DISQUS

Consumerism Commentary: The Last 401(k) Guide You’ll Ever Need, Five Tips, Part 4

  • S/100/30 · 3 years ago
    Do you rebalance your portfolio? If so, how often, and is it an automatic process? Leave a comment if you like.

    I've re-balanced once, and it was a pretty irrational episode! Your post is reminding me that I want to write a post about the effect the collapse of Enron had on many people my age (early twenties at the time), specifically with respect to how we approached retirement investing.
  • Flexo · 3 years ago
    I used to have my 401(k) set up to rebalance once a quarter. The company's computer would rebalance my portfolio according to my contribution instructions... (x% in large-cap, y% in small-cap, etc.) I've cancelled that for the moment.
  • mapgirl · 3 years ago
    I rebalance about once a year or less. It really depends on where I think I need to be in terms of managing risk. Sometimes it's ad hoc to take advantage of things like rising interest rates, etc. But overall I don't think about it too much and try to save regularly above anything else.