http://consumerismcommentary.disqus.com/NoneenWed, 24 May 2006 10:08:04 -0000http://www.consumerismcommentary.com/2006/05/02/sell-your-life-insurance-policy/#comment-21301650<p>Flexo is absolutely right these deals are a good for the consumer and investor but a really bad for the life insurance companies. They set their pricing based on the assumption of policy lapses. If these deals continue to happen I wonder what's going to happen to prices? Could we see an increase? If I was approached for one of these deals I would run the other way. I wouldn't want a stranger owning a policy on my life because I'd be worth more to them if I was dead. Doesn't that give you the creeps? The industry is so unregulated right now that anyone can be an "investor".</p>DeeWed, 24 May 2006 10:08:04 -0000http://www.consumerismcommentary.com/2006/05/02/sell-your-life-insurance-policy/#comment-21301649<p>You can name a beneficiary and so when you "sell" it, you set the beneficiary as the party you've sold it to. They can't stop you from renaming the beneficiary.</p>jimWed, 03 May 2006 07:32:27 -0000http://www.consumerismcommentary.com/2006/05/02/sell-your-life-insurance-policy/#comment-21301648<p>Couldn't insurance companies create policies that can not be sold. That would solve the entire problem.</p>Easy ETue, 02 May 2006 10:25:19 -0000