Consumerism Commentary - Latest Comments in Personal Income Statement, January 2007 (Net Income: $5,415)

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

Harlan Landes — Thu, 08 Feb 2007 00:01:40 -0000

Money vs: I saw a spike in January, but I don't think it's sustainable. But over the past few months, this is how it has been. It's a strange feeling to be making more from my extravocational activities than from my day job.

Of course, I can't just decide to quit my day job; there's the whole issue of benefits which are being significantly subsidized by the employer... and the security of having a job with a predictable income.

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

Money Vs Debt — Wed, 07 Feb 2007 20:04:49 -0000

Geesh now thats what I call blogging! That crazy awesome you went from absolute $0 to $5k!!! In two years, what is your now uhhh side job. :-P That thing they refer to as your 9-5 because obviously PF Blogging is now offically your bread winner :-D

Also how many blogs do you have that your write in?

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

Saving Advice — Sat, 03 Feb 2007 02:05:05 -0000

Congratulations on a stellar month with your "hobbies" - keep those numbers up and your net worth will soar this year.

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

not confucius — Fri, 02 Feb 2007 19:27:39 -0000

very nicely done... of course, if you spend more time working, then you'll have less time to incur expenses (at least leisure)... jk... =)

thanks for sharing... your posts are very informative...

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

Harlan Landes — Fri, 02 Feb 2007 15:36:56 -0000

Matt: I haven't addressed the specific sources of business income other than to say it's from advertising on this and other sites (when I get a long-term contract, I lump all the income in the first month), subscriptions, and freelance work. I'll probably post more details on Meta.

Dus10: I haven't had a chance to maximize my rewards beyond the 2% I'm getting from my Citi Dividend card (latest $200 check on the way) and the few cents I get from uPromise.

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

Matt — Fri, 02 Feb 2007 14:59:22 -0000

You've seen a monster boost in Business Income these past 6 months or so- I would be interested in seeing the breakdown, if you haven't done it already (and I missed it).

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

Dus10 — Fri, 02 Feb 2007 13:30:22 -0000

Well, if you don't start addressing the dining out issue, the least you could do is try to maximize your perks for dining out. Rewards Network has a great list of restaurants that give you some rewards. The two programs that utilize it, for which I am aware, are UPromise and AAdvantage. I have used both, but I now use the AAdvantage program exclusively (aa.rewardsnetwork.com), because I have a goal to get 25K miles accumulated this year. I reached elite status this month, so I get 10 frequent flyer miles per dollar that I spend. They also have bonuses from time to time (like right now). For January and February, I will have about 10K miles, so I won't have much of a problem reaching my annual goal.

In addition, the card I use already has its own rewards, so I double dip there. And, I try to go to establishments that have some sort of other benefit (like a frequent patrons card or an online coupon).

I used to eat Subway very often, but I now frequent a Quiznos for the same price, thanks to my coupons, and get a lot of rewards.

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

Harlan Landes — Fri, 02 Feb 2007 13:17:15 -0000

Quicken holds all the data, and I export a custom income/expense report into an Excel template similar to this one.

Re: Personal Income Statement, January 2007 (Net Income: $5,415)

ntguru — Fri, 02 Feb 2007 12:41:27 -0000

How are you generating these--through Quicken?