSuccess = function(parent_post_id) {
		// Increment post count
		var num_posts = Dsq.$('dsq-num-posts');
		var total_posts = Dsq.$('dsq-total-posts');
		
		if (num_posts) { 
			num_posts.innerHTML = parseInt(num_posts.innerHTML) + 1;
		}
		if (total_posts) { 
			total_posts.innerHTML = parseInt(total_posts.innerHTML) + 1;
		}
	};
};
// Dsq.Templates


/**
 * Dsq.Post
 */
Dsq.Post = new function() {
	this.openedMenu = {};
	this.menuEventListener = null;
	this.stateReplyToggled = {};
	this.stateEditToggled = {};
	this.stateRecordLink = {};

	/**
	 * Inserts a new post into the document.
	 *
	 * @param after_id {Number}	Insert a post before specified id.  If after_id
	 *							evaluates to false, then post in the front.  If
	 *							after_id is -1, post at the end.
	 */
	this.insert = function(after_id, id, message, author) {
		// Skeleton template from thread_posts.html.
		var skeleton = ' \
			<li id="dsq-comment-%(id)s"> \
				<div id="dsq-comment-header-%(id)s" class="dsq-comment-header"> \
					<cite id="dsq-cite-%(id)s" class="dsq-comment-cite"> \
						<a id="dsq-author-user-%(id)s" href="%(author_url)s" target="_blank" rel="nofollow">%(author_name)s</a> \
					</cite> \
				</div> \
				<div id="dsq-comment-body-%(id)s" class="dsq-comment-body"> \
					<div id="dsq-comment-message-%(id)s" class="dsq-comment-message">%(message)s</div> \
				</div> \
			</li> \
		';
		var _meta = Dsq.jsonData.posts[id];
		var _user_meta = Dsq.jsonData.users[_meta.user_key];
		var markup = Dsq.Utils.interpolate(skeleton, {
			id: id,
			message: message,
			author_url: _user_meta.blog,
			author_name: _user_meta.display_name
		});
		var div = document.createElement('div');
		markup = markup.replace(Dsq.COMMENTS_RE, Dsq.CommentsHandler);
		div.innerHTML = markup;

		if (after_id === -1) {
			Dsq.$('dsq-comments').appendChild(div);
		} else if (!after_id) {
			Dsq.$('dsq-comments').insertBefore(div, Dsq.$('dsq-comments').firstChild);
		} else if (Dsq.$('dsq-comment-' + after_id)) {
			// Get next node after "after_id", so we can insert before it.
			// If "after_id" is the last comment, the target node is the
			// last node.
			
			// var append_post_id = Dsq.Templates.appendPost(after_id).replace('<div id="','').replace('"></div>', '');
			var append_post_id = 'dsq-append-post-' + after_id;
			var node = Dsq.$(append_post_id);
			while (node = node.nextSibling) {
				if (!node || node.nodeType == 1) { // 1 == Node.ELEMENT_NODE
					break;
				}
			}
			if (!node) {
				node = Dsq.$(append_post_id);
			}
			node.parentNode.insertBefore(div, node);
		}
	};

	this.incrementPostCount = function() {
		
		var num_posts = Dsq.$('dsq-num-posts');
		var total_posts = Dsq.$('dsq-total-posts');

		if (num_posts) {
			num_posts.innerHTML = parseInt(num_posts.innerHTML, 10) + 1;
		}
		if (total_posts) {
			total_posts.innerHTML = parseInt(total_posts.innerHTML, 10) + 1;
		}
	}
	
	this.outlineComment = function(post_id) {
		Dsq.$('dsq-comment-' + post_id).className += ' dsq-comment-outline';
		setTimeout("(function () { Dsq.Post.clearOutlineComment(" + post_id + ") })()", 3000);
	};
	
	this.clearOutlineComment = function(post_id) {
		Dsq.$('dsq-comment-' + post_id).className = Dsq.$('dsq-comment-' + post_id).className.replace('dsq-comment-outline', '');
	};

	this.showMenu = function(el, id, name) {
		var anchorPos = Dsq.Utils.findPos(el);
		var menu = document.createElement('ul');

		if(this.openedMenu) {
			if(this.openedMenu.linkClicked) {
				this.openedMenu.linkClicked = false;
				return;
			}
		}

		switch(name) {
			case 'more':
				menu.innerHTML = Dsq.Templates.menuMore(id);
				break;
			case 'media':
				menu.innerHTML = Dsq.Templates.menuMedia(id);
				break;
			default:
				break;
		}

		// Add menu to document body
		menu.id = 'dsq-menu-' + id;
		menu.className = 'dsq-menu';
		Dsq.$b.appendChild(menu);

		// Position and show
		anchorPos[1] += 15;
		menu.style.left = anchorPos[0] + 'px';
		menu.style.top = anchorPos[1] + 'px';
		menu.style.display = 'block';

		// Set global reference
		this.openedMenu = {
			'el' : menu,
			'id' : id,
			'name' : name,
			'linkClicked' : false
		};

		// Set listener
		this.menuEventListener = Dsq.Utils.addEventListener(document, 'mouseup', this._hideMenu);
	};

	this._hideMenu = function(e) {
		var el = e.target || e.srcElement;
		var openedMenu = Dsq.Post.openedMenu.el;
		var id = Dsq.Post.openedMenu.id;

		if(!id) {
			var link = 'dsq-' + Dsq.Post.openedMenu.name + '-link';
		} else {
			var link = 'dsq-' + Dsq.Post.openedMenu.name + '-link-' + id;
		}

		if(!openedMenu) {
			return;
		}

		if(!Dsq.Popup.isClicked(e, openedMenu.id)) {
			openedMenu.style.display = 'none';
			Dsq.Utils.removeEventListener(Dsq.Post.menuEventListener);
			Dsq.Utils.deleteNode(openedMenu);

		} else {
			// Hide the menu if a link was clicked inside the menu.  We can't
			// completely remove the menu until the onclick event on the link
			// fires, but the menuEventListener will prevent multiple menus
			// from polluting the DOM.
			if(el && typeof el.href != 'undefined') {
				openedMenu.style.display = 'none';
				Dsq.Post.openedMenu.el = null;
			}
		}

		if(Dsq.Popup.isClicked(e, link)) {
 			Dsq.Post.openedMenu.linkClicked = true;
		}
	};


	this.getUserServices = function(user_key, id) {
		if(!user_key && id) {
			var _meta = Dsq.jsonData.posts[id];
			user_key = _meta.user_key;
		}
		var userData = Dsq.jsonData['users'][user_key];
		var userServices = [];

		// Keep a full list of supported services. This is the order they will display in the drop-profile.
		// Each service must have a corresponding case in _buildServiceUrl()
		var supportedServices = ['blog', 'twitter', 'facebook', 'tumblr'];

		function _buildServiceUrl(serviceName) {
			var data = userData[serviceName];
			var services = {
				blog:		function(d) { return d; },
				twitter:	function(d) { return d; },
				facebook:	function(d) { return d; },
				tumblr:		function(d) { return 'http://' + d + '.tumblr.com'; }
			};
			return services[serviceName](data);
		}

		for(var i = 0; i < supportedServices.length; i++) {
			if(userData[supportedServices[i]]) {
				var serviceUrl = _buildServiceUrl(supportedServices[i]);
				userServices.push({'name' : supportedServices[i], 'url' : serviceUrl});
			}
		}
		return userServices;
	}

	this.dropProfile = function(id) {
		var dp = Dsq.$('dsq-drop-profile-' + id);

		// IE6 needs JS to display/hide. All other browsers use CSS.
		if(dp) {
			if(Dsq.Utils.ie6) dp.style.display = (dp.style.display == 'inline') ? 'none' : 'inline';
			return false;
		} else {
			dp = document.createElement('ul');
		}

		dp.id = 'dsq-drop-profile-' + id;
		dp.className = 'dsq-drop-profile';

		if(Dsq.Utils.ie6) { dp.style.display = 'inline'; }

		var container = Dsq.$('dsq-header-avatar-' + id);
		dp.innerHTML = Dsq.Templates.dropProfile(id);
		container.appendChild(dp);
	};

	this.dropProfileMore = function(el, id) {
		var hiddenItems = Dsq.$('dsq-drop-hidden-' + id);

		hiddenItems.style.display = 'inline';
		el.parentNode.style.display = 'none';
	};

	this._updateReplyLinks = function(el, id) {
		// Update "reply / cancel" links based on state.
		var displayDict = {};

		if(id) {
			if(this.stateReplyToggled[id]) {
				el.innerHTML = 'Cancel';
				displayDict['media'] = 'inline';
				displayDict['edit'] = 'none';
			} else {
				el.innerHTML = 'Reply';
				displayDict['media'] = 'none';
				displayDict['edit'] = 'inline';
			}
		}

		for(var key in displayDict) {
			if(displayDict.hasOwnProperty(key)) {
				var	linkEl = Dsq.$('dsq-' + key + '-el-' + id),
					spacer = Dsq.$('dsq-' + key + '-spacer-' + id);

				if(linkEl) {
					linkEl.style.display = displayDict[key];
					if(spacer) spacer.style.display = displayDict[key];
				}
			}
		}
	};

	this._updateMediaLinks = function(el, id) {
		// Update "use media / cancel" links based on state.
		var appendId = (id) ? ('-' + id) : '';
		var link = Dsq.$('dsq-media-link' + appendId);

		if(this.stateRecordLink[id]) {
			link.innerHTML = 'Cancel Media';
			link.onclick = function() { Dsq.Post.toggleMediaReply(link, id); return false; };
		} else {
			link.innerHTML = 'Use Media <small>&#9660;</small>';
			link.onclick = function() { Dsq.Post.showMenu(link, id, 'media'); return false; };
		}
	};

	this.toggleReply = function(el, id) {
		// Create reply IFrame
		if (window.disqus_use_postmessage) {
			if (!this.stateReplyToggled[id]) {
				Dsq.$('dsq-reply-' + id).style.display = 'block';
				Dsq.$('dsq-reply-bar-' + id).style.display = 'block';
				// Create IFrame if it doesn't exist.
				if (!Dsq.frames['reply_' + id]) {
					var _meta = Dsq.jsonData.posts[id];
					Dsq.frames['reply_' + id] = new Dsq.ReplyFrame(Dsq.$('dsq-reply-frame-' + id), id);
					Dsq.frames['reply_' + id].init();
					Dsq.frames['reply_' + id].setState(id, _meta.depth);
				}
			} else {
				Dsq.$('dsq-reply-' + id).style.display = 'none';
				Dsq.$('dsq-reply-bar-' + id).style.display = 'none';
			}
		} else {
			// DEPRECATED
			if(!this.stateReplyToggled[id]) {
				// Reply toolbar
				Dsq.$('dsq-reply-bar-' + id).style.display = 'block';
				Dsq.Iframes.showReplyIframeInContainerIfAllowed(Dsq.$('dsq-reply-' + id), id);
			} else {
				Dsq.$('dsq-reply-bar-' + id).style.display = 'none';
				Dsq.Iframes.hideAllInContainer(Dsq.$('dsq-reply-' + id));
				if(this.stateRecordLink[id]) {
					// HACK: Cancel media before canceling self.
					this.toggleMediaReply(Dsq.$('dsq-media-link-' + id), id);
				}
			}
		}

		this.stateReplyToggled[id] = !this.stateReplyToggled[id];
		this._updateReplyLinks(el, id);

		if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE('dsq-reply-' + id); }

		Dsq.Events.fire(Dsq.Events.REPLY_IFRAME_TOGGLED, {
			postId: id,
			opened: this.stateReplyToggled[id]
		});
	};

	this.toggleMediaReply = function(el, id, xtype) {
		id = id || 0;
		if(id) {
			var container = Dsq.$('dsq-reply-' + id);
		} else {
			var container = Dsq.$('dsq-post-add');
		}

		if(!this.stateRecordLink[id]) {
			Dsq.Iframes.showReplyIframeInContainer(container, id, {xtype:xtype}, 'dsq-post-video');
		} else {
			Dsq.Iframes.showReplyIframeInContainer(container, id);
		}
		this.stateRecordLink[id] = !this.stateRecordLink[id];
		this._updateMediaLinks(el, id);

		if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE(); }
	};

	this.edit = function(el, id) {
		Dsq.$('dsq-comment-message-' + id).innerHTML = Dsq.Templates.frameEdit(id);
		el.parentNode.style.display = 'none';
		if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE('dsq-comment-message-' + id); }
	};

    this.rate = function(el, id, vote) {
		if(Dsq.jsonData.request.is_authenticated || Dsq.jsonData.forum.allow_anon_votes) {
			if(vote == 1) {
                Dsq.$('dsq-rate-cont-' + id).innerHTML = '<img src="http://media.disqus.com/images/loading-small.gif">';
            }

            Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/vote.js'
                + '?post_id='    + id
                + '&vote='        + vote);

		} else {
			Dsq.Popup.login(Dsq.Strings.TO_RATE_PLEASE_LOG_IN);
		}
    };

	this.report = function(id, confirmed) {
		if(confirmed) {
			Dsq.Utils.postToUrl('http://disqus.com/forums/consumerismcommentary/stupid_investment_of_the_week_rich_dad_academy/post_report/', {'post_id': id});
			Dsq.Popup.popModal('Thank you. This comment has been flagged for moderator attention.', 'Successfully flagged');
			Dsq.Utils.deleteNode(Dsq.$('dsq-post-report-' + id));
		} else {
			var title = Dsq.Strings.FLAG_INAPPROPRIATE_COMMENT;
			var message = Dsq.Strings.ARE_YOU_SURE_YOU_WOULD_LIKE_TO_REPORT_THIS_COMMENT_TO_A_MODERATOR + '? \
			<br /><br /> \
			<button onclick="Dsq.Popup._closePopup(null, true)"><strong>' + Dsq.Strings.NO + '</strong>, ' + Dsq.Strings.NEVER_MIND + '</button>&nbsp;&nbsp;&nbsp;<button onclick="Dsq.Post.report(' + id + ', true);"><strong>' + Dsq.Strings.YES + '</strong>, ' + Dsq.Strings.FLAG_INAPPROPRIATE_COMMENT + '</button><br /><br />'
			+ Dsq.Strings.THIS_WILL_FLAG_COMMENTS_FOR_MODERATORS_TO_TAKE_ACTION + '. \
			';

			Dsq.Popup.popModal(message, title, id);
		}
	};



	this.showAlert = function(id, msg) {
		var msgEl = Dsq.$('dsq-comment-message-' + id);
		var alert = '<div class="dsq-comment-alert">' + msg + '</div>';

		msgEl.innerHTML = alert + msgEl.innerHTML;
	};

};
// Dsq.Post


/**
 * Dsq.Thread
 */
Dsq.Thread = new function() {
	this.fc = null;
	this.ff = null;
	this.ac = null;

	
	this.adminIsOn = false;

	
	
	

	this.hlComment = null;
	this.hlCommentClass = null;

	this.getNextComment = function(el) {
		var start_id = el.id;
		while(el = el.nextSibling) {
			if(el.id && el.id.indexOf('dsq-comment-') != -1 && el.id != start_id) {
				return el;
			}
		}
		return null;
	};

	this.getActiveCommentId = function() {
		if (document.URL.indexOf('#comment-') >= 0) {
			var anchor = document.URL.slice(document.URL.indexOf('#') + 1);
			return anchor.replace('comment-', '');
		}
		return null;
	};

	this.highlightAnchor = function() {
		var i = this.getActiveCommentId();
		if (i == null) return false;
		var id = 'dsq-comment-' + i;
		var hash = window.location.hash;

		// Toggle the hash incase the comment isn't available when the page loads
		// for WebKit-based browsers.
		if (Dsq.Utils.webkit) {
			window.location.hash = '';
			window.location.hash = hash;
		}

		this.hlComment = Dsq.$(id);
		// Adding this conditional guard pending #289
		if (!this.hlComment) {
			return;
		}
		this.hlCommentClass = this.hlComment.className;
		this.hlComment.className += ' dsq-hl-anchor';

		setTimeout("Dsq.Thread.highlightClear()", 3000);
	};

	this.highlightClear = function() {
		if (!this.hlComment) {
			return;
		}
		this.hlComment.className = this.hlCommentClass;
	};

	this.login = function(toggle) {
		// toggle id is #dsq-reply-login-[id]
		var postId;
		if(toggle.id.indexOf('dsq-reply-login') != -1) {
			postId = toggle.id.slice(16);
			var container = Dsq.$('dsq-reply-' + postId);
		} else {
			var container = Dsq.$('dsq-post-add');
		}

		if(toggle) {
			if(toggle.className == 'dsq-login-active') {
				Dsq.Iframes.showReplyIframeInContainerIfAllowed(container, postId);
				toggle.className = '';
			} else {
				Dsq.Iframes.showLoginIframeInContainer(container, postId);
				toggle.className = 'dsq-login-active';
			}
		} else {
			Dsq.Iframes.showLoginIframeInContainer(container, postId);
		}

		if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE(); }
	};


	this.paginate = function(page, el_clicked, per_page) {
		// Use extra_params to pass any override parameters that we need to persist.
		var extra_params = '';

		// "Per page" can either be overriden by providing it as an argument
		// (per-call) or setting the disqus_per_page override variable (global).
		if(typeof per_page == 'undefined') {
			per_page = null;
		}
		if(typeof disqus_per_page != 'undefined' && per_page === null) {
			per_page = disqus_per_page;
		}

		if(typeof disqus_sort != 'undefined') {
			extra_params += '&sort=' + disqus_sort;
		}
		if(per_page !== null) {
			extra_params += '&per_page=' + per_page;
		}

		Dsq.$('dsq-pagination').innerHTML += '<img src="http://media.disqus.com/images/loading-small.gif">';
		
		if(el_clicked) {
			el_clicked.style.display = 'none';
		}
		
		Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/thread.js'
			+ '?slug='	+ 'stupid_investment_of_the_week_rich_dad_academy'
			+ '&p='		+ page
			+ extra_params);
	};

	this.sortBy = function(sort) {
		var disqus_script = document.createElement('script');
		var disqus_date = new Date();

		if (location.hash != '') {
			location.hash = '#disqus_thread';
		}

		if(typeof(disqus_url) == 'undefined') {
			disqus_url = disqus_href;
		}
		disqus_script.type = 'text/javascript';
		disqus_script.src = 'http://disqus.com/forums/consumerismcommentary/thread.js'
			+ '?slug='	+ 'stupid_investment_of_the_week_rich_dad_academy'
			+ '&sort='	+ sort
			+ '&title='
			+ '&'		+ disqus_date.getTime();

		Dsq.$('dsq-comments').innerHTML = '<img src="http://media.disqus.com/images/loading.gif">';
		Dsq.container.appendChild(disqus_script);
	};

	this.subscribe = function(status, email) {
		// `status` is an int -- 1 to subscribe, 0 to unsubscribe
		if(Dsq.jsonData.request.is_authenticated || email) {
			// If authenticated user OR anonymous email provided

			if(email) {
				Dsq.Popup._closePopup(null, true);
			}

			Dsq.Utils.execScript('http://disqus.com/forums/consumerismcommentary/subscribe.js'
				+'?status=' 	+ status
				+ '&slug='		+ 'stupid_investment_of_the_week_rich_dad_academy'
				+ '&email=' 	+ encodeURIComponent(email));

		} else if(!email) {
			// If anonymous user and no email has been provided yet, prompt for email

			var title = 'Subscribe to this comment thread';
			var message = ' \
				New comments will be sent directly to your email inbox! \
				<div class="dsq-subscribe-submit"> \
					<p><strong>Enter your email address below.</strong></p> \
					<input type="text" id="dsq-subscribe-email"> \
					<button onclick="Dsq.Thread.subscribe(1, Dsq.$(\'dsq-subscribe-email\').value)">Subscribe</button> \
				</div> \
			';

			Dsq.Popup.popModal(message, title);
		}
	};

	this.showSettings = function() {
		if (!Dsq.jsonData.request.is_moderator) {
			return;
		}

		/* The form has to be re-designed when more options will come out. */
		var html = 'Automatically close comments after <input size="3" id="dsq-thread-days-alive" value="' + Dsq.jsonData.thread.days_alive + '" type="text" /> days. Existing comments will still be displayed.<br /><br />(Using 0 days will disable this feature)<br /><br />'
								 + '<button onclick="Dsq.Thread.updateDaysAlive();" class="dsq-button-small"><span>Save</span></button>'
								 + '<span id="dsq-thread-settings-status" class="dsq-options-status"></span>';
		Dsq.Popup.popModal(html, 'Settings');
	};

	this.updateDaysAlive = function() {
		var days = Dsq.$('dsq-thread-days-alive').value;
		var status = Dsq.$('dsq-thread-settings-status');
		Dsq.Utils.postToUrl('http://disqus.com/forums/consumerismcommentary/update_days_alive.js', {days:days,thread:Dsq.jsonData.thread.id});
		status.innerHTML = 'Saved!';
		window.setTimeout(function() { status.innerHTML = ''; }, 1000);
	};
};
// Dsq.Thread

Dsq.Events = function() {
	var obj = {};

	// Private
	var handlers = {};
	var getHandlers = function(event) {
		if (handlers[event] === undefined) {
			handlers[event] = [];
		}
		return handlers[event];
	};

	// Public
	// Value keys : postId, node, xtype
	obj.REPLY_IFRAME_CREATED = 1;
	// Value keys : postId, opened
	obj.REPLY_IFRAME_TOGGLED = 2;
	obj.fire = function(event, opt_value) {
		if (!event) {
			throw new Error('Unknown event');
		}
		var value = opt_value || {};
		for (var i=0; i<getHandlers(event).length; i++) {
			getHandlers(event)[i](value);
		}
	};
	obj.addHandler = function(event, callback) {
		getHandlers(event).push(callback);
	};

	return obj;
}();

/**
 * Dsq.Realtime
 */
Dsq.Realtime = new function() {
	var initialized = false;
	var interval = null;
	var last_checked = Dsq.jsonData.request.timestamp;
	var new_posts = [];
	var ongoing_request = false;
	var prev_script = null;

	function updateNewPostCount() {
		Dsq.$('dsq-realtime-alert').style.display = new_posts.length ? 'block' : 'none';

		Dsq.$('dsq-realtime-queued').innerHTML = new_posts.length
		+ ' new '
		+ Dsq.Utils.pluralize(new_posts.length, 'comment', 'comments')
		+ Dsq.Utils.pluralize(new_posts.length, ' was', ' were')
		+ ' just posted.';

		Dsq.$('dsq-realtime-show').innerHTML = '(' + Dsq.Strings.SHOW + ')';
	}

	function insertNewPosts() {
		var post_id = null;
		var after_id = Dsq.$('dsq-sort-select').value === 'oldest' ? -1 : null;

		for (var i=0; i<new_posts.length; i++) {
			post_id = new_posts[i];
			Dsq.Post.insert(after_id, post_id, Dsq.jsonData.posts[post_id].message);
			Dsq.Post.incrementPostCount();
			Dsq.Post.outlineComment(post_id);
		}
		new_posts = [];
	}

	this.enableInterval = function() {
		interval = setInterval(Dsq.Realtime.check, Dsq.jsonData.context.realtime_speed);
		Dsq.$('dsq-realtime-status').innerHTML = Dsq.Strings.ENABLED;
		Dsq.$('dsq-realtime-toggle').innerHTML = '(' + Dsq.Strings.PAUSE + ')';
	}

	this.disableInterval = function() {
		if (interval) {
			clearInterval(interval);
			interval = null;
		}
		Dsq.$('dsq-realtime-status').innerHTML = Dsq.Strings.PAUSED;
		Dsq.$('dsq-realtime-toggle').innerHTML = '(' + Dsq.Strings.RESUME + ')';
	}

	this.toggleInterval = function() {
		if (!interval) {
			Dsq.Realtime.enableInterval();
		} else {
			Dsq.Realtime.disableInterval();
		}
		return false;
	}

	this.initialize = function() {
		if (!initialized) {
			initialized = true;
			Dsq.$('dsq-realtime-toggle').onclick = this.toggleInterval;
			if (!Dsq.jsonData.forum.streaming_realtime) {
				Dsq.$('dsq-realtime-show').onclick = this.show;
				updateNewPostCount();
			}
			if (Dsq.jsonData.thread.realtime_paused) {
				Dsq.Realtime.disableInterval();
			} else {
				Dsq.Realtime.enableInterval();
			}
		}
	}

	this.show = function() {
		insertNewPosts();
		updateNewPostCount();
		return false;
	}

	this.check = function() {
		if (!ongoing_request && Dsq.jsonData.realtime_enabled) {
			if (prev_script) {
				prev_script.parentNode.removeChild(prev_script);
			}
			ongoing_request = true;
			prev_script = Dsq.Utils.execScript('http://disqus.com/forums/42484407/realtime.js?timestamp=' + last_checked);
		}
	};

	this.update = function(timestamp, posts, users) {
		ongoing_request = false;
		last_checked = timestamp;

		if (users) {
			for (var user_id in users) {
				if (users.hasOwnProperty(user_id)) {
					if (!Dsq.jsonData.users[user_id]) {
						Dsq.jsonData.users[user_id] = users[user_id];
					}
				}
			}
		}

		if (posts) {
			for (var post_id in posts) {
				if (posts.hasOwnProperty(post_id)) {
					if (!Dsq.jsonData.posts[post_id]) {
						Dsq.jsonData.posts[post_id] = posts[post_id];
						new_posts.push(post_id);
					}
				}
			}

			if (Dsq.jsonData.forum.streaming_realtime) {
				insertNewPosts();
			} else {
				updateNewPostCount();
			}
		}
	};

}();

// DEPRECATED
Dsq.Iframes = function() {
	// Different style of object from the above. Hoping to switch to this for some reason.
	var obj = {};

	// Private
	var showIframeInContainer = function(container, id, markup) {
		// Look through container for iframes, hiding them, except show one that matches id
		// If none of them matched id, create a new iframe using markup and insert it.
		// Returns the iframe node if and only if it was newly created.
		var found = false;
		for (var i=0; i<container.childNodes.length; i++) {
			var child = container.childNodes[i];
			if (child.nodeName == 'IFRAME') {
				if (child.id == id) {
					child.style.display = 'block';
					found = true;
				} else {
					child.style.display = 'none';
				}
			}
		}
		if (found) {
			return;
		}
		// The iframe wasn't found, so construct it and add it to the container.
		// Don't use innerHTML because it might reload iframes
		var div = document.createElement('div');
		div.innerHTML = markup;
		var iframe = div.childNodes[0];
		div.removeChild(iframe);
		container.appendChild(iframe);
		return iframe;
	};

	// Public
	obj.makeReplyIframeId = function(opt_postId, opt_xtype) {
		var id = 'dsq-post-add-iframe';
		if (opt_xtype) {
			id += '-' + opt_xtype;
		}
		if (opt_postId) {
			id += '-' + opt_postId;
		}
		return id;
	};
	obj.makeLoginIframeId = function(opt_postId) {
		if (!opt_postId) {
			return 'dsq-login-iframe';
		}
		return 'dsq-login-iframe-' + opt_postId;
	};
	obj.makeReplyIframeName = function(opt_postId, opt_xtype) {
		var name = 'dsq-reply-frame';
		if (opt_xtype) {
			name += '-' + opt_xtype;
		}
		if (opt_postId) {
			name += '-' + opt_postId;
		}
		return name;
	};
	obj.showReplyIframeInContainer = function(container, opt_postId, opt_extraParams, opt_className) {
		// Construct the id so we can check if it's already present.
		// Hide any other iframes we find, and show this one if it's found.
		var params = opt_extraParams || {};
		// use xtype in the id and name so we can distinguish media replies from text replies:
		var id = Dsq.Iframes.makeReplyIframeId(opt_postId, params.xtype);
		var name = Dsq.Iframes.makeReplyIframeName(opt_postId, params.xtype);
		var attributes = {
			'id': id,
			'name': name,
			'class': opt_className || 'dsq-post-reply'
			};
		var markup = Dsq.Templates.frameReply(opt_postId, opt_extraParams, attributes);
		var iframe = showIframeInContainer(container, id, markup);
		// It was newly created
		if (iframe) {
			Dsq.Events.fire(Dsq.Events.REPLY_IFRAME_CREATED, {
				postId: opt_postId,
				node: iframe,
				xtype: params.xtype
			});
		}
	};
	obj.showLoginIframeInContainer = function(container, opt_postId) {
		var id = Dsq.Iframes.makeLoginIframeId(opt_postId);
		var markup = Dsq.Templates.frameLogin({id: id});
		showIframeInContainer(container, id, markup);
	};
	obj.showReplyIframeInContainerIfAllowed = function(container, opt_postId) {
		if (Dsq.jsonData.context.show_reply) {
			obj.showReplyIframeInContainer(container, opt_postId);
		} else {
			obj.hideAllInContainer(container);
		}
	};
	obj.hideAllInContainer = function(container) {
		for (var i=0; i<container.childNodes.length; i++) {
			var child = container.childNodes[i];
			if (child.nodeName == 'IFRAME') {
				child.style.display = 'none';
			}
		}
	};

	return obj;
}();

Dsq.Twitter = new function() {
	var that = this;

	this.startTwitterConnect = function() {
		var popupParams = 'location=0,status=0,width=800,height=400';
		that._twitterWindow = window.open(Dsq.jsonData.settings.disqus_url + '/_ax/twitter/begin/', 'twitterWindow', popupParams);
		that._twitterInterval = window.setInterval(that.completeTwitterConnect, 1000);
	};

	this.completeTwitterConnect = function() {
		if (that._twitterWindow.closed) {
			window.clearInterval(that._twitterInterval);
			window.location.reload();
		}
	};
};

Dsq.Yahoo = new function() {
	var that = this;

	this.startYahooConnect = function() {
		var popupParams = 'location=0,status=0,width=800,height=400';
		that._yahooWindow = window.open(Dsq.jsonData.settings.disqus_url + '/_ax/yahoo/begin/', 'yahooWindow', popupParams);
		that._yahooInterval = window.setInterval(that.completeYahooConnect, 1000);
	};

	this.completeYahooConnect = function() {
		if (that._yahooWindow.closed) {
			window.clearInterval(that._yahooInterval);
			window.location.reload();
		}
	};
};

Dsq.OpenID = new function() {
	var that = this;

	this.requestURL = function() {
		var message = '<table class="dsq-openid-form"><tr><td style="vertical-align:top;" rowspan="2"><img src="' + Dsq.jsonData.settings.media_url + '/images/openid-icon-100x100.png" /></td>';
		message += '<td><label for="dsq-openid-url">OpenID URL:</label></td><td><input type="text" id="dsq-openid-url" /></td></tr>';
		message += '<tr><td><label for="dsq-openid-username">Display name:</label></td><td><input type="text" id="dsq-openid-username" /></td></tr>';
		message += '<tr><td class="dsq-openid-submit" colspan="3"><input type="button" value="Sign in" onclick="Dsq.OpenID.startConnect();" /></td></tr>';
		message += "</table>";

		Dsq.Popup.popModal(message, 'Sign in using OpenID');
	};

	this.startConnect = function() {
		var isblank = function(str) {
			return /^\s*$/.test(str);
		};

		var openid_url = Dsq.$('dsq-openid-url').value;
		var username = Dsq.$('dsq-openid-username').value;

		if (isblank(openid_url)) {
			return;
		}

		var popupParams = 'location=0,status=0,width=800,height=500';
		var url = Dsq.jsonData.settings.disqus_url + '/_ax/openid/begin/' + '?url=' + encodeURIComponent(openid_url) + '&username=' + encodeURIComponent(username);
		that._openidWindow = window.open(url, 'openidWindow', popupParams);
		that._openidInterval = window.setInterval(that.completeConnect, 1000);
	};

	this.completeConnect = function() {
		if (that._openidWindow.closed) {
			window.clearInterval(that._openidInterval);
			window.location.reload();
		}
	};
};

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Dsq.container.className = "clearfix";
Dsq.container.innerHTML = ' \
<ul id="dsq-comments">\
	 <li id="dsq-comment-21307797">\
	 <div id="dsq-comment-header-21307797" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307797" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307797" href="http://telecommutingmillionaire.blogspot.com/" target="_blank" rel="nofollow">Telemill</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307797" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307797" class="dsq-comment-message">Brip Blap said:"I think thereÃ¢â‚¬â„¢s a good way and a bad way to take Kiyosaki. I like some of his non-conventional thinking and the way Rich Dad, Poor Dad made me challenge some of my assumptions about money."<br><br>I so agree with this statement.  I\'ve read a few of Kiyosaki\'s books, I\'ve even played the "Cash Flow" game and I can say that he has changed some of my thinking of wealth, work and money.  <br><br>Yes, the information in his book is rudimentary to the "financial savvy" and the people that go all-out and make his "message" akin to "the Church of Personal Finance" ARE a kind of . . . strange (for a lack of a better term).  But there are people out there (pointing at me) who really had no clue that they were actually IN the "rat race", who were indoctrinated in the "get a job and the boss/union will take care of you" philosophy. <br><br>He was really by spring board to educate myself on personal finance and wealth-minded topics and creating my own life.  I think where others went wrong was their "reliance" on him and only him for their financial well-being.  They kind of transferred their reliance on "the boss" to their reliance on Kiyosaki and his methods, instead of making a unique (personalized) path for themselves.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307857">\
	 <div id="dsq-comment-header-21307857" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307857" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307857">McLovin&#39;</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307857" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307857" class="dsq-comment-message">Well said.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307792">\
	 <div id="dsq-comment-header-21307792" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307792" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307792">Ryan</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307792" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307792" class="dsq-comment-message">I have absolutely no respect for Robert Kiyosaki.  He\'s one of the so-called "expert" columnists on <a href="http://finance.yahoo.com" rel="nofollow">http://finance.yahoo.com</a>.  However, if you actually read any of the "articles" that he puts out there, you\'ll see that he doesn\'t have any worthwhile ideas.  I\'m convinced his whole motivation/goal is just to sell more books and tickets to seminars.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307793">\
	 <div id="dsq-comment-header-21307793" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307793" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307793" href="http://www.bripblap.com/" target="_blank" rel="nofollow">Brip Blap</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307793" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307793" class="dsq-comment-message">I think there\'s a good way and a bad way to take Kiyosaki.  I like some of his non-conventional thinking and the way Rich Dad, Poor Dad made me challenge some of my assumptions about money.  All that having been said, most of what he says (vague as it is) about real estate is fluff.  He made his money writing books and giving seminars, not investing in real estate.  I\'m sure he did alright but it\'s hard to track down his \'real\' property holdings, and very easy to walk into a Barnes &amp; Noble and see copies of RDPD.<br><br>That money would be better spent on getting a real estate license or even better as part of down payment on a real estate investment.  Or buying $1000+ worth of real estate law/etc. books.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307856">\
	 <div id="dsq-comment-header-21307856" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307856" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307856">McLovin&#39;</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307856" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307856" class="dsq-comment-message">You\'re not going to be able to track his real property holdings.  He holds his real property and other investments under other legal entities like Trusts, LLCs and Corporations.  I\'ve heard of people trying to debunk Kiyosaki on that issue, but it doesn\'t hold water.  He\'s doing what he recommends everyone else to do, which is find the deals, get them under contract, and work them however you see fit, and do it through a legal entity to protect your assets while using the tax benefits to grow your holdings.  In addition, you don\'t have to know everything (that\'s what your team is for), just how to make and structure the deal, which takes some education, which need not be obtained through the workshops, although they may be good for the right people.  The reason the workshops are held, is that people want them.  The trouble is, those same people aren\'t going to do anything with what they learn, because they have no spine to begin with.  They want to be rich, but are not willing to do the WORK it takes to make it happen.  If they change their thinking and actually work smart, minimize their risk, expect to fail, and learn from their mistakes as well as their successes, they\'ll really have nothing to worry about.  They\'re not succeeding because of a bigger issue, and that\'s themselves getting in their own way.  Robert\'s key message is financial education, and he never says that you will get rich quick, but that real estate is the best way to get rich (which is true) and is as simple (not easy, SIMPLE) as he says.  If more people had a better financial education, we wouldn\'t have had so many subject to foreclosure.  All of those who are whining about not succeeding after reading his books and taking his seminars made bad bets, while using their home as an ATM instead of doing it the right way.  All that said, it\'s not like launching rockets, people, but if you want to get rich, you\'re better off playing the lottery.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307794">\
	 <div id="dsq-comment-header-21307794" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307794" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307794">Frank Kraus</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307794" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307794" class="dsq-comment-message">My sister and brother-in-law are huge followers of Kiyosaki. They have the board game, a mentor and have spent at least $10k in seminars (and travel to the seminars).<br><br>Unfortunately, they will also be filing for bankruptcy in the next 30 days because of an extremely ill-advised decision to buy a failing business and use their home as collateral. They will be leaving their home of 11 years.<br><br>They were financially secure until they tied up with their Rich Dad mentor. Caveat emptor, due dilligence and all that but brother-in-law\'s dad passed on several years ago and the mentor preyed upon that - "Your dad would have wanted you to do this". I found that to be very shady and unethical yet I\'m frustrated that my sister and her husband fell for it. <br><br>They were planning to start a family this year. Guess they\'ll have to wait till they rebuild.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307795">\
	 <div id="dsq-comment-header-21307795" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307795" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307795">maczyika</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307795" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307795" class="dsq-comment-message">This is a website to check out on Kiyosaki. It says it all.<br><br><a href="http://www.johntreed.com/Kiyosaki.html" rel="nofollow">http://www.johntreed.com/Kiyosaki.html</a></div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307796">\
	 <div id="dsq-comment-header-21307796" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307796" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307796" href="http://www.onejobtwosalaries.com/" target="_blank" rel="nofollow">William Profet :: OneJobTwoSal</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307796" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307796" class="dsq-comment-message">I like Kiyosaky\'s books - I have them all. But I wouldn\'t buy a ticket for his seminar - I had the money but I think it just doesn\'t worth them.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307798">\
	 <div id="dsq-comment-header-21307798" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307798" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307798">tinyhands</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307798" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307798" class="dsq-comment-message">Funny that you mention Landmark: my brother-in-law is a big believer in their "courses". In the spirit of open-mindedness I went to one of the guest-invitationals and tried to get it, but I just don\'t. Apart from the courses, at least they aren\'t telling people to go out and take financial risks without proper instruction. Pretty harmless New Age religion, as far as I\'m concerned.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307799">\
	 <div id="dsq-comment-header-21307799" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307799" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307799">truth</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307799" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307799" class="dsq-comment-message">Landmark is a very controversial group that has nothing to do really with education or business <br>See this link before you let them mess with your mind or your business.<br><a href="http://www.rickross.com/groups/landmark.html" rel="nofollow">http://www.rickross.com/groups/landmark.html</a><br><br>I noticed the last few days many posts/blogs like this.<br>This is just a sub-rosa campaign to get an interest going.<br>It is really a part of LEÃ¢â‚¬â„¢s lack of full disclosure.<br>Pretty much in truth spam</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307800">\
	 <div id="dsq-comment-header-21307800" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307800" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307800" href="http://realtorleads.blogspot.com/" target="_blank" rel="nofollow">4MySales</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307800" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307800" class="dsq-comment-message">Kiyosaky teaches just some very basic principles in savings and investment.  However, in reading this post, and some of his works, I would agree that much of his strategy is to stay rich by teaching students esoteric basics.  In looking for practitioners and mentors to follow in each field of investment, I would look to the industry and the communities around them.  Investing in foreclosure and real estate is a hot topic online and there are some great resources out there.<br><br>-4MySales</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307801">\
	 <div id="dsq-comment-header-21307801" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307801" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307801" href="http://sfmoneymusings.blogspot.com/" target="_blank" rel="nofollow">sfordinarygirl</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307801" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307801" class="dsq-comment-message">His workshops are full of crap but you gotta admit he\'s got a lot of people convinced.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307802">\
	 <div id="dsq-comment-header-21307802" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307802" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307802">PaulD</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307802" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307802" class="dsq-comment-message">I\'ve noticed reading the comments to RK\'s yahoo column that he has a group of true believers who think the most trite and often wrong analysis from RK is wisdom from heaven.  I have a better understanding of his followers now that I have learned that some have paid thousands to attend his seminars.  Their need to believe that RK is insightful is a psychological defense to avoid facing the fact that they have wasted alot of money</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307803">\
	 <div id="dsq-comment-header-21307803" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307803" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307803" href="http://www.thomaslshaffer.com/" target="_blank" rel="nofollow">thomas</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307803" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307803" class="dsq-comment-message">rich dad poor dad is horrible. I love the tactics these ripoff conventions use. $500 "discount" prices... give me a break.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307804">\
	 <div id="dsq-comment-header-21307804" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307804" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307804">Emily</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307804" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307804" class="dsq-comment-message">Ugh!  My husband went to the free seminar and he got sucked into paying the $500 for the 3 day seminar.  A lot of the time during the three days was spent selling the advanced seminars which can range from $5000 - $50,000.  The whole thing is a HUGE scam.  The instructor even had everyone call their credit card company during the first day to find out how much you could raise your limit.  Then in day two he suggested that the way to finance the very expensive advanced courses is to of course use your credit card!  We hardly learned anything useful and teh whole experience was just frustrating!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307805">\
	 <div id="dsq-comment-header-21307805" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307805" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307805">John</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307805" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307805" class="dsq-comment-message">I agreed with you, Emily I think we went to the same seminar in LA. haha..</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307806">\
	 <div id="dsq-comment-header-21307806" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307806" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307806" href="http://www.legalthriller.blogspot.com/" target="_blank" rel="nofollow">Jack Payne</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307806" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307806" class="dsq-comment-message">The fortune-in-real-estate crowd is fast being relegated to the back burner. The sub-prime mess has served as an open invitation to con men of every ilk to get into this field, at every level.  And, they are doing so.  Check it out.  The newest twists in this "game" are frightening.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307807">\
	 <div id="dsq-comment-header-21307807" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307807" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307807">yoshie_the_cat</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307807" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307807" class="dsq-comment-message">Wow...   I thought I was the only one who learned this at the seminar in Silver Spring Md on Aug 17-19.  At least I was smart enough to raise my limit but passed on using it for the 37945 cash flow certifacte/with mentor.  on site offer was a bargin 23,990 price. Though a new car would be a better investment.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307809">\
	 <div id="dsq-comment-header-21307809" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307809" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307809">SAM</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307809" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307809" class="dsq-comment-message">Anyone attending the 1 day or 3 day event and purchase additional training products, offered by Rich Dad Academy &amp; Wealth Intelligence Academy are provided a bill of sale and notice of cancellation slip to use.  They are not provided the fax# required to cancel their agreement in the Florida jurisdiction where this contract binds the student.<br><br>The following documentation below describes the last 72 hours I have spent trying to obtain information from this company in order to cancel and confirm enrollment,  membership, financial obligations, return all materials provided, return software <br><br>(my 15 year old son opened and installed on his personal computer) to this company.  To cancel this transaction they suggest using certified or registered mail.  They fail to inform the consumer the cancellation must be faxed to cancel the transaction.  <br><br> <br><br>9/5/07 I attended a free one day seminar from Rich Dad Education.  I was required to pay $495 and sign a contract that I received cds &amp; workbooks in order to attend a 3 day workshop to follow.<br><br> <br><br>Rich Dad Education wrote in their contract a no cost 6 month trial Fast Track membership that will expire on ___ (no date entered). They also list a renewal of the membership prior to the date of expiration at the current renewal fee. This area is also blank with no renewal fee indicated.  <br><br> <br><br>10/05/07 At the 3 day workshop I purchase but then decide to cancel additional training classes but their staff informs me they can not reverse any transaction purchases to their advanced training classes and that I must use their Notice of Cancellation within 3 business days to cancel.<br><br> <br><br>10/08/07 A national holiday in Canada (where I live) forces me to wait until day 2 to cancel this transaction by their suggested certified or registered mail.  They fail to inform the consumer the cancellation must be faxed to cancel the transaction.  <br><br> <br><br>10/09/07 I expedite by certified mail requiring a signature to Rich Dad Education at 1612 East Cape Coral Parkway Cape Coral, FL 33904.  I call their toll free number listed on the cancellation contract 1-800-978-8068 but I am told I have reached their Utah office not their Florida office.  None of the phone agents will give me their name, a fax#, business location or employee id for my tracking records.  I spend several hours calling all their company numbers provided asking for a fax# to send my cancellation but they all tell me they do not have a fax and they give me another phone number to try.  Every phone number I am told the same thing that they do not give out their fax# their own full name, mailing location, fax numbers or company employee number for my tracking records.  When I ask for a return authorization or a confirmation # , again all the agents repeat the same thing they do not give out their name, confirmation # etc.  I call my credit card company and they inform me the $34,059.46 status is in pending and would not be posted by the merchant for several more days.  I call Rich Dad back to inform them I have cancelled by certified registered letter and the agent hangs up.  I call back and they hang up again.  When I call my credit card company they tell me the charge posted against my account.  I immediately put the amount in dispute and closed the card.<br><br> <br><br>10/09/07 UPS 519-977-0404 cancellation notice signed by Suarez at 10:26 a.m. I call the company to ask to speak with Suarez and I am told that is a women but she is not available.  I ask the agent for her name but he tells me he can not give her name or a direct number for me to call.  When I call back another agent tells me Suarez is a man and no longer with them.<br><br> <br><br>10/10/07 I send two more registered cancellation letters and several faxes to several different locations and fax phone numbers that I have identified from my research through their incorporation articles.<br><br> <br><br>I call 1-877-817-7377 to cancel any software package membership they want to activate after a 15-day free trial period.  The agent Tom and his supervisor Rhett will not give me their full names, a fax#, their building location or any information to mail my cancellation.  Eventually they give me a California address that I can not confirm even exits or is registered to the Rich Dad company as they will not give me a phone number to that location.<br><br>  <br><br>When I call to cancel any membership renewal obligation I am given many different phone numbers to call for my cancellation notice in many different states (California, Utah, Florida, Texas). When I call the phone agents will not give me their full name or employee #for my records or a fax # for me to use so I can send the cancellation.  I ask for a mailing address to return the workbooks and they tell me they will email me instructions and mail a return authorization# letter. I ask for a mailing address so I will return materials but they tell me they do not know the mailing address.  When I ask about the fax cancellations that I have sent Stephanie (who will not give her last name) tells me they process their faxes on Thursday. I point out to her that processing fax cancellations on Thursday is outside of the 3 day cancellation window. I sent a cancellation on day two and day three in order to cancel a $34,059 training course with a registered certified cancellation carrier that recorded signature \'SUAREZ\'.  When I call again to speak to this individual no one knows who this is or who signed for this package delivery.  They now tell me no one works there by that name.  I have witnesses and the UPS store manager placed the cancellation document into the sealed envelope before expediting it to the office they provided.  I have spent almost 20 hours in two days on the phone and no one will give me confirmation.  They tell me they do not know their mailing address or their supervisors name or the CEO of their company name.  No one will send me an email confirmation and no one will give me an answer to the status of my cancellation refund and who is the employee that signed for the registered package.  Rick Ludwitz tells me Aldolpha Suarez signed for my package and to watch my email for instructions.<br><br> <br><br>UPS Faxed cancellation notice to Rich Dad Education and Equimine software &amp; Wealth Intelligence Academy. (See documents attached) Agent tells me the Equimine web site is under construction and not available.  <br><br> <br><br>Tom Jenkins 1-877-817-7377 tells me he has cancelled software membership.  I ask for a fax# but he says he can not give that out, he does not know his building location for me to mail and he does not know the CEO name of his company.  He will not tell me anything to help confirm the software monthly billing and the fast track membership is cancelled.<br><br> <br><br>This company does business under many names at the same location: <br><br>Rich Dad Education <a href="http://www.richdad.com" rel="nofollow">www.richdad.com</a> or <a href="http://www.richdadeducation.com" rel="nofollow">www.richdadeducation.com</a><br><br>Wealth Intelligence Academy <a href="http://www.wiaacademy.com" rel="nofollow">www.wiaacademy.com</a>  or <a href="http://www.wia.com" rel="nofollow">www.wia.com</a> <br><br>Whitney Information Network Inc <a href="http://www.wincorporate.com" rel="nofollow">www.wincorporate.com</a> 239-542-0643<br><br>Whitney Education Group, Inc 239-542-0643  <br><br>1612 East Cape Coral Parkway Cape Coral FL 33904 <br><br>1-800-978-8068 (Stephanie tells me this number rings to their Utah office)<br><br>1-800-570-2050 (Stephanie tells me this number rings to their Florida office)<br><br> <br><br>Rich Dadâ€™s Corporate offices<br><br>CashFlow Technologies Inc<br><br>4330 N. Civic Center Plaza Suite 100<br><br>Scottsdale, AZ 85251<br><br> <br><br>Many of these numbers I called more than once trying to cancel all financial and future charges.  I have made over 45-75 calls during a 72 hour period.<br><br> <br><br>Phone Numbers that I have called to confirm cancellation with no luck:<br><br>1-800-978-8068 (Stephanie tells me this number rings to their Utah office)<br><br>1-800-570-2050 (Stephanie tells me this number rings to their Florida office)<br><br>1-800-741-7877 Building Wealth<br><br>239-540-6575 Corporate Headquarters asked what position I am interested in?<br><br>1-800-238-0741 Building Wealth<br><br>1-800-956-0656 Attendance Training<br><br>1-800-916-0011 (This agent tells me she is a telemarketer who processes orders located in west Phillipines outside of the United States)<br><br>1-800-570-2070 Wealth Intelligence Academy<br><br>1-866-302-8058 Teach me to trade<br><br>1-888-831-6866 Whitney Information Network<br><br>1-800-317-3905 The Company<br><br>1-800-308-3585 Rich Dad<br><br>1-800-317-3905 Agent Dave tells me this number is Rich Dad The Company and all product returns are handled at the Scottsdale Arizona location<br><br>1-800-570-2070 WIA<br><br>1-800-978-8068 Rich Dad Education<br><br>1-800-238-0741 Rich Dad Education<br><br>1-877-817-7377 Real Estate Success<br><br>1-800-701-7877<br><br>512-463-222 Tim Menor Texas Workforce commission<br><br>1-800-741-7877 Texas students<br><br>1-866-302-8058<br><br>1-888-831-6866<br><br>1-800-741-7877<br><br>1-800-317-3905<br><br>1-800-570-2050 Agent Tom Jenkins tells me my CUID# is 28167 when I call back the next agent does not know what a CUID # is and tells me they do not give them out.<br><br>1-866-601-6152 Whitney Canada The conference hotline select #2 for Rich Dad<br><br>1-800-741-7877 ext 6110 Rick Ludwick Building Wealth offered a $20,000.00 discount if I will not cancel the contract.  He tells me Aldolfo Suarez signed for the cancellation package.  When I call back he is angry with me and asks why I called back within 20 minutes and spoke to James Turner right after I had spoken with him on the cancellation.<br><br> <br><br>Rick Ludwick calls and leaves a message for me to call him back at 1-800-978-8068 ext 6110.  I do not return his call as an earlier conversation he gave me another number at the same extention.<br><br> <br><br>10/11/07 I leave a message with Rick Ludwick and Paul Shwenwin to call me back.<br><br>1-800-240-0434 Rich Dad coaching Paul Shwenwin ext. 32826 calls back wanting to setup an interview to join their mentoring for over $5,000.00 when I ask him to contact Stephanie on the cancel confirmation he tells me he does not know her.<br><br>He goes on to tell me Rich Dad Education has contracted Wealth Intelligence Academy but that they are two different companies.  (I do not ask him why the two bills for each company give the same exact address.)<br><br> <br><br>Three fax# confirmations sent see attachment documenting they were sent the cancellation notice 801-269-5178, 1-239-443-1997, 1-239-540-6569<br><br> <br><br>10-11-07 spoke with Anthony who told me the Fast Track Program membership I am trying to cancel (but can not get a confirmation) is a quick way to learn educational conferences lasting 2hr at a yearly renewal of $500 cost to stay with the program</div>\
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	 <li id="dsq-comment-21307810">\
	 <div id="dsq-comment-header-21307810" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307810" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307810">Beverly Saltonstall</span>\
	 </cite>\
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	 <div id="dsq-comment-body-21307810" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307810" class="dsq-comment-message">Many years ago I went to a Russ Whitney seminar in New Jersey.  On the board they had a testimonial from someone who had used their real estate program.  Included was that person\'s address in Cape Coral, FL.  Since I was moving to Cape Coral, I did some research and found out that the address did not exist. Lee County, FL has a website that gives you info on all the properties in the county. (<a href="http://www.leepa.org" rel="nofollow">www.leepa.org</a>) If you type in 1612 East Cape Coral Parkway, you get an error message that no such property exists.  If you do a search on a mapping program, that address does come up in the general vacinity of the Russ Whitney Education Building on Cape Coral Parkway.  Why they don\'t use a legitimate address is unknown.</div>\
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	 <li id="dsq-comment-21307811">\
	 <div id="dsq-comment-header-21307811" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307811" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307811">Alfred</span>\
	 </cite>\
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	 <div id="dsq-comment-body-21307811" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307811" class="dsq-comment-message">My wife and I are eternal optomists!  The rest of what follows is my experience and my humble opinion.  We attended the freebie seminar and I swore I would keep my hands firmly in my pockets, but these modern day snake oil salesmen got me and the missus to pony up the $495.00 for the 3-day course.  We received a purple bag filled with most of the content that we would ever receive for our $495.  The 3 day seminar is about as contrived as most people have alluded.  I predicted most of what happened and I still bought an expensive advanced package (more on that later)!!!  Our instructors were motivational speakers, they were polite, respectful and inspirational!  The three days were not a waste of time, if you take it for what its worth.  For us it was a catalyst to take action.  The 3 days can be broken down roughly as follows: 1/3 motivational, 1/3 sales pitch, and 1/3 reasonably solid content.  So I figure with the purple bag of materials, the inspiration and about one day of real-estate strategy overview, yeah, it was worth the $495.00... For those with unrealistic expectations that they were going to get a detailed education on all aspects of real estate, I can understand the dissapointment, but they should examine their own expectations.  For those who expected three solid days of real estate content, I can also understand empathize with the frustration.  <br><br>With respect to the WIA courses... I wanted to take advantage of the "bargain," but didn\'t have the time or means to execute my due dilligence.  So after a bit of due dilligence, a whole lot of buyer\'s remorse, and having what I call my "Kaiser Sose" moment, My wife is currently driving home to Miami from Cape Coral with our copy of the Notice of Cancellation signed and dated by the recipient after being hand-delivered to WIA\'s Cape Coral Office.  We remain motivated, but there is more than one way to skin this cat, and going deeper into debt is ironically contrary to Rich Dad\'s teaching and just plain counterintuitive!!!  I wish my former classmates all the best!  Before we left, they made us promise not to quit: we are not going to quit!  <br><br>Regarding my "Kaiser Sose" moment.  this is a reference to the moment in the film The Usual Suspects where the cop flashes back and puts together all the clues that Kevin Spacey\'s character was feeding him to paint a compelling picture of a lie.  I can\'t say WIA is selling a lie, after all I didn\'t take the courses.  Nevertheless, I concur with the occurrence of all the small manipulations that I have read about this 3 day seminar.  But the one which resonated with me the most was "take the next 3 days off of real estate, your brain is a mess," and "call to set up your courses on Wednesday."  along with all the other small manipulations, the fact that putting this out of our minds for three days effectively nullifies our 3-day right of recision was one manipulation too many!  I just hated the feeling of having been finessed and sold!  <br><br>I had half a mind to call my classmates to see where their heads were at, but for one i\'d rather not be hit with a law suit for tortious interference with a contract, and two, they left feeling positive and that is the right headspace to be in.  For me, I feel positive knowing that I am beginning my own bold new education without being out of pocket $35K!!!  <br><br>I really have no agenda, but if explaining my experience is helpful to anyone, then you are welcome.</div>\
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	 <li id="dsq-comment-21307812">\
	 <div id="dsq-comment-header-21307812" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307812" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307812">Lindsay</span>\
	 </cite>\
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	 <div id="dsq-comment-body-21307812" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307812" class="dsq-comment-message">I am heartbroken.  I have trusted RK for the last 6 years.  While I believe that reading RDPD changed my thinking about life, opportunities and money, I can not believe that RK has partnered with Russ Whitney.  I have read that Whitney was convicted of armed robbery and felony hit and run.  I have never respected Russ Whitney.  I just returned from Day 2 of the 3 day seminar.  My husband and I were ready to make an investment in our financial education until I googled Wealth Intelligence Academy and found an abundance of articles on <a href="http://www.ripoff.com" rel="nofollow">www.ripoff.com</a> about their SCAM.  Save your money and avoid the FREE seminar at all costs.  While I have learned some tidbits over the last two days, I am saddened that RK would sell out like this.  The worst thing is that the course material is verbatum to what us taught in the old Russ Whitney seminars still listed on <a href="http://www.russwhitney.com" rel="nofollow">www.russwhitney.com</a>.  They didn\'t even bother to change the course names...how lazy and sleezy.</div>\
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	 <li id="dsq-comment-21307813">\
	 <div id="dsq-comment-header-21307813" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307813" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307813">23</span>\
	 </cite>\
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	 <div id="dsq-comment-body-21307813" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307813" class="dsq-comment-message">I\'ve read one book of RK.  As an accountant, and business person (as I would like to see myself) I agree with a lot of the basics mentioned in the book.  <br><br>For those who hate RK, cut him some slack.  He is a businessman, who saw an opportunity and is riding the wave.  He did what most other successful businessmen did ... and no one said you HAD to follow him.</div>\
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	 <li id="dsq-comment-21307814">\
	 <div id="dsq-comment-header-21307814" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307814" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307814">Alfred</span>\
	 </cite>\
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	 <div id="dsq-comment-body-21307814" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307814" class="dsq-comment-message">Allright, so I issued comment #21. You\'ll recall that we exercized our 3 day right of recission, and my wife drove the Notice of Cancellation over to Cape Coral from Miami.  A few days later we were called and they set up a conference call up for me and my wife for them to offer us other packages that were not available at the seminar.  We had a conference with the "opener" who buttered us up... getting us saying "yes." It was getting late so I asked if we could put off the next sales guy until the following day.  Bottom line was that my wife and I resolved to say "can we sleep on it."  I repeatedley told the guy that if he had to close this deal tonight then, it was not going to happen.  He told me when you have a good RE deal you have to jump on it, and that we must not be serious about our education.  He was getting rude, and I couldn\'t abide it.  I tlod him that I\'ve thought longer about spending $100.00, and certainly he wouldn\'t begrudge me 24 hours to part with $17K.  He was carrying on about how if my education was important the amount of money shouldn\'t matter.  I told him that if the amount of money didn\'t matter then why not offer me the course for $1K... because the amount of money always makes a difference!!!  my eyes were wide open to the cheap psychological tactics.  <br><br>After trying to give me a massive wallet-ectomy, he then told me that he has other less expensive programs, but then informed me that he has not yet invited me to be a part of the team... to wihich I sarcastically responded, "well now I gots to have me some of that."  He carried on for a while and I told him if he wants to ewxplain other programs, I would like to sleep on it.  He was audibly frustrated, and practically hung up on me... what a jerk!</div>\
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	 <li id="dsq-comment-21307815">\
	 <div id="dsq-comment-header-21307815" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307815" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307815">Tesh</span>\
	 </cite>\
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	 <div id="dsq-comment-body-21307815" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307815" class="dsq-comment-message">If everyone were "investors" and speculators, as the Rich Dad mindset seems to be, we\'d all be hustling each other with giant Ponzi schemes and doing our best to screw over the other guy before he notices that NOBODY is producing anything of value.<br><br>Oh, wait, welcome to the freaking U.S. economy.  Investors and Wall Street will be the death of us all.  The ONLY way to build wealth is to not spend money.  That means work hard, and live within your means.  It\'s not rocket science.  "Making your money work for you" and other such euphemisms are marketspeak for "make somebody else work and suck your living from their sweat".  That\'s what investors are; financial vampires.  That only works for as long as the cattle are happy and nobody bothers to look behind the curtain.<br><br>"Savers are losers" seems to be a key of the Rich Dad mantra, or at least the advertisements.  Yup, they are losers, but only because the &amp;*$% investors are sucking them dry.  Welcome to the new serfdom.<br><br>I don\'t despise these sort of scammers because they are rich, I loathe them because of how much damage they are causing.</div>\
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	 </li>\
	 <li id="dsq-comment-21307816">\
	 <div id="dsq-comment-header-21307816" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307816" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307816" href="http://mrsmicah.com/" target="_blank" rel="nofollow">Mrs. Micah</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307816" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307816" class="dsq-comment-message">It reminds me a lot of how many pyramid schemes make their money. Like Alfred\'s story--first they tell you there\'s no obligation and it\'s free. Then they pressure you to spend some money. If you do that, they pressure you to buy more expensive "educational" materials.<br><br>If you don\'t buy the educational materials, you\'re told that you don\'t care about your economic future, whatnot, and that you\'re going to be a loser.</div>\
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	 <li id="dsq-comment-21307817">\
	 <div id="dsq-comment-header-21307817" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307817" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307817">#27</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307817" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307817" class="dsq-comment-message">I\'m glad to have stumbled across these commentaries.  I have attended the free seminar and was not all that impressed.  What impressed me was the 2 for one 3 day seminar for investing in the "choose to be rich" collection.  Although I can not give my opinion on the 3 day training because I was not able to make it, I do feel that the material provided has been more than helpful and worth the investment.<br><br>What encouraged me to send a message was I wanted to let it be known that the Whitney Information Network, INC. is under investigation for misconduct and misrepresentation amoung other things.  In the statements Russ Whitney will be and/or already has resigned from Chief Executive Officer of the Company and will be assuming a non-executive role as serve as an advisor.  There has been a host of others that has resigned and/or has stepped down as well in compliance with "United States Securities and Exchange Commission".  <br><br>So the way that company operates will be changed around per the documents I have read.<br><br>If you would like to read it all for youself then you can go to their website <a href="http://www.wincorporate.com" rel="nofollow">www.wincorporate.com</a> and click on "Investor Relations".  On that page you will see recent news that can be read with acrobat reader.  If you click on the "SEC Filings" it will take you to the latest information about the new company structure.<br><br>Hope this information helps.</div>\
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	 </li>\
	 <li id="dsq-comment-21307818">\
	 <div id="dsq-comment-header-21307818" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307818" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307818">Kathy Wilson</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307818" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307818" class="dsq-comment-message">My husband and I just returned from attending 2 of the 3 day $495 seminar in Bellevue, WA. Having attended other such seminars I was prepared to have to sit through their commercials and come-ons for the next higher-priced seminars. What I wasn\'t prepared for was Dina using her father\'s death and the subsequent events to prey on the attendee\'s emotions in order to get them to sign up for the $9000 to $45,000 seminars. After tearfully sharing how her father died suddenly when she was but a young girl, she told how some angels in the form of real estate investors knocked on their door and saved their mother from certain financial ruin by buying the house from her. She knew right then, according to her tearful story, that she wanted to be a real estate investor just like them when she grew up. (At this point I was incredulous that anyone could believe this crap, but a look around showed me at least one woman with tears in her eyes. Serious.) Next she told the story of how, on her first date with the man who is now her husband, she knew she was going to marry him because he said he wanted to become a real estate investory. Gagging yet? It was all I could do to not run screaming out of the room. <br><br>Until this point, I had respect for Robert Kiyosaki. But if he\'s aligned himself with slime like these people, I\'m rethinking everything about him. <br><br>Oh, by the way. Rich Dad Education, which is actually WIA, is offering a program in Costa Rica and it just happens to be located within a new development. Suckers, I mean class participants, will have the opportunity to purchase the lots. But first they have to pay $15,500 to go down there for 2 days of brainwashing. I mean classes.</div>\
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	 </li>\
	 <li id="dsq-comment-21307819">\
	 <div id="dsq-comment-header-21307819" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307819" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307819">Didn&#39;t Sign Up</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307819" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307819" class="dsq-comment-message">Like comment #15, I was really miffed (very toned down wording) about being told to increase your credit card limit the first day to get your CAPITAL in line for the real estate deal that will Spring Up! If you have 2 cards - get them both up.  "Tell your credit card company you want an increase to $25,$30,$40 or $50K". Low and behold, then you\'re hit with the prices for the training courses on the second day, payable by, you guessed it, your CREDIT CARD!  Or you can take it out of your savings, 401K, family, friends, etc.  By the way, the price for the course was only good for the weekend you attended the 3 day introductory training.  Classes cost between $9K and $43K.  I\'m not to sure people have these sums of money just laying around.  There is no offering "XX" cents on the dollar RDPD is willing to take on the training, especially when they claim that everything is negotiable in life, and that retail is for suckers. <br><br>Another point, when we went to the first day of class, we went to the wrong building.   Ok, my mistake.  This was a Friday morning.  I called the RDPD 800 number, and the recording came on the phone from the customer service department stating that they were all in a staff meeting and wouldn\'t be available until 11am.  You couldn\'t get to anyone for help.  As you can see, I didn\'t capitalize customer service in this case because the episode I experienced with RDPD is not, in my view, what real CUSTOMER SERVICE is all about.   By the way, my confirmation letter stating the location came to my mailbox the first day of the seminar.</div>\
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	 <li id="dsq-comment-21307820">\
	 <div id="dsq-comment-header-21307820" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307820" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307820">acolyte</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307820" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307820" class="dsq-comment-message">I signed up and sadly for me the 72 hour window for cancellation has passed, I shall be going for the 3 day seminar but I shall be leaving my credit cards at home since I have made the firm decision not to take any long term courses with them. What I shall do instead is buy as many books on options and trading, read them, try and learn; do some mock trades for a few months before I get my feet wet.<br>Oh also is there anyone out there who has used the edutrader software? Is it any good? I have searched all over online for reviews but cant find anything. Thanks!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307821">\
	 <div id="dsq-comment-header-21307821" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307821" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307821">Sam</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307821" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307821" class="dsq-comment-message">I just did RK\'s 3 day seminar in Houston for $500. I went to the free seminar and they said that you can take the 3 Day seminar and learn about different RE strategies (short sale, wholesale, How to buy with no money down,etc). I thought, what the heck $500 is not much if I was going to actually learn something. In 3 days all they told us was how great Real estate can be and how we can make a big change in our lives and the lives of those we love. And how great that would be. 3 days of praying on our emotions not teaching us anything. <br> First day we were told to call our credit card companies and get high limits so we can have money to buy real estate later. Turns out  they want you to use that money to "invest" in their "education" for $9000 to $43000. All we did for 3 days was "Robertisms" Robert says this and that. Robert says you need to invest in your education. Robert say you get paid for what you know and lose money for what you don\'t know.  And we got alot of Walt Disney quotes too. The last thing we did was learn very little and vague things about Real Estate. In fact for 3 days all they told us from 9am to 7pm in between quotes from Robert and Walt Disney was that 3 days was not enough to learn about real estate so we need to invest more money in seminars. <br>It turned out to be more like a 3 day Tony Robins seminar of "HOW TO BE A BETTER YOU" then anything to do with learning about Real Estate. I paid $500 to sit in on a sales pitch for their advanced seminars. There is a sucker born every second in this world. I sat in the same seminar as 60 other people and guess what we had about 5 to 10 people who still paid somewhere of at least $20,000 for 3 more seminars of 3 days each. Our instructor talked about how much property and money he had and how he didn\'t need to be teaching these seminars, <br>but that his passion was teaching and this is his way of giving back to society by helping people reach their dream.  <br><br>These seminars are more of Robert and his crew helping others help him get richer.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307822">\
	 <div id="dsq-comment-header-21307822" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307822" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307822">AY</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307822" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307822" class="dsq-comment-message">I attended the free seminar and was really inspired to take the three day training but decided to think it over instead of buying on the spot.  Thanks to you guys, I will save my $500 and 3 days out of my life! I have attended  other similar seminars: Landmark forum, Millionaire Mind and Mlms and I hated getting pitched for the more expensive seminars so its good to know that that is what rich dad academy is all about as well before I made the mistake to go.  I am devastatingly dissapointed in Robert, however, since I have had such respect and trust in his ideas for years, since reading his books.  I guess the guy has to make his money but deceiving and manupulating people in the process really has proven him to be a sell out.  Its too bad. I would still reccomend anyone to read RDPD and Cashflow Q though but will certainly never attend a seminar.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307823">\
	 <div id="dsq-comment-header-21307823" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307823" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307823">Nathan</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307823" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307823" class="dsq-comment-message">I just went to one in Lancaster, PA and signed up for the $495 options trading seminar. Most of these posts are for the real estate course, any other people tried the options trading course? Given the negs of the real estate version, I will definetly tone down my expectations.thanks for all the posts.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307824">\
	 <div id="dsq-comment-header-21307824" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307824" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307824">Sam</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307824" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307824" class="dsq-comment-message">Nathan,<br><br>Save your money. The whole company is a waist of time. The only thing they are good for is motivational speaking. They will for sure tell you that 3 days is not long enough to learn about trading so they will try to sell you on more expensive courses and software. The most you will probably learn is "buy low sell high". They tell you some vague things. Look on your invoice and you will see on there where they write that during your seminar that you will be offered more training and more products. <br><br>Here is how the company works. They bring you in with a free two or three hour seminar/talk. Then they get a good salesmen to show you why he is into investing and show you pictures of their family and how that is their reason and motivation for making money. They will offer you a once in a life time deal for a 3 day seminar that costs normally $890 but for that day they will give you a promotional price of $495 and they will throw in free Robert CD\'s.<br>You get to the 3 day seminar there is another sales men teaching it. Shows you pictures of his family and tells you how successful he is and his motivation is his family. And that he only teaches because his passion is teaching. He will also throw in that he can\'t teach you everything he knows in 3 days. He will get into what ever the subject is then he will shift into quotes from Robert and maybe Walt Disney. Robert quotes are something like I am rich because I choose to be rich and how education is priceless. And how it is important. But during the class they ask who has a college degree, half the people would raise their hand, then the instructor would ask "And where has that gotten you". They put down college and tell you that you need to buy their education. <br><br>This is an elaborate sales presentation, it is by far one of the best sales presentations I have seen. Almost as good as AMWAY. Which I hear Robert was in. <br><br>Save your self $500 and 3 days of you life and don\'t go. If you want to learn, learn from someone who has gone to school for options training and who is certified and actualy made his money options trading. Don\'t try to learn from someone who made his money selling books about making money.</div>\
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	 </li>\
	 <li id="dsq-comment-21307825">\
	 <div id="dsq-comment-header-21307825" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307825" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307825">DaveP</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307825" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307825" class="dsq-comment-message">Hello everyone! I just attended the 3 day $495 class in MPLS. Here\'s my experience and 2 cents... Our Instructor was very knowledgable, personable and did a very good job. My background is that I am a small time RE Investor with 4 single family rentals and RTO\'s right now. I went to this seminar to learn about a couple more options in RE Investing (ex. Prop Mgmt, Notes, Forclosures, Multi Family, etc.). I will say this, I feel that I definitely got my $495 worth out of the class, especially considering my wife went as well so it was really $250 per (Cheap education!). The class covered a ton which was great but the downfall of that is they aren\'t able to spend a lot of time on just one or two subjects. I did not choose to continue with the adv. training sessions ($9K-$40K) at this time but I definitely will be researching and learning more on my own things that I took from this seminar. I plan to concentrate on just 1 or 2 things right now and do some smaller quick turns to make $$ and at a later time I may still sign up for some adv. training.<br><br>A couple of things I learned and thought were quite valuable are... How to find a good RE opportunity, Minumum RIO I should be looking for in certain ventures, How to factor my rents on Lease or Lease Options (thought I knew), Asset Protection (I have an LLC that was drafted by my RE Attorney and I got some great ideas how to protect myself even further) and much more! I think I had taken about 12-15 pages of valuable notes.<br><br>As for most of the other posts on here my thoughts are that those people that didn\'t get much out of it are those who thought they were going to learn how to make $100K on their 1st RE deal without much effort after attending the 3 day seminar (I would also imaging they have sunk a lot of money into many other "Get Rich Quick" ideas).  I would really be interested in hearing from someone that actually attended the adv. trainings and used a Mentor. What was your experience? Are you implemting what you\'ve learned? As for the rest of you I think it would behoove you to actually invest some time and learn more and "Do" a deal instead of just whining that you didn\'t walk out with the easy button to wealth!<br><br>Good luck!!!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307826">\
	 <div id="dsq-comment-header-21307826" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307826" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307826">Sam</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307826" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307826" class="dsq-comment-message">They do tell you a couple of good vague things about real estate. They are not there to teach you anything during the seminar, they are just there to get you to buy more seminars from them for $9k to $40k. You can learn everything they teach you and more for free at a local real estate investment club. Bottom line they talk more about quotes from RK and Walt Disney then they do talking about real estate. <br><br>I didn\'t go there expecting to be rich instantly or anything. I just thought they were going to teach me something I did not know not just some vague things. The instructor just spent 3 days telling us 3 days was not enough to learn about real estate. It\'s just a waist of time if you ask me. <br><br>Bottom line which they don\'t tell you at first (they wait until end of day two to tell you)is This $500 seminar is just more of a sales presentation to buy more seminars then it is to actually teach you any specific thing about real estate during this 3 day seminar.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307827">\
	 <div id="dsq-comment-header-21307827" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307827" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307827">flyhigh</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307827" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307827" class="dsq-comment-message">Davep,thank you for the positive input. I attended the 3-day seminar in Nov \'07 and purchased the $9k advanced training pkg. I learned quite a bit from the seminars and the on-demand (pre-recorded), as well as live webinar training courses. Since the training, I have purchased a SF house with more than 50% equity. The training also enlightened me in how to obtain funding for my first commercial investment. If a person does not apply the principles taught, he should expect to fail.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307828">\
	 <div id="dsq-comment-header-21307828" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307828" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307828">Hollywood</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307828" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307828" class="dsq-comment-message">I am attending the 3 day sales pitch as we speak. If they want the money for the advanced courses you\'d think they would teach you to make that amount of money rather than increase your bad debt.<br>You are free to ask questions but I can\'t get a straight answer out of any of them.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307829">\
	 <div id="dsq-comment-header-21307829" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307829" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307829">Sam</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307829" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307829" class="dsq-comment-message">It was my first get rich seminar. And trust me you can see the sales pitches a mile away. My wife is a real estate broker, and I just wanted to learn how to get into short sales and how to structure a land trust.  In the free seminar they tell you they are going to teach you all of that for the low price of $1000 but for that day only you can get it for the low price of $500 and you get some free cd\'s with it.<br><br> It\'s all a sales pitch. When you go to the first free meeting,  How come they never tell you for $500 all you are going to get is a sales pitch for more seminars? I\'m financially literate and I was semi retired at the age of 26 I know a scam when I see one. It\'s an elaborate pitch and a play on emotion is all it is. If you want to learn how to buy real estate you can join a local real estate investment club for $200, and have actually investors show  you how to buy.  You can get all the seminars there for free from people who are in the business.<br><br>For the people who defend this type of misleading, I don\'t know what you get for $9000 but I know for $500 I got a bunch lies and I didn\'t learn anything, but a few Walt Disney quotes and Robert K quotes out of his books, and I got to see some pictures from the instructor oh his wife and kids on the slide show,which is part of the emotional play they put on.  And the whole 3 days, they stress that 3 days is not enough time to learn.  It\'s a complete waist of time. Then they pressure people who are in soooo much debt already to take out more debt on their credit cards.<br><br>I warn you before you spend  your money, do some research on what you get. Do not take the word of the person who is taking your money. their job is to show you how great they and their products are.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307830">\
	 <div id="dsq-comment-header-21307830" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307830" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307830">Londoner</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307830" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307830" class="dsq-comment-message">Hi everyone.<br><br>I just got back from free seminar runned in London. What can I say?? Rather than 990$ for seminar and - wow - bargain offer - 495$, we have the same but valued: 1990 GBP and - wow! bargain! - 590 GBP<br><br>Basically, person who made this seminar was investor "Matthew Watson", however I couldn\'t find any informations about such person in internet - strange, bearing in mind his words: just type my name in google and you\'ll have many results. More or less - the same story: introduction to Robert\'s books, assest, liabilities, family photo of pregnant wife...<br><br>At hte end - wow! bargain! only TODAY!! - rather than 1990 GBP, you can have it for only 590 GBP!! Putting all my trust in richdad brand, I was really considering paying for this 3 day seminar. I was really surprised how many people did that actually! But!! But but but!! What is rich dad golden rule?? Investing is not risky - lack of knowledge is risky! Isn\'t that ironic?!<br><br>So I went back home without burned bridges - as I knew that this seminar will happen in next 2 days - and used google magic. Guess what! I\'ve found this page! And I really want to thank you all! I saved 600 GBP!<br><br>I must say I feel quite good after all this situation. While this "investor" was keep on repeating that he never puts his money into investment he doesn\'t know much about, seems like this hint has been ignored by the rest of the group. Simply - they took out thier credit cards and created positive cashflow to... God knows who! If this is the way you do your homework and learn your lessons - wow, I\'m happy to see that in such crowded market, only very few people use their brains. <br><br>Probably if I\'m told that Robert Kiyosaki will participate on this seminar - I guess I would pay. But it won\'t happen, and "richdad" logo and smiling Robert\'s photos is not enough! Not for 600 GBP.<br><br>It was good experience anyway. There is always need of having employees - you can run the best system ever, but still you need to have army of employees that will put 1 potato and 2 pickles on the top of hamburger. And I know, that there is still many of them around us.<br><br>PS. I am thinking of going there and warn future victims. I do not mind having a good idea that brings you money, as long as it is not cheating regular people.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307831">\
	 <div id="dsq-comment-header-21307831" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307831" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307831">A Skeptic</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307831" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307831" class="dsq-comment-message">this was my experience from back in july in tampa at a RK rich dad intro seminar....<br>2nd time i\'ve been to one - the first time i had to leave before it was over.<br><br>I decided to sign up during the event - the guy was very good manipulator/ psychology to <br>get people to join.  I decided that it wasn\'t right for me and i read the cancellation sheet very carefully<br>after reading discussion boards such as this where people had horrible experiences with trying to get a<br>refund.<br>Well, it didn\'t say i had to fax anything - just sent the notice back certified within the 3 day grace period.<br>I got an email confirmation for a ups label - but i almost deleted it because it didn\'t really indicate who or where it was from - but I was expecting something so I realized that\'s what it was. the label was for the cape coral address.<br><br>I wrote back to make sure I included EVERYTHING i was supposed to return (minus the \'fre-e gifts) and there was a discrepancy with what I got and what they claimed i had.<br>I emailed back and they replied that yes, what i had was correct as they had recently changed what was included in the purple bag.<br><br>I did go thru some closed loop calling:<br> called 800-978-8068 and talked to an Ashley - she said i was calling Utah and needed to call florida #<br>which was 239-540-6500 ext 1  (whitney education group)<br>called that and got directory HQ which told me to call the utah number again.<br><br>i called the 239 540 -6500 number again and listened to the menu - got another number to call <br>888-831-6866 for a label...<br>called again<br>239-540-6500 - ext 1 ... said you guys are telling me to call each other - passing the buck..<br>so the person put me in touch with a \'Lisa\' who emailed me exactly what I needed to return.<br><br>I can understand the frustration people have had with trying to get their money back...<br> my concern was to make sure we were on the same page as far as what they expected to receive back so they couldn\'t deny my return.<br><br>The long and short of it - i got USPS confirmation of their receiving my cancellation request.  Got the email prepaid UPS label emailed to me.... And they refunded my c/c within a few days - I actually had the refund before I had a chance to send the products back....<br><br>It\'s disappointing to learn that RK may be nothing more than a charlatan who has 1000s of people getting duped. But as far as hassles with getting my money back, I can\'t complain.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307834">\
	 <div id="dsq-comment-header-21307834" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307834" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307834">Jay</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307834" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307834" class="dsq-comment-message">Just finished my 3-day seminar. Didn\'t get conned into any advanced training courses. I had never been to any seminar, so when the opportunity became available, for $500, to learn about real estate investing, tax shelters, creative financing, etc... I decided to give it a try. After the first hour or two of class, I quickly saw that this was a scam and a sales pitch. I was disappointed, but figured I may learn some good information and I already paid, so I might as well stick it out and complete the 3 days. If anything, they are good motivational speakers. I am ready to invest, whether they taught me anything or not. But I really learned minimal quality information pertaining to investing. If you go to this 3 day seminar, just be aware of what you are getting-some motivation and very minimal investment info.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307835">\
	 <div id="dsq-comment-header-21307835" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307835" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307835">Wondering</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307835" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307835" class="dsq-comment-message">Question, I\'ve been offered a free ticket to attend a 3-day RDPD seminar. Somehow my acquaintance has this extra ticket that otherwise would go to waste. If people are paying $500 to attend, how is it that he has a free $500 ticket? I\'ve read the posts above and am not comfortable attending.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307836">\
	 <div id="dsq-comment-header-21307836" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307836" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307836">Sommer</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307836" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307836" class="dsq-comment-message">It\'s not a free ticket, it\'s jut when you pay the $500 you can bring someone at no extra cost. They make it sound like you can bring your "spouse" for free, when really two people can go for the $500.00</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307838">\
	 <div id="dsq-comment-header-21307838" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307838" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307838">Wondering</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307838" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307838" class="dsq-comment-message">Sommer,<br>  Thanks for the info. In the end I declined the invitation after reading these posts and others. <br>    - Wondering</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307839">\
	 <div id="dsq-comment-header-21307839" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307839" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307839">a $500 attendee</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307839" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307839" class="dsq-comment-message">Well, I attended the 3 day $500 seminar and all you get is a 3 day overview of the "Advnaced Training" You get samples from real deals worked by the presenter. Day one you are asked to go home and increase your credit lines so you can improve your acces of "other peoples money" . You ae lead to believe you can use this money to do your first deal. Then you are sold on why you need more training the - Advanced Training so you actually are expected to invest in yourself with your new credit lines so you can equip yourself to make more money and your first deal could pay for the training. WELL the training is $117K but you will get the special onsite proce of 67K includes software, 3 day in home mentor and a 3 day seminar on EACH real estate technique - 13 different courses are offered. Now the education is valuable BUT not at that price. People went to the back of the room and fanned out credit cards to cover the cost. I however bought nothing additional.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307840">\
	 <div id="dsq-comment-header-21307840" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307840" class="dsq-comment-cite">\
	 <a id="dsq-author-user-21307840" href="http://realestatesuccesssoftware.blogspot.com/" target="_blank" rel="nofollow">Randrich</a>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307840" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307840" class="dsq-comment-message">I purchased the Wealth Intelligence Academy Real Estate Success Software software a few weeks ago  and it seems to work fine so far. I\'m don\'t beleive it\'s the same software complained about above. This one helps do valuations , comps, find foreclosures , pre-foreclosures and also has legal documents you can use for deals. (and nice google map features)<br><br>My concern is the lack of online forums, blogs, equimine support page, etc. <br>I\'ve had all kinds of trouble trying to get onto the richdad discussion boards or the very similar WIA forums. I understand why they need to keep the negative chatter, especially from competitors , but I just want to discuss and compare notes with other users of this software. The manual is a good start, but as a long time IT person, I need my online resources and to be able to interact with them.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307841">\
	 <div id="dsq-comment-header-21307841" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307841" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307841">sadie</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307841" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307841" class="dsq-comment-message">I just finished Day 2 of the $495 seminar (my husband attended with me).  It is definitely worth the money as it included CD\'s books, etc. and the 3 day seminar for 2.  I definitely think it would be worth it to move forward to the advanced training but at this time my husband and I just cannot commit.  However, we do plan to followup!  <br><br>Before we attended the seminar I had read the books and listened to some of the CD\'s and had already started putting into practice our surplus budget and working with our financial statement correctly. I definitely increased my financial IQ just from reading the materials and listening to the DVD\'s and CD\'s which came with the $495 and that was before even attending the seminar.  I was amazed at how much more we could do with our budget and how I found more money to work with just by following a few suggestions in his books and I thought we actually were pretty good with our budget but WOW I was shocked that I wasn\'t utlizing what we kept or that we could keep more just by making a few changes.<br><br>  I am a lot more creative about how to utliize our income!  For my family it was money well spent and I am grateful for the opportunity to have had this experience and being reintroduced to RK\'s books, etc. (I had read Rich Dad Poor Dad about 7 years ago but my radar wasn\'t up so I missed some very important information).  I am excited about going back tomorrow and playing the Cash Flow game and enjoying the great people who are also attending the seminar.   It has motivated me to take action on some other things I have procrastinated about for far too long and I am very excited about getting that kick in the rear to be proactive on these goals.  That kick alone was worth the money!  <br><br>I think you get out of things what you expect.   I knew for $500 I would not walk away from 3 days knowing how to do real estate!   I got what I expected and I  was in tune to that so I picked up a lot of nuggets to utlize!  For me I got far more than my money\'s worth!  No regrets here!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307842">\
	 <div id="dsq-comment-header-21307842" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307842" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307842">sadie</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307842" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307842" class="dsq-comment-message">Completed the final day of the weekend training and had a great time!  Picked up some more great nuggets and played the Cash Flow game with some other great people at our table!   Yes there is the pitching going on but this is a business and I expect that in business!  Businesses do not make money if they are not selling!  However, I do believe the education you get with this program would be worth the money!   I don\'t have anything negative to say about this weekend.   I got more than my money\'s worth ($495).  <br><br>I know a couple of the people who did buy the advanced packages so I will be able to followup with them and see how things go!  I am excited for those who were able to move forward and wish them much success!   The low point for me was walking away without being able to move forward today!   I take away from this experience a much higher Financial IQ, learned some things that will help me and my husband as we continue to build our business.  I know there is so much more I need to know and can\'t wait to get that education!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307843">\
	 <div id="dsq-comment-header-21307843" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307843" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307843">Larz Carlson</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307843" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307843" class="dsq-comment-message">Anyone who has something \'good\' to say about these Rich Dad  seminars is obiviously ignorant about economics entirely or is on the dole from these slick operators!  These $495 seminar are nothing more than a high pressured commercial for the advanced and more expensive courses!  These guys are nothig more than \'no-account\' motivational speakers with little substance to show.  In other words: a bunch of thieving bastards!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307844">\
	 <div id="dsq-comment-header-21307844" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307844" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307844">sadie</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307844" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307844" class="dsq-comment-message">I am not on the dole for Robert Kiyosaki and I am not ignorant!   We didn\'t sign up for the advanced courses and didn\'t feel pressured to do so!   I learned a lot from the 3 day seminar that I am going to be using.    Seems we have issues today in this society with succcessful people from unsuccessful people!   To me one lacks understanding (but are not ignorant) to believe that a $495, 3 day workshop is going to be all you need to be successful in real estate.  I don\'t believe anybody is ignorant that attends one of these seminars or moves forward to the advanced level but are people looking for what will work for them and a better way to invest and earn income.   I actually ended up signing up for coaching with another company because of price and I am very happy with the coaching so far but I cannot cut down the Kiyosaki coaching when I haven\'t tried it!    You get what you expect from these things.  If you expect to be scammed you will miss a lot of good information!   If you expect to leave with  more knowledge than you came with and with a few new acquaintances, then you will leave with more than you came with!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307845">\
	 <div id="dsq-comment-header-21307845" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307845" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307845">John</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307845" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307845" class="dsq-comment-message">Ok first off, Robert Kiyosaki in no way dismisses education and calls it stupid. He has a college degree, and he knows the importance of education. He does, however, feel that schools now a days need to have a financial literacy class. Judging by today\'s economy, it would be wise for teens to learn how to manage their money correctly. Now will Kiyosaki\'s methods work for everyone? NO! That\'s why Robert encourages everyone to educate themselves with every bit of various information they can find. I attended a free seminar and liked what the speaker presented, but I knew that he was going to be sellings those $420 classes and I also knew that I wasn\'t going to purchase those classes so I avoided it, it\'s called being smart and aware of your weekly schedule. I have college classes at 8 in the morning. I\'ll find what the classes are going to teach in the library. If I\'m going to pay for classes, I\'m going to make sure that Robert Kiyosaki is there teaching so I could ask him a lot of unanswered questions after the seminar. I mean it is my money that i\'m giving to the guy after all. <br><br>So in conclusion, there is nothing wrong with learning how to invest from Robert Kiyosaki, Warren Buffet, Wall Street Journal and other bits and pieces of information you can find. Just take from it, analyze it, if you feel good about it, try it, and after a little while, come up with your own methods and reasons, if you don\'t feel good about the information you read, seek other things. Oh and Robert Kiyosaki does not like "get rich quick" schemes. It says so in back of "Rich Dad\'s Guide To Investing" and his seminars do not preach how to get rich quick.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307846">\
	 <div id="dsq-comment-header-21307846" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307846" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307846">Erik</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307846" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307846" class="dsq-comment-message">Just completed day 2 of the 3 day seminar.  I agree with the comments above... this event was one big sales pitch and very misleading.   A complete waste of time.  <br><br>I am more upset about the 20+ hours I have wasted over the past 2 days then the $500 I spent on the course.   Trying to debate whether or not I sit through the third day in hopes of picking up a few more ideas.<br><br>I would have some respect for them if they just spent 1-day giving us the important information and explaining the courses with pricing VERSUS making us sit there for 3-days and wasting our time on a sales pitch that was literally making me shake in my chair with frustration over the time I was wasting and sleaziness of the whole thing.   They could have definitely given us the 3-day course in 1-day.   <br><br>The funny thing... if they were open about their intentions and did not waste days of my life, I would probably have purchased some of the $5K classes.  I see the value in investing in education.  I can say that I will DEFINITELY NOT buy any of the advanced training b/c of their approach to this whole thing.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307847">\
	 <div id="dsq-comment-header-21307847" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307847" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307847">Happy</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307847" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307847" class="dsq-comment-message">Well I just read the bad reviews listed... WOW... I must say I\'m not too " happy " about just purchasing our $ 495.00 package deal from RK\'s free seminar on April 7, 2009. My husband and I are scheduled to attend the 3 day class on May 1,2 &amp; 3. I want to have an open mind about this investment and apply what we learn.I have followed RK\'s teaming up with Donald Trump.<br>I just went to a Donald Trump " free " seminar last night... The sign up fee for 3 day seminar was ( $ 1495.00 ). <br>Basely the same things were talked about last night in this meeting... So I have to give this seminar a try... <br><br>Thank you for letting us know about the credit card scam. We are not taking the cards... Ha!<br><br>Oh, my husband has been listening to RK cd\'s and he\'s excited about the knowledge so far.<br><br>We will send updated info after the class.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307848">\
	 <div id="dsq-comment-header-21307848" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307848" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307848">GSR</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307848" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307848" class="dsq-comment-message">Hey are u going to the Stock and trading seminar I am attending that one to</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307849">\
	 <div id="dsq-comment-header-21307849" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307849" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307849">Greg London</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307849" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307849" class="dsq-comment-message">I am considering purchasing the edutrader services. I found out about EduTrader at one of Robert Kiosayki\'s investing seminars. This article kind of helps me be a little more critical towards the software.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307850">\
	 <div id="dsq-comment-header-21307850" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307850" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307850">MichiganMac</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307850" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307850" class="dsq-comment-message">I am writing this while day 3 of the stock trading seminar I paid for is going on.  I found the first two days one huge sales pitch for the advance training with a small sprinkle of stock trading ideas mixed in.  The package they "recommend" is too the tune of $30,000.  Amazingly I would guess close to 80+% of the folks in the class appeared to be all in.  If nothing else these people are great salesmen!!!  <br><br>I am not disappointed about my $500 though.  I like the Edutrader software...for now until I figure fundemental stock analysis out on my own.  I also picked up some basic options trading ideas that I was unaware of.  However, a little research shows that this strategies can be learned from the internet for FREE.  Thats what I am going to do.  <br><br>Beware if you are planning to attend one of these 3-day seminars, you learn just enough to be dangerous and your credit cards are at risk to some very good salesmen!!!!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307851">\
	 <div id="dsq-comment-header-21307851" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307851" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307851">Kim</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307851" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307851" class="dsq-comment-message">I attended both the "free" 2 hour seminar as well as the discounted $495 seminar. I am a licensed Realtor, who has been licensed for 10 years. I\'ve either worked in general real estate or for a builder for all but 1 of those 10 years. While I\'m not a big fan of the "up sell", I knew it was coming, and gleaned what I could from what was presented. I can honestly say that I learned a tremendous amount in the $495 seminar - and the information was definitely NOT vague. Specific examples, actions, regulations, strategies, scripts were used throughout the 3 days. <br><br>For anyone who says it was vague, it sounds to me like it may have been a difference in instructors? My instructor\'s name was Damien, who seemed to be very experienced, knowledgeable, and "real". Perhaps I was simply duped, but I don\'t think so. When I went to him with a couple of questions on break, he had real practical answers to my questions (didn\'t seem like he put me off or was vague in any way). I not only learned some very valuable information for me personally, I\'ve already helped 2 of my clients and 1 friend (going through a foreclosure) with a couple of minor things - which I would have not known about if not attending. <br><br>I was (and continue to be) interested in continuing education to make my dream a reality. Let me further say, I have always wanted to invest in real estate for a living - since getting my license 10 years ago, actually. I have simply never taken the time, actions, and commitment to make it happen - because it just seemed like a dream. For me, I think the advanced trainings could be the kick in the pants some people need to make their dream a reality. However, if it isn\'t your dream - or someone has made you think it "might" be a good dream - you probably will fail miserably because you won\'t have the commitment in place to make it happen. It isn\'t get rich quick and it isn\'t for someone who isn\'t genuinely interested in real estate. It\'s something you have to be passionate about! <br><br>All that being said, I signed up for the advanced training. 4 courses, a mentor, charged to credit cards for around $26,000. Sounds nuts, right? :) Yeah, to me too. Even though I am extremely pumped and motivated to make my dream a reality, I felt I needed to step back and reevaluate my next actions/spending to make the best decision for me right now. <br><br>So I read all these posts thinking that it would be a living NIGHTMARE to cancel. SO FAR, I AM WRONG. <br><br>Now, everything has not been processed yet, but I at least have information for you Floridians who took the course. The phone number on my Notice of Cancellation was correct: 800-570-2020. I spoke w/ James at extension 3537 who gave me the proper fax number to send the notice of cancellation to. The fax number is 801-269-5178 - he said to fax it to Attn: Student Resolution. He said it would take up to 10 days to process the refund. Once they receive my cancellation, they will email me the mailing label to use. When I asked, he said the information for which products should be returned would be included - however, he didn\'t sound confident of that, so we\'ll have to wait and see. He confirmed my email address without me asking him. I will make sure I set my fax machine to print a confirmation page - and suggest anyone else do the same just in case. <br><br>The bottom line is that while I am cancelling the advanced education right now, there\'s a chance I may sign up later. Or not. The point is that I came away from the 3-day training totally motivated to make this work, and I\'ll do my own research to find the best educational resources for me personally. I saw another poster say that he took 12-15 pages of notes - I did the same. I\'ve gone back to review them and still feel there was tremendous value (certainly the $495 that I paid) in what was taught. <br><br>Like most everything else, the training is not black or white, good or bad. It\'s some combination and you must decide for yourself if it is a value to YOU. A value to me may not be a value to you. BY ALL MEANS, don\'t let negative comments on this program or any another allow you to give up on your dream, if that\'s what you want to do. Don\'t let it scare you or stop you in your tracks and do nothing! FIND what\'s best for you and you\'ll be the winner every time! (...sorry for the rambling...I know many have had bad experiences and I understand that...I would just hate to see someone\'s dreams dashed simply because of individual opinions and/or negativity...)</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307852">\
	 <div id="dsq-comment-header-21307852" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307852" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307852">Houston, TX...ye-haw!  Tort La</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307852" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307852" class="dsq-comment-message">Yep they got me too, but praise God I woke up fast...We all need to discipline our greed. <br><br>Attended the free seminar in Houston, TX on Aug 4, 2009 got suckered into purchasing the 3-day training class. The next day Aug. 5, 2009 I began cancelling the three day training course. Sent in the cancellation notice by certified mail, called RD two days later and they pitched me the "You need to fax us the student contract" I knew that was the beginning of the run-arounds. <br><br>Good thing I put it on my AmEx Credit Card, so many people were paying with cash. I\'ve talked wtih AmEx twice already and they told me they are not releasing any funds to that company and a billing inquiry will take place in three days. Tort laws are in place to protect citizens from thigs like this. Dave Ramsey is still my all time favorite he would never run schemes like this. <br><br>When in doubt..DOUBT!!! or at least us a credit card that can, and will be disputed in your favor.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307854">\
	 <div id="dsq-comment-header-21307854" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307854" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307854">Houston, TX...ye-haw!  just a </span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307854" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307854" class="dsq-comment-message">I did receive a full refund.  The full amount of the charge, all of it was removed from my American Express Credit Card by the Rich Dad Company without me having to dispute it with Amex. Alls well ends well. For future reference I do not recommend anyone having anything to do with this rich dad company. <br><br>Consider yourselves warned</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307855">\
	 <div id="dsq-comment-header-21307855" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307855" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307855">Parker</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307855" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307855" class="dsq-comment-message">I had attended the free seminar since I am huge fan of RK. Got into their sales pitch and signed up for 3 day seminar. Started researching and talking to couple of friends, found out that it is pretty much a scam. I could read the material and learn instead of taking up the class. The next day i called them up. after few rounds, i faxed the cancellation form. They kept saying someone would call me to get the material back and work for canceling the class. No one called, no emails send. Thanks to Amex, I disputed and got my money back. I still have the material. Dont know what would happen since it has been more than 25 days of my cancellation. One thing I learned from this is. RK is good inspiration for "Why to" but very poor at "How to" and I think he keeps stressing the point that his audios are for Why to and he does not teach How to. So my suggestion just stick with his RDPD books but do not get into these programs of How to. You are smart enough to find out How to.<br>Hope this helps.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21307858">\
	 <div id="dsq-comment-header-21307858" class="dsq-comment-header">\
	 <cite id="dsq-cite-21307858" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21307858">Matt-San Antonio, TX</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21307858" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21307858" class="dsq-comment-message">Yes, I went to the free seminar Rich Dad Stock Success System, I came across this site and also<br><a href="http://www.ripoffreport.com/Seminar-Programs/Wealth-Intelligence/wealth-intelligence-academy-d5bf5.htm" rel="nofollow">http://www.ripoffreport.com/Seminar-Programs/We...</a><br><br>after paying the $495, I called my CC company MasterCard they said I have to wait for the charge to be posted on the account before I can dispute it.<br><br>1. Question, disputing the $495 with your CC company did this also include the <br><br>currently billing of $39.95 for the software? Or you have to wait for the changes for the month<br><br> billing of $39.95 and then call up your CC company again and deal with this a second time?<br><br>2. How did yall find out the fax#?<br><br>Next Texas city coming up after San Antonio is Austin I heard the guy say in class today not<br><br>sure if that is true.</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-21594049">\
	 <div id="dsq-comment-header-21594049" class="dsq-comment-header">\
	 <cite id="dsq-cite-21594049" class="dsq-comment-cite">\
	 <span id="dsq-author-user-21594049">Satisfied in Pennsylvania</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-21594049" class="dsq-comment-body">\
	 <div id="dsq-comment-message-21594049" class="dsq-comment-message">Today I finished my 3 day seminar on Launch Your Business.  I knew going in there would be the promotion of more education.  I found the three days to be very beneficial and loaded with a great deal of information about business building and, yes, real estate investment ideas!  No, i did not sign up for more education.  Yes, they promoted furthering your financial education strongly but no undo pressure at the end when I said "no thank you"!<br><br>I found the presenter to be personable, capable and genuinely interested in the betterment of all those attending the class--she even recommended to a few in the class that they needed to work on some areas of their life and finances and not consider taking any classes at this time.<br><br>I recommend you do your due diligence about your own motives and expectations of this seminar "before" attending.  Don\'t blame them if you thought you were going to become a business success with only a three day $495 investment--won\'t happen for you and hasn\'t happened for anyone else!  Success in all areas of life demands much more from us!</div>\
	 </div>\
	 </li>\
	 <li id="dsq-comment-22125681">\
	 <div id="dsq-comment-header-22125681" class="dsq-comment-header">\
	 <cite id="dsq-cite-22125681" class="dsq-comment-cite">\
	 <span id="dsq-author-user-22125681">Vernon</span>\
	 </cite>\
	 </div>\
	 <div id="dsq-comment-body-22125681" class="dsq-comment-body">\
	 <div id="dsq-comment-message-22125681" class="dsq-comment-message">I went to the one day free seminar in Toronto Canada. Like everyone else here I got sucked in and I used my rent money to get in on the ground floor. I was so excited and decided that I was taking a chance and risk on my future finances. Well They gave me a bag with videos Audio and books to read as a bonus for signing up. Then when I got home and I was talking with my wife about it I started to have second thoughts. I promptly bounced that check and then I got a call telling me the check bounced. I acted surprised. And then they asked if I still wanted to go to the 3 days seminar. I said well I don\'t have any money right now then the lady said they would send me a return Fedex package and I was to return all of the books and stuff. My wife said that they made me pay $500 for the books and were probably going to try and sell me more at the 3 day work shop. Now that I am reading all of these comments online. I am glad I got wise before it was too late!</div>\
	 </div>\
	 </li>\
	 </ul>\
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				// if(Dsq.Utils.ie) { Dsq.Utils.fixIframesIE(); }
			});
		} else {
			// DEPRECATED
			Dsq.Iframes.showReplyIframeInContainer(Dsq.$('dsq-post-add'));
		}
	}

	
	

	
	if(document.location.hash != '') {
		document.location.hash = document.location.hash.substring(1);
	}

	Dsq.Popup.showCookieMsgs();

	
	if(document.location.search != '' && location.hash != '#disqus_thread') {
		var reply_id = Dsq.Utils.getRequestParams().dsq;
		if(reply_id) { document.location.hash = 'comment-' + reply_id; }
	}

	
	if((typeof OB_Script != 'undefined') && (typeof OB_versionNum != 'undefined')) {
		if(navigator.userAgent.indexOf("Firefox") != -1) {
			if(window.frames['dsq-reply-frame']) {
				window.frames['dsq-reply-frame'].location = Dsq.Urls.REPLY + (new Date()).getTime() + '&f=consumerismcommentary&t=stupid_investment_of_the_week_rich_dad_academy&to_redirect=' + encodeURIComponent(window.location) + '&ifrs=' + encodeURIComponent(disqus_iframe_css);
			}
		}
	}

	if (Dsq.jsonData.integration.theme == 4) {
		if (Dsq.jsonData.realtime_enabled) {
			Dsq.Realtime.initialize();
		}
	}

	



	window.ExecuteWhen = (function () {
	var obj = {}
	
	// Private
	var running = false;
	var timer = null;
	var pending = [];
	var startTimer = function() {
		running = true;
		timer = setInterval(obj.heartBeat, 100);
	};
	var stopTimer = function() {
		running = false;
		clearInterval(timer);
	};
	
	// Public
	obj.add = function (condition, code) {
		pending.push([condition,code]);
		this.heartBeat(); //!
		if (!running) {
			startTimer();
		}
	};
	obj.heartBeat = function() {
		if (!pending.length) {
			stopTimer();
		}
		var newPending = [];
		for (var i=0; i<pending.length; i++) {
			var cond = pending[i][0];
			var code = pending[i][1];
			// FIXME: if cond or code throw an error, they never get removed from pending
			if (cond()){
				code();
			}
			else {
				newPending.push([cond, code]);
			}
		}
		pending = newPending;
	};
	return obj;
})();

// also used in embed_thread.js:
window.fbIsReady = function () {return window.FB && FB.init;};
// NOTE: This script gets executed again without threadEl
//       set when we are loaded again as the fbc_receiver.
//       In this case, we don't need the hidden container.

if(!window.FB || !FB.init) {
	if(window.Dsq && Dsq.container) {
		// container is not present when init.js is loaded from an xd-receiver iframe; in this case,
		// we don't need the FB_HiddenContainer anyway.
		var fbDiv = document.createElement('div');
		fbDiv.id = "FB_HiddenContainer";	// Required or else FeatureLoader will execute a document.write.
		fbDiv.style.position = 'absolute';	// This is intentionally not setting display to none as this breaks
		fbDiv.style.top = '-10000px';		// Flash in Safari.
		fbDiv.style.left = '-10000px';
		fbDiv.style.width = '0px';
		fbDiv.style.height = '0px';
		Dsq.container.appendChild(fbDiv);
	}
	var fbJS = document.createElement('script');
	fbJS.type = "text/javascript";
	fbJS.src = "http://static.ak.connect.facebook.com/js/api_lib/v0.4/FeatureLoader.js.php";
	document.getElementsByTagName('head')[0].appendChild(fbJS);

	ExecuteWhen.add(window.fbIsReady,
		function () {
			// HACK: This is a workaround FBC's single domain limitation by
			//		 allowing sites to create multiple forums with different
			//		 Facebook API keys.  This must be used in conjunction with
			//		 disqus_facebook_forum (see authenticateFacebook).
			var facebook_api_key = 'a754e38c7443c66a17fb4f842187453e';
			if (typeof disqus_facebook_api_key != 'undefined') {
				facebook_api_key = disqus_facebook_api_key;
			}

			FB.init(facebook_api_key, window.facebookXdReceiverPath || null,
				{fetchSignedPublicSessionData: true});
		});
}


	


if(typeof(disqus_callback) == 'function') {
	var callback_params = Dsq.Utils.getRequestParams()['dsq_cbp'] || null;

	// We don't care about any errors in third-party code
	try {
		disqus_callback(callback_params);
	} catch (x) {
		if (typeof(console) != 'undefined' && typeof(console.log) == 'function') {
			// But it would be nice to let developers know about them
			console.log(x);
		}
		// pass
	}

	// HACK: We don't know if the callback wraps our container, which may
	// possibly result in a new DOM element.
	Dsq.container = document.getElementById('dsq-content');
}

})();




